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Ohio Insurance Continuing Education State Requirements

On this page, you will find all of the state-specific information for Insurance CE in the state of Ohio.

Ohio Department of Insurance

50 W. Town Street, Third Floor - Suite 300
Columbus, Ohio  43215
General Info: 614-644-2658
Consumer Hotline: 800-686-1526


COVID-19 Update:

Effective 3/23/2020: The State of Ohio is extending the CE expiration dates for any producer with a 03/31/2020 or 04/30/2020 expiration date to 05/31/2020. If a license expires during the state of emergency, it will remain valid and may be renewed until no later than 90 days after the state of emergency ends or December 1, 2020, whichever comes first. All late fees will be waived and license-holders do not need to take any actions to receive the extension. In order to ensure that licenses are able to be renewed during the state of emergency (and after), the Department will periodically adjust expiration dates within the Department’s computer system and the National Insurance Producer Registry (NIPR). While the adjusted expiration dates may appear to be sooner than the time period given thru HB 197, that is only to ensure that your access to NIPR is continuously available. The Department will continuously adjust the license expiration dates of affected licenses until the extension granted through HB 197 ends.

Annuity Requirements

Insurance producers must demonstrate adequate knowledge of annuity products before soliciting the sale of annuity products. Producers must complete a one-time four-credit training course provided by a DOI-approved education provider.

Producers who obtain a life or variable annuities license may not engage in the sale of annuities until the annuity training requirement has been completed.

Long-Term Care Training

Producers selling LTC must complete an 8-hour LTC training program prior to selling and a 4-hour LTC course biennially thereafter.

All Other State Requirements

Resident Requirements

Ohio resident licensees must complete a minimum of 24 hours of continuing education credit, including at least three hours of approved ethics training, every two years.

All Ohio resident insurance agents licensed in property, casualty or personal lines who may sell a flood insurance policy are required to complete a one-time course related to the National Flood Insurance Program (NFIP). This course will provide at least three (3) hours of continuing education credit and may be applied to the normal twenty (20) hours requirement. They will be required to complete this education course during the first compliance period.

Title producers need 10 hours biennially and Surety Bail producers need 14 credit hours biennially.

This state has issued a notice reminding licensees who sell flood insurance of their requirement to comply with the minimum training requirements established by FEMA and the National Flood Insurance Program.

Non-Resident Requirements

Non-resident producers who have met the requirements of their home state are exempt from the Ohio CE requirements.

Course Repetition

Course repetition is not permitted within the compliance/renewal period.

Exam Rules

No certification exam is required. 

Period Requirements

Renewal periods for all agents shall be the last day of their birth month every two years. All CE credits must be completed prior to license renewal.

Carryover Requirements

On February 1, 2016, the Ohio Department of Insurance amended the Agent Continuing Education (CE) rule (3901-5-01) to allow agents who completed more than the required number of 24 credit hours to apply those extra credits to the next renewal period. Resident agents who hold a Major Lines License may carryover up to 12 credits during each renewal period. All carryover credits are applied as "General" credits and therefore agents will continue to need to meet specific "Ethic" or other line of business requirements. 

Reporting Requirements

Report within 15 days of completion. Need Agent’s NPN to report.

State Reporting Fees

The Ohio Department of Insurance requires a course reporting fee of $1.00 per credit hour (online, self-study and classroom courses). This state reporting fee will be automatically charged to you (on the last credit card used in your account) each time you complete an online, self-study, or classroom course.

Instructor Credit

Instructors for approved CE courses may receive CE credit for instructing courses. Credit may be given in an amount equal to two times the number of hours actually spent instructing a course. Credit will be given only once per course per compliance period.


There are no CE exemptions for agents who hold an active insurance license. If a company requires a retired agent to hold an active license to receive renewal commissions, then that agent must maintain their CE. If an agent is not soliciting, selling, or negotiating insurance, and they are not required to hold an active insurance license, they may request to have their license inactivated for a period of no less than 24 months. Inactive agents are not required to complete CE.

Acceptable Training Methods

  • Correspondence (Print)
  • Company Seminars
  • Classroom
  • CBT/CD-ROM (Computer-Based Training)
  • Online (Internet Delivery)
  • Classroom Equivalent


This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.

View our Ohio Total Access CE options:

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