Minnesota Insurance Licensing State Requirements
On this page, you will find all of the state-specific information for Insurance Licensing in the state of Minnesota. This information pertains to resident license applicants. For additional information for resident licensing, or for non-resident license information, please refer to the Minnesota Department of Commerce website at https://mn.gov/commerce/industries/insurance/licensing. Information is subject to change, and we will do our very best to make the process of completing your licensing education requirements as simple as possible.
85 7th Place East, Suite 500
St. Paul, MN 55101
Phone: 651-539-1599 or 800-657-3978 (in MN)
Fax: 651-539-1550
Website: https://mn.gov/commerce/industries/insurance/licensing
Email: licensing.commerce@state.mn.us
How to Get Your Minnesota Insurance License
Minnesota requires those seeking an insurance license to complete prelicensing before taking the state licensing exam. Prelicensing courses with Kaplan give you the best chance to pass—our pass rates are among the highest in the industry.
Prelicensing Education Hour Requirements
Life: 20 Hours
Accident & Health: 20 Hours
Property: 20 Hours
Casualty: 20 Hours
Personal Lines: 20 Hours
Adjuster: No Prelicensing Education Requirement
All courses include 10 hours of Prelicense Insurance Basics.
Acceptable Methods of Education
Live Class Requirements
In order to fulfill the required prelicensing education requirements, the state of Minnesota requires that applicants attend all sessions of the live class and pass an in-class certification exam with a minimum score of 70% or greater. All prelicensing education requirements must be met in order to receive a certificate of completion.
Online Course Requirements
Time Tracking:
This state requires forced progression (requires the user to successfully complete each page of the online course before being allowed to proceed to the next) and that your online study time be tracked. In order to successfully complete the course, you must study the required number of minutes per Course Content Units of the online course. For example, if you are studying a course that requires 20 hours of study time, you must study a minimum of 20 hours to receive credit. Your online course tracker will be displayed in the upper right-hand corner of your screen so that you can verify the time spent in the course is being tracked.
Per the requirement of the state, the 20 hours are spread across the course weighted based on a word count for each unit. If the unit has 20 minutes of required study time and you spend 30 minutes studying the unit, please note you will not get credit for the extra 10 minutes spent studying. That extra time will not reduce the required time in subsequent units.
Also, be aware that your course will time out if there is no activity on the screen (clicking, scrolling) for 10 minutes. You will be logged out from the course and will need to log back in, which will return you to the screen you were on. You will receive credit on your timer for the 10 minutes of inactivity.
Minnesota requires exams to be monitored by a proctor. Minnesota defines a proctor as the following: a person who (1) verifies a student's identity, and (2) processes an affidavit testifying that the student received no outside assistance with the course or examination. A proctor must be 18 years of age or older and not have a financial or other conflict of interest with respect to a student's successful completion of the course or the examination. A proctor must not be a relative of the student, the student's supervisor at work, a person the student supervises at work, or a student who is completing the same course.
Note: For each student, the chosen proctor is required to submit the original signed and dated verification information affidavit to the education provider's MN approved Education Coordinator immediately after the conclusion of the exam.
Prelicensing Education Exemptions
The following are exempt from the insurance prelicense education requirement:
Someone with a two-year Minnesota vocational school degree in insurance
Someone with a four-year college degree in business with an insurance emphasis
Life applicants with any of the following professional designations: CEBS, ChFC®, CIC, CFP®, CLU®, FLMI, or LUTCF
Health applicants with any of the following professional designations: RHU, CEBS, REBC, or HIA
Property, Casualty, or Personal Lines P & C applicants with any of the following professional designations: AAI, ARM, CIC, or CPCU®
Adjuster License Requirements
All insurance adjusters in this state are required to be licensed. Check with the Department of Insurance in your resident state to see how to obtain an adjuster license.
After completing your required prelicensing course, you must pass a state licensing exam. Kaplan’s prelicensing content is based directly on the Minnesota licensing exams, so you will be prepared to pass the first time.
Exam Provider: PSI
For exam information and for scheduling, go to the PSI website: https://www.psiexams.com/test-takers/
Phone Number: 866-589-3088
Click here for the listing of PSI sites and hours of operation for fingerprinting. You may also call (866) 395-1006 to confirm the site hours.
Once you have passed your state licensing exam, you are ready to apply for an insurance license.
For Information, Rules and Requirements, an FAQ and to apply, please go to the NIPR website: https://nipr.com/licensing-center/state-requirements/minnesota-resident-licensing-individual
Every insurance producer must adhere to their home state’s CE requirements. Stay on top of your CE and ahead of the competition with 365 days of unlimited course access when you enroll in a CE library with Kaplan.
Learn how to renew Minnesota insurance license by clicking here.
Minnesota