Our site will be unavailable for 3 hours starting on Friday, April 26th, 2019 from 11:00pm and ending at 2:00am CST on Saturday, April 27th for maintenance. We apologize for any inconvenience this may cause.

Kaplan University School of Professional and Continuing Education Kaplan University School of Professional and Continuing Education

New Mexico Insurance CE Live Online Classes

New Mexico Insurance CE Live Online Classes

No exams. No filing fee. New Mexico approved classroom courses.

Fulfill New Mexico’s classroom continuing education requirement from the comfort of your home or office with a live online Insurance CE class. Our live online classes are approved as classroom courses and do not require an exam. Attend the webinar, answer the polling questions, and get credit...it is that simple.

View technical requirements for live online classes.


Please Note: Some courses may not be repeated within the same licensing period. See your state’s requirements page for more details.

Live Class Calendar
Date(s) Class City &
State
Credit Hours Credit Type Price   Details
May 20 – May 20 Social Security: Now . . . and the Future? 2nd Edition, 4th Revision Online
General 4
General $49.00  Add to Cart 

According to studies and reports that measure the "boomers" preparedness for retirement, retirees over the next several years will depend heavily on the Social Security retirement benefit. As such, there will be increasing pressure on financial professionals to understand the retirement benefits provided by Social Security and integrate these benefits into clients' retirement plans. This course will provide an in-depth discussion of all Social Security benefits, will examine the implications of delaying retirement benefits or collecting early, and will discuss recent changes to the Medicare benefit system.

Location Details: Session Details:
  • Online
  • #1: Mon, May 20, 2019, 8:30 AM - 12:30 PM (CT)

Taught By:
  • Robert Quinlan
Notes:
Class times are listed in Central Time.
May 21 – May 21 Understanding Indexed Annuity and Life Insurance Contracts Online
General 4
General $49.00  Add to Cart 

The growth in popularity of indexed insurance products, specifically fixed indexed annuities and fixed indexed life insurance policies, has been dramatic. While these products are considered fixed contracts, the interest that is credited to these products is based on the performance of an external financial index.  The basic concepts of these products may seem simple, but they are among the most complex of all insurance products. To many, they fall in the middle of the risk spectrum, between traditional fixed annuities and life insurance policies and variable annuities and variable life insurance policies.

This course will explain how these products compare and contrast with their fixed counterparts.  The course will also cover in detail different interest crediting methods and design characteristics of the indexed product, and the important suitability and market conduct issues related to these products.

Location Details: Session Details:
  • Online
  • #1: Tue, May 21, 2019, 8:30 AM - 12:30 PM (CT)

Taught By:
  • Robert Quinlan
Notes:
Class times are listed in Central Time.
May 22 – May 22 Beneficiary Designations - Getting it Right Online
General 4
General $49.00  Add to Cart 

Who gets the money? A few small words can have enormous consequences, so it’s critical to be sure that beneficiary designations are done correctly.  All too often the beneficiary designation is taken lightly or done with insufficient understanding of the potential problems, particularly in increasingly common situations involving blended families.

In this course attendees will learn how to be sure that the beneficiary designations reflect the owners’ intention and avoid land mines that can result in funds going to the wrong person and adverse tax and probate consequences.  The course will cover individual beneficiaries, minor beneficiaries, trust beneficiaries, per stirpes beneficiaries and beneficiaries for business plans.  Life insurance, annuities, and retirement plans will be addressed.

This course has been approved by the Minnesota Commissioner of Commerce for 4 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Location Details: Session Details:
  • Online
  • #1: Wed, May 22, 2019, 8:30 AM - 12:30 PM (CT)

Taught By:
  • Robert Quinlan
Notes:
Class times are listed in Central Time.
May 23 – May 23 Understanding IRAs - Products, Distributions, and Strategies, 1st Edition, 2nd Revision Online
General 4
General $49.00  Add to Cart 

With the retirement of the "baby boomers" well underway, understanding the options and the requirements under the laws, rules and regulations governing IRAs is becoming even more important. This course will review the features and benefits of IRA plans and the relative advantages and disadvantages of different types of IRAs and different IRA strategies. The course will place particular emphasis on distribution options and requirements, understanding transfers and rollovers under the new rules, and IRA conversions.

