Kaplan University School of Professional and Continuing Education Kaplan University School of Professional and Continuing Education

Continuing Education for CFP® Professionals

Continuing Education for CFP® Professionals

CE Courses for Certification Renewal

CFP® professionals need 30 credits of continuing education (CE) every two years for CFP® certification renewal. As a CFP Board-approved continuing education provider, we deliver high-quality, efficient self-study CE courses.

CFP Board's Code of Ethics

One of the clear points differentiating CFP® professionals from others is their adherence to CFP Board's Code of Ethics, ensuring that they put clients' interests ahead of their own. Our CE course, Professional Ethics for Financial Planners, is based on CFP Board standards and provides two hours of the CE necessary for CFP® certification renewal.

Select a Product Credit Hours Price
Professional Ethics for Financial Planners
Code of Ethics 2
$29.00  Add to Cart 

Your course includes:

  • PDF of video slides
  • Exam Q and A

This course is delivered online and accessible to you anytime, anywhere. Upon successful completion of this course, Kaplan will submit your credit hours to CFP Board.

Total Access CE for CFP® Professionals

Kaplan offers more than 50 Insurance CE courses that are also approved for CFP® certification credit. Order now and receive unlimited access to the Insurance CE Library for an entire year.

Note: Total Access CE does not contain the ethics course required for CFP® certification renewal. For ethics credits, please order Professional Ethics for Financial Planners above.

Important: By ordering Total Access CE from this page, you will only receive CFP® certification renewal credit for the courses taken. You will not receive Insurance CE credit.
To receive both Insurance CE credit and CFP® certification renewal CE credit: choose Change State, select your state, then order the state approved insurance packages from your state's page. Insurance courses also approved for CFP® certification renewal CE will be noted in the Credit Hours column on your state's insurance ce page.

Select a Product Price
Total Access CE - All Lines $59.00  Add to Cart 

Total Access CE (All Lines) lets you take all the online continuing education courses you want for one price. It offers the most economical way to satisfy your CE requirements with courses that are easy to navigate and written by industry experts.

The library includes:

  • 365 days of unlimited access to all courses in our Insurance CE library
  • Immediate results with instant exam scoring
  • Unlimited exam retakes
  • Interactive CE tracking system
  • Printable certificate
  • CE submission to one state
Course(s) Credit Hours
Anti-Money Laundering Guidelines for Insurers
General 1

Skill Level: Basic

Get trained on federal anti-money laundering (AML) requirements for insurance companies and their producers. Major topics discussed in this course include the types of insurance companies and products subject to AML requirements, how money launderers operate in the insurance industry, the AML laws and regulations governing insurance companies, and how companies can comply with information gathering and reporting requirements.

This course has been approved by the Minnesota Commissioner of Commerce for 1 hour of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Course(s) Credit Hours
401(k) Plans, 6th Edition
General 4

Skill Level: Intermediate 

Learn how to tailor a 401(k) plan for differing needs. This course starts with basic concepts governing 401(k) plans, building to marketing, installation, and administration of these plans. Less expensive SIMPLE plans for small employers are also covered.

This course has been approved by the Minnesota Commissioner of Commerce for 4 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Advance Planning for Senior Needs, 4th Edition
General 5

Skill Level: Advanced

Understand the unique needs of retired individuals, the resources available to meet those needs, and planning techniques available to clients at various stages of life. This course considers life insurance, annuities, health insurance, and long-term care, and covers critical market conduct issues.

This course has been approved by the Minnesota Commissioner of Commerce for 11 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Advising Clients on Medicare, 2nd Edition
General 2

Skill Level: Intermediate

This course begins with a discussion of the need and value to financial advisors of providing advice to Baby Boomers on Medicare programs and choices, and then describes how and when to provide that advice. Course units cover the clients,considerations, resources, Medicare, enrollment, major choices, Original Medicare, Medicare Supplement Insurance, Medicare Advantage Plans, Medicare Part D: Prescription Drug Plans, and changing plans.

This course has been approved by the Minnesota Commissioner of Commerce for 2 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

AML Best Practices for the Life Insurance Industry, 2nd Edition
General 1.5

Skill Level: Intermediate 

This course shows insurance company personnel how to build anti-money laundering programs. It introduces the Bank Security Act, the Money Laundering Control Act, the Money Laundering Suppression Act, and the USA PATRIOT Act. The money laundering process is described, with emphasis on the insurance industry's most vulnerable points. The requirements for a formal program are given, including requirements related to the adoption of policies, procedures, and internal controls. The course explains the compliance officer's specific responsibilities for the program.

AML Training Program for Life Insurance Agents
General 1

Skill Level: Basic 

The course contains the recommended core elements of an AML training program for life insurance agents, as recommended by the American Council of Life Insurers. Major topics addressed in the course include key concepts, agent responsibilities, know your customer, methods of payment, suspicious activity monitoring, recordkeeping, reporting requirements, and penalties.

Annuities for Today's Investor, 1st Edition, 3rd Revision
General 3

Skill Level:Basic

Learn how annuities can satisfy client investment goals. This course discusses the features of annuities and where they belong within the range of retirement saving and distribution options that are available to clients. The course also links annuity features to the sales process.

This course has been approved by the Minnesota Commissioner of Commerce for 3 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Annuities for Today's Investor, 1st Edition, 3rd Revision
General 3

Skill Level:Basic

Learn how annuities can satisfy client investment goals. This course discusses the features of annuities and where they belong within the range of retirement saving and distribution options that are available to clients. The course also links annuity features to the sales process.

