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Minnesota Insurance Continuing Education State Requirements

On this page, you will find all of the state-specific information for Insurance CE in the state of Minnesota.

Minnesota Department of Commerce

85 7th Place East, Suite 500

St. Paul, MN 55101
Phone: 651-539-1599 or  800-657-3978 (in MN) 
Fax: 651-539-1550
Website: http://mn.gov/commerce/
E-mail: licensing.commerce@state.mn.us

COVID-19 Updates:

Effective 5/29/2020: Individuals due to renew a MN insurance producer or insurance adjuster license by the end of May now have until June 30, 2020 to complete all renewal requirements, including continuing education hours and the required application and fee. Renewal applications can be submitted any time between now and 11:59 PM CST on June 30, 2020.

Effective 4/24/2020: The Commerce Department has extended the March 31 and April 30 renewal deadlines for producers and adjusters to May 31. In addition, license reinstatements due on or after 3/31/2020 will remain available for processing indefinitely. In addition, new license renewals will be available 90 days prior to expiration date. Licenses will remain active with the original expiration date until renewed or the extension period is ended by the state. Licensees who have not yet paid, should submit their renewal online at Sircon.com.

Annuity Requirements

Insurance producers (resident and nonresident) who hold a life license and who desire to sell annuities must complete a one-time, 4-hour annuity training course. Individuals who have obtained a life license after January 1, 2014, may not engage in the sale of annuities until the annuity training course has been completed. All licensed producers must complete product training before selling annuities in Minnesota.

Producers may complete the one-time 4-hour training course via classroom or self-study.

Long-Term Care Training

Producers must complete an initial 8 hour training course prior to selling long-term care products.  After completing the initial training course, producers are required to complete a mandatory 4-hour ongoing training course with 24 months of the initial training. The 4-hour refresher course must be completed biennially thereafter. The training must be specific to Minnesota Medicaid/Medical Assistance and its relationship to Minnesota Partnership plans. The requirement applies to both residents and non-residents.  

All Other State Requirements

Resident Requirements

Transcripts: Click Here for Link

All insurance producers and adjusters are required to complete 3 hours of Ethics as part of their total 24 hours of CE due each renewal period.

All Minnesota online courses are required to be seat-time tracked. For example, if you select a course that is approved for six hours, you will be required to spend six hours in the course.

A licensee cannot receive credit for more than eight (8) hours of continuing education in one day.

No more than 50% of the CE hours can be from company seminars.

All Independent and Public insurance Adjusters are required to complete 24 hours of continuing education. Three hours of Ethics are required as part of the total 24 hours of CE due each renewal period. There is no restriction for Adjusters regarding the method of instruction, but the hours must be from Commerce-approved courses. Independent and Public Adjusters can complete continuing education courses approved for insurance Producers.

The state of Minnesota requires all producers to undergo three hours of approved training before selling flood insurance policies. This one-time requirement can be met by taking a class that has been approved by Minnesota.

Minnesota does not require that insurance Producers complete only modules relating to the lines of authority that they hold. For example, a Producer who holds a Life line of authority can complete and use a continuing education course pertaining to property and casualty. We will be following this same rule with the Independent and Public Adjusters in that they can complete any course that is currently approved for insurance Producers. In other words, all insurance courses will be approved for “Insurance” continuing education; we will not distinguish between Producer or Adjuster licensees.

Please note: Any course that loses its status as an approved course will not be available for CE credit.


Non-Resident Requirements

Non-residents, who comply with CE requirements of the resident state, are exempt from Minnesota CE requirements, except for the LTC requirement. Licensees who do not claim this exemption must satisfy Minnesota resident CE requirements.

MN sure Broker Certification Training requirement Information

The MNsure Broker Certification Training-2014 course is required for all agents and brokers who wish to enroll consumers in health plans available through MNsure, the Minnesota health care exchange. Completion of either the live class or online course satisfies the MNsure certification training requirement, and also provides Minnesota Insurance CE credit. Students must pass a mandatory exam at 70% or higher to receive MNsure certification and CE credit.

  • Live class: Course materials, developed by MNsure, will be provided when students check-in at class. The 30-question final exam will be given at the conclusion of class. Once the class and exam are successfully completed, producers will receive a CE certificate. Certification and CE credit will not be granted for anyone who does not pass the final exam. The exam may be retaken and will qualify for both certification and CE credit when passed.
  • Online course: As with all Minnesota-approved online insurance CE courses, successful course completion involves completing all sections of the course and successfully passing the Certification Exam.
  • Next steps: Upon successful completion of the MNsure Broker Certification Training-2014 course and exam, agents/brokers will be required to “attest” to having completed the training by checking a box on their agency account at the MNsure website. Visit https://www.mnsure.org// for more details.

Important Change made by MNsure: Credits received after May 31, 2015, for completing the MNsure Broker Certification Training-2014 course will not count toward the MNsure broker certification process and requirements. After this date, any CE credits earned upon completion of the MNsure Broker Certification Training course will count only toward the producer's regular CE requirements.  

Course Repetition


Courses may not be repeated within the same licensing period.

Exam Rules

Online certification exams are closed book. Course materials are not available while the exam is in progress. The final exam must be passed with a score of 70% or higher to receive CE credit. If the exam is not passed on the first attempt, students have an unlimited number of retakes.

Proctor/Monitor Requirements

Online exams do not require a 3rd party monitor; however, the student must still fill out and sign the online Declaration of Compliance. By signing this Declaration the student is affirming and/or acknowledging that they understand and they completed the online exam without any assistance by any person, the course materials or other materials. The student’s acknowledgement shall also include the student’s understanding that a violation of such standards can result in the loss of course credit. The Declaration of Compliance is electronically transmitted to Kaplan Financial upon completion of the exam.

Period Requirements

Minnesota resident and nonresident licensees must complete their CE requirements prior to the last day of the birth month every two years.

Carryover Requirements

Carryover of CE hours is not permitted.

Reporting Requirements

Education provider to report within 10 days of completion. Need Agent’s license number to report.

Acceptable Training Methods

  • Online (Internet Delivery)
  • Company Seminars
  • Classroom


This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.

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