Location Details: Session Details:
  • Online
  • #1: Thu, May 23, 2019, 8:30 AM - 12:30 PM (CT)

Taught By:
  • Robert Quinlan
Notes:
Class times are listed in Central Time.
May 24 – May 24 Ethics for Insurance Professionals: A Practical Guide Online
Ethics 3
Ethics $39.00  Add to Cart 

This class presents the concept of ethics, how it relates to the sales and service of insurance, and how ethics creates the foundation for personal and professional success. The class sets the foundation by examining ethics as a moral and legal force. It then previews the ethical responsibilities agents owe to their insurers, their policy owners, their states, and the general public. Practical issues such as the proper use of policy illustrations, replacement, and ethical sales presentations are also discussed.

Location Details: Session Details:
  • Online
  • #1: Fri, May 24, 2019, 8:30 AM - 11:30 AM (CT)

Taught By:
  • Robert Quinlan
Notes:
Class times are listed in Central Time.
Jun 10 – Jun 10 Social Security: Now . . . and the Future? 2nd Edition, 4th Revision Online
General 4
General $49.00  Add to Cart 

According to studies and reports that measure the "boomers" preparedness for retirement, retirees over the next several years will depend heavily on the Social Security retirement benefit. As such, there will be increasing pressure on financial professionals to understand the retirement benefits provided by Social Security and integrate these benefits into clients' retirement plans. This course will provide an in-depth discussion of all Social Security benefits, will examine the implications of delaying retirement benefits or collecting early, and will discuss recent changes to the Medicare benefit system.

Location Details: Session Details:
  • Online
  • #1: Mon, June 10, 2019, 8:30 AM - 12:00 PM (CT)

Taught By:
  • Charles Berry
Notes:
Class times are listed in Central Time.
Jun 10 – Jun 10 Understanding Indexed Annuity and Life Insurance Contracts Online
General 4
General $49.00  Add to Cart 

The growth in popularity of indexed insurance products, specifically fixed indexed annuities and fixed indexed life insurance policies, has been dramatic. While these products are considered fixed contracts, the interest that is credited to these products is based on the performance of an external financial index.  The basic concepts of these products may seem simple, but they are among the most complex of all insurance products. To many, they fall in the middle of the risk spectrum, between traditional fixed annuities and life insurance policies and variable annuities and variable life insurance policies.

This course will explain how these products compare and contrast with their fixed counterparts.  The course will also cover in detail different interest crediting methods and design characteristics of the indexed product, and the important suitability and market conduct issues related to these products.

Location Details: Session Details:
  • Online
  • #1: Mon, June 10, 2019, 1:00 PM - 5:00 PM (CT)

Taught By:
  • Charles Berry
Notes:
Class times are listed in Central Time.
Jun 11 – Jun 11 Beneficiary Designations - Getting it Right Online
General 4
General $49.00  Add to Cart 

Who gets the money? A few small words can have enormous consequences, so it’s critical to be sure that beneficiary designations are done correctly.  All too often the beneficiary designation is taken lightly or done with insufficient understanding of the potential problems, particularly in increasingly common situations involving blended families.

In this course attendees will learn how to be sure that the beneficiary designations reflect the owners’ intention and avoid land mines that can result in funds going to the wrong person and adverse tax and probate consequences.  The course will cover individual beneficiaries, minor beneficiaries, trust beneficiaries, per stirpes beneficiaries and beneficiaries for business plans.  Life insurance, annuities, and retirement plans will be addressed.

This course has been approved by the Minnesota Commissioner of Commerce for 4 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Location Details: Session Details:
  • Online
  • #1: Tue, June 11, 2019, 8:00 AM - 12:00 PM (CT)

Taught By:
  • Charles Berry
Notes:
Class times are listed in Central Time.
Jun 11 – Jun 11 Understanding IRAs - Products, Distributions, and Strategies, 1st Edition, 2nd Revision Online
General 4
General $49.00  Add to Cart 

With the retirement of the "baby boomers" well underway, understanding the options and the requirements under the laws, rules and regulations governing IRAs is becoming even more important. This course will review the features and benefits of IRA plans and the relative advantages and disadvantages of different types of IRAs and different IRA strategies. The course will place particular emphasis on distribution options and requirements, understanding transfers and rollovers under the new rules, and IRA conversions.

Location Details: Session Details:
  • Online
  • #1: Tue, June 11, 2019, 1:00 PM - 5:00 PM (CT)

Taught By:
  • Charles Berry
Notes:
Class times are listed in Central Time.
Jun 12 – Jun 12 Ethics for Insurance Professionals: A Practical Guide Online
Ethics 3
Ethics $39.00  Add to Cart 

This class presents the concept of ethics, how it relates to the sales and service of insurance, and how ethics creates the foundation for personal and professional success. The class sets the foundation by examining ethics as a moral and legal force. It then previews the ethical responsibilities agents owe to their insurers, their policy owners, their states, and the general public. Practical issues such as the proper use of policy illustrations, replacement, and ethical sales presentations are also discussed.

