Missouri Insurance Licensing State Requirements
On this page, you will find all of the state-specific information for Insurance Licensing in the state of Missouri. This information pertains to resident license applicants. For additional information for resident licensing, or for non-resident license information, please refer to the Missouri Department of Insurance website at http://www.insurance.mo.gov. Information is subject to change, and we will do our very best to make the process of completing your licensing education requirements as simple as possible.
Missouri Department of Insurance
301 West High Street, Room 530
Jefferson City, MO 65101
PO Box 690
Jefferson City, MO 65102-0690
Phone: 573-751-3518
Fax: 573-526-3416
Website: http://www.insurance.mo.gov
Email: licensing@insurance.mo.gov
How to Get Your Missouri Insurance License
1. Complete an Insurance Exam Prep Course
Although prelicensing education is not required in Missouri, those looking to earn an insurance license have a significantly higher chance of passing their licensing exam when they complete one of Kaplan’s exam prep courses. Give yourself the best chance to pass before you sit for the state exam.
Adjuster Licensing Requirements
The Designated Home State (DHS) adjuster license is available to individuals who are 1) residents of a state that does not license adjusters, or 2) to individuals that are company adjusters and reside in a state that only licenses independent adjusters and/or public adjusters and want to designate another state as their home state.
The states that qualify under #1 and #2 above are CO, DC, IA, IL, KS, MA, MD, MO, ND, NE, NJ, OH, PA, SD, TN, VA, and WI.
How to get an All-Lines Adjuster Designated Home State license in Florida
Under the Designated Home State concept, many adjusters obtain the Florida 70-20 Non-Resident Designated Home State Adjuster license to become an All-Lines Adjuster in Florida. To qualify for the license, the adjuster must obtain a Florida-approved adjuster designation or pass the Florida All-Lines Adjuster state examination, and complete Florida’s biennial continuing education requirement.
Obtaining the 70-20 license allows company and independent adjusters residing in the states above to adjust claims in Florida, all states that have adjuster reciprocity with Florida, and states that accept the Florida DHS Adjuster license.
The Certified All-Lines Adjuster (CALA) designation is offered by Kaplan pursuant to the authority of Florida Statute §626.221 and with the approval of the Florida Department of Financial Services (DFS). Completion of the CALA designation course allows a prospective licensee to receive their Florida 70-20 license without taking the Florida state licensing exam.
Select the link below to see the requirements for obtaining a Florida 70-20 Designated Home State Adjuster license.
https://www.myfloridacfo.com/division/agents/licensing/agents-and-adjusters
How to get a Property-Casualty Adjuster Designated Home State license in Texas
Some adjusters elect to designate Texas as their Designated Home State and obtain the Texas Designated Home State (DHS) Adjuster license.
Kaplan’s online Property/Casualty Adjuster licensing course contains the actual state licensing exam for the Texas DHS Adjuster license. Therefore, the licensing candidate can satisfy their Texas adjuster prelicensing requirement and pass the Texas P/C Adjuster state licensing exam online through Kaplan without leaving their home or office. Upon completing the Kaplan course and successfully passing the course exam, the adjuster can remotely apply for their Texas P/C Adjuster license using the procedures found on the Texas State Requirements page. This will qualify them to adjust in both their home state and all states that accept the Texas DHS Adjuster license.
Completion Reporting
Kaplan will automatically report your completion of the Certified All-Lines Adjuster (CALA) designation to the Florida DFS in 5-7 business days. An online PDF Certificate of Completion is also available to download and print immediately after the final exam is passed.
Resident Licensing Requirements
To qualify as a Missouri resident insurance producer, you must:
- Pass the license examination(s) required by statute.
- Meet the minimum age requirement, which varies per license
- Submit the completed Uniform Application for Individual Insurance Producer License form (available at www.nipr.com).
- Remit the appropriate application fee.
- File any required bonds, affidavits, or assignments.
Nonresident Licensing Requirements
If you are not a Missouri resident and wish to apply for a Missouri license, you should contact the Department to determine the appropriate procedures and requirements. Nonresident applicants must complete and submit the Uniform Application for Individual Nonresident License, available at www.nipr.com.
You will also need to attach an original Letter of Certification (no older than six months). A Letter of Certification is not required if your resident state participates in the PDB Participating State Report. A PDB list can be found at www.nipr.com/about_psr.htm.
2. Pass Your Missouri Licensing Exam
To earn a Missouri insurance license, you must first pass a state licensing exam for each desired line of authority. Kaplan’s exam prep content is based directly on the Missouri licensing exams, so you will be prepared to pass the first time.
Exam Provider: Pearson VUE
For exam information and for scheduling, go to the Pearson VUE website: https://home.pearsonvue.com/MO/insurance
Phone Number: 866-274-4740
3. Apply for a Missouri Insurance License
After passing your exam, you are eligible to apply to the Department for a license. Resident Producer Licensing Application & Requirements can be found here.
4. Plan to Complete Required Insurance Continuing Education (CE) Credits
Every insurance producer must adhere to their home state’s CE requirements. Stay on top of your CE and get ahead of the competition with 365 days of unlimited course access when you enroll in a CE library with Kaplan.
Learn how to renew your Missouri insurance license by clicking here: https://www.kaplanfinancial.com/insurance-continuing-education/missouri/state-requirements
Notice: This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.