Annuity Concepts, 2nd Edition, Revised
General 3

Skill Level: Basic

Learn the fundamentals of individual annuity contracts. This course covers variable annuities in depth, distinguishing them from fixed annuities and discussing variations such as single and periodic premium, immediate and deferred annuities. How annuities are used and tax rules are also covered.

This course has been approved by the Minnesota Commissioner of Commerce for 4 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Annuity Suitability and Disclosure
General 4

Skill Level: Intermediate

Satisfy Minnesota's one-time annuity training requirement. Learn the fundamentals of the annuity contract, suitability, and sales practices. Learn about variable and fixed annuities, single and periodic premiums, and immediate and deferred annuities. Appropriate uses for different annuities and tax rules are also discussed.

This course has been approved by the Minnesota Commissioner of Commerce for 4 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Annuity Suitability: 4-Hour Training Course, 2nd Edition
General 3

Skill Level: Intermediate 

This course was developed to satisfy the NAIC annuity training course requirement. Learn the fundamentals of the annuity contract, suitability, and sales practices. Learn about variable and fixed annuities, single and periodic premiums, and immediate and deferred annuities. Appropriate uses for different annuities and tax rules are also discussed.

Annuity Training Course - NAIC/FINRA Rules and Regulations
General 5.5

Skill Level: Intermediate

Learn the fundamentals of the annuity contract, suitability, and sales practices. Learn about variable and fixed annuities, single and periodic premiums, and immediate and deferred annuities. Appropriate uses for different annuities and tax rules are also discussed.

Anti-Money Laundering Laws and Practices
General 2.5

Skill Level: Intermediate 

Where is the insurance industry most vulnerable to money laundering? Learn how to recognize activities that should be considered unusual or suspicious. The course covers laws enacted to enhance the government's ability to fight money laundering by monitoring currency transactions and suspicious financial activities.

This course has been approved by the Minnesota Commissioner of Commerce for 4 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Anti-Money Laundering Programs for Life Insurance Companies, 1st Edition
General 1.5

Skill Level: Intermediate

This course describes anti-money laundering programs for life insurance companies and the responsibilities of life insurance agents and brokers within those programs. The course is designed to help insurance companies design anti-money laundering programs that effectively address the risks they face from money launderers and terrorists. The course includes an overview of the minimum standards for an anti-money laundering program in life insurance companies, a survey of U.S. laws for combating money laundering and terrorism, the money laundering process, regulations covering money laundering, the development of anti-money laundering programs in insurance companies, suspicious transaction reporting, knowing customers and other guidelines, such as due diligence, red flags associated with suspicious activity involving insurance companies and products, and penalties and responsibilities. The course concludes with seven case studies.

This course has been approved by the Minnesota Commissioner of Commerce for 2 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Anti-Money Laundering Rules for Insurance Companies
General 1

Skill Level: Basic

Learn how to comply with anti-money laundering requirements for insurance companies. This course discusses the money laundering problem in the insurance industry, the money laundering process, anti-money laundering laws and regulations for insurance companies, and how companies can comply with anti-money laundering program and reporting requirements.

This course has been approved by the Minnesota Commissioner of Commerce for 1 hour of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Anti-Money Laundering Standards for the Insurance Industry
General 2

Skill Level: Intermediate

This course contains the recommended core elements of an anti-money laundering (AML) program for life insurance companies. Key topics covered in the course include trends in money laundering, major laws addressing money laundering, the core components of an insurance company's AML program, the role and responsibilities of life insurance agents, recordkeeping requirements, and reporting requirements and penalties for violating AML laws and regulations.

This course has been approved by the Minnesota Commissioner of Commerce for 2 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Anti-Money Laundering Training for Insurance Professionals
General 2

Skill Level: Intermediate

This course contains the recommended core elements of an AML program for life insurance companies, as well as directions on how to integrate insurance agents and brokers into the insurance company's AML program, including those associated with independent agencies. Major topics addressed in the course include trends in money laundering, major laws addressing money laundering, the core components of an insurance company's anti-money laundering program, the role and responsibilities of life insurance agents, recordkeeping requirements, and reporting requirements and penalties for breaking AML laws and regulations.

This course has been approved by the Minnesota Commissioner of Commerce for 2 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Anti-Money Laundering: Frequently Asked Questions
General 1

Difficulty level: Basic

Course description: Get answers to your frequently asked questions about federal anti-money laundering (AML) requirements for insurance companies and their agents. Topics covered include money laundering basics, anti-money laundering rules for insurance companies, customer identification programs, and suspicious activity reporting.

This course has been approved by the Minnesota Commissioner of Commerce for 1 hour of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Asset Allocation in Variable Annuities, 2nd Edition
General 1

Skill Level: Advanced

Focuses on the allocation of investment resources in variable annuity subaccounts. Describes common approaches to asset allocation and the relationship between asset allocation and investment diversification, as well as the various forms of financial risk and how to develop a client profile and identify client investment objectives.

This course has been approved by the Minnesota Commissioner of Commerce for 2 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Asset Allocation, 1st Edition Revised
General 2

Skill Level: Advanced

Explore the foundational concepts of asset allocation and practical implications of modern portfolio theory. This course also covers rebalancing and the risks that investors may encounter, an extensive history of the capital markets, and a section devoted to suitability and the benefits and disadvantages of wrap accounts.

