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South Carolina Insurance Licensing State Requirements

On this page, you will find all of the state-specific information for Insurance Licensing in the state of South Carolina. This information pertains to resident license applicants. For additional information for resident licensing, or for non-resident license information, please refer to the South Carolina Department of Insurance website at http://www.doi.sc.gov/. Information is subject to change, and we will do our very best to make the process of completing your licensing education requirements as simple as possible.

South Carolina Department of Insurance (SCDOI)

How to Get Your South Carolina Insurance License

1. Complete an Insurance Prelicensing/Exam Prep Course

Those looking to earn a South Carolina insurance license have a significantly higher chance of passing their licensing exam when they complete one of Kaplan’s exam prep courses. Give yourself the best chance to pass before you sit for the state exam. 

Prelicensing Education Hour Requirements

The state of South Carolina does not require prelicensing education.

Although prelicensing education is not required, due to the difficulty and nature of the exam, Kaplan highly recommends enrolling in a study course.

Acceptable Methods of Education

  • Classroom (Traditional and Live Online)
  • Self-study
  • Online

2. Pass Your South Carolina Licensing Exam

After completing your exam prep course, you must pass a state licensing exam. Kaplan’s exam prep content is based directly on the South Carolina licensing exams, so you will be prepared to pass the first time. 

Exam Provider: PSI

Starting 8/31/20, candidates can begin scheduling for remote proctoring of their insurance pre-licensing exams through PSI Bridge: home.psiexams.com. Please view their website for technical requirements and other information.

To obtain a Licensing Information Bulletin, go to the PSI website at http://www.psiexams.com.

To schedule an exam, contact PSI at http://www.psiexams.com or (800)-733-9267.

Frequently Asked Questions About the South Carolina Licensing Exam

How should I prepare for exam day?

Before registering for an examination, make sure that you have reviewed the following checklist:

  • You do not need approval from the State of South Carolina to take the examination. Each examination may be taken only six times in a one-year period. 
  • Passing examination results are valid for one year. Register for your examination: Complete the registration form online, at www.psiexams.com, and submit it to PSI via the Internet 
  • Completely fill out the PSI Registration Form and mail or fax to PSI
  • Call (833) 518-7457 to register.
  • Send online: no wait time for scheduling the examination date.
  • Mail: allow 2 weeks for processing before scheduling the examination date 
  • Fax: allow 4 business days for processing before scheduling the examination date.
  • Phone: no wait for scheduling the examination date.

Exam Day 

On the day of the examination, you should arrive 30 minutes before your appointment. This extra time is for sign-in, identification, and familiarizing you with the examination process. If you arrive late, you may not be admitted to the examination site and you will forfeit your examination registration fee.

Required Identification: 

Candidates must register for the exam with their LEGAL first and last name as it appears on their government issued identification. Required identification below must match the first and last name under which the candidate is registered. Candidates are required to bring one (1) form of valid (non-expired) signature bearing identification to the test site. If the candidate fails to bring proper identification or the candidate names do not match, the candidate will not be allowed to test and their examination fee will not be refunded.

Primary Identification—Choose one

  • State Issued Driver’s License
  • State Issued Identification Card  
  • US Government Issued Passport  
  • US Government Issued Military Identification Card  
  • US Government Issued Alien Registration Card

Note: Bail Bondsman candidates must bring a physical copy of the Certificate of Completion to the examination site.

What is the exam like? 

