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Delaware Insurance Continuing Education State Requirements

On this page, you will find all of the state-specific information for Insurance CE in the state of Delaware.

Delaware Insurance Department
841 Silver Lake Blvd
Dover, DE 19904
  Phone: 302-674-7390
Fax: 302-736-7906


Annuity Requirements

An insurance producer may not sell, solicit, or negotiate an annuity product unless the producer has completed an approved one-time 4-hour training course. This requirement is effective June 1, 2017.

Insurance producers who hold a life insurance line of authority as of June 1, 2017, and who wish to sell annuities must complete the training requirement by December 1, 2017.  Individuals who obtain a life insurance line of authority on or after June 1, 2017, may not engage in the sale of annuities until the one-time annuity training course has been completed. 

Please note: The Delaware DOI has advised  that the credit type for Annuity Suitability: 4-Hour Training Course is "Long Term Care". Despite this required credit type, the course does meet the Delaware one-time annuity training requirement as indicated in the bracketed information of the course title.

Long-Term Care Training

Producers with a Health license who wish to sell Long Term Care must complete 3 hours of LTC training as part of the biennial requirement.

All Other State Requirements

Resident Requirements

View Transcript »

Licensees must complete 24 credit hours, 3 of which must be in ethics subjects, every two years, by February 28 of even-numbered years. 

Newly licensed individuals are exempt from continuing education for the biennium in which the license was issued. 

Producers selling flood insurance must complete 2 hours of continuing education training on flood insurance and the National Flood Insurance Program (NFIP) every license period. 

Adjusters must complete 12 hours biennially, 3 hours of which must be in ethics. 

Non-Resident Requirements

Non-resident licensees who comply with the CE requirements of their resident state are exempt from DE CE requirements. Licensees who do not claim this exemption must satisfy DE resident CE requirements.  

Effective March 1, 2017, all non-resident adjusters must complete 12 hours of continuing education, 3 of which must be in ethics.

Course Repetition

Course repetition is not permitted within the compliance/renewal period.

Exam Rules

Online certification exams are closed book. Course materials are not available while the exam is in progress. The final exam must be passed with a score of 70% or higher to receive CE credit. If the exam is not passed on the first attempt, students have an unlimited number of retakes.

Period Requirements

Delaware resident licensees must complete their CE requirements by the end of February in even years.

Carryover Requirements

The maximum number of carryover credits shall not exceed five (5) credits in a biennium reporting period. Carryover credits shall not apply to ethics credit requirements. Excess credits of the mandatory requirements may be applied to the licensee’s general course requirement.

Reporting Requirements

Report within 20 days of completion. Need Agent’s license number or NPN to report.

State Reporting Fees

The Delaware Department of Insurance requires a course reporting fee of $1.00 per credit hour (online, self-study and classroom courses). This state reporting fee will be automatically charged to you (on the last credit card used in your account) each time you complete an online, self-study, or classroom course.

Instructor Credit

Individuals acting as instructors for continuing education courses receive the same amount of CE credit as his or her students receive for taking the class.


Delaware producers who have held their license for 25 consecutive years or longer or who hold a professional designation receive an automatic credit of 12 credits in each biennium.

Delaware adjusters, public adjusters, and Fraternal agents who have held their license for 25 consecutive years or longer or who hold a professional designation receive an automatic credit of 6 credits in each biennium.

Automatic credits may not be applied to the ethics requirement.

Acceptable Training Methods

  • Correspondence (Print)
  • Company Seminars
  • Classroom
  • Online (Internet Delivery)


This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.


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