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Georgia Insurance Licensing State Requirements

On this page, you will find all of the state-specific information for Insurance Licensing in the state of Georgia. This information pertains to resident license applicants. For additional information for resident licensing, or for non-resident license information, please refer to the Georgia Insurance Department website at https://www.oci.ga.gov/. Information is subject to change, and we will do our very best to make the process of completing your licensing education requirements as simple as possible.

Georgia Insurance Department

Agents Licensing Division
Two Martin Luther King, Jr. Drive West Tower, Suite 704 
Atlanta, GA 30334
Phone: 404-656-2101

How to Get Your Georgia Insurance License

1. Complete an Insurance Prelicensing Course

Georgia requires those seeking an insurance license to complete prelicensing before taking the state licensing exam. Prelicensing courses with Kaplan give you the best chance to pass—our pass rates are among the highest in the industry. 

Prelicensing Education Hour Requirements

  • Life: 20 Hours
  • Accident & Sickness: 20 Hours
  • Property: 20 Hours
  • Casualty: 20 Hours
  • Personal Lines: 20 Hours
  • Variable Products: 8 Hours plus life insurance license

Acceptable Methods of Education

  • Classroom
  • Online


Prelicensing Education Exemptions
Applicants who have earned the following designations, certifications, or degree are exempt from prelicensing education and exam requirements for the indicated lines of authority. :
  • Life and Health: CLU®, FLMI
  • Property & Casualty: CPCU®, CIC, CISR, CRM
  • All Lines: College Degrees in Insurance


  • Applicants must attach copy of applicable designation/degree to their license application to qualify for exemption.
  • Successful completion of two college or university courses related to insurance in the lines of authority the applicant is applying for may also qualify for an exemption.
  • Any applicants who have not completed the licensing requirements within 12 months of passing the exam will be required to retake the exam.

Alternatively, passing Kaplan's Georgia Property & Casualty prelicensing course qualifies you to sit for the state adjuster exam. Please note, the Georgia Adjuster license is only valid in Georgia, whereas the Texas DHS Adjuster license qualifies you to produce in several additional states.  


2. Pass Your Georgia Licensing Exam

After completing your required prelicensing course, you must pass a state licensing exam. Kaplan’s prelicensing content is based directly on the Georgia licensing exams, so you will be prepared to pass the first time. 

Certificate of Completion Requirements

  • Applicants submits original certificate to the insurance department with their license application.
  • Applicants must pass the required examination for licensure within 12 months of the completion of the prelicensing course.
  • Effective February 15 2022: A candidate who fails an exam can schedule the new exam within one day but must wait 14 days to retest after exam attempts one and two. A candidate must wait 60 days after the third exam attempt and any subsequent attempts. There is no limit on the number of attempts a candidate can take the same exam. However, candidates taking an online examination are allowed only two attempts per exam. All subsequent examination attempts will have to be taken at a Pearson VUE testing center. There are no exceptions to this rule.
  • The state requires those who enroll in the Premium Live Online Package to answer attendance verification polling questions for the entire live online class to earn credit.

Exam Provider: Pearson VUE

To obtain a Licensing Information Bulletin, go to the Pearson VUE website at http://www.pearsonvue.com.

To schedule an exam, contact Pearson VUE at http://www.pearsonvue.com or 800-274-0488.

Frequently Asked Questions About the Georgia Licensing Exam

After completing my prelicensing, how should I prepare for exam day? 

Candidates should report to the test center thirty (30) minutes before the examination and check in with the test center administrator. The candidate’s identification and other documentation will be reviewed and they will be photographed for the score report. Candidates are required to review and sign a Candidate Rules Agreement form. If the Candidate Rules Agreement is not followed and/or cheating or tampering with the examination is suspected, the incident will be reported as such and the appropriate action will be taken. The examination fee will not be refunded, the exam may be determined invalid, and/or the state may take further action. 

