Kaplan University School of Professional and Continuing Education Kaplan University School of Professional and Continuing Education

Texas Insurance License State Requirements

Texas Department of Insurance
Licensing Division MC 107-1A

Address:333 Guadalupe
Austin, TX 78701
P.O. Box 149104
Austin, TX 78714-9104
Phone:
Fax:
512-676-6000 or 800-578-4677
512-332-4209
Website:http://www.tdi.state.tx.us
E-mail:License@tdi.state.tx.us

 

Exam Provider: Pearson VUE.

Pre-licensing Education Hour Requirements

  • Producer
    • The state of Texas does not require prelicensing education unless an applicate desires a temporary 90-day license*.
    • Although prelicensing education is not required, due to the difficulty and nature of these exams, Kaplan highly recommends enrolling in a study course.
  • Adjuster
    • Texas Adjuster (Property & Casualty) - 40 Hours
    • Texas Adjuster Worker's Compensation - 40 Hours

*A temporary 90-day license can be applied for (applies to General Lines - Life, Accident & Health and General Lines- Property & Casualty) which allows the individual to be licensed before passing an examination and receiving the permanent license.

Temporary licensees must have a sponsoring licensed insurance company, agency, or agent, and must complete 40 hours of pre-licensing education no later than the 14th day after the date of their temporary license application.

Acceptable Methods of Education

  • Classroom
  • Self-study
  • Online

Live Class Requirements

  • In-Class Exam: In Texas, an in-class graded exam is given in the Texas Worker's Compensation and Texas Property & Casualty Adjuster classes to test your readiness for the state exam. The test must be passed with a 70% or greater in order to receive a certificate of completion.

Texas Property & Casualty Adjuster Class: Students are certified to apply for state licensing upon successful completion of the final exam given and graded on the last day of class. In addition to the live class time, the applicant must also complete ten (10) hours of self-study and submit a self-study affidavit to the live class instructor verifying this fact. To be eligible to take the class final exam, the applicant must first complete all required education hours, including the self-study time.

Texas Worker's Compensation Live Class: Students are certified to apply for state licensing upon successful completion of the final exam given and graded on the last day of class. In addition to the live class time, the applicant must also complete ten (10) hours of self-study in the form of homework given in the first three days of the class. To be eligible to take the class final exam, the applicant must first complete all required education hours, including the self-study time. 

Texas Property & Casualty Adjuster and Surplus Lines Online Course Requirements:

  • Forced progression: This requires the user to successfully complete each page of the online course before being allowed to proceed to the next.
  • Proctor: In order for a certificate of completion to be earned and issued, the three hours timed certification exam for the Texas Property & Casualty Adjuster course must be monitored by a disinterested third party (someone other than a relative, friend, or business associate). Texas also requires that a notarized Pre-Licensing Self-Study Course Affidavit form (included with your online course) be completed and submitted to the education provider.

Certificate of Completion Requirements

  • Insurance Producers: Not applicable
  • Insurance Adjusters: Applicants who qualify for an Adjuster license by completing a Texas Department of Insurance (TDI) approved course within 12 months prior to submitting an application, must submit to the TDI the TDI license application (including the application fee) along with the course certificate of completion. (Please see “Adjuster Licensing” above for additional information.)

Adjuster Licensing

The Texas Department of Insurance requires staff and independent adjusters to take a state-approved 40-hour live class or online course offered by an approved education provider. The candidate must also pass a state certification exam administered by the education provider or the states testing administrator.

Kaplan’s Adjuster License course includes the state certification exam. The exam must be proctored by a disinterested third party. The disinterested third party may not be related to the student, may not be the student’s employer or employee, and may not otherwise benefit from the student passing the course. Texas also requires that a notarized Pre-Licensing Self-Study Course Affidavit form (included with your online course) be completed and submitted to the education provider.

If you are taking the Kaplan online course and successfully pass the certification exam, upon receiving your completed and notarized Pre-Licensing Self-Study Course Affidavit form, Kaplan will email you the Certificate of Completion that you may save for your records and print. You will need to mail the Certificate of Completion along with your fingerprint receipt, Texas Adjuster Application (obtained from the Texas Department of Insurance website), and a $50 fee to the Texas DOI.

Fingerprinting will be available at most test sites through the fingerprint vendor Morpho-Trust.

Exam and/or Prelicensing Education Exemptions*

  • Applicants who hold the CLU® designation are exempt from the General Lines - Life, Accident and Health exam.
  • Applicants who hold the CPCU® designation are exempt from the General Lines - Property and Casualty exam.
*Applicants who are exempt from the examination must submit documentation which clearly shows the applicant’s name and date the designation was conferred along with their license application.

Note: Applicants must submit their license application within 12 months of passing the exam or they will be required to retake the exam.

This information pertains to resident license applicants. For additional information for resident licensing, or for nonresident license information, please refer to the Texas Department of Insurance website at http://www.tdi.state.tx.us.

 

STUDENT COMPLAINT POLICY

This school has a Certificate of Approval from the Texas Workforce Commission (TWC).

The TWC-assigned school number is: S0184.

The school’s programs are approved by TWC.

Students must address their concerns about this school or any of its educational programs by following the grievance process outlined in the school’s catalog. Schools are responsible for ensuring and documenting that all students have received a copy of the school’s grievance procedures and for describing these procedures in the school’s published catalog. If, as a student, you were not provided with this information, please inform school management.

Students dissatisfied with this school’s response to their complaint or who are not able to file a complaint with the school can file a formal complaint with TWC, as well as with other relevant agencies or accreditors, if applicable.

Information on filing a complaint with TWC can be found on TWC’s website at www.texasworkforce.org/careerschoolstudents.

 

This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.