Florida Insurance Licensing State Requirements
On this page, you will find all of the state-specific information for Insurance Licensing in the state of Florida. This information pertains to resident license applicants. For additional information for resident licensing, or for non-resident license information, please refer to the Florida Department of Financial Services website at https://www.myfloridacfo.com. Information is subject to change, and we will do our very best to make the process of completing your licensing education requirements as simple as possible.
Division of Agent and Agency Services—Bureau of Licensing
200 East Gaines Street
Tallahassee, FL 32399-0319
Phone: 850-413-3137
Fax: 850-413-3291
Website: https://www.myfloridacfo.com
Email: AgentLicensing@MyFloridaCFO.com
How to Get Your Florida Insurance License
Florida requires those seeking an insurance license to complete prelicensing before taking the state licensing exam. Prelicensing courses with Kaplan give you the best chance to pass—our pass rates are among the highest in the industry.
Prelicensing Education Hour Requirements
Life (including Annuities & Variable Contracts): 30 Hours
Health: 40 Hours
Health & Life (including Annuities & Variable Contracts): 60 Hours
General Lines (Property & Casualty): 200 Hours
Personal Lines: 60 Hours
All-Lines Adjuster: 40 Hours
Public Adjuster: Refer to state for requirement
The hours stated above include three (3) hours on the subject of Ethics.
Florida Study Manuals need to be purchased separately. It is a requirement that you purchase this manual. This manual is not included in your online course. Please see the "Exam Study Manual Information" section of the General License Examination Information page on the FL state website: https://myfloridacfo.com/division/agents/licensing/agents-and-adjusters/exams
Once you select your line of authority, details will be provided on how to order and/or obtain the manual.
Acceptable Methods of Education
Classroom
Online
Self-study (Proctor requirements explained in “Online Course Requirements” below)
Online Course Requirements
Forced progression: This requires the user to successfully complete each page of the online course before being allowed to proceed to the next.
Proctor: For correspondence self-study (i.e., textbook) courses only, in order for a certificate of completion to be earned and issued, the certification exam must be monitored by a disinterested third party (someone other than a relative, friend, or business associate).
Note: Online courses are not classified as correspondence self-study courses.
Prelicensing Education Exemptions
Health & Life (including Annuities & Variable Contracts) applicants who have been designated as a CLU® and have been engaged in the insurance business within the past four years. Applicant must provide an original letter from the American College of Life Underwriters certifying this fact.
General Lines (Property & Casualty) and Personal Lines applicants who have been designated as a CPCU® and have been engaged in the insurance business within the past four years. Applicant must provide an original letter from the American Institute for Property and Liability Underwriters certifying this fact.
Adjuster Licensing Requirements
The Certified All-Lines Adjuster (CALA) designation is offered by Kaplan pursuant to the authority of Florida Statute §626.221 and with the approval of the Florida Department of Financial Services (DFS). Completion of the CALA designation course allows a prospective licensee to receive their 6-20 Resident All-Lines Adjuster, 7-20 Non-Resident All-Lines Adjuster, or 70-20 Non-Resident Designated Home State Adjuster license without taking the Florida state licensing exam.
How to get an All-Lines Adjuster license in Florida
Select the link below to see the requirements for obtaining a Florida Adjuster license.
https://myfloridacfo.com/division/agents/licensing/agents-and-adjusters/exams
Completion Reporting
Kaplan will automatically report your completion of the Certified All-Lines Adjuster (CALA) designation to the Florida DFS in 5-7 business days. An online PDF Certificate of Completion is also available to download and print immediately after the final exam is passed.
After completing your required prelicensing/exam prep course, you must pass a state licensing exam. Kaplan’s prelicensing content is based directly on the Florida licensing exams, so you will be prepared to pass the first time.
Exam Provider: Pearson VUE
For exam information and for scheduling, go to the Pearson VUE website: https://home.pearsonvue.com/fl/insurance
Phone Number: 888-274-2020
Fingerprint Vendor: IdentoGo
For scheduling go to: https://fl.state.identogo.com/
844-321-2124
Fingerprinting Information as well as Instructions are on the FL CFO Website
Once you have passed your state licensing exam, you are ready to apply for an insurance license. The application must be submitted electronically through www.MyFloridaCFO.com/Division/Agents
Every insurance producer must adhere to their home state’s CE requirements. Stay on top of your CE and ahead of the competition with 365 days of unlimited course access when you enroll in a CE library with Kaplan.
Learn how to renew a Florida insurance license by clicking here.
Florida