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CFP® Certification Program Instructors and Faculty

The people who construct and deliver an education program determine its value. Kaplan has assembled the most effective, well-respected, and experienced team of professional writers and instructors to create and deliver your CFP® exam education and review material. 

John Loyd, CFP®, EA

John has worked in the financial services industry for 20 years and holds the FINRA Series 7, 24, 63, and 65 licenses, as well as an insurance license. He has been a CERTIFIED FINANCIAL PLANNER™ since 2006.

Rey Belyeu, CFP®

Rey has been the President of Cornerstone Financial Planning since 2002, concentrating on comprehensive financial consulting for individuals and small- to medium-sized businesses. He has over 27 years of experience in the financial services industry. 

Sharon Bonnem, CFP®

Sharon has worked in the financial services industry for 20 years and has held the FINRA Series 7, 24, and 63 licenses as well as an insurance license. She has been a CERTIFIED FINANCIAL PLANNER™ since 2000.  Sharon currently teaches all of the CFP® certification education courses and the Financial Planning Review course.

Ed Clark, MSPFP, MPAS®, ChFC®, CASL®, AWMA®, CRPC®

Ed has been an instructor for CFP® education and CFP® Exam Prep Review courses since 2004.  He began his career in financial services in 1994 as a property-casualty insurance actuary and opened his multi-line insurance and financial services agency in 1999 (State Farm- Ed Clark Insurance Agency, Inc.), which he continues to manage.  

John J. Pallaria, MBA, CHFC, CFP®

John is a previous Relationship Manager within Scudder Investment's retirement division and has also worked as a Portfolio Accountant with Putnam Investments. He received his BS in Business Administration with a major in Finance from Merrimack College in Massachusetts and received his MBA from Southern New Hampshire University. John received Certificate in Financial Planning from Merrimack College in 2001 and obtained Chartered Financial Consultant (ChFC) from The American College in Bryn Mawr, PA in 2002.

Christopher J. Tuttle, CFP®, EA, CLU®, ChFC, AEP, MBA

Christopher Tuttle has worked in the financial services industry for 43 years—22 years as a tax based corporate finance banker in London, Houston, and New York—and the past 21 years as an independent wealth management consultant to HNW individual and small business clients in the US and Europe.

Chris White, CFP®

Chris has experience in financial services since 1993. Chris prepares comprehensive financial plans for clients and their families, including tax, retirement, investments, asset allocation, insurance needs analysis, business succession issues, special capital needs, and estate planning.

Geoffrey W. White, CFP®, CHFC, MSFS

Geoffrey White has been in the investment and financial planning business for 19 years.

He has a Bachelor's Degree in Finance from Arizona State University and a Master’s Degree in Financial Services from the Institute of Business and Finance.
Geoff has become experienced in solving complex financial issues for families and businesses. With tenure in multiple specialized areas, he has been able to put his experience to work for families, no matter how simple or complex.

Bill Yurkovac, CFP®

Bill has a private practice in Florida focusing on asset management and estate planning considerations for his clientele. Mr. Yurkovac holds a Master's Degree in Education, has more than 25 years experience in the financial services arena, and enjoys serving as an instructor for candidates preparing for the CFP® Certification Examination.

Gary O. Clement, CFP®, CRPS®, CRPC®, AFC®, MPAS®

Gary O. Clement is President of Clement Asset Management, LLC, a financial planning and investment management firm, and a lead instructor in Kaplan's Certified Financial Planning Program. Gary considers himself both a lifelong student and teacher of personal finance. He enjoys educating groups, large and small, about money, personal finance, and the myriad financial products, vehicles, and strategies available to them.

Nancy Freeman, CFP®, MBA, EA

Nancy has worked in the tax and financial services industry for 27 years.  She is currently a Tax Specialist, at JRA Financial in Maple Grove, MN. specializing in retirement, investment and education tax planning.

Nancy teaches Principles of Financial Planning, Insurance and Employee Benefits, Tax Planning and Estate education courses and the Financial Planning Case Study course.

Lori A. Brinker, CFP®, CRPC®, CDFA™

Lori has been in the financial services industry since 1996 and joined Merrill Lynch as a financial advisor in 2005. Lori is currently a Wealth Management Advisor and also has a passion for leading others as the Resident Director for the Private Banking and Investment Group office for Merrill Lynch in Pittsburgh, PA. In addition to managing her own clients, she has served in several leadership roles at Merrill Lynch spanning 10 years such as Practice Management Development coordinator, Sales Manager, and Resident Director.

Scott Sayre, CFP®, MS

Scott has worked in the financial services industry since 1985 and has held the FINRA Series 7, 24, and 63 licenses as well as an insurance license. He has been a CERTIFIED FINANCIAL PLANNER™ since 1991.  He is also a Certified Funds Specialist since 1992.

Scott currently teaches all of the CFP® certification education courses and the Financial Planning Review course.

David Ness, JD, CFP®

Dave began his professional career engaging in a general practice of civil law in Wisconsin.  In 1985, after a few years practicing law, he joined the personal financial and tax planning group of an international accounting firm and became a CPA.  From there, he moved into the securities industry, first as a wire house financial consultant and then as director of financial planning for regional and independent contractor brokerage firms, becoming a CFP in 1991. 

Career Corner

Access news and career information for financial planners.