Ohio Insurance Licensing State Requirements
On this page, you will find all of the state-specific information for Insurance Licensing in the state of Ohio. This information pertains to resident license applicants. For additional information for resident licensing, or for non-resident license information, please refer to the Ohio Department of Insurance website at http://www.insurance.ohio.gov. Information is subject to change, and we will do our very best to make the process of completing your licensing education requirements as simple as possible.
Ohio Department of Insurance
Insurance Division
50 West Town Street, 3rd Floor, Suite 300
Columbus, OH 43215
Phone: 614-644-2665
Fax: 614-644-3475
Website: http://www.insurance.ohio.gov
Email: licensing@ins.state.oh.us
How to Get Your Ohio Insurance License
1. Complete an Insurance Prelicensing Course
Ohio requires those seeking an insurance license to complete prelicensing before taking the state licensing exam. Prelicensing courses with Kaplan give you the best chance to pass—our pass rates are among the highest in the industry.
Prelicensing Education Hour Requirements
- Life: 20 Hours
- Accident & Health: 20 Hours
- Property: 20 Hours
- Casualty: 20 Hours
- Personal Lines: 20 Hours
Note: The Variable Life/Variable Annuity line does not require prelicensing education, but it does require a Series 6 or Series 7 FINRA certification.
Acceptable Methods of Education
- Classroom
- Self-study
- Online
Note: Self-study and online courses require applicants to pass a certification exam.
Note: Upon registration, the candidate will be provided a Prelicensing Education Student Registration Form which must be completed and returned to Kaplan Financial Education according to the directions provided.
Online Course Requirements
Forced progression: This requires the user to successfully complete each page of the online course before being allowed to proceed to the next.
Prelicensing Education Exemptions
Applicants who have the following designations, certifications, or degrees may have the prelicensing education requirements waived for the indicated line of authority:
- Life, Accident & Health - CLU®.
- Property, Casualty and Personal Lines - CPCU®.
- All major lines of authority (except Surety Bail Bond) - Associates or Bachelor’s Degree with a major in Insurance.
Note: Applicant must provide verification to the Ohio Department of Insurance and receive the education waiver prior to testing. Each waiver is valid for 180 calendar days, and the applicant must present the original waiver on the day of the exam.
Adjuster Licensing Requirements
The Designated Home State (DHS) adjuster license is available to individuals who are 1) residents of a state that does not license adjusters, or 2) to individuals that are company adjusters and reside in a state that only licenses independent adjusters and/or public adjusters and want to designate another state as their home state.
The states that qualify under #1 and #2 above are CO, DC, IA, IL, KS, MA, MD, MO, ND, NE, NJ, OH, PA, SD, TN, VA, and WI.
How to get an All-Lines Adjuster Designated Home State license in Florida
Under the Designated Home State concept, many adjusters obtain the Florida 70-20 Non-Resident Designated Home State Adjuster license to become an All-Lines Adjuster in Florida. To qualify for the license, the adjuster must obtain a Florida-approved adjuster designation or pass the Florida All-Lines Adjuster state examination, and complete Florida’s biennial continuing education requirement.
Obtaining the 70-20 license allows company and independent adjusters residing in the states above to adjust claims in Florida, all states that have adjuster reciprocity with Florida, and states that accept the Florida DHS Adjuster license.
The Certified All-Lines Adjuster (CALA) designation is offered by Kaplan pursuant to the authority of Florida Statute §626.221 and with the approval of the Florida Department of Financial Services (DFS). Completion of the CALA designation course allows a prospective licensee to receive their Florida 70-20 license without taking the Florida state licensing exam.
https://www.myfloridacfo.com/division/agents/licensing/agents-and-adjusters
How to get a Property-Casualty Adjuster Designated Home State license in Texas
Some adjusters elect to designate Texas as their Designated Home State and obtain the Texas Designated Home State (DHS) Adjuster license.
Kaplan’s online Property/Casualty Adjuster licensing course contains the actual state licensing exam for the Texas DHS Adjuster license. Therefore, the licensing candidate can satisfy their Texas adjuster prelicensing requirement and pass the Texas P/C Adjuster state licensing exam online through Kaplan without leaving their home or office. Upon completing the Kaplan course and successfully passing the course exam, the adjuster can remotely apply for their Texas P/C Adjuster license using the procedures found on the Texas State Requirements page. This will qualify them to adjust in both their home state and all states that accept the Texas DHS Adjuster license.
Completion Reporting
2. Pass Your Ohio Licensing Exam
3. Get Fingerprinted
For information about Fingerprinting and Background Checks, see the OH DOI website: https://insurance.ohio.gov/agents-and-agencies/agent-education/background-check
4. Apply for an Ohio Insurance License
5. Plan to Complete Required Insurance Continuing Education (CE) Credits
Every insurance producer must adhere to their home state’s CE requirements. Stay on top of your CE and ahead of the competition with 365 days of unlimited course access when you enroll in a CE library with Kaplan.
Learn how to renew an Ohio insurance license by clicking here.