Location Details: Session Details:
  • Online
  • #1: Wed, June 12, 2019, 8:00 AM - 11:00 AM (CT)

Taught By:
  • Charles Berry
Notes:
Class times are listed in Central Time.
Jul 22 – Jul 22 Social Security: Now . . . and the Future? 2nd Edition, 4th Revision Online
General 4
General $49.00  Add to Cart 

According to studies and reports that measure the "boomers" preparedness for retirement, retirees over the next several years will depend heavily on the Social Security retirement benefit. As such, there will be increasing pressure on financial professionals to understand the retirement benefits provided by Social Security and integrate these benefits into clients' retirement plans. This course will provide an in-depth discussion of all Social Security benefits, will examine the implications of delaying retirement benefits or collecting early, and will discuss recent changes to the Medicare benefit system.

Location Details: Session Details:
  • Online
  • #1: Mon, July 22, 2019, 8:30 AM - 12:30 PM (CT)

Taught By:
  • Karmen Sanders
Notes:
Class times are listed in Central Time.
Jul 23 – Jul 23 Understanding Indexed Annuity and Life Insurance Contracts Online
General 4
General $49.00  Add to Cart 

The growth in popularity of indexed insurance products, specifically fixed indexed annuities and fixed indexed life insurance policies, has been dramatic. While these products are considered fixed contracts, the interest that is credited to these products is based on the performance of an external financial index.  The basic concepts of these products may seem simple, but they are among the most complex of all insurance products. To many, they fall in the middle of the risk spectrum, between traditional fixed annuities and life insurance policies and variable annuities and variable life insurance policies.

This course will explain how these products compare and contrast with their fixed counterparts.  The course will also cover in detail different interest crediting methods and design characteristics of the indexed product, and the important suitability and market conduct issues related to these products.

Location Details: Session Details:
  • Online
  • #1: Tue, July 23, 2019, 8:30 AM - 12:30 PM (CT)

Taught By:
  • Karmen Sanders
Notes:
Class times are listed in Central Time.
Jul 24 – Jul 24 Ethics for Insurance Professionals: A Practical Guide Online
Ethics 3
Ethics $39.00  Add to Cart 

This class presents the concept of ethics, how it relates to the sales and service of insurance, and how ethics creates the foundation for personal and professional success. The class sets the foundation by examining ethics as a moral and legal force. It then previews the ethical responsibilities agents owe to their insurers, their policy owners, their states, and the general public. Practical issues such as the proper use of policy illustrations, replacement, and ethical sales presentations are also discussed.

Location Details: Session Details:
  • Online
  • #1: Wed, July 24, 2019, 8:30 AM - 12:30 PM (CT)

Taught By:
  • Karmen Sanders
Notes:
Class times are listed in Central Time.
Jul 25 – Jul 25 Beneficiary Designations - Getting it Right Online
General 4
General $49.00  Add to Cart 

Who gets the money? A few small words can have enormous consequences, so it’s critical to be sure that beneficiary designations are done correctly.  All too often the beneficiary designation is taken lightly or done with insufficient understanding of the potential problems, particularly in increasingly common situations involving blended families.

In this course attendees will learn how to be sure that the beneficiary designations reflect the owners’ intention and avoid land mines that can result in funds going to the wrong person and adverse tax and probate consequences.  The course will cover individual beneficiaries, minor beneficiaries, trust beneficiaries, per stirpes beneficiaries and beneficiaries for business plans.  Life insurance, annuities, and retirement plans will be addressed.

This course has been approved by the Minnesota Commissioner of Commerce for 4 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Location Details: Session Details:
  • Online
  • #1: Thu, July 25, 2019, 8:30 AM - 12:30 PM (CT)

Taught By:
  • Karmen Sanders
Notes:
Class times are listed in Central Time.
Jul 26 – Jul 26 Understanding IRAs - Products, Distributions, and Strategies, 1st Edition, 2nd Revision Online
General 4
General $49.00  Add to Cart 

With the retirement of the "baby boomers" well underway, understanding the options and the requirements under the laws, rules and regulations governing IRAs is becoming even more important. This course will review the features and benefits of IRA plans and the relative advantages and disadvantages of different types of IRAs and different IRA strategies. The course will place particular emphasis on distribution options and requirements, understanding transfers and rollovers under the new rules, and IRA conversions.

