Kaplan University School of Professional and Continuing Education Kaplan University School of Professional and Continuing Education

Florida Insurance Continuing Education (CE) Requirements

Website: https://www.myfloridacfo.com/Division/Agents/Licensure/Education/default.htm

Insurance Agent and Agency Services
200 East Gaines Street
Tallahassee, FL 32399-0318

Bureau of Licensing
Phone: (850) 413-3137
Email: AgentLicensing@MyFloridaCFO.com

All health agents must complete 8 hours of initial long-term care insurance training, and must complete 4 hours of additional training each 24-month period thereafter. Appointing insurers bear the responsibility of confirming that this training requirement has been met by their agents.

This state has issued a notice reminding licensees who sell flood insurance of their requirement to comply with the minimum 3 hours of training requirements established by FEMA and the National Flood Insurance Program.

Resident Requirements

A licensee (Producer & Adjuster) who has been licensed for 6 years or less must complete a minimum of 24 hours of continuing education every 2 years (5 hours of Law and Ethics update & 19 hours of Elective credits) for compliance cycles ending 10/31/2014 or later.

A licensee (Producer & Adjuster) who has been licensed for 6 or more years must complete a minimum of 20 hours of  continuing education every 2 years (5 hours of Law and Ethics update & 15 hours of Elective credits) for compliance cycles ending 10/31/2014 or later.

As part of the total hours, each licensee must complete a 5-hour Law and Ethics update course every 2 years which is specific to the license held by the licensee.  A licensee who holds multiple insurance licenses must complete an update course that is specific to at least one of the licenses held. Except as otherwise specified, any remaining required hours of continuing education are elective and may consist of any approved continuing education course.

Life (02-16 & 02-14) = 5 hours of Law and Ethics update (5-214) and Elective credits
Health (02-40) = 5 hours of Law and Ethics update (5-240) and Elective credits
Life and Health (02-15 & 02-18) = 5 hours of Law and Ethics update (5-215) and Elective credits
General Lines (02-20) = 5 hours of Law and Ethics update (5-220) and Elective credits
Personal Lines (20-44) = 5 hours of Law and Ethics update (5-220) and Elective credits
All Lines Adjusters (06-20, 05-20 & 70-20) = 5 hours of Law and Ethics update (5-620) and Elective credits

Public Adjusters* (03-20) = 5 hours of Law and Ethics update (5-320) and Public Adjuster Elective Credits
*Public Adjusters (03-20) can only satisfy elective credits by taking CE courses specifically approved for Public Adjusters. These courses are not currently offered by Kaplan.

This state has issued a notice reminding licensees who sell flood insurance of their requirement to comply with the minimum training requirements established by FEMA and the National Flood Insurance Program.

To find out your CE requirement and your CE status, please go to www.myfloridacfo.com/division/agents/#U_PwnmOTE08. Click on My Profile, log in, and click on CE Status. Contact the department at 850-413-3137 if you have questions regarding your requirement.

Non Resident Requirements

Non-resident Florida licensees who comply with the CE requirements in their resident state are exempt from Florida CE. Non-resident adjusters may meet the CE requirement of their resident state or any state’s CE requirement where an adjuster license is held. Non-resident agents must comply with the LTC training for this state or another state which meets the NAIC LTC Model training outline.

Course Repetition

A course may not be taken for credit more than once within two (2) years from the original completion date.

Exam Rules

Online certification exams are closed book. Course materials are not available while the exam is in progress. The final exam must be passed with a score of 70% or higher to receive CE credit. If the exam is not passed on the first attempt, students have an unlimited number of retakes.

Proctor/Monitor Requirements

Students are required to acknowledge their understanding that the course examination must be completed unassisted by any person. The student acknowledgement shall also include the student’s understanding that a violation of such standards shall result in the loss of course credit and administrative sanction by the Florida Department of Financial Services.

Period Requirements

Florida resident licensees must complete their CE requirements by the last day of their birth month every two years. If they have not been licensed for a full two year period by the initial CE deadline, then the deadline is extended to the next year’s birth month.

Carryover Requirements

Excess hours up to 24 hours may be carried over to the next reporting period.

Reporting Requirements

Report within 21 days of completion. Need Agent’s license number to report.

Instructor Credit

Individuals acting as instructors for continuing education courses receive the same amount of CE credit as his or her students receive for taking the class.

Exemptions

Agents licensed for 25 years or more, who also hold a CLU or CPCU designation, or who also have a B.S. degree in risk managment or insurance with 18 or more semester hours in upper-level insurance-related courses, must complete 12 hours biennially.

Acceptable Training Methods

  • Company Seminars
  • Classroom
  • Correspondence (Print)
  • Online (Internet Delivery)

Notice

This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.