Georgia Insurance Licensing State Requirements
Georgia Insurance Department
How to Get Your Georgia Insurance License
1. Complete an Insurance Prelicensing Course
Prelicensing Education Hour Requirements
- Life: 20 Hours
- Accident & Sickness: 20 Hours
- Property: 20 Hours
- Casualty: 20 Hours
- Personal Lines: 20 Hours
Variable Products: 8 Hours plus life insurance license
Acceptable Methods of Education
- Life and Health: CLU®, FLMI
- Property & Casualty: CPCU®, CIC, CISR, CRM
All Lines: College Degrees in Insurance
- Applicants must attach copy of applicable designation/degree to their license application to qualify for exemption.
- Successful completion of two college or university courses related to insurance in the lines of authority the applicant is applying for may also qualify for an exemption.
Any applicants who have not completed the licensing requirements within 12 months of passing the exam will be required to retake the exam.
Alternatively, passing Kaplan's Georgia Property & Casualty prelicensing course qualifies you to sit for the state adjuster exam. Please note, the Georgia Adjuster license is only valid in Georgia, whereas the Texas DHS Adjuster license qualifies you to produce in several additional states.
2. Pass Your Georgia Licensing Exam
Certificate of Completion Requirements
- Applicants submits original certificate to the insurance department with their license application.
- Applicants must pass the required examination for licensure within 12 months of the completion of the prelicensing course.
- Effective February 15 2022: A candidate who fails an exam can schedule the new exam within one day but must wait 14 days to retest after exam attempts one and two. A candidate must wait 60 days after the third exam attempt and any subsequent attempts. There is no limit on the number of attempts a candidate can take the same exam. However, candidates taking an online examination are allowed only two attempts per exam. All subsequent examination attempts will have to be taken at a Pearson VUE testing center. There are no exceptions to this rule.
- The state requires those who enroll in the Premium Live Online Package to answer attendance verification polling questions for the entire live online class to earn credit.
Exam Provider: Pearson VUE
To obtain a Licensing Information Bulletin, go to the Pearson VUE website at http://www.pearsonvue.com.
To schedule an exam, contact Pearson VUE at http://www.pearsonvue.com or 800-274-0488.
Primary ID (photograph and signature, not expired)
- Government-issued Driver’s License
- U.S. Dept. of State Driver’s License
- U.S. Learner’s Permit (plastic card only with photo and signature)
- National/State/Country Identification Card
- Passport Card
- Military ID
- Military ID for spouses and dependents
- Alien Registration Card (Green Card, Permanent Resident Visa)
Secondary ID (signature, not expired)
- U.S. Social Security Card
- Debit (ATM) or Credit Card
- Any form of ID on the Primary list
- Studying is not allowed in the test center.
- Visitors, children, family or friends are not allowed in the test center.
- No personal items are allowed in the testing room. Personal items include but are not limited to: cellular phones, hand-held computers or other electronic devices, pagers, watches, wallets, purses, firearms or other weapons, hats, bags, coats, books, and/ or notes, pens or pencils.
- Candidates must store all personal items in a secure area as indicated by the administrator, or return items to their vehicle. All electronic devices must be turned off before storing them in a locker. The test center is not responsible for lost, stolen, or misplaced personal items.
- Dictionaries, books, papers (including scratch paper), and reference materials are not permitted in the examination room (unless permitted by the exam sponsor), and candidates are strongly urged not to bring such materials to the test center.
- Upon entering and being seated in the testing room, the test administrator will provide the candidate with materials to make notes or calculations and any other items specified by the exam sponsor. The candidate may not write on these items before the exam begins or remove these items from the testing room.
- Eating, drinking, chewing gum, smoking, and/or making noise that creates a disturbance for other candidates is prohibited during the exam.
- Break policies are established by the exam sponsor. Most sponsors allow unscheduled breaks. To request an unscheduled break, the candidate must raise their hand to get the administrator’s attention. The exam clock will not stop while the candidate is taking a break.
- Candidates must leave the testing room for all breaks. However, candidates are not permitted to leave the floor or building for any reason during this time, unless specified by the administrator and the exam sponsor. If a candidate is discovered to have left the floor or building they will not be permitted to proceed with the examination and may forfeit the exam fees.
- While taking a break, candidates are permitted to access personal items that are being stored during the exam only if necessary— for example, personal medication that must be taken at a specific time. However, a candidate must receive permission from the administrator prior to accessing personal items that have been stored. Candidates are not allowed access to other items, including but not limited to, cellular phones, exam notes, and study guides, unless the exam sponsor specifically permits this.
- Any candidate discovered causing a disturbance of any kind or engaging in any kind of misconduct—giving or receiving help; using notes, books, or other aids; taking part in an act of impersonation; or removing examination materials or notes from the examination room—will be summarily dismissed from the examination and will be reported to the state licensing agency. Decisions regarding disciplinary measures are the responsibility of the state licensing agency
What is the exam like?
How is the exam scored?
Candidates need to answer 70% of questions correctly in order to pass the examination.
How long is the exam?
|Exam Code||Exam Name||Exam Length||Total Questions|
|12-GA-01||Life Agent||2 hours||80 scored plus 15 pretest|
|12-GA-02||Accident/Sickness Agent||2 hours|
80 scored plus 15 pretest
|12-GA-05||Life/Accident/Sickness Agent COMBO||2.5 hours||125 scored plus 10 pretest|
|12-GA-62||Variable Products||2 hours||80 scored|
|12-GA-03||Property Agent||2 hours||80 scored plus 15 pretest|
|12-GA-04||Casualty Agent||2 hours||80 scored plus 15 pretest|
|12-GA-06||Property & Casualty Agent COMBO||2.5 hours||125 scored plus 10 pretest|
|12-GA-55||Personal Lines||2 hours||90 scored plus 5 pretest|
|12-GA-20||Public Adjuster||2 hours||100 scored|
|12-GA-24||Adjuster||2 hours||100 scored|
|12-GA-40||Life, Accident & Sickness Counselor||2 hours||100 scored|
|12-GA-41||Property/Casualty Counselor||2 hours||100 scored|
|12-GA-42||Limited Health Counselor||1 hour||50 scored|
|12-GA-50||Surplus Lines Broker||2 hours||100 scored|
|12-GA-84||Navigator||1 hour||50 scored plus 5 pretest|