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Ohio Insurance Licensing State Requirements

On this page, you will find all of the state-specific information for Insurance Licensing in the state of Ohio. This information pertains to resident license applicants. For additional information for resident licensing, or for non-resident license information, please refer to the Ohio Department of Insurance website at Information is subject to change, and we will do our very best to make the process of completing your licensing education requirements as simple as possible.

Ohio Department of Insurance

Insurance Division
50 West Town Street,  3rd Floor, Suite 300  Columbus, OH 43215
Phone: 614-644-2665
Fax:  614-644-3475


Prelicensing Education Hour Requirements

  • Life - 20 Hours

  • Accident & Health - 20 Hours

  • Property - 20 Hours

  • Casualty - 20 Hours

  • Personal Lines - 20 Hours

*The Variable Life/Variable Annuity line does not require prelicensing education, but it does require a Series 6 or Series 7 FINRA certification.


Exam Provider: PSI

  • To obtain a Licensing Information Bulletin, go to the PSI website at
  • To schedule an exam, contact PSI at  or 800-733-9267.

  • Please be prepared for your Ohio Insurance License exam and be aware of the common errors that cause
    issues at the PSI test centers. You will not be permitted to sit for the state insurance exam if you fail to present proper documentation at the test site upon arrival.

Below is a list of the most common reasons that candidates are not permitted to sit for the state
insurance exam.

Course completion certificates issues:

  • Provider signature missing.
  • Candidate signature missing.
  • Expired certificates. Pre-licensing certificates are valid for 180 days from the date of course completion.
  • A separate certificate is required for each line of authority. Candidates sitting for a combined exam (i.e.
    Property & Casualty or Life & Health) must present two certificates at the test site.
  • Candidate did not bring printed certificate(s) to the test center:
  • Candidate failed to print the course completion certificate(s) prior to testing. Digital certificate(s)
    are not valid proof of completion. A hard copy must be presented at the test site.
  • Candidate brought a self-study course affidavit(s) rather than course completion certificate(s)
  • Candidate brought course registration form(s) rather than course completion certificate(s)

Other common issues candidates experience at PSI test centers:

  • Candidates showing up at a PSI center thinking that they are taking the proctored exam for the provider
    in order to obtain a course completion certificate, rather than testing for the official Ohio insurance license
  • Candidate not bringing correct form of ID. Two valid (non-expired) forms of ID, bearing the candidate’s
    name and signature, are required. Also, the name on your ID and pre-licensing certificates must be an
    exact match to the name you provided when registering for your state exam. Examples of primary valid
    (non-expired) forms of ID include state issued driver’s license; state issued ID card; US Government
    issued passport; US Government issued military ID card; US Government issued Alien Registration card;
    or Canadian Government issued ID. Examples of secondary valid forms of ID include a debit/credit card
    or employee ID. A birth certificate is NOT a valid form of ID and will NOT be accepted.
  • Arriving to the test center late. You will not be permitted to sit for the exam if you arrive after the scheduled
    start time. Candidates are strongly advised to arrive 30 minutes before your appointment time.
  • Having unauthorized items at the test center. No personal items are permitted inside the test facility.
    Possession of prohibited items inside the examination room will result in immediate termination of your
    exam and your exam scores will be invalidated.


Acceptable Methods of Education

  • Classroom
  • Self-study*
  • Online*

*Self-study and online courses require applicants to pass a certification exam.

*Upon registration, the candidate will be provided a Prelicensing Education Student Registration Form which must be completed and returned to Kaplan Financial Education according to the directions provided.

Online Course Requirements

  • Forced progression: This requires the user to successfully complete each page of the online course before being allowed to proceed to the next.

Certificate of Completion Requirements

  • To receive a certificate the applicant must receive a score of 70% or greater on the certification exam given by the approved prelicensing provider. The student must complete a Prelicensing Self-Study Affidavit. The affidavit verifies the student did not receive outside assistance on the exam. The affidavit must be returned to Kaplan Financial Education immediately upon passing the self-study examination according to the directions provided. Once the Prelicensing Education Student Registration Form and Prelicensing Self-Study Affidavit are both received, your certificate of completion will be sent to the email address Kaplan has on file for you.
  • A certificate of course completion is issued to the individual at the end of each line of authority course completed and is valid for 180 calendar days.
  • Applicant must present the course completion certificate(s) for each corresponding line of insurance authority they are applying for at the exam site.

Exam and/or Prelicensing Education Exemptions

Applicants who have the following designations, certifications, or degrees may have the prelicensing education requirements waived for the indicated line of authority:

  • Life, Accident & Health - CLU®.

  • Property, Casualty and Personal Lines - CPCU®.

  • All major lines of authority (except Surety Bail Bond) - Associates or Bachelors Degree with a major in Insurance.

Note: Applicant must provide verification to the Ohio Department of Insurance and receive the education waiver prior to testing. Each waiver is valid for 180 calendar days, and the applicant must present the original waiver on the day of the exam.

Product Return / Refund Policy

  • Purchases of downloadable products/services are final and non-refundable.
  • Web-based Courses and Classes
  • Web-based courses and classes are only eligible for a refund within 30 days of purchase, and only if the course or class has NOT been accessed. A $20 administrative fee will apply. Web-based courses and classes are not eligible for Reschedules, Transfers, or PassProtection Retakes, as archives are available.

Adjuster License

This is disclosure for states that do not require an adjuster license:

The Texas Designated Home State (DHS) Adjuster license is available to an individual who is a resident of a state that does not license adjusters. This means you can obtain the Texas Property/Casualty Adjuster license just as a Texas resident adjuster would and complete the Texas bi-annual continuing education requirement. The Texas DHS Adjuster license is highly respected in the industry and can significantly enhance your credibility as an adjuster in your home state.

Kaplan’s online Property/Casualty Adjuster licensing course contains the actual state licensing exam for the Texas DHS Adjuster license; therefore, you can satisfy your Texas prelicensing requirement AND pass the Texas P/C Adjuster state licensing exam without having to leave your home or office. Upon completing the Kaplan course and successfully passing the exam, you can remotely apply for the Texas P/C Adjuster License using the procedures found on the Texas State Requirements page. This will qualify you to adjust in both your home state and numerous other states that accept the Texas DHS Adjuster license, including AL, CT, DE, GA, ID, IN, KY, LA, ME, MI, MN, MS, MT, NC, NH, NM, OK, RI, UT, VT, WA, WV, and WY.

Additionally, earning the Texas DHS Adjuster license enables you to adjust with enhanced credibility and industry expertise in CO, DC, IA, IL, KS, MA, MD, MO, ND, NE, PA, NJ, OH, SD, TN, VA, and WI.

Check with the Department of Insurance in your resident state and the states you wish to adjust to see how the Texas PC Adjuster license can be used in those states.

This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.


Select a Line of Authority and Start Earning Your License Today:

Life & Health

This license qualifies you to explain, sell, and write life and health insurance products in Ohio.


Property & Casualty

This license qualifies you to sell products designed to protect from financial issues as a result of damage or injury in Ohio.

Personal Lines

This license qualifies you to sell a variety of insurance plans directly to consumers in Ohio.



This license qualifies you to investigate and adjust any claim in connection with an insurance policy in Ohio.