The Essential Package for CFP® Certification Education
For a limited time, save 10% on education packages and courses*
Our Essential Package features the strongest, most streamlined curriculum and an award winning learning platform with the latest advances to support efficient and effective learning. For a limited time, save 10% as you start down your path to earning the CFP® mark.
The self-paced Essential Package is an excellent choice for motivated candidates who prefer to prepare and study on their own. Our Self-Study option gives you the freedom to complete your required education at your own pace.
- Pay course-by-course for all seven courses or order just the ones you need.
- Your online access begins as soon as you make your purchase.
- Take up to 90 days to complete each course.
- You can extend a course for an additional 30 days for a fee.
- Take advantage of online testing; no need to go to an outside testing facility.
- Most coursework can transfer towards a Masters Degree in Personal Financial Planning.
At the end of our 7-course curriculum you'll earn a Certificate in Personal Financial Planning. Most coursework you complete as part of the CFP® certification education program provides stackable credit towards a Masters in Personal Financial Planning in your future.
Start our Self-Study option anytime and sit for the CFP® exam when you prefer.
For a limited time, you can save 10% on education packages and courses.*
*Offer begins 7/7/21 and expires at 11:59 pm CT, 8/11/21. This offer cannot be used in conjunction with other discounts or promotions, cannot be applied to previous purchases, extensions, or state fees, and is not redeemable for cash value. Discount will be automatically applied at checkout.
Your Essential Package Includes:
Designed for the motivated self-starter, our Self-Study package with no class component allows you to prepare and study at your own pace.
Choose when to start studying and complete your education at your own pace. Take up to 90 days to complete each course. If needed, you can extend a course for an additional 30 days for a fee.
Pay course by course to make reimbursement and budgeting easy.
Pay Course by Course
(Choice of print books or eBooks)
Important note about course by course packages: While your subtotal will reflect the total price for the package during checkout, your credit card will only be charged for the first course. (Each future course in the 7-course curriculum will be charged once you complete the course before it).
Your Essential Package Includes:
Our Essential Package is an excellent choice for candidates who prefer to prepare and practice on their own. The Essential Package grants you the freedom to complete all 7 required education courses at your own pace, so you can be sure you are ready to perform on the CFP® exam.
As you progress through the 7-course curriculum, each subsequent course will immediately show in your learning platform once you complete the course before it.
Education Course Materials and Study Tools
Your education package will contain all print or all eBook textbooks based on your preference.
If you select print textbooks, you will receive your soft-bound book via UPS. Books release and ship based on your course start date.
If you select eBooks, you will receive an email with instructions on how to access materials through the VitalSource® platform.
A Performance Tracker in our learning platform will identify how well you understand the topics that have been covered and highlight weak areas where more review is needed.
Practice what you have learned by taking focused QBank quizzes to master module concepts.
- View answer explanations for every question
- Access your QBank online, with available offline access
The Activity Feed truly takes the guesswork out of creating a study plan! Depend on the Activity Feed to efficiently guide you through the content and study tools, giving you an effective, integrated study experience. You can even schedule days off, and your activities will adjust accordingly.
In addition to giving you a snapshot of how you're progressing against all study plan activities, Performance Tracker helps you understand which topic areas you're doing well in and which areas need some work so you can master all knowledge topics.
Bundle Your Education with a CFP® Exam Prep Review
Ensure you’ve retained the material you learned in your education package and are prepared for the CFP exam with a review study package. Practice your exam technique with a full array of prep products for complete confidence on exam day.
This course examines basic financial planning concepts for developing client relationships; gathering, analyzing and evaluating financial documents, statements and other information; developing and communicating relevant recommendations to clients; implementing recommendations through the use of a financial planning team; and monitoring the financial plan on a periodic basis, all within CFP Board professional and regulatory standards. Students will develop a pragmatic perspective of the field of financial planning as they learn to analyze personal financial statements, understand time value of money concepts, explore education funding techniques, advise clients regarding the management of debt, apply behavioral finance concepts, gain an understanding of federal and state regulatory requirements, learn the ethical environment of financial planning and integrate the legal and economic aspects of financial planning within a practice.
This course explores fundamental insurance, annuity, and employee benefit concepts and products. Students will gain knowledge of the principles of risk and insurance; learn how to analyze and evaluate risk exposures; and understand the concepts of personal and business insurance for life, health, disability, long-term care and property insurance. Students will also develop perspectives regarding the integration of social insurance (e.g. Medicare, workers compensation)within the framework of financial planning. Equity-based compensation, nonqualified deferred compensation and other employee benefits will also be presented and discussed.
This course examines the characteristics, uses and taxation of investment vehicles: stocks, bonds, cash and cash equivalents, promissory notes, guaranteed investment contracts, real estate, and alternative investments. Students will also develop an understanding of the various types of risk: systematic and unsystematic, purchasing power, interest rate, business, and financial risk. Students are introduced to quantitative investment concepts, measures of investment returns, bond and stock valuation concepts, investment theory, portfolio development and analysis, investment strategies, asset allocation, and asset pricing models.
This course focuses on income tax fundamentals and calculations, tax accounting, characteristics and income taxation of business entities, basis, depreciation and cost recovery concepts. The impact of the alternative minimum tax (AMT), passive activity, at-risk rules, charitable contributions and charitable deductions on a client’s financial plan is also studied. Students will gain an understanding of the tax consequences of like-kind exchanges and the disposition of property, and will learn how the loss of a spouse through death or divorce affects a client’s tax status.
Students will be exposed to retirement needs analyses, types and characteristics of retirement plans, qualified plan rules and options, and provisions of tax-advantaged plans. The effects of ERISA on retirement plans is examined and the impact of Social Security on a client’s retirement plan is also discussed. Students will gain an understanding of plan distribution options, rules, alternatives and taxation, and will also explore key factors affecting plan selection for businesses and investment considerations for retirement plans.
This course analyzes the various techniques and strategies used in developing estate plans based on client criteria and needs. Property titling, property transfer at death, gifting strategies, and sources of estate liquidity are discussed. Students will also gain insight on wills, probate, and the types, uses and taxation of trusts during estate planning.
Students participate in a case analysis and evaluation in which the following major areas of financial planning are integrated:
- General Financial Planning Principles, Professional Conduct, and Regulation
- Risk Management, Insurance, and Employee Benefits Planning
- Investment Planning
- Income Tax Planning
- Retirement Savings and Income Planning
- Estate Planning
Don't need all 7 courses?
Select a course below or call our Designation Specialists at 877.641.3920 to order only the courses you need.
Choose your Individual Course:
Please note: The final course FP 517, Financial Plan Development, is not offered in the Essential package format. Self-Study students can enroll in the EssentialPlus course for FP 517 and begin the course at anytime.