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Indiana Insurance Continuing Education State Requirements

On this page, you will find all of the state-specific information for Insurance CE in the state of Indiana.

Indiana Department of Insurance

311 West Washington Street
Indianapolis, Indiana  46204-2787
Phone: 317-232-2413

Annuity Requirements

A person shall not sell, solicit, or negotiate variable life and annuity insurance unless the person has completed a single four-hour annuity training course that is approved by the Indiana Department of Insurance. If an individual is already life licensed and wants to add the variable life and annuity line, he or she must complete a four-hour annuity continuing education course.

Long-Term Care Training

Before marketing, selling or soliciting any LTC products, all producers must initially complete eight hours of continuing education courses specifically approved for LTC. The courses may be classroom or self-study.

Producers satisfying the initial eight hour requirement must complete a minimum of five hours of LTC insurance courses during each two years of the renewal period.

The course(s) may be taken at any time during each two-year period. Indiana Long Term Care Program agents wanting to market policies in the Indiana Long Term Care Program (ILTCP) must initially have 15 hours of continuing education (eight hours in LTC and seven hours in ILTCP) before marketing, selling, or soliciting ILTCP insurance.

The seven-hour ILTCP course is a one-time only requirement and is classroom only. Upon completion of any LTC course, producers must furnish the insurer with a photocopy of certificate of completion certifying that the producer has satisfied the education requirements.

Flood Requirements

This state has issued a notice reminding licensees who sell flood insurance of their requirement to comply with the minimum 3 hours of training requirements established by FEMA and the National Flood Insurance Program.

All Other State Requirements

Resident Requirements

Resident producers must complete at least 24 hours of CE every two-year period. 

The continuing education requirement for resident renewals is also 24 hours.

An insurance producer with qualifications in more than one line of authority will not be required to complete more than 24 hours of credit to renew the license.

All resident insurance producers licensed with Life, Health, Variable Life & Annuity, and Life, Accident & Health lines of authority must have three (3) hours of continuing education in ethics. This requirement is part of the twenty-four (24) hours continuing education requirement. The ethics requirement must be related to ethical practices in the marketing and sale of life, health, or annuity insurance products.

Non-Resident Requirements

Non-resident Indiana licensees who comply with the CE requirements in their resident state are exempt from Indiana CE. Nonresidents are also exempt from complying with the LTC training requirement.

Course Repetition

Course repetition is not permitted within the compliance/renewal period.

Exam Rules

Online certification exams are closed book. Course materials are not available while the exam is in progress. The final exam must be passed with a score of 70% or higher to receive CE credit. If the exam is not passed on the first attempt, students have an unlimited number of retakes.

Proctor/Monitor Requirements

The online exam must be monitored by either a testing center employee, or another Indiana-licensed producer. The Indiana-licensed producer may be a relative or business associate so long as they hold an Indiana insurance license. The monitor is required to complete an online Declaration of Compliance before an individual can access the online exam. If the licensee launches the exam without a monitor present, he/she will be disqualified from receiving CE credit for the course.

For non-resident licensees, the licensed producer does not have to have an Indiana license, but must still be a licensed producer in another state.

Period Requirements

Licenses issued or renewed are for a two-year period.

Currently, an individual’s license renewal date is based on the initial month the license was issued.

When an individual’s license is next renewed, the renewal date will be set to the last day of the birth month.

Carryover Requirements

Effective 1/1/2022: Producers may carry over up to 12 CE credits so long as it hasn't been earned within 120 days of the license renewal date.

Reporting Requirements

IN Sponsors have 14 days from course completion to report credits to the state. Need Agent’s license number.

State Reporting Fees

The Indiana Department of Insurance requires a course reporting fee of $4.00 per course (online, self-study and classroom courses). This state reporting fee will be automatically charged to you (on the last credit card used in your account) each time you complete an online, self-study, or classroom course.

Acceptable Training Methods

  • Correspondence (print)
  • Company seminars
  • Classroom
  • CBT/CD-ROM (computer-based training)
  • Online (internet delivery)


This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.

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