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Georgia Insurance Continuing Education State Requirements

On this page, you will find all of the state-specific information for Insurance CE in the state of Georgia.

Georgia Office of Insurance and Safety Fire Commissioner

Mailing Address:

Two Martin Luther King, Jr. Drive
West Tower, Suite 704
Atlanta, Georgia 30334
Main Telephone: 404-656-2070
Toll Free: 800-656-2298
Fax: 404-657-8542


Annuity Requirements

​An insurance producer may not sell, solicit, or negotiate an annuity product unless the producer has completed an approved one-time 4-hour training course. This requirement is effective March 1, 2016.

Insurance producers who hold a life insurance line of authority as of March 1, 2016, and who desire to sell annuities must complete the training requirement by September 1, 2016.  Individuals who obtain a life insurance line of authority on or after March 1, 2016, may not engage in the sale of annuities until the one-time annuity training course has been completed. ​


Long-Term Care Training

An individual may not sell, solicit or negotiate a partnership policy unless the individual is a licensed and appointed insurance agent and has completed an initial training component and ongoing training every 24 months thereafter. The initial training required shall be no less than eight hours, and the on-going training required shall be no less than four hours.


All Other State Requirements

Resident Requirements

Effective May 6, 2014: Residents holding a license for less than 20 years must complete 24 hours of CE biennially, three (3) of which must be in ethics-approved courses.

Effective May 6, 2014: Residents holding a license for 20 years or more must complete 20 hours of CE biennially, three (3) of which must be in ethics-approved courses.

Courses completed must be related to the agent’s license.

Resident agents licensed for property that will be selling through the National Flood Insurance Program (NFIP) must complete a onetime three-(3) hour CE course related to NFIP. This course will count toward the agent’s annual CE requirement and can be used to satisfy the annual ethics requirements.

Upon renewal, each licensee’s expiration date will be converted to a birth-month expiration; after this conversion, continuing education requirements must be completed biennially on or before the last day of the licensee’s birth month.

Non-Resident Requirements

Non-resident licensees who comply with the CE requirements of their resident state are exempt from Georgia CE. Licensees who do not claim this exemption must satisfy Georgia resident CE requirements.

Course Repetition

Courses may not be repeated in the same renewal filing period.

Exam Rules

Online certification exams are closed book. Course materials are not available while the exam is in progress. The final exam must be passed with a score of 70% or higher to receive CE credit. If the exam is not passed on the first attempt, students have an unlimited number of retakes.

Proctor/Monitor Requirements

Online exams must be monitored by a disinterested third party. A disinterested third party certifies that the licensee completed the exam without assistance (i.e., closed book, no tiling, layering of screens, etc.) and is someone who has no financial interest in the success or failure of the student’s ability to maintain their license. The monitor must complete the online Declaration of Compliance. If the licensee launches the exam without a monitor present, he/she will be disqualified from receiving CE credit for the course. Completion of the Declaration of Compliance acknowledges understanding and adherence to the specific requirements outlined by the State Department of Insurance. The Declaration of Compliance is electronically transmitted to Kaplan upon completion of the exam and may be audited for compliance purposes.

Period Requirements

Georgia resident licensees must complete their CE requirements by 12/31 annually. It is recommended that continuing education be completed prior to 11/1 each year.

Following the 12/31/2012 compliance period, compliance periods will be transitioning to a biennial period, and expiration dates will be changing to the last day of the month of birth of the licensees.

GA Sponsors have 14 days from course completion to report credits to the state.

Carryover Requirements

Credit for Continuing Education earned in one calendar year in excess of your requirement may be carried forward to the next calendar year but it cannot be more than 50% of your requirement.

Instructor Credit

Any person teaching an approved course shall receive the same number of hours as his or her students. All reductions must be approved by the Commissioner.


Individuals with FLMI, CIC, CPCU®, CLU®, CEBS, ChFC®, CFP® or AAI designations will receive a reduction of required CE hours. They are required to complete 6 hours of CE annually, with a minimum of 3 hours in the subject area of Ethics.

PhDs of Insurance are exempt. However, the exemption must be requested in writing on or before the due date for filing CE credits.


Acceptable Training Methods

  • Online (Internet Delivery)
  • Correspondence (Print)
  • Company Seminars
  • Classroom
  • CBT/CD-ROM (Computer-Based Training)


This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.

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