Kansas Insurance Licensing State Requirements
On this page, you will find all of the state-specific information for insurance licensing in the state of Kansas. This information pertains to resident license applicants. For additional information for resident licensing, or for nonresident license information, please refer to the Kansas Department of Insurance website at http://www.ksinsurance.org. Information is subject to change, and we will do our very best to make the process of completing your licensing education requirements as simple as possible.
Kansas Insurance Department
How to Get Your Kansas Insurance License
1. Complete an Insurance Exam Prep Course
Those looking to earn a Kansas insurance license have a significantly higher chance of passing their licensing exam when they complete one of Kaplan’s exam prep courses. Give yourself the best chance to pass before you sit for the state exam.
Prelicensing Education Hour Requirements
- The state of Kansas does not require prelicensing education.
- Although prelicensing education is not required, due to the difficulty and nature of these exams, Kaplan highly recommends enrolling in a study course.
Adjuster Licensing Requirements
The Designated Home State (DHS) adjuster license is available to individuals who are 1) residents of a state that does not license adjusters, or 2) to individuals that are company adjusters and reside in a state that only licenses independent adjusters and wants to designate another state as their home state.
The states that qualify under #1 and #2 above are CO, DC, IA, IL, KS, MA, MD, MO, ND, NE, NJ, OH, PA, SD, TN, VA, and WA.
How to get an All-Lines Adjuster Designated Home State license in Florida
Under the Designated Home State concept, many adjusters obtain the Florida 70-20 Non-Resident Designated Home State Adjuster license to become an All-Lines Adjuster in Florida. To qualify for the license, the adjuster must obtain a Florida-approved adjuster designation or pass the Florida All-Lines Adjuster state examination, and complete Florida’s biennial continuing education requirement.
Obtaining the 70-20 license allows company and independent adjusters residing in the states above to adjust claims in Florida, all states that have adjuster reciprocity with Florida, and states that accept the Florida DHS Adjuster license.
The Certified All-Lines Adjuster (CALA) designation is offered by Kaplan pursuant to the authority of Florida Statute §626.221 and with the approval of the Florida Department of Financial Services (DFS). Completion of the CALA designation course allows a prospective licensee to receive their Florida 70-20 license without taking the Florida state licensing exam.
How to get a Property-Casualty Adjuster Designated Home State license in Texas
Some adjusters elect to designate Texas as their Designated Home State and obtain the Texas Designated Home State (DHS) Adjuster license.
Kaplan’s online Property/Casualty Adjuster licensing course contains the actual state licensing exam for the Texas DHS Adjuster license. Therefore, the licensing candidate can satisfy their Texas adjuster prelicensing requirement and pass the Texas P/C Adjuster state licensing exam online through Kaplan without leaving their home or office. Upon completing the Kaplan course and successfully passing the course exam, the adjuster can remotely apply for their Texas P/C Adjuster license using the procedures found on the Texas State Requirements page. This will qualify them to adjust in both their home state and all states that accept the Texas DHS Adjuster license.
2. Pass Your Kansas Licensing Exam
After completing your exam prep course, you must pass a state licensing exam. Kaplan’s exam prep content is based directly on the Kansas licensing exams, so you will be prepared to pass the first time.
Exam Provider: Pearson VUE
Frequently Asked Questions About the Kansas Licensing Exam
After completing my exam prep, how should I prepare for exam day?
Individuals who wish to obtain an insurance license in the State of Kansas must:
1. Be Fingerprinted and electronically submit the online background Waiver Agreement & FBI Privacy Act Statement Form.
See Fingerprint Instructions and fillable online Waiver Agreement form at https://insurance.kansas.gov/producer-licensing/Pearson VUE anticipates providing digital fingerprinting during the summer of 2021. Please check back periodically for when this service becomes available. Pearson VUE will offer digital fingerprinting services at its Overland Park, Topeka and Wichita test center locations.
Students need to provide a code when registering for state exam. Use 1111 or 2222 on sheet.
What to Bring
All candidates are required to bring identification that is deemed acceptable, listed under Acceptable Forms of Candidate Identification, to the test center on the day of examination.