Location Details: Session Details:
  • Online
  • #1: Fri, July 26, 2019, 8:30 AM - 12:30 PM (CT)

Taught By:
  • Karmen Sanders
Notes:
Class times are listed in Central Time.
Aug 12 – Aug 12 Social Security: Now . . . and the Future? 2nd Edition, 4th Revision Online
General 4
General $49.00  Add to Cart 

According to studies and reports that measure the "boomers" preparedness for retirement, retirees over the next several years will depend heavily on the Social Security retirement benefit. As such, there will be increasing pressure on financial professionals to understand the retirement benefits provided by Social Security and integrate these benefits into clients' retirement plans. This course will provide an in-depth discussion of all Social Security benefits, will examine the implications of delaying retirement benefits or collecting early, and will discuss recent changes to the Medicare benefit system.

Location Details: Session Details:
  • Online
  • #1: Mon, August 12, 2019, 8:30 AM - 12:30 PM (CT)

Taught By:
  • Karmen Sanders
Notes:
Class times are listed in Central Time.
Aug 13 – Aug 13 Understanding Indexed Annuity and Life Insurance Contracts Online
General 4
General $49.00  Add to Cart 

The growth in popularity of indexed insurance products, specifically fixed indexed annuities and fixed indexed life insurance policies, has been dramatic. While these products are considered fixed contracts, the interest that is credited to these products is based on the performance of an external financial index.  The basic concepts of these products may seem simple, but they are among the most complex of all insurance products. To many, they fall in the middle of the risk spectrum, between traditional fixed annuities and life insurance policies and variable annuities and variable life insurance policies.

This course will explain how these products compare and contrast with their fixed counterparts.  The course will also cover in detail different interest crediting methods and design characteristics of the indexed product, and the important suitability and market conduct issues related to these products.

Location Details: Session Details:
  • Online
  • #1: Tue, August 13, 2019, 8:30 AM - 12:30 PM (CT)

Taught By:
  • Karmen Sanders
Notes:
Class times are listed in Central Time.
Aug 14 – Aug 14 Ethics for Insurance Professionals: A Practical Guide Online
Ethics 3
Ethics $39.00  Add to Cart 

This class presents the concept of ethics, how it relates to the sales and service of insurance, and how ethics creates the foundation for personal and professional success. The class sets the foundation by examining ethics as a moral and legal force. It then previews the ethical responsibilities agents owe to their insurers, their policy owners, their states, and the general public. Practical issues such as the proper use of policy illustrations, replacement, and ethical sales presentations are also discussed.

Location Details: Session Details:
  • Online
  • #1: Wed, August 14, 2019, 8:30 AM - 12:30 PM (CT)

Taught By:
  • Karmen Sanders
Notes:
Class times are listed in Central Time.
Aug 15 – Aug 15 Beneficiary Designations - Getting it Right Online
General 4
General $49.00  Add to Cart 

Who gets the money? A few small words can have enormous consequences, so it’s critical to be sure that beneficiary designations are done correctly.  All too often the beneficiary designation is taken lightly or done with insufficient understanding of the potential problems, particularly in increasingly common situations involving blended families.

In this course attendees will learn how to be sure that the beneficiary designations reflect the owners’ intention and avoid land mines that can result in funds going to the wrong person and adverse tax and probate consequences.  The course will cover individual beneficiaries, minor beneficiaries, trust beneficiaries, per stirpes beneficiaries and beneficiaries for business plans.  Life insurance, annuities, and retirement plans will be addressed.

This course has been approved by the Minnesota Commissioner of Commerce for 4 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Location Details: Session Details:
  • Online
  • #1: Thu, August 15, 2019, 8:30 AM - 12:30 PM (CT)

Taught By:
  • Karmen Sanders
Notes:
Class times are listed in Central Time.
Aug 16 – Aug 16 Understanding IRAs - Products, Distributions, and Strategies, 1st Edition, 2nd Revision Online
General 4
General $49.00  Add to Cart 

With the retirement of the "baby boomers" well underway, understanding the options and the requirements under the laws, rules and regulations governing IRAs is becoming even more important. This course will review the features and benefits of IRA plans and the relative advantages and disadvantages of different types of IRAs and different IRA strategies. The course will place particular emphasis on distribution options and requirements, understanding transfers and rollovers under the new rules, and IRA conversions.

