Texas Insurance Licensing State Requirements
On this page you will find all of the state-specific information for Insurance Licensing in the state of Texas. This information pertains to resident license applicants. For additional information for resident licensing, or for nonresident license information, please refer to the Texas Department of Insurance website at https://www.tdi.texas.gov/. Information is subject to change, and we will do our very best to make the process of completing your licensing education requirements as simple as possible.
1601 Congress Avenue
Austin, TX 78701
PO Box 12030
Austin, TX 78711-2030
Phone: 512-676-6000 or 800-578-4677
Website: https://www.tdi.texas.gov/
Email: License@tdi.state.tx.us
How to Get Your Texas Insurance License
Prelicensing Education Hour Requirements
Producer
The state of Texas does not require prelicensing education unless an applicant desires a temporary 90-day license. A temporary 90-day license can be applied for (applies to General Lines—Life, Accident & Health and General Lines—Property & Casualty) which allows the individual to be licensed before passing an examination and receiving the permanent license.
Although prelicensing education is not required, due to the difficulty and nature of these exams, Kaplan highly recommends enrolling in a study course.
Adjuster
Texas Property & Casualty Adjuster: 40 Hours
Texas All-Lines Adjuster: 40 Hours
Temporary licensees must have a sponsoring licensed insurance company, agency, or agent, and must complete 40 hours of prelicensing education no later than the 14th day after the date of their temporary license application.
Note: although Kaplan offers prelicensing study packages for the Texas Property & Casualty Adjuster license, we do not offer any such packages for the Texas Worker's Compensation Adjuster license.
Acceptable Methods of Education
Classroom
Self-study
Online
Adjuster Online Course Requirements
Forced progression: This requires the user to successfully complete each page of the online course before being allowed to proceed to the next.
Proctor: In order for a certificate of completion to be earned and issued, the three hours timed certification exam for the Texas Property & Casualty Adjuster course must be monitored by a disinterested third party (an individual who is (A) not related to a student by blood, adoption, or marriage as a parent, child, grandparent, sibling, niece, nephew, aunt, uncle, or first cousin; or (B) not an employee or subordinate of the student).
Kaplan’s Adjuster License course includes the state certification exam. The exam must be proctored by a disinterested third party (an individual who is (A) not related to a student by blood, adoption, or marriage as a parent, child, grandparent, sibling, niece, nephew, aunt, uncle, or first cousin; or (B) not an employee or subordinate of the student).
If you are taking the Kaplan online course and successfully pass the proctored certification exam, Kaplan will email you the Certificate of Completion that you may save for your records and print. You will need to mail the Certificate of Completion, along with your fingerprint receipt, Texas Adjuster Application (obtained from the Texas Department of Insurance website), and a $50 fee to the Texas DOI.
Prelicensing Education Exemptions
Applicants who are exempt from the examination must submit documentation which clearly shows the applicant’s name and date the designation was conferred along with their license application.
Applicants who hold the CLU® designation are exempt from the General Lines—Life, Accident and Health exam.
Applicants who hold the CPCU® designation are exempt from the General Lines—Property and Casualty exam.
Note: Applicants must submit their license application within 12 months of passing the exam or they will be required to retake the exam.
Adjuster License Requirements
The Texas Department of Insurance requires staff and independent adjusters to take a state-approved 40-hour live class or online course offered by an approved education provider. The candidate must also pass a state certification exam administered by the education provider or the states testing administrator.
Kaplan’s Adjuster License course includes the state certification exam. The exam must be proctored by a disinterested third party (an individual who is (A) not related to a student by blood, adoption, or marriage as a parent, child, grandparent, sibling, niece, nephew, aunt, uncle, or first cousin; or (B) not an employee or subordinate of the student). Texas also requires that a Prelicensing Self-Study Course Affidavit form (included with your online course) be completed and submitted to the education provider.
Effective 2/1/2022, the successful passing of your Texas Adjuster exam is reported to the state. In order to report your education, we must have your date of birth and the last 4 of your social security number on your account at the time of course completion. Per the state's requirements, we cannot issue a certificate of completion to you until your education is reported. Your education completion will be reported to the state within 30 days from completion date (pending your required information is present on your account).
If you are taking the Kaplan online course and successfully pass the certification exam Kaplan will email you the Certificate of Completion that you may save for your records and print. You will need to mail the Certificate of Completion along with your fingerprint receipt, Texas Adjuster Application (obtained from the Texas Department of Insurance website), and a $50 fee to the Texas DOI.
Fingerprinting will be available at most test sites through the fingerprint vendor IdentoGO
Student Complaint Policy
Students must address their concerns about this school or any of its educational programs by following the grievance process outlined in the school’s catalog. Schools are responsible for ensuring and documenting that all students have received a copy of the school’s grievance procedures and for describing these procedures in the school’s published catalog. If, as a student, you were not provided with this information, please inform school management.
This school has a Certificate of Approval from the Texas Workforce Commission (TWC).
The TWC-assigned school number is: S0184.
The school’s programs are approved by TWC.
Students dissatisfied with this school’s response to their complaint or who are not able to file a complaint with the school can file a formal complaint with TWC, as well as with other relevant agencies or accreditors, if applicable. Information on filing a complaint with TWC can be found on TWC’s website at www.texasworkforce.org/careerschoolstudents.
After completing your required prelicensing course, you must pass a state licensing exam. Kaplan’s prelicensing content is based directly on the Texas licensing exams, so you will be prepared to pass the first time.
Exam Provider: Pearson VUE
For exam information and for scheduling, go to the Pearson VUE website: https://home.pearsonvue.com/tx/insurance
Phone Number: (888) 754-7667
Fingerprint requirements and instructions are on the TDI website: https://www.tdi.texas.gov/agent/fingerprint-instructions.html
Once you have passed your state licensing exam, you are ready to apply for an insurance license.
For Information, Rules and Requirements, an FAQ and to apply, please go to the NIPR website: https://nipr.com/licensing-center/state-requirements/texas-resident-licensing-individual
Every insurance producer must adhere to their home state’s CE requirements. Stay on top of your CE and ahead of the competition with 365 days of unlimited course access when you enroll in a CE library with Kaplan.
Learn how to renew a Texas insurance license by clicking here.
Notice:
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This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.
Texas