Asset Allocation, 1st Edition Revised
General 2

Skill Level: Advanced

Explore the foundational concepts of asset allocation and practical implications of modern portfolio theory. This course also covers rebalancing and the risks that investors may encounter, an extensive history of the capital markets, and a section devoted to suitability and the benefits and disadvantages of wrap accounts.

This course has been approved by the Minnesota Commissioner of Commerce for 3 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Business Continuation Training Course, 3rd Edition
General 5

Skill Level: Intermediate

Businessowners have special estate planning challenges. Learn the pros and cons of continuing a business or liquidating it when the owner dies or becomes disabled. This course covers buy-sell arrangements, tax rules, and the role of insurance in making an effective plan.

This course has been approved by the Minnesota Commissioner of Commerce for 8 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Business Insurance Concepts, 10th Edition
General 5

Skill Level: Advanced

This comprehensive course examines the insurance products and concepts that meet business insurance needs. It compares proprietorships, partnerships, and corporations, and then discusses key employee insurance, deferred compensation, split-dollar plans, executive bonus plans, and group insurance. It includes sample advanced sales agreements, plus valuable prospecting tips and sales ideas. The last unit explains financial statements and shows how to use them as sales tools.

This course has been approved by the Minnesota Commissioner of Commerce for 16 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Business Insurance Concepts, 10th Edition (Texas)
General 5

Skill Level: Advanced

This comprehensive course examines the insurance products and concepts that meet business insurance needs. It compares proprietorships, partnerships, and corporations, and then discusses key employee insurance, deferred compensation, split-dollar plans, executive bonus plans, and group insurance. It includes sample advanced sales agreements, plus valuable prospecting tips and sales ideas. The last unit explains financial statements and shows how to use them as sales tools.

California 8-Hour Annuity Training Course, 3rd Edition
General 5

Skill Level: Intermediate

Satisfy California's 8-hour initial annuity training requirement. This course addresses all of the topics in the mandatory course outline published by the California Department of Insurance (CDI). This course contains examples, references, and citations that illuminate complex points concerning annuities, explains why annuities are important and what they mean for the consumer, and discusses common problems and solutions associated with annuities as they relate to seniors.

California 8-Hour Long-Term Care Training Course, 2nd Edition
General 5

Skill Level: Intermediate

The California 8-Hour Long-Term Care Training Course was written and approved to meet the 8-hour long-term care training requirement in California. Major units of the course address the need for long-term care, an overview of long-term care insurance, California statutory policy requirements, tax-qualified and nonqualified long-term care insurance policies, consumer protection and market conduct requirements, and alternatives to long-term care insurance. The course includes a sample application for a long-term care insurance policy and a summary of recent California legislation affecting long-term care insurance.

California 8-Hour Mandatory Long-Term Care Course
General 4.5

Skill Level: Intermediate 

This course is designed to meet the 8-hour long-term care training requirement in California. Major units of the course address the need for long-term care, an overview of long-term care insurance, California statutory policy requirements, tax-qualified and nonqualified long-term care insurance policies, consumer protection and market conduct requirements, and alternatives to long-term care insurance.

Disability Income Insurance, 3rd Edition
General 5

Skill Level: Intermediate

This comprehensive course on disability income insurance provides the training that agents need to educate clients and sell disability insurance policies in the individual and business markets. This course defines and explains the major forms of disability income insurance in clear and concise language with illustrations and marketing strategies.

This course has been approved by the Minnesota Commissioner of Commerce for 7 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Disability Income Insurance, 3rd Edition (Texas)
General 5

Skill Level: Intermediate 

This comprehensive course on disability income insurance provides the training that agents need to educate clients and sell disability insurance policies in the individual and business markets. This course defines and explains the major forms of disability income insurance in clear and concise language with illustrations and marketing strategies.

Distribution Planning: Required Distributions, 2nd Edition
General 1

Skill Level: Intermediate 

What happens when the owner of a tax-qualified retirement account reaches age 70½? This course covers IRS rules governing minimum distributions that must be made together with the tax treatment of these distributions. How these rules affect distributions to beneficiaries after the account owner’s death are also covered.

This course has been approved by the Minnesota Commissioner of Commerce for 2 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Equity-Indexed Annuities, 3rd Edition
General 2

Skill Level: Intermediate 

Learn the most important concepts relating to equity-indexed annuities (EIAs). This course describes EIA designs, features, and performance in detail. It also shows examples of the way various EIA design structures perform under different market conditions and why indexing is a solid investment strategy for the traditional annuity buyer.

This course has been approved by the Minnesota Commissioner of Commerce for 3 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Estate Planning Concepts, 12th Edition
General 5

Skill Level: Advanced

Learn what you need to sell life insurance in the profitable estate planning market. This course covers forms of property ownership, wills, trusts, probate, and estate and death taxes. Learn how to use life insurance and annuities to achieve important estate planning objectives.

This course has been approved by the Minnesota Commissioner of Commerce for 15 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Ethical Insurance Producer
General 3

Skill Level: Basic 

Here is an excellent introduction to the life and health insurance producer's ethical responsibilities to insurers, their clients, the public, and the state. The course focuses on the expression of ethical principles in the daily activities of life and health insurance producers.