Location Details: Session Details:
  • Online
  • #1: Fri, August 16, 2019, 8:30 AM - 12:30 PM (CT)

Taught By:
  • Karmen Sanders
Notes:
Class times are listed in Central Time.
Sep 23 – Sep 23 Social Security: Now . . . and the Future? 2nd Edition, 4th Revision Online
General 4
General $49.00  Add to Cart 

According to studies and reports that measure the "boomers" preparedness for retirement, retirees over the next several years will depend heavily on the Social Security retirement benefit. As such, there will be increasing pressure on financial professionals to understand the retirement benefits provided by Social Security and integrate these benefits into clients' retirement plans. This course will provide an in-depth discussion of all Social Security benefits, will examine the implications of delaying retirement benefits or collecting early, and will discuss recent changes to the Medicare benefit system.

Location Details: Session Details:
  • Online
  • #1: Mon, September 23, 2019, 8:30 AM - 12:30 PM (CT)

Taught By:
  • Karmen Sanders
Notes:
Class times are listed in Central Time.
Sep 24 – Sep 24 Understanding Indexed Annuity and Life Insurance Contracts Online
General 4
General $49.00  Add to Cart 

The growth in popularity of indexed insurance products, specifically fixed indexed annuities and fixed indexed life insurance policies, has been dramatic. While these products are considered fixed contracts, the interest that is credited to these products is based on the performance of an external financial index.  The basic concepts of these products may seem simple, but they are among the most complex of all insurance products. To many, they fall in the middle of the risk spectrum, between traditional fixed annuities and life insurance policies and variable annuities and variable life insurance policies.

This course will explain how these products compare and contrast with their fixed counterparts.  The course will also cover in detail different interest crediting methods and design characteristics of the indexed product, and the important suitability and market conduct issues related to these products.

Location Details: Session Details:
  • Online
  • #1: Tue, September 24, 2019, 8:30 AM - 12:30 PM (CT)

Taught By:
  • Karmen Sanders
Notes:
Class times are listed in Central Time.
Sep 25 – Sep 25 Ethics for Insurance Professionals: A Practical Guide Online
Ethics 3
Ethics $39.00  Add to Cart 

This class presents the concept of ethics, how it relates to the sales and service of insurance, and how ethics creates the foundation for personal and professional success. The class sets the foundation by examining ethics as a moral and legal force. It then previews the ethical responsibilities agents owe to their insurers, their policy owners, their states, and the general public. Practical issues such as the proper use of policy illustrations, replacement, and ethical sales presentations are also discussed.

Location Details: Session Details:
  • Online
  • #1: Wed, September 25, 2019, 8:30 AM - 12:30 PM (CT)

Taught By:
  • Karmen Sanders
Notes:
Class times are listed in Central Time.
Sep 26 – Sep 26 Beneficiary Designations - Getting it Right Online
General 4
General $49.00  Add to Cart 

Who gets the money? A few small words can have enormous consequences, so it’s critical to be sure that beneficiary designations are done correctly.  All too often the beneficiary designation is taken lightly or done with insufficient understanding of the potential problems, particularly in increasingly common situations involving blended families.

In this course attendees will learn how to be sure that the beneficiary designations reflect the owners’ intention and avoid land mines that can result in funds going to the wrong person and adverse tax and probate consequences.  The course will cover individual beneficiaries, minor beneficiaries, trust beneficiaries, per stirpes beneficiaries and beneficiaries for business plans.  Life insurance, annuities, and retirement plans will be addressed.

This course has been approved by the Minnesota Commissioner of Commerce for 4 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Location Details: Session Details:
  • Online
  • #1: Thu, September 26, 2019, 8:30 AM - 12:30 PM (CT)

Taught By:
  • Karmen Sanders
Notes:
Class times are listed in Central Time.
Sep 27 – Sep 27 Understanding IRAs - Products, Distributions, and Strategies, 1st Edition, 2nd Revision Online
General 4
General $49.00  Add to Cart 

With the retirement of the "baby boomers" well underway, understanding the options and the requirements under the laws, rules and regulations governing IRAs is becoming even more important. This course will review the features and benefits of IRA plans and the relative advantages and disadvantages of different types of IRAs and different IRA strategies. The course will place particular emphasis on distribution options and requirements, understanding transfers and rollovers under the new rules, and IRA conversions.

