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Ohio Insurance Licensing State Requirements

On this page, you will find all of the state-specific information for Insurance Licensing in the state of Ohio. This information pertains to resident license applicants. For additional information for resident licensing, or for non-resident license information, please refer to the Ohio Department of Insurance website at http://www.insurance.ohio.gov. Information is subject to change, and we will do our very best to make the process of completing your licensing education requirements as simple as possible.

Ohio Department of Insurance

Insurance Division
50 West Town Street,  3rd Floor, Suite 300  Columbus, OH 43215
Phone: 614-644-2665
Fax:  614-644-3475
Website: http://www.insurance.ohio.gov
Email: licensing@ins.state.oh.us


Prelicensing Education Hour Requirements

  • Life - 20 Hours

  • Accident & Health - 20 Hours

  • Property - 20 Hours

  • Casualty - 20 Hours

  • Personal Lines - 20 Hours

*The Variable Life/Variable Annuity line does not require prelicensing education, but it does require a Series 6 or Series 7 FINRA certification.


Exam Provider: PSI

Acceptable Methods of Education

  • Classroom
  • Self-study*
  • Online*

*Self-study and online courses require applicants to pass a certification exam.

*Upon registration, the candidate will be provided a Prelicensing Education Student Registration Form which must be completed and returned to Kaplan Financial Education according to the directions provided.

Online Course Requirements

  • Forced progression: This requires the user to successfully complete each page of the online course before being allowed to proceed to the next.

Certificate of Completion Requirements

  • To receive a certificate the applicant must receive a score of 70% or greater on the certification exam given by the approved prelicensing provider. The student must complete a Prelicensing Self-Study Affidavit. The affidavit verifies the student did not receive outside assistance on the exam. The affidavit must be returned to Kaplan Financial Education immediately upon passing the self-study examination according to the directions provided. Once the Prelicensing Education Student Registration Form and Prelicensing Self-Study Affidavit are both received, your certificate of completion will be sent to the email address Kaplan has on file for you.
  • A certificate of course completion is issued to the individual at the end of each line of authority course completed and is valid for 180 calendar days.
  • Applicant must present the course completion certificate(s) for each corresponding line of insurance authority they are applying for at the exam site.

Exam and/or Prelicensing Education Exemptions

Applicants who have the following designations, certifications, or degrees may have the prelicensing education requirements waived for the indicated line of authority:

  • Life, Accident & Health - CLU®.

  • Property, Casualty and Personal Lines - CPCU®.

  • All major lines of authority (except Surety Bail Bond) - Associates or Bachelors Degree with a major in Insurance.

Note: Applicant must provide verification to the Ohio Department of Insurance and receive the education waiver prior to testing. Each waiver is valid for 180 calendar days, and the applicant must present the original waiver on the day of the exam.

Product Return / Refund Policy

  • Purchases of downloadable products/services are final and non-refundable.
  • Web-based Courses and Classes
  • Web-based courses and classes are only eligible for a refund within 30 days of purchase, and only if the course or class has NOT been accessed. A $20 administrative fee will apply. Web-based courses and classes are not eligible for Reschedules, Transfers, or PassProtection Retakes, as archives are available.

Adjuster License

This is disclosure for states that do not require an adjuster license:

The Texas Designated Home State (DHS) Adjuster license is available to an individual who is a resident of a state that does not license adjusters. This means you can obtain the Texas Property/Casualty Adjuster license just as a Texas resident adjuster would and complete the Texas bi-annual continuing education requirement. The Texas DHS Adjuster license is highly respected in the industry and can significantly enhance your credibility as an adjuster in your home state.

Kaplan’s online Property/Casualty Adjuster licensing course contains the actual state licensing exam for the Texas DHS Adjuster license; therefore, you can satisfy your Texas prelicensing requirement AND pass the Texas P/C Adjuster state licensing exam without having to leave your home or office. Upon completing the Kaplan course and successfully passing the exam, you can remotely apply for the Texas P/C Adjuster License using the procedures found on the Texas State Requirements page. This will qualify you to adjust in both your home state and numerous other states that accept the Texas DHS Adjuster license, including AL, CT, DE, GA, ID, IN, KY, LA, ME, MI, MN, MS, MT, NC, NH, NM, OK, RI, UT, VT, WA, WV, and WY.

Additionally, earning the Texas DHS Adjuster license enables you to adjust with enhanced credibility and industry expertise in CO, DC, IA, IL, KS, MA, MD, MO, ND, NE, PA, NJ, OH, SD, TN, VA, and WI.

Check with the Department of Insurance in your resident state and the states you wish to adjust to see how the Texas PC Adjuster license can be used in those states.

This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.


Select a Line of Authority:

Life & Health

This license qualifies you to explain, sell, and write life and health insurance products in Ohio.


Property & Casualty

This license qualifies you to sell products designed to protect from financial issues as a result of damage or injury in Ohio.

Personal Lines

This license qualifies you to sell a variety of insurance plans directly to consumers in Ohio.



This license qualifies you to investigate and adjust any claim in connection with an insurance policy in Ohio.