Wisconsin Insurance Licensing State Requirements

On this page, you will find all of the state-specific information for Insurance Licensing in the state of Wisconsin. This information pertains to resident license applicants. For additional information for resident licensing, or for non-resident license information, please refer to the Wisconsin Office of the Insurance website at  https://oci.wi.gov. Information is subject to change, and we will do our very best to make the process of completing your licensing education requirements as simple as possible.

Wisconsin Office of the Insurance Commissioner

Agent Licensing Section 
125 South Webster Street  Madison, Wisconsin 53703-3474
PO Box 7872  Madison, WI 53707-7872
Phone: 608-266-8699
Fax: 608-267-9451
Website: https://oci.wi.gov
E-mail: ociagentlicensing@wisconsin.gov 

Prelicensing Education Hour Requirements

The following requirements regarding policies, terms, concepts and line-specific insurance law must be completed for each major line of insurance authority being applied for:

  • Life - 12 Hours
  • Accident & Health - 12 Hours
  • Property - 12 Hours
  • Casualty - 12 Hours
  • Personal Lines P&C - 12 Hours
  • Principles of Insurance, General Wisconsin Insurance Laws, and Ethics - 8 Hours
    • Once this eight hours is completed it does not need to be repeated for each line as long as all Certificates of Completion are valid. Certificates of completion are valid for one year from the date of course completion. Kaplan’s insurance licensing courses include this 8 hour requirement.

Exam Provider: Prometric

Important: Prelicensing education must be completed and reported to Wisconsin before taking the Wisconsin License Exam. Successful completion requires completing the course content in its entirety and passing the Certification Exam.

State Reporting Fees: The Wisconsin Office of the Insurance Commissioner requires a course reporting fee of $1.00 per credit hour (online, self-study and classroom courses). This state reporting fee will be automatically charged to you (on the last credit card used in your account) each time you complete an online, self-study, or classroom course.

Acceptable Methods of Education

  • Classroom
  • Self-study*
  • Online
    • Per State requirements, to gain access to the required course certification exam, students must first complete the online course in its entirety.
    • *Proctor: In order for a certificate of completion to be earned and issued, the certification exam for self-study courses must be monitored by a proctor. The proctor must be a disinterested third party or currently licensed agent with no family or financial relationship with the candidate. A friend can be a “proctor” as long as the friend has no financial relationship with the candidate. The proctor must verify the candidates’s identity and complete an affidavit supplied by the approved provider attesting that the candidate received no outside assistance. Membership in a professional association/organization does not constitute a financial relationship.

Certificate of Completion Requirements

  • Upon successful completion of the education requirement, each candidate receives a Certificate of Prelicensing Education.
  • Education providers are required to electronically bank the candidates’ course information with 10 days of completion.
  • Candidates must present their original prelicensing certificate in order to test. The certificate must show a state or school letterhead and be signed and dated by the provider. Only faxed, electronic and printed copies are acceptable.
  • Prelicensing certificates are valid for 1 year from issue date and altered certificates will not be accepted. Candidates will not be able to test without this information being verified.

Exam and/or Prelicensing Education Exemptions

Candidates may apply for an exemption from the prelicensing education requirements for the indicated lines of insurance authority if they have one or more of the following designations or certifications:

  • Life - CEBS, ChFC®, CIC, CFP®, CLU®, FLMI, LUTCF
  • Disability - RHU, CEBS, REBC, HIA
  • Property or Casualty - AAI, ARM, CIC, CPCU®


  • Candidates may also apply for an exemption if they have completed a two-year Wisconsin vocational school degree in insurance or a four-year college degree in business with an insurance emphasis.
  • Candidates applying for an exemption must submit the appropriate exemption and official documentation. If claiming a degree, the original transcript must be included.


Adjuster License

This is disclosure for states that do not require an adjuster license:

The Texas Designated Home State (DHS) Adjuster license is available to an individual who is a resident of a state that does not license adjusters. This means you can obtain the Texas Property/Casualty Adjuster license just as a Texas resident adjuster would and complete the Texas bi-annual continuing education requirement. The Texas DHS Adjuster license is highly respected in the industry and can significantly enhance your credibility as an adjuster in your home state.

Kaplan’s online Property/Casualty Adjuster licensing course contains the actual state licensing exam for the Texas DHS Adjuster license; therefore, you can satisfy your Texas prelicensing requirement AND pass the Texas P/C Adjuster state licensing exam without having to leave your home or office. Upon completing the Kaplan course and successfully passing the exam, you can remotely apply for the Texas P/C Adjuster License using the procedures found on the Texas State Requirements page. This will qualify you to adjust in both your home state and numerous other states that accept the Texas DHS Adjuster license, including AL, CT, DE, GA, ID, IN, KY, LA, ME, MI, MN, MS, MT, NC, NH, NM, OK, RI, UT, VT, WA, WV, and WY.

Additionally, earning the Texas DHS Adjuster license enables you to adjust with enhanced credibility and industry expertise in CO, DC, IA, IL, KS, MA, MD, MO, ND, NE, PA, NJ, OH, SD, TN, VA, and WI.

Check with the Department of Insurance in your resident state and the states you wish to adjust to see how the Texas PC Adjuster license can be used in those states.

This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.

Select a Line of Authority:

Life & Health

This license qualifies you to explain, sell, and write life and health insurance products in Wisconsin.


Property & Casualty

This license qualifies you to sell products designed to protect from financial issues as a result of damage or injury in Wisconsin.


This license qualifies you to investigate and adjust any claim in connection with an insurance policy in Wisconsin.