Nevada Insurance Licensing State Requirements
On this page, you will find all of the state-specific information for Insurance Licensing in the state of Nevada. This information pertains to resident license applicants. For additional information for resident licensing, or for non-resident license information, please refer to the Nevada Division of Insurance website at http://doi.state.nv.us. Information is subject to change, and we will do our very best to make the process of completing your licensing education requirements as simple as possible.
Nevada Department of Business and Industry
How to Get Your Nevada Insurance License
1. Complete an Insurance Prelicensing Course
Nevada requires those seeking an insurance license to complete prelicensing before taking the state licensing exam. Prelicensing courses with Kaplan give you the best chance to pass—our pass rates are among the highest in the industry.
Prelicensing Education Hour Requirements
- Life: 20 Hours
- Health: 20 Hours
- Life and Health: 40 Hours
- Property: 20 Hours
- Casualty: 20 Hours
- Property and Casualty: 40 Hours
- Personal Lines: 20 Hours
Note: Above hours include the required 5 hours of Nevada Law.
Acceptable Methods of Education
Note: In order for a certificate of completion to be earned and issued, the final exam for self-study courses must be monitored by a disinterested third party (someone other than a relative, friend, or business associate).
Adjuster License Requirements
The Texas Designated Home State (DHS) Adjuster license is available to an individual who is a resident of a state that does not license adjusters. This means you can obtain the Texas Property/Casualty Adjuster license just as a Texas resident adjuster would and complete the Texas bi-annual continuing education requirement. The Texas DHS Adjuster license is highly respected in the industry and can significantly enhance your credibility as an adjuster in your home state.
Kaplan’s online Property/Casualty Adjuster licensing course contains the actual state licensing exam for the Texas DHS Adjuster license; therefore, you can satisfy your Texas prelicensing requirement AND pass the Texas P/C Adjuster state licensing exam without having to leave your home or office. Upon completing the Kaplan course and successfully passing the exam, you can remotely apply for the Texas P/C Adjuster License using the procedures found on the Texas State Requirements page. This will qualify you to adjust in both your home state and numerous other states that accept the Texas DHS Adjuster license.
If you continue, please be aware that you will be taking Kaplan's online Texas Property/Casualty Adjuster course. Check with the Department of Insurance in your resident state and the states you wish to adjust to see how the Texas PC Adjuster license can be used in those states.
2. Pass Your Nevada Licensing Exam
After completing your required prelicensing course, you must pass a state licensing exam. Kaplan’s prelicensing content is based directly on the Nevada licensing exams, so you will be prepared to pass the first time.
Certificate of Completion Requirements
- Applicant submits original certificate of completion to the Nevada Division of Insurance with license application.
- Certificates of completion are valid for two years from the date of course completion.
Effective January 1, 2020, Prelicensing Education courses will no longer require reporting to the Division for all license types except bail. However, achieving a passing score on a Pearson VUE exam is still required to qualify for most licenses. Please visit Pearson VUE for information on which exams are available.
Exam Provider: Pearson VUE
- To obtain a Licensing Information Bulletin, go to the Pearson VUE website at http://www.pearsonvue.com.
- To schedule an exam, contact Pearson VUE at http://www.pearsonvue.com or 800-274-2609.
Frequently Asked Questions About the Nevada Licensing Exam
After completing my prelicensing, how should I prepare for exam day?
Candidates should report to the test center at least thirty (30) minutes before the examination begins to complete registration. The time allotted for the examinations is detailed on page 3 of the handbook, and each candidate will leave the test center with an official score report in hand.
Acceptable Forms of Candidate Identification
Candidates must present two (2) forms of current signature identification. The name on the identification must exactly match the name on the registration. The primary identification must be government-issued and photo-bearing with a signature, and the secondary identification must contain a valid signature. Identification must be in English.
Primary ID (photograph and signature, not expired)
- Government-issued Driver’s License
- U.S. Dept. of State Driver’s License
- U.S. Learner’s Permit (plastic card only with photo and signature)
- National/State/Country ID card
- Passport Card
- Military ID
- Military ID for spouses and dependents
Secondary ID (signature, not expired)
- U.S. Social Security card
- Debit (ATM) or Credit card
- Any form of ID on the Primary ID list
If the ID presented has an embedded signature that is not visible (microchip), or is difficult or impossible to read, the candidate must present another form of identification from the Primary ID or Secondary ID list that contains a visible signature.
Pearson VUE does not recognize grace periods. For example, if a candidate’s driver’s license expired yesterday and the state allows a 30-day grace period for renewing the ID, the ID is considered to be expired.
What is the exam like?
Test Center Policies
The following policies are observed at each test center. Candidates who violate any of these policies will not be permitted to finish the examination and will be dismissed from the test center, forfeiting the examination fee.
- No personal items are allowed in the testing room. Personal items include but are not limited to cellular phones, hand-held computers or other electronic devices, pagers, watches, wallets, purses, firearms or other weapons, hats, bags, coats, books, and/or notes, pens, or pencils.
- Candidates must store all personal items in a secure area as indicated by the administrator, or return items to their vehicle. All electronic devices must be turned off before storing them in a locker. The test center is not responsible for lost, stolen, or misplaced personal items.
