How to Get Your Florida Insurance License

By: Kaplan Financial Education
March 22, 2019

Looking to earn your insurance license? The licensing process varies state by state. These are the steps to earning your insurance license in Florida.

Step 1: Complete the Florida Prelicensing Education

Regardless of the type of insurance license you are looking to earn, you will be required to complete a specific number of state-approved education credit hours. The number of hours varies depending on the license you are looking to obtain. You can get the details on our State Requirements page. Upon completion of your course, you will receive a certificate.

Thinking about a career in insurance? Download our free ebook, Launching Your Insurance Career with Confidence, for advice and tips from 100+ insurance professionals.

Step 2: Submit the Florida License Application

Once you’ve completed the required education, it’s time to apply for your Florida insurance license. There is an application fee of $50 and a License ID fee of $5, giving you a total cost of $55. You can complete the license application on Florida’s Division of Insurance Agent and Agency Services webpage.

Step 3: Complete Fingerprinting and Background Check

Prior to earning your license, the state of Florida requires that state licensing applicants submit fingerprints and complete a background check. Florida uses MorphoTrust USA to complete fingerprinting. There is a $45.80 fee (plus tax) associated with the fingerprinting process. MorphoTrust USA submits your fingerprints automatically to the Florida Department of Law Enforcement.

Step 4: Prepare and Sit for the Insurance Licensing Exam

In Florida, Life, Accident, & Health and Property & Casualty are bundled together. So you would need to sit for the exam that matches the insurance lines you want to carry. Florida insurance licensing exams are proctored, meaning there is a designated person overseeing you while you take the exam. To increase your odds of success on your insurance licensing exam, trust your preparation to Kaplan Financial Education.

Step 5: Pass License Application Review

After passing the exam and submitting your application, your background check and application will be reviewed by the state. If approved, your license will be issued. If there are issues revealed in your background check, the state may reach out with questions. You will be notified of approval in your MyProfile account on the FL Division of Insurance Agent and Agency Services website.

Free eBook: Launching Your Insurance Career with Confidence

As an aspiring insurance professional, wouldn’t it be great if you could sit down with a room full of successful insurance veterans and ask them for their advice? The Kaplan Financial Education team interviewed over 100 insurance professionals to develop this exclusive eBook for those who are considering the insurance industry.