Kaplan University School of Professional and Continuing Education Kaplan University School of Professional and Continuing Education

Florida Insurance License State Requirements

Florida Department of Financial Services
Division of Agent and Agency Services
Bureau of Licensing

Address:
200 East Gaines Street
Tallahassee, FL 32399-0319

Phone: 850-413-3137
Fax: 850-413-3291

Website: http://www.myfloridacfo.com
E-mail: AgentLicensing@MyFloridaCFO.com

Exam Provider: Pearson VUE

Pearson VUE handles the entire examination process, including the examination fees. The cost of an examination is $42 per exam. Applicants do not need to apply with the Florida Department of Insurance and become authorized before taking the exam, except bail bond applicants. All applicants, including bail bond applicants, will schedule and pay for their examination on Pearson VUE’s website. Effective October 1, 2012, a new Florida law established a limit of five (5) exam attempts for the same exam type during a twelve-month period. Individuals who have reached the five exam limit are not permitted to sit for their next exam attempt until the one-year time window only contains four exams.

NOTE: A passing score is valid for one (1) year from the date that the score was earned. If you fail to complete the licensing processing within the one (1) year timeframe, you will be required to retake and pass the examination.

A license can only be issued to an applicant who not only earned a passing score but has also completed the application for licensure and has been approved, has paid both the application fee and the license fee, and has submitted fingerprints.

PearsonVUE site: http://www.pearsonvue.com/fl/insurance/

New examination candidate handbook: http://www.asisvcs.com/publications/pdf/121000.pdf


Prelicensing Education Hour Requirements

  • Life (including Annuities & Variable Contracts) - 40 Hours
  • Health - 40 Hours
  • Health & Life (including Annuities & Variable Contracts) - 60 Hours
  • General Lines (Property & Casualty) - 200 Hours
  • Personal Lines - 52 Hours

The hours stated above must include three (3) hours on the subject of Ethics.

The Florida Health & Life (Including Annuities & Variable Contracts) Study Manual is published under contract with the Florida Department of Financial Services by NAIFA-Florida for the Florida Life, Health, and Variable Contracts Pre-Licensing courses. It is a requirement that you purchase this manual. This manual is not included in your online course.

 

Acceptable Methods of Education

  • Classroom
  • Online
  • Self-study*

* Proctor requirements explained in “Online Course Requirements” below also apply to self-study courses.

Online Course Requirements

  • Forced progression: This requires the user to successfully complete each page of the online course before being allowed to proceed to the next.
  • Proctor: For correspondence self-study (i.e, textbook) courses only, in order for a certificate of completion to be earned and issued the certification exam must be monitored by a disinterested third party (someone other than a relative, friend, or business associate). Note: Online courses are not classified as correspondence self-study courses.

Certificate of Completion Requirements

  • Applicants should retain original certificate for their records.

Exam and/or Prelicensing Education Exemptions

  • Health & Life (including Annuities & Variable Contracts) applicants who have been designated as a CLU® and have been engaged in the insurance business within the past four years. Applicant must provide an original letter from the American College of Life Underwriters certifying this fact.
  • General Lines (Property & Casualty) and Personal Lines applicants who have been designated as a CPCU® and have been engaged in the insurance business within the past four years. Applicant must provide an original letter from the American Institute for Property and Liability Underwriters certifying this fact.

This information pertains to resident license applicants. For additional information for resident licensing, or for nonresident license information, please refer to the Florida Department of Financial Services website at http://www.myfloridacfo.com.

This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.