The Fraternal Insurance Counselor Fellow designation is the second designation Fraternal Professionals earn to advance their commitment to the society. Develop your skills in insurance and financial industries with three graduate courses in Estate Planning, Business Insurance, and Financial Products.
Email Fraternals@kaplan.com or call 888.450.4685 to enroll in the FICF program.
Graduate I Estate Planning Concepts
This is an advanced markets course for fraternal field agents seeking to both successfully sell life insurance for estate protection purposes and work with other members of the estate planning team. The course covers the use of estate liquidity in connection with trusts—both as a funding medium for business agreements and as an effective combination with the estate tax marital deduction.
Graduate II Business Insurance Concepts
The insurance needs of proprietorships, partnerships, and corporations are discussed in this comprehensive course. It explains key employee insurance, deferred compensation, split dollar, executive bonus plans, group insurance, and advanced sales agreements. Learners receive valuable prospecting tips and sales ideas.
Graduate III Financial Products Training Course
This course presents an overview of today’s key investment options—how they work, tax consequences, strengths, and weaknesses. It covers deposit accounts, insurance, annuities, securities, mutual funds, and qualified retirement plans.
All new FICF candidates must meet the following qualifications:
The three-year time limit to complete the FICF has been waived for past, current, and new participants. Enroll before 12/31/2018 to complete the designation without a time restriction.
Final exams for these correspondence courses consist of multiple-choice questions. Grades are reported as a percentage of correct answers. Candidates who answer 70% or more of the questions correctly pass the test. Those not passing a test may retest after 30 days and payment of required fees.
Applying for an Exam
Exam Administration and Proctoring Rules
The College For Financial Planning's LUTCF® Professional Designation
Fraternal Insurance Counselor Fellow (FICF) designation holders receive direct credit for the completion of LUTCF® Course 3: Risk Management Applications.
Individuals who hold both the FIC and FICF designations are only required to complete LUTCF® Course 2: Insurance & Investment Products to be eligible for the LUTCF® Designation. Additional details on the LUTCF® Program can be found here.
The American College's Financial Services Certified Professional FSCP®
Upon successful completion of the FICF, students can receive reciprocal credit toward the FSCP designation. This is a savings of over $1,000, and students will have completed 60% of their FSCP education requirement. Credit will be granted for The American College’s FA 271 (Foundations of Estate Planning) and/or FA 251 (Essentials of Business Insurance) courses if the student has passed the FICF Graduate I Estate Planning and/or FICF Graduate II Business Insurance Concepts courses, respectively.
As a Fraternal Life Underwriter, I will maintain the utmost professional standards toward my client and at the same time maintain a position of trust and loyalty to my Society. I will maintain the highest ethical balance between these two obligations.