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Arkansas Insurance Licensing State Requirements

On this page, you will find all of the state-specific information for insurance licensing in the state of Arkansas. This information pertains to resident license applicants. For additional information for resident licensing, or for nonresident license information, please refer to the Arkansas Department of Insurance website at https://www.insurance.arkansas.gov/. Information is subject to change, and we will do our very best to make the process of completing your licensing education requirements as simple as possible.

Arkansas Insurance Department

1200 West Third Street
Little Rock, AR 72201-1904
 
Phone: 800-282-9134 or 501-371-2600
Fax: 501-371-2618

How to Get Your Arkansas Insurance License

1. Complete an Insurance Arkansas Prelicensing Course

Arkansas requires those seeking an insurance license to complete prelicensing before taking the state licensing exam. Prelicensing courses with Kaplan give you the best chance to pass—our pass rates are among the highest in the industry. 

Prelicensing Education Hour Requirements

  • Life: 20 Hours
  • Accident/Health/Sickness: 20 Hours
  • Property: 20 Hours
  • Casualty: 20 Hours
  • Personal Lines: 20 Hours

Acceptable Methods of Education

  • Classroom
  • Online

Online Course Requirements

Time Tracking: Arkansas requires that your online study time be tracked. In order to successfully complete the course, you must complete the required number of hours while studying in the Course Contents Units of the online course. Your online course tracker will be displayed in the upper right hand corner of your page so that you can verify the time spent in the course is being tracked.

Proctor: In order for a certificate of completion to be earned and issued, the certification exam for self-study courses must be monitored by a proctor. The proctor must be a disinterested third party or currently licensed agent with no family or financial relationship with the candidate. A friend can be a “proctor” as long as the friend has no financial relationship with the candidate. The proctor must verify the candidate's identity and complete an affidavit supplied by the approved provider attesting that the candidate received no outside assistance. Membership in a professional association/organization does not constitute a financial relationship.

2. Pass Your Arkansas Licensing Exam

After completing your required prelicensing course, you must pass a state licensing exam. Kaplan’s prelicensing content is based directly on the Arkansas licensing exams, so you will be prepared to pass the first time. 

Examination Eligibility Requirements:

  1. Complete Prelicensing Education Course. Applicants must possess a certificate of completion of prelicensing education before they may take the licensing examination. Adjusters are not required to show proof of prelicensing education.
  2. Complete the Electronic Resident Licensing at www.nipr.com and pay the $20 application fee to NIPR.
  3. Complete the Criminal Background Check online at https://www.ark.org/background-check/index.php/home/index/aid
  4. Your application will be reviewed for completeness and errors by AID. 
  5. Upon approval to test, you will receive an email confirmation from PSI.
  6. 24 hours after successfully passing the examination, you may print your license at www.nipr.com.

Applicants must apply for their license before actually taking the state examination. Education must be completed prior to applying. Candidates should go to the Arkansas Insurance Commission web page to begin the process: https://insurance.arkansas.gov/

Certificate of Completion Requirements

A certificate of completion must be presented at the time the candidate arrives for the exam. A candidate without this certificate will not be allowed to sit for the exam. Certificate is valid for 2 years from the date of course completion.

Exam Provider

Effective 5/11/19, PSI will become the exam provider. To learn more about PSI, click here

For the fastest and most convenient examination scheduling process, PSI recommends that you register for your examinations using the Internet. You register online by accessing PSI’s registration website at www.psiexams.com. Internet registration is available 24 hours a day.

Log onto PSI’s website and create an account. You will be asked to put in your email address and the spelling of your name exactly as it is shown on your identification that will be presented at the examination site. 
You will be asked to select the examination. You will then enter your personal and contact information. You will then be ready to pay and schedule for the examination. Enter your zip code and a list of the examination sites closest to you will appear. If you prefer to test at a location outside the state of Arkansas, a drop down menu allows you to select a different state. Once you select the desired examination site, available dates will appear. 
For telephone registration, you will need a valid credit card (VISA, MasterCard, American Express or Discover). PSI registrars are available Monday through Friday between 7:30 am and 10:00 pm, and Saturday through Sunday between 9:00 am and 5:30 pm, Eastern Time.

You may cancel and reschedule an examination appointment without forfeiting your fee if your cancellation notice is received 2 days before the scheduled examination date.
 

Note: A test date cannot be scheduled without an examination permit in hand. This permit is obtained by submitting the completed correct application and fee to PSI and is good for only 90 days.

Note: It is not possible to make a new examination appointment on the same day you have taken an examination; this is due to processing and reporting results


Frequently Asked Questions About the Arkansas Licensing Exam

After completing my prelicensing, how should I prepare for exam day? 

Exam Day:
On the day of the examination, you should arrive at least 30 minutes before your appointment. This extra time is for sign-in, identification, and familiarizing you with the examination process. Candidates must register for the exam with their LEGAL first and last name as it appears on their government issued identification.

Candidates are required to bring two (2) forms of valid (non-expired) signature bearing identification to the test site

  • Primary ID (photograph and signature, not expired)
    • Government-issued Driver’s License 
    • U.S. Dept. of State Drivers License 
    • U.S. Learner’s Permit (plastic card only with photo and signature) 
    • National/State/Country Identification Card 
    • Passport 
    • Passport Card 
    • Military ID 
    • Military ID for spouses and dependents 
    • Alien Registration Card (Green Card, Permanent Resident Visa) 
  • Secondary ID (signature, not expired)
    • U.S. Social Security Card
    • Debit (ATM) or Credit card 
    • Any form of ID on the Primary list
You must provide proof of prelicensing education for every attempt taken of the examination. 