Ethical Practices, 2nd Edition Revised
General 4

Skill Level: Basic

This course helps establish your company's ethical standards for life agents, managers, and marketing support personnel with discussions on serving the client's best interest, needs selling, ongoing service, and much more. Learners discuss the information sharing and privacy protection requirements established by the Gramm-Leach-Bliley Financial Modernization Act.

This course has been approved by the Minnesota Commissioner of Commerce for 4 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Ethics for the Insurance Professional, 4th Edition
General 3

Skill Level: Intermediate

This course outlines the broad parameters of a life insurance producer's ethical responsibilities. The producer's responsibilities to the insurer, policyowners, and the public are detailed. The course also outlines legal and fiduciary issues. Case studies and examples throughout the course reflect ethical dilemmas that insurance producers commonly face on the job.

This course has been approved by the Minnesota Commissioner of Commerce for 3 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Ethics, 3rd Edition
General 3

Skill Level: Intermediate 

This course is designed to help producers recognize some of the ethical dilemmas they may encounter in their careers and provides guidance on the attitudes and specific conduct that is expected. The course begins by defining ethics and explaining how insurance producers, as professionals, are subject to heightened ethical standards. The various ethical requirements that apply to insurance companies and agents are analyzed, with discussion relevant to both life and health and property and casualty producers.

This course has been approved by the Minnesota Commissioner of Commerce for 4 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Financial Challenges Facing Retirees, 4th Edition
General 2.5

Skill Level: Intermediate

Key challenges to the financial security of retirees resources, and strategies for distributing retirement savings to provide income for a lifetime are tackled in this course. Learn the need for post-retirement planning, risk management strategies for addressing illness and injury, long-term care, uninsured death, and outliving one's income.

This course has been approved by the Minnesota Commissioner of Commerce for 3 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Financial Challenges Facing Retirees, 4th Edition (Texas)
General 2.5

Skill Level: Intermediate

Key challenges to the financial security of retirees resources, and strategies for distributing retirement savings to provide income for a lifetime are tackled in this course. Learn the need for post-retirement planning, risk management strategies for addressing illness and injury, long-term care, uninsured death, and outliving one's income.

Financial Planning Process, 9th Edition
General 5

Difficulty Level: Advanced

Get clued into the financial planning process and the financial services industry. This course covers the basic analytic tools of the trade, income tax planning, risk management planning, retirement planning, wealth accumulation planning, estate planning, and business planning, and concludes with a look at the profession.

This course has been approved by the Minnesota Commissioner of Commerce for 21 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Financial Planning Process, 9th Edition (Texas)
General 5

Difficulty Level: Advanced

Get clued into the financial planning process and the financial services industry. This course covers the basic analytic tools of the trade, income tax planning, risk management planning, retirement planning, wealth accumulation planning, estate planning, and business planning, and concludes with a look at the profession.

Financial Products Training Course, 6th Edition
General 5

Skill Level: Advanced

Give your producers and brokers a practical and sales-oriented look at how each financial product works, including its tax consequences and its relative strengths and weaknesses. This comprehensive course covers deposit accounts, insurance, annuities, securities, mutual funds, and qualified retirement plans. Separate units focus on the risk-return tradeoff and selecting the right investment.

This course has been approved by the Minnesota Commissioner of Commerce for 13 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Financial Products Training Course, 6th Edition
General 5

Skill Level: Advanced

Give your producers and brokers a practical and sales-oriented look at how each financial product works, including its tax consequences and its relative strengths and weaknesses. This comprehensive course covers deposit accounts, insurance, annuities, securities, mutual funds, and qualified retirement plans. Separate units focus on the risk-return tradeoff and selecting the right investment.

Financial Products Training Course, 6th Edition (Ohio)
General 5

Skill Level: Intermediate

Give your producers and brokers a practical and sales-oriented look at how each financial product works, including its tax consequences and its relative strengths and weaknesses. This comprehensive course covers deposit accounts, insurance, annuities, securities, mutual funds, and qualified retirement plans. Separate units focus on the risk-return tradeoff and selecting the right investment.

FINRA Rule 2330: Deferred Variable Annuities
General 1

Skill Level:
Advanced

Course Description:
Deferred variable annuities can be complex and difficult to understand for customers and in some cases the registered representatives who sell them. They offer the customer choices among a number of contract options and offer the customer the opportunity to choose from a large number of investment options. FINRA developed Rule 2330 (formerly NASD Rule 2821) to enhance your and your firm’s compliance and supervisory systems regarding deferred variable annuities. The rule is also designed to provide more comprehensive and targeted protection to investors who wish to use deferred variable annuities in their investment programs.

In this course you will learn how the FINRA Rule 2330 applies to your business practices when recommending the purchase or exchange of deferred variable annuities to customers.

This course has been approved by the Minnesota Commissioner of Commerce for 1 hour of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Group Insurance, 7th Edition
General 4

Skill Level: Intermediate 

Group insurance is a different animal. Get practical advice on enrolling, installing, and servicing group plans for life, health, and long-term care insurance. This course includes coverage of tax rules, Section 125 plans, and the impact of managed care and health insurance portability requirements.

Health Care Reform, 2nd Edition
General 1.5

Skill Level: Intermediate  

This course describes and explains the provisions of the Affordable Care Act--the legislative package that includes the Patient Protection and Affordable Care Act, and the subsequent reconciliation bill, the Health Care and Education Reconciliation Act of 2010.

