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Maine Insurance Continuing Education State Requirements

On this page, you will find all of the state-specific information for Insurance CE in the state of Maine.

Department of Professional & Financial Regulation

Bureau of Insurance
#34 State House Station
Augusta, ME 04333-0034

Physical location (Private deliveries such as FedEx and UPS)

Bureau of Insurance
76 Northern Avenue
Gardiner, Maine 04345
Telephone: 800-300-5000 (toll free in Maine) or 207-624-8475
Fax: 207-624-8599

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COVID-19 Update:

Effective 3/25/2020: All Maine licensed resident producers and consultants whose continuing education compliance period expires March 31, 2020 and April 30, 2020, will be granted an automatic extension until May 31, 2020. CE fines will not be assessed if the license is renewed by May 31, 2020.

Annuity Requirements

All agents wishing to sell, solicit, or negotiate an annuity contract or represent an insurer in relation to an annuity product must complete a one-time, four-hour certification training course prior to engaging.

Agents who hold a life insurance license on November 1, 2015, must complete an approved 4-hour annuity training course by May 1, 2016. Individuals who obtain a life insurance license on or after November 1, 2015, may not engage in the sale of annuities until they have completed the annuity training course.

Long-Term Care Training

Producers must complete an initial 8-hour training course prior to selling long-term care, and a 4-hour refresher course every 2 years thereafter. The training requirement applies to both resident and nonresident producers. Residents may earn CE credit if the training course was approved for CE.

All Other State Requirements

Resident Requirements

Maine resident licensees must complete 24 hours of continuing education credit every two years including 3 hours of ethics.

This state has issued a notice reminding licensees who sell flood insurance of their requirement to comply with the minimum training requirements established by FEMA and the National Flood Insurance Program.

Non-Resident Requirements

Non-residents are exempt if they are in good standing in their home state, with the exception of LTC training requirements. The Department may verify good standing.

Course Repetition

Course repetition is not permitted within the compliance/renewal period.

Exam Rules

Online certification exams are closed book. Course materials are not available while the exam is in progress. The final exam must be passed with a score of 70% or higher to receive CE credit. If the exam is not passed on the first attempt, students have an unlimited number of retakes.

Period Requirements

Continuation date is the end of the licensee’s birth month biennially, in even or odd years. Licensees born in even years will have continuation dates in even years. Licensees born in odd years will have continuation dates in odd years.

Carryover Requirements

Carryover of CE hours is not permitted.

Reporting Requirements

Report within 30 days of completion. Need Agent’s license number beginning in ARR or PRR to report.

Instructor Credit

Individuals acting as instructors for continuing education courses receive the same amount of CE credit as his or her students receive for taking the class. They can only receive credit for teaching a course once in a 4-year period.

Acceptable Training Methods

  • Online (Internet Delivery)
  • Correspondence (Print)
  • Company Seminars
  • Classroom
  • CBT/CD-ROM (Computer-Based Training)


This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.

View our Maine Total Access CE options:

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