Location Details: Session Details:
  • Online
  • #1: Fri, September 27, 2019, 8:30 AM - 12:30 PM (CT)

Taught By:
  • Karmen Sanders
Notes:
Class times are listed in Central Time.
Oct 21 – Oct 21 Social Security: Now . . . and the Future? 2nd Edition, 4th Revision Online
General 4
General $49.00  Add to Cart 

According to studies and reports that measure the "boomers" preparedness for retirement, retirees over the next several years will depend heavily on the Social Security retirement benefit. As such, there will be increasing pressure on financial professionals to understand the retirement benefits provided by Social Security and integrate these benefits into clients' retirement plans. This course will provide an in-depth discussion of all Social Security benefits, will examine the implications of delaying retirement benefits or collecting early, and will discuss recent changes to the Medicare benefit system.

Location Details: Session Details:
  • Online
  • #1: Mon, October 21, 2019, 8:30 AM - 12:30 PM (CT)

Taught By:
  • Karmen Sanders
Notes:
Class times are listed in Central Time.
Oct 22 – Oct 22 Understanding Indexed Annuity and Life Insurance Contracts Online
General 4
General $49.00  Add to Cart 

The growth in popularity of indexed insurance products, specifically fixed indexed annuities and fixed indexed life insurance policies, has been dramatic. While these products are considered fixed contracts, the interest that is credited to these products is based on the performance of an external financial index.  The basic concepts of these products may seem simple, but they are among the most complex of all insurance products. To many, they fall in the middle of the risk spectrum, between traditional fixed annuities and life insurance policies and variable annuities and variable life insurance policies.

This course will explain how these products compare and contrast with their fixed counterparts.  The course will also cover in detail different interest crediting methods and design characteristics of the indexed product, and the important suitability and market conduct issues related to these products.

Location Details: Session Details:
  • Online
  • #1: Tue, October 22, 2019, 8:30 AM - 12:30 PM (CT)

Taught By:
  • Karmen Sanders
Notes:
Class times are listed in Central Time.
Oct 23 – Oct 23 Ethics for Insurance Professionals: A Practical Guide Online
Ethics 3
Ethics $39.00  Add to Cart 

This class presents the concept of ethics, how it relates to the sales and service of insurance, and how ethics creates the foundation for personal and professional success. The class sets the foundation by examining ethics as a moral and legal force. It then previews the ethical responsibilities agents owe to their insurers, their policy owners, their states, and the general public. Practical issues such as the proper use of policy illustrations, replacement, and ethical sales presentations are also discussed.

Location Details: Session Details:
  • Online
  • #1: Wed, October 23, 2019, 8:30 AM - 12:30 PM (CT)

Taught By:
  • Karmen Sanders
Notes:
Class times are listed in Central Time.
Oct 24 – Oct 24 Beneficiary Designations - Getting it Right Online
General 4
General $49.00  Add to Cart 

Who gets the money? A few small words can have enormous consequences, so it’s critical to be sure that beneficiary designations are done correctly.  All too often the beneficiary designation is taken lightly or done with insufficient understanding of the potential problems, particularly in increasingly common situations involving blended families.

In this course attendees will learn how to be sure that the beneficiary designations reflect the owners’ intention and avoid land mines that can result in funds going to the wrong person and adverse tax and probate consequences.  The course will cover individual beneficiaries, minor beneficiaries, trust beneficiaries, per stirpes beneficiaries and beneficiaries for business plans.  Life insurance, annuities, and retirement plans will be addressed.

This course has been approved by the Minnesota Commissioner of Commerce for 4 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Location Details: Session Details:
  • Online
  • #1: Thu, October 24, 2019, 8:30 AM - 12:30 PM (CT)

Taught By:
  • Karmen Sanders
Notes:
Class times are listed in Central Time.
Oct 25 – Oct 25 Understanding IRAs - Products, Distributions, and Strategies, 1st Edition, 2nd Revision Online
General 4
General $49.00  Add to Cart 

With the retirement of the "baby boomers" well underway, understanding the options and the requirements under the laws, rules and regulations governing IRAs is becoming even more important. This course will review the features and benefits of IRA plans and the relative advantages and disadvantages of different types of IRAs and different IRA strategies. The course will place particular emphasis on distribution options and requirements, understanding transfers and rollovers under the new rules, and IRA conversions.

