Georgia Insurance Licensing State Requirements

On this page, you will find all of the state-specific information for Insurance Licensing in the state of Georgia. This information pertains to resident license applicants. For additional information for resident licensing, or for non-resident license information, please refer to the Georgia Insurance Department website at Information is subject to change, and we will do our very best to make the process of completing your licensing education requirements as simple as possible.

Georgia Insurance Department

Agents Licensing Division
Two Martin Luther King, Jr. Drive West Tower, Suite 704 Atlanta, GA 30334
Phone: 404-656-2101


Prelicensing Education Hour Requirements

  • Life - 20 Hours
  • Accident & Sickness - 20 Hours
  • Property - 20 Hours
  • Casualty - 20 Hours
  • Personal Lines - 20 Hours
  • Variable Products - 8 Hours plus life insurance license

Exam Provider: Pearson VUE

To obtain a Licensing Information Bulletin, go to the Pearson VUE website at

To schedule an exam, contact Pearson VUE at or 800-274-0488.


Acceptable Methods of Education

  • Classroom
  • Online

Live Class Requirements

  • Pre-Class Study (must be completed prior to attending the live class): Life and Health 8 hours (Life only 4 hours and Health only 4 hours); Property and Casualty 8 hours.
  • In-Class Exam: In Georgia, an in-class graded exam is given to test your readiness for the state exam. The test must be passed with a 70% or greater in order to receive a certificate of completion.

Certificate of Completion Requirements

  • Applicant submits original certificate to the insurance department with their license application.
  • Applicant must pass the required examination for licensure within 12 months of the completion of the prelicensing course.
  • Applicants who fail to pass an examination after taking it 3 times must take another prelicensing course prior to retaking the exam.

Exam and/or Prelicensing Education Exemptions

Applicants who have earned the following designations, certifications, or degree are exempt from prelicensing education and exam requirements for the indicated lines of authority. :
  • Life and Health - CLU®, FLMI
  • Property & Casualty - CPCU®, CIC, CISR, CRM
  • All Lines - College degrees in insurance


  • Applicants must attach copy of applicable designation/degree to their license application to qualify for exemption.
  • Successful completion of two college or university courses related to insurance in the lines of authority the applicant is applying for may also qualify for an exemption.
  • Any applicants who have not completed the licensing requirements within 12 months of passing the exam will be required to retake the exam.

Adjuster License

Disclosure for States that Require a Licensing Exam and License:


All insurance adjusters in Georgia are required to be licensed. Because of its industry recognition and credibility, earning the Texas DHS Adjuster license is accepted as authorization to adjust in Georgia and other states that recognize it.

Alternatively, passing Kaplan's Georgia Property & Casualty prelicensing course qualifies you to sit for the state adjuster exam. Please note, the Georgia Adjuster license is only valid in Georgia, whereas the Texas DHS Adjuster license qualifies you to produce in several additional states.  

The Texas P/C Adjuster license is highly respected in the industry and is available to individuals who want to designate Texas as their home state. This means you can qualify for the Texas P/C adjuster license just as a Texas resident adjuster would and complete the Texas bi-annual continuing education requirement. 

Kaplan’s Texas P/C Adjuster licensing course and exam is ideal for an adjuster seeking an adjuster license under the DHS concept. The course contains the actual state licensing exam for the Texas P/C Adjuster license; therefore, you can satisfy your Texas prelicensing requirement AND pass the Texas P/C Adjuster state licensing exam without having to leave your home or office. Upon completing the Kaplan course and successfully passing the exam, you can remotely apply for the Texas Property/Casualty Adjuster License using the procedures found on the Texas State Requirements page. This will qualify you to adjust in both your home state and numerous other states that accept the Texas DHS Adjuster license, including AL, CT, DE, GA, ID, IN, KY, LA, ME, MI, MN, MS, MT, NC, NH, NM, OK, RI, UT, VT, WA, WV, and WY.

Additionally, earning the Texas DHS Adjuster license enables you to adjust with enhanced credibility and industry expertise in CO, DC, IA, IL, KS, MA, MD, MO, ND, NE, PA, NJ, OH, SD, TN, VA, and WI.

Check with the Department of Insurance in your resident state and the states you wish to adjust to see how the Texas PC Adjuster license can be used in those states.



This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.

Select a Line of Authority:

Life & Health

This license qualifies you to explain, sell, and write life and health insurance products in Georgia.




Property & Casualty

This license qualifies you to sell products designed to protect from financial issues as a result of damage or injury in Georgia.

Personal Lines

This license qualifies you to sell a variety of insurance plans directly to consumers in Georgia.





This license qualifies you to investigate and adjust any claim in connection with an insurance policy in Georgia.




Variable Products

This license qualifies you to explain, sell, and write variable life and annuity contracts in Georgia.