Candidates who have changed their names must provide written documentation of the change. This documentation may be a copy of a marriage license, divorce decree or other official document.
Acceptable Forms of Candidate Identification
Candidate must present two forms of current signature identification. The primary identification must be government-issued, photo-bearing with a signature and the secondary identification must contain a valid signature. Identification must be in English.
Primary ID (photograph, and signature, not expired)
- Government-issued Driver’s License
- U.S. Dept of State Driver’s License
- U.S. Learner’s Permit (plastic card only with photo and signature)
- National/State/Country identification card
- Passport Cards
- Military ID
- Military ID for spouses and dependents
- Alien Registration Card (Green Card, Permanent Resident Visa)
Secondary ID (signature, not expired)
- U.S. Social Security Card
- Debit (ATM) Card or Credit Card
- Any form of ID on the Primary list
If the ID presented has an embedded signature that is not visible (microchip), or is difficult or impossible to read, the candidate must present another form of identification from the Primary ID or Secondary ID list that contains a visible signature.
Pearson VUE does not recognize grace periods. For example, if a candidate’s driver’s license expired yesterday and the state allows a 30-day grace period for renewing the ID, the ID is considered to be expired.
What is the exam like?
Test Center Policies
The following policies are observed at each test center. Candidates who violate any of these policies will not be permitted to finish the examination and will be dismissed from the test center, forfeiting the examination fee.
- No personal items are allowed in the testing room. Personal items include but are not limited to: cellular phones, hand-held computers or other electronic devices, pagers, watches, wallets, purses, firearms or other weapons, hats, bags, coats, books, and/or notes, pens or pencils.
- Candidates must store all personal items in a secure area as indicated by the administrator, or return items to their vehicle. All electronic devices must be turned off before storing them in a locker. The test center is not responsible for lost, stolen or misplaced personal items.
- Studying is not allowed in the test center. Visitors, children, family or friends are not allowed in the test center.
- Dictionaries, books, papers (including scratch paper), and reference materials are not permitted in the examination room (unless permitted by the exam sponsor), and candidates are strongly urged not to bring such materials to the test center. Upon entering and being seated in the testing room, the test administrator will provide the candidate with materials to make notes or calculations and any other items specified by the exam sponsor. The candidate may not write on these items before the exam begins or remove these items from the testing room.
- Eating, drinking, chewing gum, smoking and/or making noise that creates a disturbance for other candidates is prohibited during the exam.
- Break policies are established by the exam sponsor. Most sponsors allow unscheduled breaks. To request an unscheduled break, the candidate must raise their hand to get the administrator’s attention. The exam clock will not stop while the candidate is taking a break.
- Candidates must leave the testing room for all breaks. However, candidates are not permitted to leave the floor or building for any reason during this time, unless specified by the administrator and the exam sponsor. If a candidate is discovered to have left the floor or building they will not be permitted to proceed with the examination and may forfeit the exam fees.
- While taking a break, candidates are permitted to access personal items that are being stored during the exam only if necessary— for example, personal medication that must be taken at a specific time. However, a candidate must receive permission from the administrator prior to accessing personal items that have been stored. Candidates are not allowed access to other items, including but not limited to, cellular phones, exam notes and study guides, unless the exam sponsor specifically permits this.
- Any candidate discovered causing a disturbance of any kind or engaging in any kind of misconduct—giving or receiving help; using notes, books, or other aids; taking part in an act of impersonation; or removing examination materials or notes from the examination room—will be summarily dismissed from the examination and will be reported to the state licensing agency. Decisions regarding disciplinary measures are the responsibility of the state licensing agency. Examination scores are based on the number of questions answered correctly. Candidates who are uncertain about the correct answer to a question may be able to eliminate one or more of the answer choices as incorrect. It is always better to guess at the correct answer than to not answer a question because there is no penalty for incorrect answers.
Each major line examination is given in a multiple-choice format and consists of two parts. The general section deals with basic insurance product knowledge. The state section deals with insurance laws, rules, regulations, and practices that are unique
Many of the examinations will contain “pretest” questions. Pretest questions are questions on which statistical information is being collected for use in constructing future examinations. Responses to pretest questions do not affect a candidate’s score. Pretest questions are mixed in with the scored questions and are not identified. The number of pretest questions are listed in the content outline heading of each examination for which they are available. If a number is not present then there are no pretest questions for that particular examination.