Security Procedures

The following security procedures apply during examinations: 

  • Only non-programmable calculators that are silent, battery-operated, do not have paper tape printing capabilities, and do not have a keyboard containing the alphabet will be allowed in the examination site.
  • Candidates may take only approved items into the examination room.
  • All personal belongings of candidates should be placed in the secure storage provided at each site prior to entering the examination room. 
  • Personal belongings include, but are not limited to, the following items: 
    • Electronic devices of any type, including cellular / mobile phones, recording devices, electronic watches, cameras, pagers, laptop computers, tablet computers (e.g., iPads), music players (e.g., iPods), smart watches, radios, or electronic games. 
    • Bulky or loose clothing or coats that could be used to conceal recording devices or notes. For security purposes outerwear such as, but not limited to: open sweaters, cardigans, shawls, scarves, hoodies, vests, jackets and coats are not permitted in the testing room. In the event you are asked to remove the outerwear, appropriate attire, such as a shirt or blouse should be worn underneath. 
    • Hats or headgear not worn for religious reasons or as religious apparel, including hats, baseball caps, or visors. 
    • Other personal items, including purses, notebooks, reference or reading material, briefcases, backpacks, wallets, pens, pencils, other writing devices, food, drinks, and good luck items. 

How is the exam scored?

Exam Evaluation

Your score will be given to you immediately following completion of the examination. In order to pass the examination, you must achieve a minimum score of 70%. The following summary describes the score reporting process: 

  • On screen: your score will appear immediately on the computer screen. This will happen automatically at the end of the time allowed for the examination. 
  • If you pass, you will immediately receive a successful notification.
  • If you do not pass, you will receive a diagnostic report indicating your strengths and weaknesses by examination type with the score report. 
  • On paper: a score report will be printed at the examination site.

Each exam may be taken only 6 times in a one-year period.

How long is the exam? 

ExamExam TimeTotal Questions
SC Accident and Health Insurance Producer2 Hours100
SC Casualty Insurance Producer2 Hours100
SC Life Insurance Producer2 Hours100
SC Life, Accident and Health Producer2 Hours, 45 Minutes150
SC Personal Lines Adjuster2 Hours100
SC Personal Lines Insurance Producer2 Hours100
SC Property Insurance Producer2 Hours100
SC Public Adjuster2 Hours60

 

3. Apply for a South Carolina Insurance License

Once you have passed your state licensing exam, you are ready to apply for an insurance license.

You will be assigned an NPN. This unique identifier is assigned through the licensing application process and is used to track individuals and business entities on a national basis. The NPN is used by many states to replace a producer license number.

For licensing information, please contact:

South Carolina Department of Insurance
1201 Main Street, Suite 1000 
Columbia, SC 29201 
Phone: (803) 737-6095 
Fax: (803) 737-6100 
Email: agntmail@doi.sc.gov 
Website: www.doi.sc.gov

All resident license applications require that the South Carolina State Law Enforcement Division (SLED) conduct a background investigation. If your application requires that you submit a SLED Criminal History Report, you can obtain the report from SLED by submitting a written request to the address below or through their Web site. 

State Law Enforcement Division ATTN: 

Central Records Depository
P.O. Box 21398 
Columbia, SC 29221 
Phone: 803.737.9000 
Website: www.sled.sc.gov 

There is a $25 fee for this report. SLED only accepts company checks or money orders. A SLED report expires 90 days after issuance. Insurers with more than 25 appointments per year must appoint online through the National Insurance Producer Registry (NIPR) at www.nipr.com

4. Plan to Complete Required Insurance Continuing Education (CE) Credits

Every insurance producer must adhere to their home state’s CE requirements. Stay on top of your CE and ahead of the competition with 365 days of unlimited course access when you enroll in a CE library with Kaplan. 

Learn how to renew a South Carolina insurance license by clicking here: https://www.kaplanfinancial.com/insurance-continuing-education/south-carolina

Select a Line of Authority and Start Earning Your License Today:

Life & Health

This license qualifies you to explain, sell, and write life and health insurance products in South Carolina.

Property & Casualty

This license qualifies you to sell products designed to protect from financial issues as a result of damage or injury in South Carolina.

Personal Lines

This license qualifies you to sell a variety of insurance plans directly to consumers in South Carolina.

 

Adjuster

This license qualifies you to investigate and adjust any claim in connection with an insurance policy in South Carolina.