Location Details: Session Details:
  • Online
  • #1: Fri, October 25, 2019, 8:30 AM - 12:30 PM (CT)

Taught By:
  • Karmen Sanders
Notes:
Class times are listed in Central Time.
Nov 18 – Nov 18 Social Security: Now . . . and the Future? 2nd Edition, 4th Revision Online
General 4
General $49.00  Add to Cart 

According to studies and reports that measure the "boomers" preparedness for retirement, retirees over the next several years will depend heavily on the Social Security retirement benefit. As such, there will be increasing pressure on financial professionals to understand the retirement benefits provided by Social Security and integrate these benefits into clients' retirement plans. This course will provide an in-depth discussion of all Social Security benefits, will examine the implications of delaying retirement benefits or collecting early, and will discuss recent changes to the Medicare benefit system.

Location Details: Session Details:
  • Online
  • #1: Mon, November 18, 2019, 8:30 AM - 12:30 PM (CT)

Taught By:
  • Karmen Sanders
Notes:
Class times are listed in Central Time.
Nov 19 – Nov 19 Understanding Indexed Annuity and Life Insurance Contracts Online
General 4
General $49.00  Add to Cart 

The growth in popularity of indexed insurance products, specifically fixed indexed annuities and fixed indexed life insurance policies, has been dramatic. While these products are considered fixed contracts, the interest that is credited to these products is based on the performance of an external financial index.  The basic concepts of these products may seem simple, but they are among the most complex of all insurance products. To many, they fall in the middle of the risk spectrum, between traditional fixed annuities and life insurance policies and variable annuities and variable life insurance policies.

This course will explain how these products compare and contrast with their fixed counterparts.  The course will also cover in detail different interest crediting methods and design characteristics of the indexed product, and the important suitability and market conduct issues related to these products.

Location Details: Session Details:
  • Online
  • #1: Tue, November 19, 2019, 8:30 AM - 12:30 PM (CT)

Taught By:
  • Karmen Sanders
Notes:
Class times are listed in Central Time.
Nov 20 – Nov 20 Ethics for Insurance Professionals: A Practical Guide Online
Ethics 3
Ethics $39.00  Add to Cart 

This class presents the concept of ethics, how it relates to the sales and service of insurance, and how ethics creates the foundation for personal and professional success. The class sets the foundation by examining ethics as a moral and legal force. It then previews the ethical responsibilities agents owe to their insurers, their policy owners, their states, and the general public. Practical issues such as the proper use of policy illustrations, replacement, and ethical sales presentations are also discussed.

Location Details: Session Details:
  • Online
  • #1: Wed, November 20, 2019, 8:30 AM - 12:30 PM (CT)

Taught By:
  • Karmen Sanders
Notes:
Class times are listed in Central Time.
Nov 21 – Nov 21 Beneficiary Designations - Getting it Right Online
General 4
General $49.00  Add to Cart 

Who gets the money? A few small words can have enormous consequences, so it’s critical to be sure that beneficiary designations are done correctly.  All too often the beneficiary designation is taken lightly or done with insufficient understanding of the potential problems, particularly in increasingly common situations involving blended families.

In this course attendees will learn how to be sure that the beneficiary designations reflect the owners’ intention and avoid land mines that can result in funds going to the wrong person and adverse tax and probate consequences.  The course will cover individual beneficiaries, minor beneficiaries, trust beneficiaries, per stirpes beneficiaries and beneficiaries for business plans.  Life insurance, annuities, and retirement plans will be addressed.

This course has been approved by the Minnesota Commissioner of Commerce for 4 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Location Details: Session Details:
  • Online
  • #1: Thu, November 21, 2019, 8:30 AM - 12:30 PM (CT)

Taught By:
  • Karmen Sanders
Notes:
Class times are listed in Central Time.
Nov 22 – Nov 22 Understanding IRAs - Products, Distributions, and Strategies, 1st Edition, 2nd Revision Online
General 4
General $49.00  Add to Cart 

With the retirement of the "baby boomers" well underway, understanding the options and the requirements under the laws, rules and regulations governing IRAs is becoming even more important. This course will review the features and benefits of IRA plans and the relative advantages and disadvantages of different types of IRAs and different IRA strategies. The course will place particular emphasis on distribution options and requirements, understanding transfers and rollovers under the new rules, and IRA conversions.