How is the exam scored?
After the examination time has expired, the examination will automatically end. Candidates will leave the test center with their official scores in hand.
The passing score of the exam is determined by the Kansas Insurance Department. Thorough standardization and control, Pearson VUE ensures that no individual has an unfair advantage or disadvantage because of a particular examination format. The passing score required on each examination is 70%.
When candidates complete the examination, they will receive a score report marked “pass” or “fail”. Candidates who pass the examination will receive a score report that includes information on how to apply for a license.
Candidates who fail the examination will receive a score report that includes a numeric score and diagnostic information, as well as information about reexamination. Additional information may be found in the Requirements for Retaking an Exam section on page 4. Reservations for reexamination are not made at the Test Center, and candidates must wait twenty-four (24) hours before making one.
3. Get Fingerprinted
Fingerprint cards may be requested from the Kansas Insurance Department at the following: www.ksinsurance.org/agentagency/agent-licensing/req-fingerprint.php or by emailing a request to KID.Licensing@ks.gov.
Download the Waiver Agreement and Statement form. The waiver form is required for all fingerprint record checks. A section on page two of the form must be completed by the fingerprinting agency, so the applicant must take the form with them when they are being fingerprinted.
1) Fill out the card.
- Complete name (including aliases, maiden, previous married), mailing address, social security number, citizenship, and personal information (sex, race, height, weight, eyes, hair, place of birth, date of birth).
- DO NOT SIGN THE CARD YET – this will be done in front of the law enforcement officer. The space for OCA, FBI, and MNU numbers may be left blank if you do not have one of those numbers.
- Cards with missing or incomplete information will be rejected See FAQ – fingerprinting for additional guidance.
2) Have your prints taken: (A qualified law enforcement officer must take your fingerprints)
- Contact your local law enforcement agency before you go!
- Take the filled out card and waiver form to your local police station or sheriff’s office.
- Take at least one form of picture identification with you.
- Some law enforcement agencies may charge a fee to take your prints.
- Sign the card in front of the officer taking your prints.
- The officer taking the prints will need to complete the section on page two of the waiver form.
- Digital prints are accepted as long as they are in the FD258 format.
3) Mail the card and waiver form:
- Provide the law enforcement officer with a stamped envelope addressed to: Kansas Insurance Department, Attn: Producer Licensing, 1300 SW Arrowhead Road, Topeka, KS 66604 to mail your fingerprint card or electronic scan and waiver form.
- In addition, you may want to use a mailing service that allows delivery confirmation to confirm your fingerprint card and waiver form have been received at the Kansas Insurance Department.
- Bent and folded cards will NOT be accepted and a new fingerprint card will be mailed to you for prints to be taken again.
4) The fingerprint cards will not be processed or submitted to the KBI/FBI until a completed NAIC Uniform Application for Individual Producer License form has been submitted and appropriate fees collected. The application fee is $30.00 and the fingerprint background check fee is $60.00. These fees will be collected when completing the online application form.
- Apply Online via Producer Desktop
4. Apply for a Kansas Insurance License
Once you have passed your state licensing exam, you are ready to apply for an insurance license.
Apply either online via the Producer Desktop or submit the NAIC Uniform Application for Resident Individual License, along with the Application and Fingerprint fees, to the Kansas Insurance Department. Information on how to apply is found at http://www.ksinsurance.org/agentagency/agent-licensing/license-app-requirements.php. Candidates may apply either in advance of taking the exam or after passing the exam.
You will be assigned an NPN. This unique identifier is assigned through the licensing application process and is used to track individuals and business entities on a national basis. The NPN is used by many states to replace a producer license number.
5. Plan to Complete Required Insurance Continuing Education (CE) Credits
Every insurance producer must adhere to their home state’s CE requirements. Stay on top of your CE and ahead of the competition with 365 days of unlimited course access when you enroll in a CE library with Kaplan.
Learn how to renew a Kansas insurance license by clicking here.