Kaplan University School of Professional and Continuing Education Kaplan University School of Professional and Continuing Education

North Carolina Insurance License State Requirements

North Carolina Department of Insurance
Agent Services Division

Address:1204 Mail Service Center
Raleigh, NC 27699-1204
Phone:
Fax:
919-807-6800
919-715-3794
Website:http://www.ncdoi.com
E-mail:asd@ncdoi.gov

Exam Provider: Pearson VUE

  • To obtain a North Carolina Insurance Licensing Examination Candidate Guide, go to the Pearson VUE website at http://www.pearsonvue.com/nc/insurance.
  • Prior to scheduling the exam with Pearson VUE, candidates must complete the NIPR license application online by visiting nipr.com. Candidates are not able to schedule an exam until this is completed and an email is received by the student from Pearson VUE. This email will contain instructions to schedule.

Prelicensing Education Hour Requirements

  • Life - 20 Hours
  • Accident and Health or Sickness - 20 Hours
  • Property - 20 Hours
  • Casualty - 20 Hours
  • Personal Lines - 20 Hours
  • Medicare Supplement / Long-Term Care - 10 Hours*
*Applicant must be licensed for Accident and Health or Sickness.
 

Forced Progression

  • Forced progression requires the user to successfully complete each page of the online course before being allowed to proceed to the next

Acceptable Methods of Education

  • Classroom
  • Self-study**
  • Online**
Live Review Class Requirements
  • Pre-Class Study (must be completed prior to attending the live review class):
    • 20 hours of pre-study per insurance line of authority (Life = 20 hours, Health = 20 hours) with 2 instructor contacts (an instructional email from the instructor and a 1/2 day live review class per line of authority).
  • In-Class Exam: In North Carolina, an in-class graded exam is given in the Life & Health class to test your readiness for the state exam. The test must be passed with a 70% or greater in order to receive a certificate of completion.
**Course must adhere to specific rules for the applicant to receive prelicensing credit, including the final course examination (certification exam) being monitored and administered by a disinterested third party. North Carolina defines a “disinterested third party” as “a person not concerned with respect to possible gain or loss in the result of a pending course final examination and does not include the current employer, prospective employer and a member of the applicant’s immediate family.”
 
Time Tracking
** Note: North Carolina requires that your online study time is tracked. There is a maximum allowed of 8 hours in one day of instruction. In order to successfully complete the course, you must complete the required number of hours while studying in the Course Contents Units of the online course. Your online course tracker will be displayed in the upper right-hand corner of your page so that you can verify the time spent in the course is being tracked.
 
Certificate of Completion Requirements
  • Candidate must present the original certificate, referred to as the prelicensing Examination Admission Ticket, to the exam provider at the test site.
  • Certificate is valid for 90 days from the course completion date, or a maximum of 5 exam attempts, whichever occurs first.


Prelicensing Education Exemptions

Individuals holding one or more of the following designations or certifications are exempt from prelicensing education requirements if they pass the exam on their first attempt. If they fail, they must successfully meet the mandatory prelicensing education requirements prior to retaking the exam:
  • Life - CIC, CEBS, CFP®
  • Accident and Health or Sickness - RHU, CEBS, REBC, HIA
  • Property, Casualty, Personal Lines - AAI, ARM, CIC
  • Someone who holds a degree in insurance (associate or bachelors) can also be waived from prelicensing
Note: To receive a waiver, applicants must submit a written request.
 
 

This information pertains to resident license applicants. For additional information for resident licensing, or for nonresident license information, please refer to the North Carolina Department of Insurance website at http://www.ncdoi.com.

This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.