Connecticut Insurance Licensing State Requirements

On this page, you will find all of the state-specific information for Insurance Licensing in the state of Connecticut. This information pertains to resident license applicants. For additional information for resident licensing, or for non-resident license information, please refer to the Connecticut Insurance Department website at http://www.ct.gov/cid. Information is subject to change, and we will do our very best to make the process of completing your licensing education requirements as simple as possible. 

Connecticut Insurance Department

153 Market St.  Hartford, CT 06103
PO Box 816  Hartford, CT 06142-0816
Phone: 860-297-3845
Fax: 860-297-3978
Website: http://www.ct.gov/cid
Email: cid.licensing@ct.gov

 

Prelicensing Education Hour Requirements

  • Life - 40 Hours
  • Accident & Health - 40 Hours
  • Life/Accident & Health - 80 Hours
  • Property - 40 Hours
  • Casualty - 40 Hours
  • Property/Casualty - 80 Hours
  • Personal Lines - 40 Hours

Exam Provider: Prometric

Acceptable Methods of Education

  • Classroom
  • Self-study
  • Online

Certificate of Completion Requirements

  • To receive a certificate of completion candidates must pass the final certification course exam (minimum score of 70% required).
  • All candidates are required to bring the original pre-license course certificate to the test center on examination day. Candidates show the certificate at the test center and then submit the certificate with their license application.
  • Prelicensing course certificates are valid for one year from the completion date.

Exam and/or Prelicensing Education Exemptions

The prelicense course is waived for the following Producer license applicants:
 
  • Life - for any applicant who has been awarded the professional designation of CEBS, ChFC®, CIC, CFP®, CLU®, FLMI and/or LUTCF and provides a current Letter of Designation.
  • Accident/Health - for any applicant who has been awarded the professional designation of CEBS, CLU®, HIA, REBC and/or RHU and provides a current Letter of Designation.
  • Property, Casualty and Personal Lines - for any applicant who has been awarded the professional designation of AAI, ARM, CIC and/or CPCU® and provides a current Letter of Designation.
The CT state examination requirement is waived for the following Producer license applicants:
 
  • Life - for any applicant who has been awarded the professional designation of CLU® and provides a current Letter of Designation.
  • Accident/Health - for any applicant who has been awarded the professional designation of CLU® and provides a current Letter of Designation.
  • Property, Casualty and Personal Lines - for any applicant who has been awarded the professional designation of CPCU® and provides a current Letter of Designation.

Adjuster License

Disclosure for states that require an Adjuster licensing exam and license:

All insurance adjusters in Connecticut are required to be licensed. Because of its industry recognition and credibility, earning the Texas DHS Adjuster license is accepted as authorization to adjust in Connecticut and other states that recognize it.

The Texas P/C Adjuster license is highly respected in the industry and is available to individuals who want to designate Texas as their home state. This means you can qualify for the Texas P/C adjuster license just as a Texas resident adjuster would and complete the Texas bi-annual continuing education requirement. 

Kaplan’s Texas P/C Adjuster licensing course and exam is ideal for an adjuster seeking an adjuster license under the DHS concept. The course contains the actual state licensing exam for the Texas P/C Adjuster license; therefore, you can satisfy your Texas prelicensing requirement AND pass the Texas P/C Adjuster state licensing exam without having to leave your home or office. Upon completing the Kaplan course and successfully passing the exam, you can remotely apply for the Texas Property/Casualty Adjuster License using the procedures found on the Texas State Requirements page. This will qualify you to adjust in both your home state and numerous other states that recognize the Texas DHS Adjuster license (CO, DC, IA, IL, KS, MA, MD, MO, NC, ND, NE, NH, NJ, OH, PA, SD, TN, VA, and WI).

 

Check with the Department of Insurance in your resident state and the states you wish to adjust to see how the Texas PC Adjuster license can be used in those states.

 

This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.

Select a Line of Authority:

Life & Health

This license qualifies you to explain, sell, and write life and health insurance products in Connecticut.

 

Property & Casualty

This license qualifies you to sell products designed to protect from financial issues as a result of damage or injury in Connecticut.

Personal Lines

This license qualifies you to sell a variety of insurance plans directly to consumers in Connecticut.

 

Adjuster

This license qualifies you to investigate and adjust any claim in connection with an insurance policy in Connecticut.