- Studying is not allowed in the test center.
- Visitors, children, family, or friends are not allowed in the test center.
- Dictionaries, books, papers (including scratch paper), and reference materials are not permitted in the examination room (unless permitted by the exam sponsor), and candidates are strongly urged not to bring such materials to the test center. When the candidate enters and is seated in the testing room, the test administrator will provide the candidate with materials to make notes or calculations and any other items specified by the exam sponsor. The candidate may not write on these items before the exam begins or remove these items from the testing room.
- Eating, drinking, chewing gum, smoking, and/or making noise that creates a disturbance for other candidates is prohibited during the exam.
- Break policies are established by the exam sponsor. Most sponsors allow unscheduled breaks. To request an unscheduled break, the candidate must raise his/her hand to get the administrator’s attention. The exam clock will not stop while the candidate is taking a break.
- Candidates must leave the testing room for all breaks. However, candidates are not permitted to leave the floor or building for any reason during this time, unless specified by the administrator and the exam sponsor. If a candidate is discovered to have left the floor or building, he/she will not be permitted to proceed with the examination and may forfeit the exam fees.
- While taking a break, candidates are permitted to access personal items that are being stored during the exam only if necessary—for example, personal medication that must be taken at a specific time. However, a candidate must receive permission from the administrator prior to accessing personal items that have been stored. Candidates are not allowed access to other items, including but not limited to cellular phones, exam notes, and study guides, unless the exam sponsor specifically permits this.
- Any candidate discovered causing a disturbance of any kind or engaging in any kind of misconduct—giving or receiving help; using notes, books, or other aids; taking part in an act of impersonation; or removing examination materials or notes from the examination room—will be summarily dismissed from the examination and will be reported to the state licensing agency.
- Decisions regarding disciplinary measures are the responsibility of the state licensing agency.
Each major lines examination is given in a multiple-choice format and consists of two parts. The general section deals with basic insurance product knowledge. The state section deals with insurance laws, rules, regulations, and practices that are unique to Nevada.
The examination will contain “pretest” questions. Pretest questions are questions on which statistical information is being collected for use in constructing future examinations. Responses to pretest questions do not affect a candidate’s score. Pretest questions are mixed in with the scored questions and are not identified.
How is the exam scored?
The scaled score that is reported to candidates is neither the number of questions they answered correctly nor the percentage of questions you answered correctly. With a passing score of 80, any score below 80 indicates how close the candidate came to passing, rather than the actual number or percentage of questions the candidates answered correctly.
When candidates complete the examination, they will receive a score report marked “pass” or “fail.” Candidates who fail the examination will receive a score report that includes a numeric score
Candidates who fail receive diagnostic information relevant to each major area of the examination. Diagnostic information is intended to help failing candidates identify their areas of strength and weakness in order to prepare for future examinations.
Reservations for re-examination are not made at the test center, and candidates must wait twenty-four (24) hours before making one.
How long is the exam?
|Exam Code||Line of Authority||Exam Time||Total Questions|
|01||Life (Includes Fixed Annuities)||2 Hours||No Mention|
|02||Health||2 Hours 15 Minutes||No Mention|
|03||Property||2 Hours||No Mention|
|04||Casualty||2 Hours 15 Minutes||No Mention|
|55||Personal Lines (Noncommercial Property & Casualty)||2 Hours 15 Minutes||No Mention|
|06||Property & Casualty Combined||3 Hours 35 Minutes||No Mention|
|05||Life and Health Combined||3 Hours 35 Minutes||No Mention|
|15||Independent Adjuster Property & Casualty||2 Hours||No Mention|
|16||Independent Adjuster Workers Compensation||1 Hour||No Mention|
|16||Staff or Company Adjuster Workers Compensation||1 Hour||No Mention|
|15||Public Adjuster Property & Casualty||2 Hours||No Mention|
3. Get Fingerprinted
Pearson VUE offers digital fingerprinting to all candidates at the following test centers:
- Las Vegas, NV (Flamingo)
- Reno, NV
There are many advantages to digital fingerprinting over wet-ink fingerprinting, as digital fingerprinting is:
- Convenient as it is available in the test center immediately after candidates pass the exam.
- An accurate, efficient, clean process with no wet ink or residue.
- A way of producing distinct, high-quality prints.
- In accordance with existing FBI and IAFIS requirements for live-scan imaging and therefore has a low rejection rate.
Candidates may only call IdentoGO by MorphoTrust, USA™ at (866) 761-8069 or online at https://pearsonwest.ibtfingerprint.com to make a fingerprint reservation. Pearson VUE cannot make the reservation for you.
4. Apply for a Nevada Insurance License
Once you have passed your state licensing exam, you are ready to apply for an insurance license. Apply for your license by completing an application at http://www.nipr.com.
You will be assigned an NPN. This unique identifier is assigned through the licensing application process and is used to track individuals and business entities on a national basis. The NPN is used by many states to replace a producer license number.
5. Plan to Complete Required Insurance Continuing Education (CE) Credits
Every insurance producer must adhere to their home state’s CE requirements. Stay on top of your CE and ahead of the competition with 365 days of unlimited course access when you enroll in a CE library with Kaplan.
Learn how to renew a Nevada insurance license by clicking here.