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New Mexico Insurance Licensing State Requirements

On this page, you will find all of the state-specific information for Insurance Licensing in the state of New Mexico. This information pertains to resident license applicants. For additional information for resident licensing, or for non-resident license information, please refer to the New Mexico Division of Insurance website at http://www.nmprc.state.nm.us. Information is subject to change, and we will do our very best to make the process of completing your licensing education requirements as simple as possible.

New Mexico Office of the Superintendent of Insurance

P.E.R.A. Building, Room 434 
1120 Paseo de Peralta 
Santa Fe, New Mexico 87504
PO Box 1269  Santa Fe, NM 87504
Phone: 505-827-4601 or 800-947-4722 (in NM)
Fax: 505-827-4734
Website: http://www.osi.state.nm.us
Email: Agents.Licensing@state.nm.us

How to Get Your New Mexico Insurance License


1. Complete an Insurance Exam Prep Course

Those looking to earn a New Mexico insurance license have a significantly higher chance of passing their licensing exam when they complete one of Kaplan’s exam prep courses. Give yourself the best chance to pass before you sit for the state exam. 

Prelicensing Education Hour Requirements

The state of New Mexico does not require prelicensing education. Although prelicensing education is not required, due to the difficulty and nature of the exam, Kaplan highly recommends enrolling in a study course.

Acceptable Methods of Education:

  • Classroom
  • Self-study
  • Online

Adjuster License Requirements

Disclosure for states that require an Adjuster licensing exam and license:

All insurance adjusters in this state are required to be licensed. Check with the Department of Insurance in your resident state to see how to obtain an adjuster license.

2. Pass Your New Mexico Licensing Exam

To earn a New Mexico insurance license, you must first pass a state licensing exam for each desired line of authority. Kaplan’s exam prep content is based directly on the New Mexico licensing exams, so you will be prepared to pass the first time.

Exam Provider: Prometric

Frequently Asked Questions About the New Mexico Licensing Exam

After completing my exam prep, how should I prepare for exam day? 

  • You must present one valid (non-expired) form of identification before taking the test. The identification document must:  
    • Be government-issued (e.g., driver’s license, state-issued identification card, passport, or military identification card).  
    • Contain both a current photo and signature (if not, you must present two identification cards: one with your photo and one with your signature).  
    • Exactly match the name used to register for the exam (including designations such as “Jr.” and “III”).
  • You should arrive at least 30 minutes before the scheduled exam appointment. This allows time for you to sign in and for staff to verify your identification and complete all security checks.

What is the exam like? 

  • All testing sessions are monitored during the exam, as well as video and audio recorded. 
  • You must not bring personal/unauthorized materials into the testing room. These include but are not limited to: 
    • Outerwear
    • Hats
    • Food
    • Drinks
    • Purses
    • Briefcases
    • Notebooks
    • Pagers
    • Watches
    • Cellular telephones
    • Recording devices
    • Photographic equipment
  • The examination contains four-option multiple-choice questions.
  • The examination contains experimental questions.
    • The experimental questions will:
      • Be randomly distributed;
      • Not count against your final score;
      • Not count against your time allotted for the test; 
      • Be used on future exams based on performance.

How is the exam scored?

There is a minimum passing score of 70%. You will receive your results immediately after the exam. At the end of your exam, a copy of your score report will be emailed to the e-mail address you provided at the time of scheduling. If you do not pass the exam, you must repeat the licensing process.

Please Note: OSI permits a maximum of 4 attempts to pass an exam. If you do not pass an exam after 4 attempts, you must wait 6 months after failing the fourth attempt before you are eligible to take that exam again.

How long is the exam? 

Exam CodeLine of AuthorityExam TimeTotal Questions
18-25 New Mexico Examination for
Life Insurance
2 Hours100 Questions
18- 26New Mexico Examination for Accident and Health or Sickness Insurance Producer 2 Hours100 Questions
18-27New Mexico Examination for Life, Accident and Health or Sickness Insurance Producer 2.5 Hours150 Questions
New Mexico Examination for
Property and Casualty Insurance
2.5 Hours150 Questions
New Mexico Examination for
Title Insurance
.5 Hours50 Questions 
New Mexico Examination for
Bail Bonds
1 Hour50 Questions
New Mexico Examination for
Crop Insurance
1 Hour50 Questions
New Mexico Examination for
Personal Lines Insurance
2 Hours100 Questions
18-39New Mexico Examination for Public Adjuster1 Hour50 Questions
New Mexico Examination for
Independent / Staff Adjuster
1 Hour50 Questions

3. Get Fingerprinted

New Mexico Department of Public Safety (DPS) has partnered with 3M Cogent to provide fingerprint services. Fingerprint sites are listed on this website. Appointments are not required.

Applicants may visit any fingerprinting location during any of the site’s scheduled fingerprinting hours. Check the website for hours. Bring your Registration ID or Document Control Number (Department of Health applicants) and a valid photo ID.

If you are paying by money order, bring a money order made out to 3M Cogent.

4. Apply for a New Mexico Insurance License

Once you have passed your state licensing exam, you are ready to apply for an insurance license.

You can apply online at http://www.nipr.com.

All required application materials must be received, including the correct nonrefundable license fees, within one year after you pass the exam.

You will be assigned an NPN. This unique identifier is assigned through the licensing application process and is used to track individuals and business entities on a national basis. The NPN is used by many states to replace a producer license number.

5. Plan to Complete Required Insurance Continuing Education (CE) Credits

Every insurance producer must adhere to their home state’s CE requirements. Stay on top of your CE and ahead of the competition with 365 days of unlimited course access when you enroll in a CE library with Kaplan. 

Learn how to renew a New Mexico insurance license by clicking here.



This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.


Select a Line of Authority and Start Earning Your License Today:

Life & Health

This license qualifies you to explain, sell, and write life and health insurance products in New Mexico.


Property & Casualty

This license qualifies you to sell products designed to protect from financial issues as a result of damage or injury in New Mexico.

Personal Lines

This license qualifies you to sell a variety of insurance plans directly to consumers in New Mexico.



This license qualifies you to investigate and adjust any claim in connection with an insurance policy in New Mexico.