This course has been approved by the Minnesota Commissioner of Commerce for 2 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Health Concepts, 20th Edition
General 5

Skill Level: Intermediate

Health insurance products are the subject of this course. Topics include: types of policies, disability income and medical expense insurance. Learn about the industry, marketing, applications, underwriting, group policies, common, required and optional policy provisions, social health insurance, and taxation.

This course has been approved by the Minnesota Commissioner of Commerce for 11 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Health Insurance Fundamentals
General 5

Skill Level: 

Intermediate

Course Description:

This course discusses the many different kinds of health insurance coverage's that are available. Health insurance varies according to the methods of underwriting, the injury or illness covered, the types of insurers, the types of benefits and services provided, the types of losses covered, and the amount of benefits available.

This course has been approved by the Minnesota Commissioner of Commerce for 9 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Health Savings Accounts, 2nd Edition
General 4

Skill Level: Intermediate

Learn how health savings accounts (HSAs) differ from other health care reimbursement arrangements. This course covers HSA eligibility and the requirement that HSAs be used with a high-deductible health insurance plan. The rules for tax-free distributions, treatment of other distributions and other rules are also covered.

Health Savings Accounts, 2nd Edition
General 4

Skill Level: Intermediate

Learn how health savings accounts (HSAs) differ from other health care reimbursement arrangements. This course covers HSA eligibility and the requirement that HSAs be used with a high-deductible health insurance plan. The rules for tax-free distributions, treatment of other distributions and other rules are also covered.

This course has been approved by the Minnesota Commissioner of Commerce for 4 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Idaho Annuity 4-Hour Training Course
General 4

Skill Level: Intermediate

Satisfy Idaho's annuity training requirement. This course meets Idaho's one-time, 4-hour NAIC annuity training course requirement. Learn the fundamentals of the annuity contract, suitability, and sales practices. Learn about variable and fixed annuities, single and periodic premiums, and immediate and deferred annuities. Appropriate uses for different annuities and tax rules are also discussed.

Idaho Long-Term Care and Partnership Program 8-Hour Initial Course
General 5

Skill Level: Intermediate

This course meets the Idaho and NAIC initial training requirement. It introduces insurance agents to long-term care (LTC) insurance. Topics addressed include introduction to long-term care, sources of funds for long-term care, features of long-term care insurance policies, tax-qualified and non-qualified long-term care insurance policies, introduction to long-term care partnership (LTCP) policies, suitability, and producer responsibilities.

ILITs and Estate Planning, 2nd Edition
General 1.5

Skill Level: Intermediate  

This course analyzes the difference between a probate estate and a federal gross estate, the methods of paying final estate taxes, the important elements of a trust, the reasons for purchasing life insurance to pay estate settlement costs, the value of using an irrevocable life insurance trust (ILIT) to pay estate settlement costs, and the value of paying life insurance premiums through annual gifts to an ILIT.

This course has been approved by the Minnesota Commissioner of Commerce for 2 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Indexed Products
General 5

Skill Level: Intermediate 

This course is an effective way for individuals to meet their state's requirements for insurance producers who sell indexed insurance products. In an engaging, interactive format that utilizes illustrations, graphs, and other visuals, this course covers all the topics needed for state approval. Exercises and review tests ensure that learners interact frequently with the material and give them assurance that they are mastering the concepts as they go.

This course has been approved by the Minnesota Commissioner of Commerce for 4 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Indexed Products (Texas)
General 5

Skill Level: Intermediate 

This course is an effective way for individuals to meet their state's requirements for insurance producers who sell indexed insurance products. In an engaging, interactive format that utilizes illustrations, graphs, and other visuals, this course covers all the topics needed for state approval. Exercises and review tests ensure that learners interact frequently with the material and give them assurance that they are mastering the concepts as they go.

Indexed Products, 1st Edition (Florida)
General 5

Skill Level: Intermediate 

This course is an effective way for individuals to meet their state's requirements for insurance producers who sell indexed insurance products. In an engaging, interactive format that utilizes illustrations, graphs, and other visuals, this course covers all the topics needed for state approval. Exercises and review tests ensure that learners interact frequently with the material and give them assurance that they are mastering the concepts as they go.

Indiana Long-Term Care and Partnership Program 5-Hour Refresher Course
General 4

Skill Level: Intermediate

Satisfy your Indiana five-hour long-term care training refresher requirement with this course, which discusses the need for long-term care, examines how long-term care insurance can meet long-term care needs, and covers the Indiana long-term care partnership program and Medicaid eligibility. Long-term care policy features, benefits, and design options are also discussed.

Insurance Ethics and Consumer Protection
General 1

Skill Level: Basic 

Insurance professionals will learn why ethical conduct is good business. This course is appropriate for life and health and property and casualty staff and producers.

This course has been approved by the Minnesota Commissioner of Commerce for 4 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Introduction to Advanced Markets, 4th Edition
General 5

Skill Level: Intermediate

When producers are ready to move into the advanced markets, this course teaches the concepts they must know to succeed. It explains how to prospect for and get the attention of businessowners. The course presents the issues that are important to businessowners and discusses how producers can meet their needs. It covers succession planning (buy-sell agreements, Section 303 redemptions, and key employee insurance), as well as several insurance products for advanced markets (group insurance, executive bonus, split-dollar plans, qualified retirement plans, and more). Learners discover how to collect the information necessary to develop an effective sales proposal.

