Delaware Insurance Licensing State Requirements
On this page, you will find all of the state-specific information for insurance licensing in the state of Delaware. This information pertains to resident license applicants. For additional information for resident licensing, or for nonresident license
information, please refer to the Delaware Insurance Department at http://www.delawareinsurance.gov
. Information is subject to change, and we will do our very best
to make the process of completing your licensing education requirements as simple as possible.
Delaware Insurance Department
841 Silver Lake Blvd.
Dover, DE 19904
How to Get Your Delaware Insurance License
1. Complete an Insurance Exam Prep Course
Delaware does not require prelicensing education. Although prelicensing education is not required, those looking to earn an insurance license have a significantly higher chance of passing their licensing exam when they complete one of Kaplan’s exam
prep courses. Give yourself the best chance to pass before you sit for the state exam.
Adjuster License Requirements
All insurance adjusters in Delaware are required to be licensed. Because of its industry recognition and credibility, earning the Texas DHS Adjuster license is accepted as authorization to adjust in Delaware and other states that recognize it.
The Texas P/C Adjuster license is highly respected in the industry and is available to individuals who want to designate Texas as their home state. This means you can qualify for the Texas P/C adjuster license just as a Texas resident adjuster would
and complete the Texas bi-annual continuing education requirement.
Kaplan’s Texas P/C Adjuster licensing course and exam is ideal for an adjuster seeking an adjuster license under the DHS concept. The course contains the actual state licensing exam for the Texas P/C Adjuster license; therefore, you can satisfy
your Texas prelicensing requirement AND pass the Texas P/C Adjuster state licensing exam without having to leave your home or office. Upon completing the Kaplan course and successfully passing the exam, you can remotely apply for the Texas Property/Casualty
Adjuster License using the procedures found on the Texas State Requirements page. This will qualify you to adjust in both your home state and numerous other states that accept the Texas DHS Adjuster license, including AL, CT, DE, GA, ID, IN, KY, LA,
ME, MI, MN, MS, MT, NC, NH, NM, OK, RI, UT, VT, WA, WV, and WY.
Additionally, earning the Texas DHS Adjuster license enables you to adjust with enhanced credibility and industry expertise in CO, DC, IA, IL, KS, MA, MD, MO, ND, NE, PA, NJ, OH, SD, TN, VA, and WI.
Check with the Department of Insurance in your resident state and the states you wish to adjust to see how the Texas PC Adjuster license can be used in those states.
This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.
2. Pass Your Delaware Licensing Exam
After completing your required exam prep course, you must pass a state licensing exam. Kaplan’s exam prep content is based directly on the Delaware licensing exams, so you will be prepared to pass the first time.
Exam Provider: Pearson VUE
Frequently Asked Questions About the Delaware Licensing Exam
What is the exam like?
Candidate must present two (2) forms of current signature identification. The primary identification must be government-issued and photo-bearing with a signature, and the secondary identification must contain a valid signature. Identification must be
Primary ID (photograph and signature, not expired)
- Government-issued Driver’s License
- U.S. Dept of State Driver’s License
- U.S. Learner’s Permit (plastic card only with photo and signature)
- National/State/Country Identification Card
- Passport Cards
- Military ID
- Military ID for spouses and dependents
- Alien Registration Card (green card, Permanent Resident Visa)
Secondary ID (signature, not expired)
- U.S. Social Security Card
- Debit (ATM) or Credit Card
- Any form of ID on the Primary ID list
If the ID presented has an embedded signature that is not visible (microchip), or is difficult or impossible to read, the candidate must present another form of identification from the Primary ID or Secondary ID list that contains a visible signature.
Pearson VUE does not recognize grace periods. For example, if a candidate’s driver’s license expired yesterday, and the state allows a 30-day grace period for renewing the ID, the ID is considered to be expired.
No personal items are allowed in the testing room. Personal items include but are not limited to: cellular phones, hand-held computers or other electronic devices, pagers, watches, wallets, purses, firearms or other weapons, hats, bags, coats, books,
and/ or notes, pens, or pencils.
- The passing score of an examination is set by the State of Delaware Department of Insurance in conjunction with Pearson VUE. Raw scores are converted into scaled scores that can range from 0 to 100. The scaled score that is reported is neither the
number of questions answered correctly nor the percentage of questions answered correctly. Any score below the minimum required passing score indicates how close the candidate came to passing, rather than the actual number or percentage of questions
the candidate answered correctly. Some exams require a scaled score of 70 to pass and others require a scaled score of 80 to pass. The passing score will be listed on your score report.
- When candidates complete the examination, they will receive a score report marked “pass” or “fail.” Candidates who pass the examination will receive a score report that includes information on how to apply for a license. Candidates
who fail the examination will receive a score report that includes a diagnostic score report. The Producer examinations consist of two portions: content and statutes and regulations. Major Line Producer candidates are required to retake only the
portion of the examination they failed. However, a candidate must pass the failed portion within one (1) year of passing the first portion in order to pass the entire examination. If the candidate does not pass both portions within one (1) year,
he/she must retake the entire examination
- Reservations for reexamination cannot be made at the test center, and candidates must wait twenty-four (24) hours before rescheduling.
How long is the exam?
|Exam Code||Line of Authority||Exam Time||Total Questions|
|01||Life Producer||2 Hours 15 Minutes||106 Questions|
|02||Accident/Health Producer||2 Hours 15 Minutes|
|04||Property||2 Hours 15 Minutes||102 Questions|
|05||Casualty||2 Hours 15 Minutes||114 Questions|
|55||Personal Lines||2 Hours 30 Minutes||134 Questions|
3. Apply for a Delaware Insurance License
Once you have passed your state licensing exam, you are ready to apply for an insurance license.
[New copy from RFR outlining any applicable details or requirements regarding the application process. 2-3 sentences. Be sure to include a link to NIPR.]
You will be assigned an NPN. This unique identifier is assigned through the licensing application process and is used to track individuals and business entities on a national basis. The NPN is used by many states to replace a producer license number.
4. Plan to Complete Required Insurance Continuing Education (CE) Credits
Every insurance producer must adhere to their home state’s CE requirements. Stay on top of your CE and ahead of the competition with 365 days of unlimited course access when you enroll in a CE library with Kaplan.
Learn how to renew a Delaware insurance license by clicking here