Candidates will have an opportunity to take a tutorial on the PC on which the examination will be administered. The time spent on this tutorial will not reduce the examination time. The examination administrators will answer questions, but candidates should be aware that the administrators are not familiar with the content of the examinations or with the state’s licensing requirements. Examination administrators have been instructed not to advise candidates on requirements for licensure. Candidates are responsible for determining which examinations they need to take. Once candidates are familiar with the examination unit, they may begin the examination. The examination begins the moment a candidate looks at the first question. The time allotted for each examination is detailed on the back cover of this handbook. After the examination time has expired, the examination unit will automatically turn off.

Candidate must present two forms of current signature identification. The name on the identification must exactly match the name on the registration. The primary identification must be government-issued, and photo-bearing with a signature and the secondary identification must contain a valid signature. Identification must be in English. 

Primary ID (photograph and signature, not expired)

  • Government-issued Driver’s License 
  • U.S. Dept. of State Driver’s License 
  • U.S. Learner’s Permit (plastic card only with photo and signature) 
  • National/State/Country Identification Card 
  • Passport 
  • Passport Card 
  • Military ID 
  • Military ID for spouses and dependents 
  • Alien Registration Card (Green Card, Permanent Resident Visa) 

Secondary ID (signature, not expired)

  • U.S. Social Security Card 
  • Debit (ATM) or Credit Card 
  • Any form of ID on the Primary list 
Note: If the ID presented has an embedded signature that is not visible (microchip), difficult or impossible to read, the candidate must present another form of identification from the Primary ID or Secondary ID list that contains a visible signature. Pearson VUE does not recognize grace periods. For example, if a candidate’s driver’s license expired yesterday and the state allows a 30- day grace period for renewing the ID, the ID is considered to be expired. 

Other items to note for exam day:
  • Studying is not allowed in the test center. 
  • Visitors, children, family or friends are not allowed in the test center. 
  • No personal items are allowed in the testing room. Personal items include but are not limited to: cellular phones, hand-held computers or other electronic devices, pagers, watches, wallets, purses, firearms or other weapons, hats, bags, coats, books, and/ or notes, pens or pencils. 
  • Candidates must store all personal items in a secure area as indicated by the administrator, or return items to their vehicle. All electronic devices must be turned off before storing them in a locker. The test center is not responsible for lost, stolen, or misplaced personal items.
  • Dictionaries, books, papers (including scratch paper), and reference materials are not permitted in the examination room (unless permitted by the exam sponsor), and candidates are strongly urged not to bring such materials to the test center. 
  • Upon entering and being seated in the testing room, the test administrator will provide the candidate with materials to make notes or calculations and any other items specified by the exam sponsor. The candidate may not write on these items before the exam begins or remove these items from the testing room. 
  • Eating, drinking, chewing gum, smoking, and/or making noise that creates a disturbance for other candidates is prohibited during the exam. 
  • Break policies are established by the exam sponsor. Most sponsors allow unscheduled breaks. To request an unscheduled break, the candidate must raise their hand to get the administrator’s attention. The exam clock will not stop while the candidate is taking a break. 
  • Candidates must leave the testing room for all breaks. However, candidates are not permitted to leave the floor or building for any reason during this time, unless specified by the administrator and the exam sponsor. If a candidate is discovered to have left the floor or building they will not be permitted to proceed with the examination and may forfeit the exam fees. 
  • While taking a break, candidates are permitted to access personal items that are being stored during the exam only if necessary— for example, personal medication that must be taken at a specific time. However, a candidate must receive permission from the administrator prior to accessing personal items that have been stored. Candidates are not allowed access to other items, including but not limited to, cellular phones, exam notes, and study guides, unless the exam sponsor specifically permits this. 
  • Any candidate discovered causing a disturbance of any kind or engaging in any kind of misconduct—giving or receiving help; using notes, books, or other aids; taking part in an act of impersonation; or removing examination materials or notes from the examination room—will be summarily dismissed from the examination and will be reported to the state licensing agency. Decisions regarding disciplinary measures are the responsibility of the state licensing agency

What is the exam like? 