This course has been approved by the Minnesota Commissioner of Commerce for 9 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Introduction to Advanced Markets, 4th Edition (Texas)
General 5

Skill Level: Intermediate

When producers are ready to move into the advanced markets, this course teaches the concepts they must know to succeed. It explains how to prospect for and get the attention of businessowners. The course presents the issues that are important to businessowners and discusses how producers can meet their needs. It covers succession planning (buy-sell agreements, Section 303 redemptions, and key employee insurance), as well as several insurance products for advanced markets (group insurance, executive bonus, split-dollar plans, qualified retirement plans, and more). Learners discover how to collect the information necessary to develop an effective sales proposal.

Introduction to Life Insurance, 2nd Edition, 3rd Revision
General 5

Skill Level: Basic 

This is a valuable, first-step training course that explains the job of selling life insurance and what is expected from new agents. It includes tips for a successful career, techniques for identifying insurance markets and analyzing financial needs, finding and contacting prospects, planning presentations, completing the sale, uses for life insurance products, analyzing life insurance policies, and developing professional work habits.

This course has been approved by the Minnesota Commissioner of Commerce for 7 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Introduction to Trusts: Case Studies, 2nd Edition
General 1.5

Skill Level: Advanced 

In today's competitive financial services market, your ability to use estate and financial planning techniques to the best advantage of your clients is vital to your success. Trusts are one of the major building blocks of those techniques. This course is designed to cast you in the role of financial planner for five clients. You will interview the clients to determine their circumstances, needs, and resources. You will analyze their situations to develop a financial plan using trusts, and you will implement the plan with the execution of appropriate documents.

Investing Retirement Assets, 3rd Edition
General 2

Skill Level: Intermediate

Numerous factors must be taken into account to formulate suitable strategies for investing retirement assets for today's retirees. This course provides an introduction to distributions from tax qualified retirement plans, as well as an overview of principles of asset allocation that may be appropriate for a retired or retiring client.

This course has been approved by the Minnesota Commissioner of Commerce for 2 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Life Concepts, 18th Edition, Revised
General 7

Skill Level: Basic 

This course provides a comprehensive look at the life insurance industry. The first section of the course focuses on general information about insurance, including insurance regulation, insurance law, underwriting basics, and group insurance. The second section explains life insurance, including selling life insurance, policy issuance and delivery, types of insurance policies, policy provisions, policy options, annuities, group life insurance, Social Security and tax considerations, and retirement plans. Review questions conclude each unit. Topics include an introduction to life insurance, the need for life insurance, permanent insurance, term insurance, annuities, policy provisions, riders, premiums, dividends, nonforfeiture and settlement options, policy loans, insurance applications, underwriting, claims, group life insurance, business insurance, retirement plans, tax treatment of life insurance, life insurance companies, legal and professional aspects, and government programs.

This course has been approved by the Minnesota Commissioner of Commerce for 15 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Life Insurance Policy Comparison and Underwriting, 2nd Edition
General 5

Skill Level: Basic 

Take an introductory look at the nature and uses of life insurance, insurance applications and receipts, mortality and rating, underwriting processes and actions, term life insurance, whole life products, specialized policy forms, flexible policies, policy riders, options, provisions, and the use of life insurance for financial planning.

This course has been approved by the Minnesota Commissioner of Commerce for 7 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Long-Term Care and Partnership Program 4-Hour Refresher Course, 2nd Edition
General 3.5

Skill Level: Basic 

Refresh your understanding of long-term care (LTC) planning. This course, which covers required LTC Partnership and Medicaid training, fulfills the four-hour ongoing training requirement for sellers of LTC insurance policies. Paying for long-term care and long-term care policy features and suitability are also highlighted.

Long-Term Care and Partnership Programs Initial 8-Hour Course, 2nd Edition, Revised
General 5

Skill Level: Intermediate

This course meets the NAIC initial training requirement. It introduces insurance agents to long-term care (LTC) insurance. Topics addressed include introduction to long-term care, sources of funds for long-term care, features of long-term care insurance policies, tax-qualified and non-qualified long-term care insurance policies, introduction to long-term care partnership (LTCP) policies, suitability, and producer responsibilities.

Long-Term Care Concepts
General 2

Skill Level: Basic 

Basic in nature, this course provides a good overview of long-term care (LTC) insurance. Students learn about the need for LTC insurance and different ways of paying for it. Policy provisions for individual, group, and partnership LTC policies are explained. A unit is devoted to prospecting, selling, and market conduct issues.

This course has been approved by the Minnesota Commissioner of Commerce for 2 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Long-Term Care Coverage Combined with Annuities and Life Insurance
General 3.5

Skill Level: Intermediate 

This course discusses the combination products emerging in the insurance market as a result of provisions in the Pension Protection Act of 2006 that allow for the integration of long-term care insurance (LTCi) with annuities and life insurance policies. The course details how the LTCi benefit can be part of the base contract or a separate rider to the base contract. In addition, the course defines the market for LTCi products, describes the risk of needing long-term care services, as well as discusses who pays for long-term care.

This course has been approved by the Minnesota Commissioner of Commerce for 3 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Long-Term Care Suitability, 2nd Edition
General 4

Skill Level: Basic

Long-Term Care Suitability trains insurance agents in the process of educating clients about the long-term care (LTC) field and the need for LTC insurance. It details the process of working with clients to design affordable policies that are tailored to meet their needs and goals. This course emphasizes suitability and the matching of product features and benefits to client needs and goals.

