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Maryland Insurance Continuing Education State Requirements

On this page, you will find all of the state-specific information for Insurance CE in the state of Maryland.

Maryland Insurance Administration

200 St. Paul Place
Suite 2700
Baltimore, MD 21202
1-800-492-6116 (toll free)
1-800-735-2258 (TTY)


Annuity Requirements

An insurance producer who engages in the sale of annuity products must complete a one-time, four (4) hour credit training course approved by the Administration and provided by an Administration-approved continuing education provider.

Individuals who obtain a license as an insurance producer for life insurance may not engage in the sale of annuities until the annuity training course has been completed.


Long-Term Care Training

A producer who sells, solicits, or negotiates long-term care insurance must complete a one-time training program requirement which consists of a minimum of 8 hours of long-term care education followed by an ongoing training requirement of at least 4 hours to be completed every 24 months.

Producers selling Long-Term Care insurance must receive at least 4 hours of CE by taking a LTC every two years. You may view approved continuing education courses, your continuing education transcript, and other information regarding continuing education by visiting the Maryland Insurance CE administration vendor, Prometric, at www.Prometric.com


All Other State Requirements

Resident Requirements

An agent who is licensed for Property or Casualty, or any subdivision of Property or Casualty, OR Life or Health, or any subdivision of Life or Health, must complete 24 hours of continuing education in the subdivision of insurance for which he or she is licensed (Property/Casualty or Life/Health). In addition, all licensees must take 3 hours in the category of ethics.

Effective January 1, 2017, public adjusters must complete 24 hours of continuing education each 2-year license period. Three (3) of those hours must be in the category of ethics. Any additional hours of Ethics will not count towards the hours of CE required. Courses approved under the Property and Casualty course category will apply towards an adjuster's requirements.  

Residents may complete all or part of the required CE credit hours via correspondence (self-study) or online courses.

All property/casualty producers who sell flood insurance must complete at least 2 hours in flood insurance each renewal period.

Title producers have a 16-hour CE requirement.

Non-Resident Requirements

Non-residents, whose resident state has a reciprocal agreement with Maryland, and who comply with CE requirements of the resident state, are exempt from Maryland CE requirements. Non-resident agents must comply with the initial LTC eight-hour training for this state or another state which meets the NAIC LTC Model training outline.

Course Repetition

Your state does not permit a course to be repeated either within the same compliance/license renewal period or within 6 months from the date the course was last completed.

Exam Rules

Online certification exams are closed book. Course materials are not available while the exam is in progress. The final exam must be passed with a score of 70% or higher to receive CE credit. If the exam is not passed on the first attempt, students have an unlimited number of retakes.

Period Requirements

Maryland resident licensees must complete their CE requirements every two years by license expiration date. Effective January 1, 2020, insurance producers must complete required continuing education no later than 15 days prior to the license expiration date. Public adjusters must complete required continuing education no later than 30 days prior to the license expiration date.

Carryover Requirements

Carryover of CE hours is not permitted.

Reporting Requirements


Report within 10 days of completion. Need Agent's license number or NPN to report.

State Reporting Fees

Effective May 1, 2021, the MD Department of Insurance requires a course reporting fee of $1.15 per credit hour (online and self-study courses). This state reporting fee will be automatically charged to you (on the last credit card used in your account) each time you complete an online or self-study course.

Instructor Credit

Individuals acting as instructors for continuing education courses receive 1.5 times the approved credit hours for teaching a course.


A licensed insurance producer who, as of October 1, 2008, has held a license for 25 or more consecutive years shall successfully complete 8 hours of continuing education in each renewal period in order to renew the license.

Acceptable Training Methods

  • Correspondence (Print)
  • Company Seminars
  • Classroom
  • Online (Internet Delivery)


This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.

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