Each examination is given in a multiple-choice format. 

Many of the examinations will contain “pretest” questions. Pretest questions are questions on which statistical information is being collected for use in constructing future examinations. Responses to pretest questions do not affect a candidate’s score. Pretest questions are mixed in with the scored questions and are not identified. The number of pretest questions are listed in the content outline heading of each examination for which they are available. If a number is not present then there are no pretest questions for that particular examination.

How is the exam scored?

Candidates need to answer 70% of questions correctly in order to pass the examination.

When candidates complete the examination, they will receive a score report marked “pass” or “fail”.

If a candidate fails the licensing examination, it will need to be retaken. Candidates who fail the examination will receive a score report that includes a numeric score and diagnostic information as well as information about reexamination. Appointments for reexamination are not made at the test center. Candidates must wait 24 hours before scheduling a reexamination. Candidates who receive a failing score must wait two weeks before retesting. Candidates who fail the examination three (3) times and had taken a prelicensing course through an independent provider will be required to retake a prelicensing course from a different provider prior to retaking the examination. Candidates who fail the examination three (3) times and had taken a prelicensing course via a virtual classroom will be required to retake an in-classroom prelicensing course prior to retaking the examination.

How long is the exam? 

Exam CodeExam NameExam LengthTotal Questions
12-GA-01Life Agent2 hours80 scored plus 15 pretest
12-GA-02Accident/Sickness Agent2 hours
80 scored plus 15 pretest
12-GA-05Life/Accident/Sickness Agent COMBO2.5 hours125 scored plus 10 pretest
12-GA-62Variable Products2 hours80 scored
12-GA-03Property Agent2 hours80 scored plus 15 pretest
12-GA-04Casualty Agent2 hours80 scored plus 15 pretest
12-GA-06Property & Casualty Agent COMBO2.5 hours125 scored plus 10 pretest
12-GA-55Personal Lines2 hours90 scored plus 5 pretest
12-GA-20Public Adjuster2 hours100 scored
12-GA-24Adjuster2 hours100 scored
12-GA-40Life, Accident & Sickness Counselor2 hours100 scored
12-GA-41Property/Casualty Counselor2 hours100 scored
12-GA-42Limited Health Counselor1 hour50 scored
12-GA-50Surplus Lines Broker2 hours100 scored
12-GA-84Navigator1 hour50 scored plus 5 pretest

3. Get Fingerprinted

Georgia uses electronic LiveScan fingerprinting through Cogent Systems, Inc. 
Visit the Cogent Systems website in order to register for fingerprinting at a fingerprinting location. 

4. Apply for Georgia Insurance License

Once you have passed your state licensing exam, you are ready to apply for an insurance license.

To become licensed as an agency, a licensee must submit a complete GID-130 form for a Resident Georgia Agency or the Uniform Application for Nonresident Business Entity. This must include the appropriate fee to the Georgia Insurance Department and any required supporting documentation. Applicants may apply online at www.sircon.com/georgia.

You will be assigned an NPN. This unique identifier is assigned through the licensing application process and is used to track individuals and business entities on a national basis. The NPN is used by many states to replace a producer license number

5. Plan to Complete Required Insurance Continuing Education (CE) Credits

Every insurance producer must adhere to their home state’s CE requirements. Stay on top of your CE and ahead of the competition with 365 days of unlimited course access when you enroll in a CE library with Kaplan. 

Learn how to renew a Georgia insurance license by clicking here.

Select a Line of Authority and Start Earning Your License Today:

Life & Health

This license qualifies you to explain, sell, and write life and health insurance products in Georgia.




Property & Casualty

This license qualifies you to sell products designed to protect from financial issues as a result of damage or injury in Georgia.

Personal Lines

This license qualifies you to sell a variety of insurance plans directly to consumers in Georgia.





This license qualifies you to investigate and adjust any claim in connection with an insurance policy in Georgia.




Variable Products

This license qualifies you to explain, sell, and write variable life and annuity contracts in Georgia.