This course has been approved by the Minnesota Commissioner of Commerce for 15 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Medicare and Medigap Insurance, 9th Edition
General 4

Skill Level: Intermediate

This course provides thorough coverage of the details concerning both Medicare health insurance and Medigap supplement health insurance policies. Medicare Part C plans (Medicare Advantage) are (is) also discussed. The course provides information on Medicare eligibility requirements and enrollment procedures and explains how health benefit claims are considered in plan coverage. Medicare benefits are explained in detail, including covered services, benefit amounts, claim exclusions, and any applicable copayments and deductibles.  The section of the course covering Medigap supplement insurance includes a discussion of related marketing and sales issues. Case study examples demonstrate how Medigap supplement insurance can complement Original Medicare coverage limitations.

This course has been approved by the Minnesota Commissioner of Commerce for 5 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Medicare and Medigap Insurance, 9th Edition (Texas)
General 4

No details are available for this product.

Medicare, 2nd Edition
General 2

Skill Level: Basic

This course covers the Medicare program, including Medicare Part A (Hospital Insurance), Medicare Part B (Medical Insurance), Medicare Part C (Medicare Advantage Plans, like HMOs or PPOs), and Medicare Part D (Medicare Prescription Drug Coverage).

This course has been approved by the Minnesota Commissioner of Commerce for 2 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Needs Analysis, 4th Edition
General 5

Skill Level: Intermediate

This course addresses the basics of needs-based consultative selling. After comparing financial objectives with existing resources, the need for additional insurance becomes obvious to prospects. This course is designed for producers who have just completed their introductory training or for experienced agents who wish to upgrade their skills from package or product selling.

This course has been approved by the Minnesota Commissioner of Commerce for 6 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Principles of Retirement Planning, 6th Edition
General 5

Skill Level: Intermediate

This course familiarizes agents with the retirement planning market and the retirement planning process by covering three main areas: analyzing and identifying retirement income needs and how to address those needs, health care and health insurance options, and estate and distribution planning. Topics include needs analysis, Social Security, life insurance and annuities, investment products, qualified plans and IRAs, plans for small business owners, long-term care, and wealth distribution.

This course has been approved by the Minnesota Commissioner of Commerce for 15 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Principles of Retirement Planning, 6th Edition (Texas)
General 5

Skill Level: Intermediate 

This course familiarizes agents with the retirement planning market and the retirement planning process by covering three main areas: analyzing and identifying retirement income needs and how to address those needs, health care and health insurance options, and estate and distribution planning. Topics include needs analysis, Social Security, life insurance and annuities, investment products, qualified plans and IRAs, plans for small business owners, long-term care, and wealth distribution.

Problematic Beneficiary Designations, 2nd Edition
General 4

Skill Level: Advanced 

Discover potential problems in beneficiary designations for life insurance,annuities, and retirement plans. Learn the tax consequences of these designations, complications when children are named, the use of trusts to solve problems, and your role in the beneficiary designation process.

This course has been approved by the Minnesota Commissioner of Commerce for 4 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Qualified and Nonqualified Plans, 4th Edition
General 5

Skill Level: Advanced

Learn about pension, profit-sharing and 401(k) plans, as well as IRAs, Keoghs, and nonqualified deferred compensation. This course explains qualification and tax rules for each type of plan and examines each plan's design from the perspective of both employers and employees. Plan installation, administration, and termination are fully explained.

This course has been approved by the Minnesota Commissioner of Commerce for 9 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Qualified and Nonqualified Plans, 4th Edition (Texas)
General 5

Skill Level: Advanced

Learn about pension, profit-sharing and 401(k) plans, as well as IRAs, Keoghs, and nonqualified deferred compensation. This course explains qualification and tax rules for each type of plan and examines each plan's design from the perspective of both employers and employees. Plan installation, administration, and termination are fully explained.

Retirement Income Strategies
General 1

Skill Level: Intermediate 

This course examines the allocation and liquidation of retirement assets during retirement. The changing world of retirement, including the demographic changes that have increased the importance of allocating and liquidating retirement plans appropriately, is a key topic. Other issues addressed include financial concerns common to retirees, federal tax treatment of major asset categories, and traditional principles and strategies for allocating and distributing retirement assets.

Retirement Income Strategies
General 1

Skill Level: Advanced 

This course examines the allocation and liquidation of retirement assets during retirement. The changing world of retirement, including the demographic changes that have increased the importance of allocating and liquidating retirement plans appropriately, is a key topic. Other issues addressed include financial concerns common to retirees, federal tax treatment of major asset categories, and traditional principles and strategies for allocating and distributing retirement assets.

This course has been approved by the Minnesota Commissioner of Commerce for 1 hour of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Section 529 Plans, 2nd Edition
General 3

Skill Level: Intermediate

This course provides a thorough examination of qualified tuition programs (QTPs), more commonly referred to as Section 529 college funding plans. These plans can be either prepaid tuition plans or college savings plans for payment of qualified higher education expenses. The course addresses the different plans and their respective benefits, as well as the rules that govern contributions to and distributions from these plans. Other issues addressed include the required coordination between QTPs and other education expense programs; the effect of QTPs on student eligibility for financial aid;  the associated income, gift, and/or estate tax treatments for both contributions and distributions; and some of the important considerations in choosing a QTP.

