Our offices will be closed Thursday, November 26th and Friday, November 27th  in observance of the Thanksgiving Holiday. Technical Support will be available via email at kfeducation@kaplan.com during business hours. We look forward to serving you when we return Monday, November 30th.  

Our Live Online, Live & OnDemand, and Self-Study Online insurance licensing solutions provide a safe and convenient learning environment for our students, customers, and community. Select Your State »

Delaware Insurance Licensing State Requirements

On this page, you will find all of the state-specific information for insurance licensing in the state of Delaware. This information pertains to resident license applicants. For additional information for resident licensing, or for nonresident license information, please refer to the Delaware Insurance Department at http://www.delawareinsurance.gov. Information is subject to change, and we will do our very best to make the process of completing your licensing education requirements as simple as possible.

Delaware Insurance Department

841 Silver Lake Blvd. 
Dover, DE 19904
Phone: 302-674-7390

Email: licensing@state.de.us

COVID-19 Updates:

Effective 4/6/2020: Due to Pearson Vue closures with the COVID-19 virus pandemic, the Department will offer temporary licenses for all license types. Before issuance, the applicant must sign a Consent Order stating that they have 90 days from the date that Pearson Vue is back in operation to complete their exam. The applicant is also required to provide background checks and a Letter of Responsibility from an individual actively licensed in the state of Delaware. If there is a statewide shutdown that prevents applicants from obtaining background checks, the Producer Licensing section will no longer issue any temporary licenses. Questions regarding this process should be directed to DOI_Licensing@delaware.gov.


How to Get Your Delaware Insurance License

1. Complete an Insurance Exam Prep Course

Delaware does not require prelicensing education. Although prelicensing education is not required, those looking to earn an insurance license have a significantly higher chance of passing their licensing exam when they complete one of Kaplan’s exam prep courses. Give yourself the best chance to pass before you sit for the state exam. 

Adjuster License Requirements

All insurance adjusters in Delaware are required to be licensed. Because of its industry recognition and credibility, earning the Texas DHS Adjuster license is accepted as authorization to adjust in Delaware and other states that recognize it.

The Texas P/C Adjuster license is highly respected in the industry and is available to individuals who want to designate Texas as their home state. This means you can qualify for the Texas P/C adjuster license just as a Texas resident adjuster would and complete the Texas bi-annual continuing education requirement.

Kaplan’s Texas P/C Adjuster licensing course and exam is ideal for an adjuster seeking an adjuster license under the DHS concept. The course contains the actual state licensing exam for the Texas P/C Adjuster license; therefore, you can satisfy your Texas prelicensing requirement AND pass the Texas P/C Adjuster state licensing exam without having to leave your home or office. Upon completing the Kaplan course and successfully passing the exam, you can remotely apply for the Texas Property/Casualty Adjuster License using the procedures found on the Texas State Requirements page. This will qualify you to adjust in both your home state and numerous other states that accept the Texas DHS Adjuster license, including AL, CT, DE, GA, ID, IN, KY, LA, ME, MI, MN, MS, MT, NC, NH, NM, OK, RI, UT, VT, WA, WV, and WY.
Additionally, earning the Texas DHS Adjuster license enables you to adjust with enhanced credibility and industry expertise in CO, DC, IA, IL, KS, MA, MD, MO, ND, NE, PA, NJ, OH, SD, TN, VA, and WI.

Check with the Department of Insurance in your resident state and the states you wish to adjust to see how the Texas PC Adjuster license can be used in those states.

This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.

2. Pass Your Delaware Licensing Exam

After completing your required exam prep course, you must pass a state licensing exam. Kaplan’s exam prep content is based directly on the Delaware licensing exams, so you will be prepared to pass the first time. 

Exam Provider: Pearson VUE

Frequently Asked Questions About the Delaware Licensing Exam

What is the exam like? 

Candidate must present two (2) forms of current signature identification. The primary identification must be government-issued and photo-bearing with a signature, and the secondary identification must contain a valid signature. Identification must be in English. 

