Kentucky Insurance Licensing State Requirements
On this page, you will find all of the state-specific information for Insurance Licensing in the state of Kentucky. This information pertains to resident license applicants. For additional information for resident licensing, or for non-resident license
information, please refer to the Kentucky Department of Insurance website at insurance.ky.gov. Information is subject to change, and we will do our very best to
make the process of completing your licensing education requirements as simple as possible.
Kentucky Department of Insurance
Agent Licensing Division
215 W. Main St. Frankfort, KY 40601
P.O. Box 517
Frankfort, KY 40602-0517
Prelicensing Education Hour Requirements
- Life - 20 Hours
- Health - 20 Hours
- Property - 20 Hours
- Casualty - 20 Hours
- Personal Lines - 20 Hours
Exam Provider: Kentucky Department of Insurance
Acceptable Methods of Education
- Self-study (Proctor requirements explained in “Online Course Requirements” below)
Online Course Requirements
- Time Tracking: Kentucky requires that your online study time be tracked. In order to successfully complete the course, you must complete the required number of hours while studying in the Course Contents Units of the online course. Your online
course tracker will be displayed in the upper right hand corner of your page so that you can verify the time spent in the course is being tracked.
- Forced progression: This requires the user to successfully complete each page of the online course before being allowed to proceed to the next.
- Proctor: In order for a certificate of completion to be earned and issued, the certification exam for self-study courses must be monitored by a disinterested third party (someone other than a relative, friend, or business associate).
Certificate of Completion Requirements
- Applicants submit their certification of completion with their license application.
- Certificates of Prelicensing Course Completion are valid for one year from the course completion date.
Exam and/or Prelicensing Education Exemptions
Applicants who hold one or more of the following designations, certifications, or degree do not have to satisfy the prelicensing education requirements for the indicated line of authority:
- Life - CLU®, CEBS, ChFC®, CFP®, FLMI, CIC
- Health - RHU, CEBS, REBC, HIA, CIC
- Property, Casualty, and Personal Lines - CPCU®, CIC, AAI, ARM
- All Lines - An insurance degree from an accredited college or university
This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.