Security Procedures: 

  • You will be given a piece of scratch paper and a pencil. These will be returned to the proctor at the end of your examination.
  • Calculators are not allowed.
  • All personal belongings of candidates should be placed in the secure storage provided at each site prior to entering the examination room. Personal belongings include, but are not limited to, the following items:
    • Electronic devices of any type, including cellular / mobile phones, recording devices, electronic watches, cameras, pagers, laptop computers, tablet computers (e.g., iPads), music players (e.g., iPods), smart watches, radios, or electronic games.  
    • Bulky or loose clothing or coats that could be used to conceal recording devices or notes. For security purposes outerwear such as, but not limited to: open sweaters, cardigans, shawls, scarves, hoodies, vests, jackets and coats are not permitted in the testing room. In the event you are asked to remove the outerwear, appropriate attire, such as a shirt or blouse should be worn underneath.
    • Hats or headgear not worn for religious reasons or as religious apparel, including hats, baseball caps, or visors
    • Other personal items, including purses, notebooks, reference or reading material, briefcases, backpacks, wallets, pens, pencils, other writing devices, food, drinks, and good luck items. 
  • Person(s) accompanying an examination candidate may not wait in the examination center, inside the building or on the building's property. This applies to guests of any nature, including drivers, children, friends, family, colleagues or instructors.
  • No smoking, eating, or drinking is allowed in the examination center.
  • During the check in process, all candidates will be asked if they possess any prohibited items. Candidates may also be asked to empty their pockets and turn them out for the proctor to ensure they are empty. The proctor may also ask candidates to lift up the ends of their sleeves and the bottoms of their pant legs to ensure that notes or recording devices are not being hidden there. 
  • Proctors will also carefully inspect eyeglass frames, tie tacks, or any other apparel that could be used to harbor a recording device. Proctors will ask to inspect any such items in candidates’ pockets
  • Once candidates have been seated and the examination begins, they may leave the examination room only to use the restroom, and only after obtaining permission from the proctor. Candidate will not receive extra time to complete the examination.

What is the exam like? 

  • The examination will be administered via computer.  You will be using a mouse and computer keyboard.
  • The examinations are closed book
  • No reference materials, papers or study materials are allowed at the examination site.
  • You will be directed to a semiprivate testing station to take the examination
  • When you are seated at the testing station, you will be prompted to confirm your name, identification number, and the examination for which you are registered.
  • Before you start your examination, an introductory tutorial to the computer and keyboard is provided on the computer screen.
  • The time you spend on this tutorial, up to 15 minutes, DOES NOT count as part of your examination time
  • Sample questions are included following the tutorial so that you may practice using the keys, answering questions, and reviewing your answers
  • One question appears on the screen at a time.
  • During the examination, minutes remaining will be displayed at the top of the screen and updated as you record your answers
  • After you have entered your responses, you will later be able to return to any question(s) and change your response, provided the examination time has not run out.
  • While taking the examination, examinees will have the opportunity to provide comments on any questions, by using the comments key on the keyboard.
    • These comments will be analyzed by PSI examination development staff.
    • PSI does not respond to individuals regarding these comments, all substantive comments are reviewed.
    • This is the only review of examination materials available to candidates.

How is the exam scored?

In order to pass the examination, you must achieve a minimum score of 70%. Your results will be given to you immediately following completion of the examination. A small number (5 to 10) of "experimental" questions may be administered to candidates during the examinations. These questions will not be scored, and the time taken to answer them will not count against your examination time. 

Candidates must pass the examination within ninety (90) days of the date of issuance of the original approval date. Candidates may take the examination(s) a maximum of three (3) times within the ninety (90) day permit period. Candidates who do not pass the examination within ninety (90) days, or who do not pass the examination after three attempts, must wait four weeks and repeat the entire process of applying for the approval to test.


How long is the exam? 

ExaminationExam FeeLength of Exam
Life$50.002 Hours 30 Minutes
Health$50.002 Hours 30 Minutes
Property/Casualty$50.003 Hours 30 Minutes
Personal Lines$50.003 Hours 30 Minutes
Title$50.002 Hours 30 Minutes
General Adjuster$40.001 Hours 30 Minutes
Property Adjuster$40.001 Hours 30 Minutes
Casualty Adjuster$40.001 Hours 30 Minutes
Worker's Compensation Adjuster$40.001 Hours 30 Minutes
Crop Hail$50.001 Hours 30 Minutes
Surplus Lines$50.002 Hours

 

3. Get Fingerprinted

Complete the Criminal Background Check online at https://www.ark.org/background-check/index.php/home/index/aid.

4. Apply for Arkansas Insurance License

24 hours after successfully passing the examination, you may print your license. Go to www.nipr.com

You will be assigned an NPN. This unique identifier is assigned through the licensing application process and is used to track individuals and business entities on a national basis. The NPN is used by many states to replace a producer license number.

5. Plan to Complete Required Insurance Continuing Education (CE) Credits

Every insurance producer must adhere to their home state’s CE requirements. Stay on top of your CE and ahead of the competition with 365 days of unlimited course access when you enroll in a CE library with Kaplan. 

Learn how to renew your Arkansas insurance license by clicking here.

 

Select a Line of Authority and Start Earning Your License Today:

Life & Health

This license qualifies you to explain, sell, and write life and health insurance products in Arkansas.

 

Property & Casualty

This license qualifies you to sell products designed to protect from financial issues as a result of damage or injury in Arkansas.

Personal Lines

This license qualifies you to sell a variety of insurance plans directly to consumers in Arkansas.