Primary ID (photograph and signature, not expired)
  • Government-issued Driver’s License
  • U.S. Dept of State Driver’s License
  • U.S. Learner’s Permit (plastic card only with photo and signature)
  • National/State/Country Identification Card
  • Passport
  • Passport Cards
  • Military ID
  • Military ID for spouses and dependents
  • Alien Registration Card (green card, Permanent Resident Visa) 
Secondary ID (signature, not expired)
  • U.S. Social Security Card
  • Debit (ATM) or Credit Card
  • Any form of ID on the Primary ID list 
If the ID presented has an embedded signature that is not visible (microchip), or is difficult or impossible to read, the candidate must present another form of identification from the Primary ID or Secondary ID list that contains a visible signature. Pearson VUE does not recognize grace periods. For example, if a candidate’s driver’s license expired yesterday, and the state allows a 30-day grace period for renewing the ID, the ID is considered to be expired.

No personal items are allowed in the testing room. Personal items include but are not limited to: cellular phones, hand-held computers or other electronic devices, pagers, watches, wallets, purses, firearms or other weapons, hats, bags, coats, books, and/ or notes, pens, or pencils.

How is the exam scored?

  • The passing score of an examination is set by the State of Delaware Department of Insurance in conjunction with Pearson VUE. Raw scores are converted into scaled scores that can range from 0 to 100. The scaled score that is reported is neither the number of questions answered correctly nor the percentage of questions answered correctly. Any score below the minimum required passing score indicates how close the candidate came to passing, rather than the actual number or percentage of questions the candidate answered correctly. Some exams require a scaled score of 70 to pass and others require a scaled score of 80 to pass. The passing score will be listed on your score report.
  • When candidates complete the examination, they will receive a score report marked “pass” or “fail.” Candidates who pass the examination will receive a score report that includes information on how to apply for a license. Candidates who fail the examination will receive a score report that includes a diagnostic score report. The Producer examinations consist of two portions: content and statutes and regulations. Major Line Producer candidates are required to retake only the portion of the examination they failed. However, a candidate must pass the failed portion within one (1) year of passing the first portion in order to pass the entire examination. If the candidate does not pass both portions within one (1) year, he/she must retake the entire examination
  • Reservations for reexamination cannot be made at the test center, and candidates must wait twenty-four (24) hours before rescheduling.
How long is the exam? 

Exam CodeLine of AuthorityExam TimeTotal Questions
01Life Producer2 Hours 15 Minutes106 Questions
02Accident/Health Producer2 Hours 15 Minutes
115 Questions
04Property2 Hours 15 Minutes102 Questions
05Casualty2 Hours 15 Minutes114 Questions
55Personal Lines2 Hours 30 Minutes134 Questions

3. Apply for a Delaware Insurance License

Once you have passed your state licensing exam, you are ready to apply for an insurance license.

[New copy from RFR outlining any applicable details or requirements regarding the application process. 2-3 sentences. Be sure to include a link to NIPR.]

You will be assigned an NPN. This unique identifier is assigned through the licensing application process and is used to track individuals and business entities on a national basis. The NPN is used by many states to replace a producer license number.

4. Plan to Complete Required Insurance Continuing Education (CE) Credits

Every insurance producer must adhere to their home state’s CE requirements. Stay on top of your CE and ahead of the competition with 365 days of unlimited course access when you enroll in a CE library with Kaplan. 

Learn how to renew a Delaware insurance license by clicking here.

Select a Line of Authority and Start Earning Your License Today:

Life & Health

This license qualifies you to explain, sell, and write life and health insurance products in Delaware.

 

Property & Casualty

This license qualifies you to sell products designed to protect from financial issues as a result of damage or injury in Delaware.

Personal Lines

This license qualifies you to sell a variety of insurance plans directly to consumers in Delaware.

 

Adjuster

This license qualifies you to investigate and adjust any claim in connection with an insurance policy in Delaware.