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Maine Insurance Continuing Education State Requirements

On this page, you will find all of the state-specific information for Insurance CE in the state of Maine.

Department of Professional & Financial Regulation

Bureau of Insurance
#34 State House Station
Augusta, ME 04333-0034

Physical location (Private deliveries such as FedEx and UPS)

Bureau of Insurance
76 Northern Avenue
Gardiner, Maine 04345
Telephone: 800-300-5000 (toll free in Maine) or 207-624-8475
Fax: 207-624-8599

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Annuity Requirements


Annuity Best Interest Training Requirement

A producer who engages in the sale of annuity products must complete a one-time, 4-credit training course approved by the Department of Insurance and provided by the Department of Insurance-approved education provider. Producers may not engage in the sale of annuities until the annuity training requirement has been completed.

A producer who has completed a 4-credit annuity suitability training course approved by the Department of Insurance prior to 1/1/2022 must, within 6 months after the 1/1/2022 date, complete either:
  • a new 4-credit annuity best interest training course approved by the Department of Insurance after the 1/1/2022 date; or
  • an additional one-time, 1-credit annuity best interest training course approved by the Department of Insurance and provided by a Department of Insurance-approved education provider on appropriate sales practices and replacement and disclosure requirements.


Long-Term Care Training

Producers must complete an initial 8-hour training course prior to selling long-term care, and a 4-hour refresher course every 2 years thereafter. The training requirement applies to both resident and nonresident producers. Residents may earn CE credit if the training course was approved for CE.

All Other State Requirements

Resident Requirements

Maine resident licensees must complete 24 hours of continuing education credit every two years including 3 hours of ethics.

This state has issued a notice reminding licensees who sell flood insurance of their requirement to comply with the minimum training requirements established by FEMA and the National Flood Insurance Program.

Non-Resident Requirements

Non-residents are exempt if they are in good standing in their home state, with the exception of LTC training requirements. The Department may verify good standing.

Course Repetition

Course repetition is not permitted within the compliance/renewal period.

Exam Rules

Online certification exams are closed book. Course materials are not available while the exam is in progress. The final exam must be passed with a score of 70% or higher to receive CE credit. If the exam is not passed on the first attempt, students have an unlimited number of retakes.

Period Requirements

For resident producers and consultants who first become licensed, a minimum of one year is given for the first biennium. Therefore, the first continuing education requirement date may be less than two years based upon the date of first licensure. For individuals whose compliance date falls less than one year from the original license issuance, the continuing education requirement will be moved to the next compliance period. After the first compliance period, the requirement date will be every two years. The first compliance date for newly licensed producers may be less than two years from licensure

Carryover Requirements

Carryover of CE hours is not permitted.

Reporting Requirements

Report within 30 days of completion. Need Agent’s license number beginning in COR to report.

Instructor Credit

Individuals acting as instructors for continuing education courses receive the same amount of CE credit as his or her students receive for taking the class. They can only receive credit for teaching a course once in a two-year biennium.

Acceptable Training Methods

  • Online (Internet Delivery)
  • Correspondence (Print)
  • Company Seminars
  • Classroom
  • CBT/CD-ROM (Computer-Based Training)


This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.

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