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Connecticut Insurance Licensing State Requirements

On this page, you will find all of the state-specific information for insurance licensing in the state of Connecticut. This information pertains to resident license applicants. For additional information for resident licensing, or for nonresident license information, please refer to the Connecticut Department of Insurance website at https://portal.ct.gov/cid. Information is subject to change, and we will do our very best to make the process of completing your licensing education requirements as simple as possible.

Connecticut Insurance Department 

153 Market St.  
Hartford, CT 06103, PO Box 816  
Hartford, CT 06142-0816
Phone: 860-297-3845
Fax: 860-297-3978
Website: http://www.ct.gov/cid
Email: cid.licensing@ct.gov

COVID-19 Updates:

  • Effective 4/21/2020:
    • The Commissioner has determined that it is in the public interest to issue temporary resident producer licenses during the COVID-19 emergency issued by Governor Lamont. The qualifications of applicants for a temporary insurance producer license are as follows:
      1. Must be a Connecticut resident. The temporary license is not intended to qualify the producer for non-resident licenses, and CT will not grant non-resident temporary producer licenses.
      2. Must be appointed by an insurer who assumes responsibilities for all acts of the temporary licensee. This temporary appointment will coincide with the duration of the temporary license.
      3. Insurers must notify the CT DOI in writing if the sponsored temporary license holder is no longer employed or under the direct supervision of the insurere sponsor, and shall disclose all details as to circumstances causing termination.
      4. The individual requesting the temporary license meets all other requirements for licensure. A temporary license will not be issued if the individual has been revoked or denied a resident license by the State of CT.
      5. Temporary licenses are subject to cancellation or revocation if the temporary licensee violates the insurance laws of the state or if the interests of insureds or the public are endangered. The insurer must maintain a record of all producers operating under a temporary license and business transacted by them. Insurers should assist producers with moving through the examination and background check process more quickly once the current State of Emergency has been lifted. The Insurance Commissioner may require the temporary insurance producer to have a responsible licensed producer or insurer who assumes responsibility for all acts of the temporary licensee and may impose other similar requirements designed to protect the insureds and public. The license will automatically expire 180 dys from the date of issue; no exceptions. The license is not renewable. The license is convertible to an equivalent traditional insurance producer license without an additional fee if the examination has been met before its expiration date. There will be no extensions to, or exceptions made to this requirement. Recipients of a Temporary Insurance Producer License will be subject to any and all limitations on the authority of such temporary licenses pursuant to CT law. Applicants may apply for a temporary producer license if they have completed the pre-licensing course within the last 12 months.

How to Get Your Connecticut Insurance License

1. Complete an Insurance Prelicensing Course

Connecticut requires those seeking an insurance license to complete prelicensing before taking the state licensing exam. Prelicensing courses with Kaplan give you the best chance to pass—our pass rates are among the highest in the industry. 

Prelicensing Education Hour Requirements

  • Life: 40 Hours
  • Accident & Health: 40 Hours
  • Life/Accident & Health: 80 Hours
  • Property (for Public Adjusters): 40 Hours
  • Casualty: 40 Hours
  • Property/Casualty: 80 Hours
  • Personal Lines: 40 Hours

Acceptable Methods of Education

  • Classroom
  • Self-study
  • Online

Prelicensing Education Exemptions

  • Life: For any applicant who has been awarded the professional designation of CEBS, ChFC®, CIC, CFP®, CLU®, FLMI and/or LUTCF and provides a current Letter of Designation.
  • Accident/Health: For any applicant who has been awarded the professional designation of CEBS, CLU®, HIA, REBC and/or RHU and provides a current Letter of Designation.
  • Property, Casualty and Personal Lines: For any applicant who has been awarded the professional designation of AAI, ARM, CIC and/or CPCU® and provides a current Letter of Designation.

2. Pass Your Connecticut Licensing Exam

After completing your required prelicensing course, you must pass a state licensing exam. Kaplan’s prelicensing content is based directly on the Connecticut licensing exams, so you will be prepared to pass the first time. 

Certificate of Completion Requirements

  • To receive a certificate of completion candidates must pass the final certification course exam (minimum score of 70% required).
  • All candidates are required to bring the original prelicense course certificate to the test center on examination day. Candidates show the certificate at the test center and then submit the certificate with their license application.
  • Prelicensing course certificates are valid for one year from the completion date.

Exam Provider: Prometric

Frequently Asked Questions About the Connecticut Licensing Exam

After completing my prelicensing, how should I prepare for exam day? 

