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Arizona Insurance Licensing State Requirements

On this page, you will find all of the state-specific information for Insurance Licensing in the state of Arizona. This information pertains to resident license applicants. For additional information for resident licensing, or for non-resident license information, please refer to the Arizona Department of Insurance website at Information is subject to change, and we will do our very best to make the process of completing your licensing education requirements as simple as possible.

Arizona Department of Insurance

2910 N. 44th St., Suite 210
Phoenix, AZ 85018-7269
Phone: 602-364-4457
Fax: 602-364-4460

COVID-19 Updates:

Effective 4/17/2020: Producer applicants may now apply for a provisional (temporary) license on Adjuster and surplus lines broker applicants are able to apply for a provisional (temporary) license by completing form L-PRV. Additional information relating to these new license types can be found at the following link:

How to Get Your Arizona Insurance License

1. Complete an Insurance Exam Prep Course

Although prelicensing education is not required in Arizona, those looking to earn an insurance license have a significantly higher chance of passing their licensing exam when they complete one of Kaplan’s exam prep courses. Give yourself the best chance to pass before you sit for the state exam. 

2. Pass Your Arizona Licensing Exam

To earn an Arizona insurance license, you must first pass a state licensing exam for each desired line of authority. Kaplan’s exam prep content is based directly on the Arizona licensing exams, so you will be prepared to pass the first time. 

After completing your exam prep course, you must pass a state licensing exam. Kaplan’s exam prep content is based directly on the Arizona licensing exams, so you will be prepared to pass the first time. 

Exam Provider: Prometric

Frequently Asked Questions About the Arizona Licensing Exam

How should I prepare for exam day? 

  • The exam will be administered by computer; you are not required to have any computer experience or typing skills to take the exam.
  • You should arrive at least 30 minutes before the exam appointment to sign in, verify your identification, and complete all security checks. 
  • Acceptable IDs for required identification:

    • Driver’s License
    • State-Issued Identification Card
    • Passport
    • Military Identification Card

  • IDs must contain both a current photo and signature (if not, you must present two identification cards: one with your photo and one with your signature).  
  • Exactly match the name used to register for the exam (including designations such as “Jr.” and “III”).
  • For the state of Arizona, an NPN is used instead of a state license number. An NPN is a unique identifier assigned through the licensing application process used to track individuals and business entities on a national basis. The NPN is commonly used to replace a producer license number. 
What is the exam like? 

  • All testing sessions are monitored during the exam, and they are video and audio recorded. 
  • You must not bring personal/unauthorized materials into the testing room include but not limited to:

    • Outerwear
    • Hats
    • Food
    • Drinks
    • Purses
    • Briefcases
    • Notebooks
    • Pagers
    • Watches
    • Cellular Telephones
    • Recording Devices
    • Photographic Equipment
  • Compliance with all testing facility security measures is required.
  • The examination contains four-option multiple-choice questions.
  • The examination also contains experimental questions. These questions will:
    • Be randomly distributed.
    • Not be counted for nor against your final score.
    • Not count against your time allotted for the test. 
    • Used on future exams based on performance. 

How is the exam scored?

  • There is a minimum passing score of 70%. 
  • At the end of your exam, your score will be shown on the screen, and you will receive a printed score report.
  • If you pass, Prometric electronically notifies the Department of Insurance of test results within 48 hours. 
  • If you do NOT pass the exam, you must repeat the licensing process. 
  • Please Note: Arizona law permits a maximum of 4 attempts to pass an exam in a 12- month period. If you do not pass an exam after 4 attempts, you must wait one year after failing the fourth attempt before you are eligible to take the exam again.

How long is the exam? 

Exam CodeLine of AuthorityExam TimeTotal Questions
13-31Arizona Examination for Life Insurance Producer2 hours100 Questions
13-32Arizona Examination for Accident and Health or Sickness Insurance Producer2 Hours
100 Questions
13-34Arizona Examination for Property and Casualty Insurance Producer2 Hours 30 Minutes150 Questions
13-36Arizona Examination for Property and Casualty Insurance Adjuster2 Hours 30 Minutes150 Questions
13-41Arizona Examination for Surplus Lines Insurance Broker1 Hour60 Questions
13-42Arizona Examination for Property Insurance Producer2 Hours100 Questions
13-43Arizona Examination for Casualty Insurance Produer2 Hours100 Questions
13-44Arizona Examination for Personal Lines Insurance Producer2 Hours100 Questions

3. Get Fingerprinted

Fingerprints (if required) must be delivered with Form L-FPV to the Insurance Licensing Section. Please follow the directions completely or your fingerprints may be rejected, causing a delay in the application processing. Prometric offers the convenience of a fingerprinting service at their Arizona test centers only (if scheduled when you schedule your exam).

4. Apply for an Arizona Insurance License

Once you have passed your state licensing exam, you are ready to apply for an insurance license.

You must submit your license application along with any other required paperwork and your fee payment to the Insurance Licensing Section. The Section must receive all required application materials, including the correct nonrefundable license fees, within one year after you pass the exam. ARS § 20-284 (A).

License applications are submitted either (1) through the NIPR electronic licensing system ( or (2) by mailing to the Insurance Licensing Section. 

NOTE: NIPR applications are prioritized for processing and are processed faster than mailed paper applications. 

You will be assigned an NPN. This unique identifier is assigned through the licensing application process and is used to track individuals and business entities on a national basis. The NPN is used by many states to replace a producer license number.

5. Plan to Complete Required Insurance Continuing Education (CE) Credits

Every insurance producer must adhere to their home state’s CE requirements. Stay on top of your CE and ahead of the competition with 365 days of unlimited course access when you enroll in a CE library with Kaplan. 

Learn how to renew an Arizona insurance license by clicking here.

Select a Line of Authority and Start Earning Your License Today:

Life & Health

This license qualifies you to explain, sell, and write life and health insurance products in Arizona.


Property & Casualty

This license qualifies you to sell products designed to protect from financial issues as a result of damage or injury in Arizona.

Personal Lines

This license qualifies you to sell a variety of insurance plans directly to consumers in Arizona.



This license qualifies you to investigate and adjust any claim in connection with an insurance policy in Arizona.