This course has been approved by the Minnesota Commissioner of Commerce for 3 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Section 529 Plans, 2nd Edition
General 3

Skill Level: Intermediate

This course provides a thorough examination of qualified tuition programs (QTPs), more commonly referred to as Section 529 college funding plans. These plans can be either prepaid tuition plans or college savings plans for payment of qualified higher education expenses. The course addresses the different plans and their respective benefits, as well as the rules that govern contributions to and distributions from these plans. Other issues addressed include the required coordination between QTPs and other education expense programs; the effect of QTPs on student eligibility for financial aid; the associated income, gift, and/or estate tax treatments for both contributions and distributions; and some of the important considerations in choosing a QTP.

Senior Needs Planning, 5th Edition
General 5

Skill Level: Intermediate

Understand the financial concerns facing your retired clients. This course will help you increase the value of the consultative services you provide your clients by offering strategic solutions to address those concerns and make you aware of the market conduct and ethical issues involved in serving the senior market.

This course has been approved by the Minnesota Commissioner of Commerce for 8 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Social Security and Medicare, 4th Edition
General 5

Skill Level: Intermediate

The rules governing Social Security and Medicare are complex, and eligibility requirements and benefit amounts can change frequently. This course will help you understand these programs. The course is divided into two parts and covers both Social Security and Medicare. A useful glossary of terms is included.

This course has been approved by the Minnesota Commissioner of Commerce for 6 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

South Dakota Long-Term Care Medicaid Training: 1-Hour Course
General 1

Skill level: Intermediate

This course meets the one-hour South Dakota Medicaid course requirement for producers who completed initial or refresher long-term care training in an NAIC state.

Suitability for Annuities, 4th Edition
General 1

Skill Level: Basic  

Make appropriate recommendations for prospects and clients using these principles and guidelines for determining the suitability of annuity products. This course looks at the proper use and application of fixed, variable, and indexed annuities; the purpose and function of such annuities; and the needs these different types of annuities serve.

This course has been approved by the Minnesota Commissioner of Commerce for 1 hour of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Suitability for Annuities, 4th Edition (Texas)
General 1

Skill Level: Basic

Make appropriate recommendations for prospects and clients using these principles and guidelines for determining the suitability of annuity products. This course looks at the proper use and application of fixed, variable, and indexed annuities; the purpose and function of such annuities; and the needs these different types of annuities serve.

Taxation of Life Insurance and Annuities, 2nd Edition
General 2

Skill Level: Advanced

This course provides an introduction to the income taxation of life insurance products and annuities. The lessons discuss life insurance as a financial product, term and permanent life insurance, rights and benefits of life insurance ownership, settlement options, and taxation. The lesson on annuities covers the role of annuities in investment planning and taxation issues.

The DOL Fiduciary Rule: Its Impact on Insurance Agents
General 2

Skill Level: Advanced

In April of 2016 the United States Department of Labor issued guidelines updating who is a fiduciary to retirement plans. While these guidelines directly impact those working with retirement plans, it also impacts insurance agents. This course outlines those new guidelines, the impact on those working with retirement plans and the impact on insurance agents.

This course has been approved by the Minnesota Commissioner of Commerce for 4 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Understanding 1035 Exchanges
General 1.5

Skill Level: Intermediate 

The purpose of this course is to examine Internal Revenue Code (IRC) Section 1035 and the planning capabilities it requires. The course covers the basic tax treatment of life insurance and annuities, the purpose of Section 1035, the exchange rules of life insurance and annuities, the meaning of policy replacement, and the procedures for properly effecting a 1035 exchange.

This course has been approved by the Minnesota Commissioner of Commerce for 2 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Understanding IRAs, 4th Edition
General 5

Skill Level: Intermediate

Traditional IRAs, Roth IRAs, education IRAs, and medical savings accounts are the subject of this course. Learn how these savings vehicles can be used with employer-sponsored retirement plans and medical savings accounts as part of an overall personal financial strategy, for both retirement and preretirement savings.

This course has been approved by the Minnesota Commissioner of Commerce for 5 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Understanding Wills and Intestacy. 2nd Edition
General 2

Skill Level: Intermediate

Learners will be able to understand the differences between wills and intestacy and explain the impact of each on an individual's estate and the estate settlement process. This course also covers the laws of intestacy, the intestacy process, and the reason some people die intestate, as well as the general requirements of a valid will, the different types of wills, and the process of drafting and executing a will. It includes sample documents and exercises to help the student gain mastery of the complex language of estate planning.

This course has been approved by the Minnesota Commissioner of Commerce for 3 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Variable Contracts, 2nd Edition Revised
General 5

Skill Level: Intermediate 

Take your knowledge of variable contracts to the next level. Learn to describe the formal characteristics of fixed premium variable life, variable universal life, and variable annuities to prospects and clients; determine suitability requirements of variable contracts; and explain and recommend asset allocation based on your clients' needs.

Variable Contracts: Case Studies, 1st Edition Revised
General 3

Skill Level: Intermediate 

Explore the steps in the variable life insurance and annuity sales process through a series of case studies. Meet the clients, conduct a fact-finding interview, create a plan, present the plan, and follow up to determine if the plan continues to best serve the client.

Course(s) Credit Hours
Health Care Reform, 3rd Edition
General 2

Skill Level:

Intermediate  

Course Description:

This course describes and explains the provisions of the Affordable Care Act--the legislative package that includes the Patient Protection and Affordable Care Act, and the subsequent reconciliation bill, the Health Care and Education Reconciliation Act of 2010. This course also highlights the changes to this law as it has been implemented.