  • Bring your prelicensing Certificate of Completion. 
  • You should arrive at least 30 minutes before the exam appointment to sign in and for staff to verify your identification and complete all security checks. 
    • Acceptable IDs for required identification:
      • Driver’s License
      • State-Issued Identification Card
      • Passport
      • Military Identification Card
  • IDs must contain both a current photo and signature (if not, you must present two identification cards: one with your photo and one with your signature).  
  • IDs must exactly match the name used to register for the exam (including designations such as “Jr.” and “III”).

What is the exam like? 

  • All testing sessions are monitored during the exam, as well as video and audio recorded. 
  • You must not bring personal/unauthorized materials into the testing room. These include but are not limited to: 
    • Outerwear
    • Hats
    • Food
    • Drinks
    • Purses
    • Briefcases
    • Notebooks
    • Pagers
    • Watches
    • Cellular telephones
    • Recording devices
    • Photographic equipment
  • Compliance with all testing facility security measures is required.
  • The examination contains four-option multiple-choice questions.
  • The examination contains experimental questions.
    • The experimental questions will:
      • Be randomly distributed;
      • Not count against your final score;
      • Not count against your time allotted for the test; 
      • Be used on future exams based on performance. 

How is the exam scored?

The minimum passing score is 70%. At the end of your exam, your score will be shown on the screen, and you will receive a printed score report. Prometric electronically notifies the Department within two business days of the exam date. 

How long is the exam? 

Exam CodeLine of AuthorityExam TimeTotal Questions
18-01Connecticut Producer’s Examination for Life Insurance2 Hours100 Questions
18-02Connecticut Producer’s Examination for Accident and Health Insurance2 Hours 100 Questions
18-03Connecticut Producer's Life/Accident and Health Insurance2.5 Hours150 Questions
18-04Connecticut Producer’s Examination for Property/Casualty Insurance 2.5 Hours 150 Questions
18- 05 Connecticut Certified Insurance Consultant’s Examination for Life/Accident and Health Insurance2.5 Hours 150 Questions 
18-06Connecticut Certified Insurance Consultant’s Examination for Property/Casualty Insurance 2.5  Hours 150 Questions
18-07Connecticut Surplus Lines Broker’s Examination 1 Hour60 Questions
18-08 Connecticut Public Adjuster’s Examination2 Hours 100 Questions
18-09Connecticut Casualty Adjuster’s Examination for All Lines Insurance 2 Hours 100 Questions
18-10 Connecticut Casualty Adjuster’s Examination for All Lines Insurance Except Workers Compensation2 Hours100 Questions
18-11Connecticut Casualty Adjuster’s Examination for Workers Compensation Insurance 1 Hour60 Questions 
 18-12 Connecticut Casualty Adjuster’s Examination for Auto Insurance Only1 Hour60 Questions
 18-13Connecticut Surety Bail Bond Agent’s Examination 1 Hour60 Questions
18-16Connecticut Motor Vehicle Physical Damage Appraiser’s Examination 1 Hour60 Questions
18-18Connecticut Producer’s Examination for Personal Lines Insurance2 Hours 100 Questions
18-19Connecticut Producer’s Examination for Property Insurance2 Hours 100 Questions
18-20Connecticut Producer’s Examination for Casualty Insurance2 Hours 100 Questions


3. Apply for a Connecticut Insurance License

Once you have passed your state licensing exam, you are ready to apply for an insurance license.

Allow 2 to 3 business days for your score to be uploaded to NIPR. Apply for the license at www.nipr.com. Select Apply for License. If you do not pass the exam(s), you must repeat the licensing process.

You will be assigned an NPN. This unique identifier is assigned through the licensing application process and is used to track individuals and business entities on a national basis. The NPN is used by many states to replace a producer license number.

4. Plan to Complete Required Insurance Continuing Education (CE) Credits

Every insurance producer must adhere to their home state’s CE requirements. Stay on top of your CE and ahead of the competition with 365 days of unlimited course access when you enroll in a CE library with Kaplan. 

Learn how to renew a Connecticut insurance license by clicking here.



This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.

Select a Line of Authority and Start Earning Your License Today:

Life & Health

This license qualifies you to explain, sell, and write life and health insurance products in Connecticut.


Property & Casualty

This license qualifies you to sell products designed to protect from financial issues as a result of damage or injury in Connecticut.

Personal Lines

This license qualifies you to sell a variety of insurance plans directly to consumers in Connecticut.



This license qualifies you to investigate and adjust any claim in connection with an insurance policy in Connecticut.