Arkansas Insurance Licensing State Requirements
Arkansas Insurance Department
How to Get Your Arkansas Insurance License
1. Complete an Insurance Arkansas Prelicensing Course
Prelicensing Education Hour Requirements
- Life: 20 Hours
- Accident/Health/Sickness: 20 Hours
- Property: 20 Hours
- Casualty: 20 Hours
Personal Lines: 20 Hours
Acceptable Methods of Education
Online Course Requirements
Proctor: In order for a certificate of completion to be earned and issued, the certification exam for self-study courses must be monitored by a proctor. The proctor must be a disinterested third party or currently licensed agent with no family or financial relationship with the candidate. A friend can be a “proctor” as long as the friend has no financial relationship with the candidate. The proctor must verify the candidate's identity and complete an affidavit supplied by the approved provider attesting that the candidate received no outside assistance. Membership in a professional association/organization does not constitute a financial relationship.
2. Pass Your Arkansas Licensing Exam
Examination Eligibility Requirements:
- Complete Prelicensing Education Course. Applicants must possess a certificate of completion of prelicensing education before they may take the licensing examination. Adjusters are not required to show proof of prelicensing education.
- Complete the Electronic Resident Licensing at www.nipr.com and pay the $20 application fee to NIPR.
- Complete the Criminal Background Check online at https://www.ark.org/background-check/index.php/home/index/aid
- Your application will be reviewed for completeness and errors by AID.
- Upon approval to test, you will receive an email confirmation from PSI.
- 24 hours after successfully passing the examination, you may print your license at www.nipr.com.
Certificate of Completion Requirements
Note: A test date cannot be scheduled without an examination permit in hand. This permit is obtained by submitting the completed correct application and fee to PSI and is good for only 90 days.
Candidates are required to bring two (2) forms of valid (non-expired) signature bearing identification to the test site
- Primary ID (photograph and signature, not expired)
- Government-issued Driver’s License
- U.S. Dept. of State Drivers License
- U.S. Learner’s Permit (plastic card only with photo and signature)
- National/State/Country Identification Card
- Passport Card
- Military ID
- Military ID for spouses and dependents
- Alien Registration Card (Green Card, Permanent Resident Visa)
- Secondary ID (signature, not expired)
- U.S. Social Security Card
- Debit (ATM) or Credit card
- Any form of ID on the Primary list
- You will be given a piece of scratch paper and a pencil. These will be returned to the proctor at the end of your examination.
- Calculators are not allowed.
- All personal belongings of candidates should be placed in the secure storage provided at each site prior to entering the examination room. Personal belongings include, but are not limited to, the following items:
- Electronic devices of any type, including cellular / mobile phones, recording devices, electronic watches, cameras, pagers, laptop computers, tablet computers (e.g., iPads), music players (e.g., iPods), smart watches, radios, or electronic games.
- Bulky or loose clothing or coats that could be used to conceal recording devices or notes. For security purposes outerwear such as, but not limited to: open sweaters, cardigans, shawls, scarves, hoodies, vests, jackets and coats are not permitted in the testing room. In the event you are asked to remove the outerwear, appropriate attire, such as a shirt or blouse should be worn underneath.
- Hats or headgear not worn for religious reasons or as religious apparel, including hats, baseball caps, or visors
- Other personal items, including purses, notebooks, reference or reading material, briefcases, backpacks, wallets, pens, pencils, other writing devices, food, drinks, and good luck items.
- Person(s) accompanying an examination candidate may not wait in the examination center, inside the building or on the building's property. This applies to guests of any nature, including drivers, children, friends, family, colleagues or instructors.
- No smoking, eating, or drinking is allowed in the examination center.
- During the check in process, all candidates will be asked if they possess any prohibited items. Candidates may also be asked to empty their pockets and turn them out for the proctor to ensure they are empty. The proctor may also ask candidates to lift up the ends of their sleeves and the bottoms of their pant legs to ensure that notes or recording devices are not being hidden there.
- Proctors will also carefully inspect eyeglass frames, tie tacks, or any other apparel that could be used to harbor a recording device. Proctors will ask to inspect any such items in candidates’ pockets
- Once candidates have been seated and the examination begins, they may leave the examination room only to use the restroom, and only after obtaining permission from the proctor. Candidate will not receive extra time to complete the examination.
What is the exam like?
- The examination will be administered via computer. You will be using a mouse and computer keyboard.
- The examinations are closed book
- No reference materials, papers or study materials are allowed at the examination site.
- You will be directed to a semiprivate testing station to take the examination
- When you are seated at the testing station, you will be prompted to confirm your name, identification number, and the examination for which you are registered.
- Before you start your examination, an introductory tutorial to the computer and keyboard is provided on the computer screen.
- The time you spend on this tutorial, up to 15 minutes, DOES NOT count as part of your examination time
- Sample questions are included following the tutorial so that you may practice using the keys, answering questions, and reviewing your answers
- One question appears on the screen at a time.
- During the examination, minutes remaining will be displayed at the top of the screen and updated as you record your answers
- After you have entered your responses, you will later be able to return to any question(s) and change your response, provided the examination time has not run out.
- While taking the examination, examinees will have the opportunity to provide comments on any questions, by using the comments key on the keyboard.
- These comments will be analyzed by PSI examination development staff.
- PSI does not respond to individuals regarding these comments, all substantive comments are reviewed.
- This is the only review of examination materials available to candidates.
How is the exam scored?
How long is the exam?
|Examination||Exam Fee||Length of Exam|
|Life||$50.00||2 Hours 30 Minutes|
|Health||$50.00||2 Hours 30 Minutes|
|Property/Casualty||$50.00||3 Hours 30 Minutes|
|Personal Lines||$50.00||3 Hours 30 Minutes|
|Title||$50.00||2 Hours 30 Minutes|
|General Adjuster||$40.00||1 Hours 30 Minutes|
|Property Adjuster||$40.00||1 Hours 30 Minutes|
|Casualty Adjuster||$40.00||1 Hours 30 Minutes|
|Worker's Compensation Adjuster||$40.00||1 Hours 30 Minutes|
|Crop Hail||$50.00||1 Hours 30 Minutes|
|Surplus Lines||$50.00||2 Hours|
3. Get Fingerprinted
4. Apply for Arkansas Insurance License
5. Plan to Complete Required Insurance Continuing Education (CE) Credits