Location Details: Session Details:
  • Online
  • #1: Fri, November 22, 2019, 8:30 AM - 12:30 PM (CT)

Taught By:
  • Karmen Sanders
Notes:
Class times are listed in Central Time.
Dec 09 – Dec 09 Social Security: Now . . . and the Future? 2nd Edition, 4th Revision Online
General 4
General $49.00  Add to Cart 

According to studies and reports that measure the "boomers" preparedness for retirement, retirees over the next several years will depend heavily on the Social Security retirement benefit. As such, there will be increasing pressure on financial professionals to understand the retirement benefits provided by Social Security and integrate these benefits into clients' retirement plans. This course will provide an in-depth discussion of all Social Security benefits, will examine the implications of delaying retirement benefits or collecting early, and will discuss recent changes to the Medicare benefit system.

Location Details: Session Details:
  • Online
  • #1: Mon, December 09, 2019, 8:30 AM - 12:30 PM (CT)

Taught By:
  • Karmen Sanders
Notes:
Class times are listed in Central Time.
Dec 10 – Dec 10 Understanding Indexed Annuity and Life Insurance Contracts Online
General 4
General $49.00  Add to Cart 

The growth in popularity of indexed insurance products, specifically fixed indexed annuities and fixed indexed life insurance policies, has been dramatic. While these products are considered fixed contracts, the interest that is credited to these products is based on the performance of an external financial index.  The basic concepts of these products may seem simple, but they are among the most complex of all insurance products. To many, they fall in the middle of the risk spectrum, between traditional fixed annuities and life insurance policies and variable annuities and variable life insurance policies.

This course will explain how these products compare and contrast with their fixed counterparts.  The course will also cover in detail different interest crediting methods and design characteristics of the indexed product, and the important suitability and market conduct issues related to these products.

Location Details: Session Details:
  • Online
  • #1: Tue, December 10, 2019, 8:30 AM - 12:30 PM (CT)

Taught By:
  • Karmen Sanders
Notes:
Class times are listed in Central Time.
Dec 11 – Dec 11 Ethics for Insurance Professionals: A Practical Guide Online
Ethics 3
Ethics $39.00  Add to Cart 

This class presents the concept of ethics, how it relates to the sales and service of insurance, and how ethics creates the foundation for personal and professional success. The class sets the foundation by examining ethics as a moral and legal force. It then previews the ethical responsibilities agents owe to their insurers, their policy owners, their states, and the general public. Practical issues such as the proper use of policy illustrations, replacement, and ethical sales presentations are also discussed.

Location Details: Session Details:
  • Online
  • #1: Wed, December 11, 2019, 8:30 AM - 12:30 PM (CT)

Taught By:
  • Karmen Sanders
Notes:
Class times are listed in Central Time.
Dec 12 – Dec 12 Beneficiary Designations - Getting it Right Online
General 4
General $49.00  Add to Cart 

Who gets the money? A few small words can have enormous consequences, so it’s critical to be sure that beneficiary designations are done correctly.  All too often the beneficiary designation is taken lightly or done with insufficient understanding of the potential problems, particularly in increasingly common situations involving blended families.

In this course attendees will learn how to be sure that the beneficiary designations reflect the owners’ intention and avoid land mines that can result in funds going to the wrong person and adverse tax and probate consequences.  The course will cover individual beneficiaries, minor beneficiaries, trust beneficiaries, per stirpes beneficiaries and beneficiaries for business plans.  Life insurance, annuities, and retirement plans will be addressed.

This course has been approved by the Minnesota Commissioner of Commerce for 4 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

Location Details: Session Details:
  • Online
  • #1: Thu, December 12, 2019, 8:30 AM - 12:30 PM (CT)

Taught By:
  • Karmen Sanders
Notes:
Class times are listed in Central Time.
Dec 13 – Dec 13 Understanding IRAs - Products, Distributions, and Strategies, 1st Edition, 2nd Revision Online
General 4
General $49.00  Add to Cart 

With the retirement of the "baby boomers" well underway, understanding the options and the requirements under the laws, rules and regulations governing IRAs is becoming even more important. This course will review the features and benefits of IRA plans and the relative advantages and disadvantages of different types of IRAs and different IRA strategies. The course will place particular emphasis on distribution options and requirements, understanding transfers and rollovers under the new rules, and IRA conversions.

Location Details: Session Details:
  • Online
  • #1: Fri, December 13, 2019, 8:30 AM - 12:30 PM (CT)

Taught By:
  • Karmen Sanders
Notes:
Class times are listed in Central Time.

Credit hours listed indicate the line of authority for which this state approved the course. Where hours are listed for more than one credit type, you earn only the largest number of hours applicable to your licenses type (i.e., the hours are not added together unless otherwise indicated in the course details).