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Wisconsin Insurance Licensing State Requirements

On this page, you will find all of the state-specific information for insurance licensing in the state of Wisconsin. This information pertains to resident license applicants. For additional information for resident licensing, or for nonresident license information, please refer to the Wisconsin Office of the Insurance Commissioner website at https://oci.wi.gov/Pages/Homepage.aspx. Information is subject to change, and we will do our very best to make the process of completing your licensing education requirements as simple as possible.

Wisconsin Office of the Insurance Commissioner

Agent Licensing Section 
125 South Webster Street 
Madison, Wisconsin 53703-3474
PO Box 7872  
Madison, WI 53707-7872
Phone: 608-266-8699
Fax: 608-267-9451
Website: https://oci.wi.gov
E-mail: ociagentlicensing@wisconsin.gov 

How to Get Your Wisconsin Insurance License

1. Complete an Insurance Prelicensing Course

Wisconsin requires those seeking an insurance license to complete prelicensing before taking the state licensing exam. Prelicensing courses with Kaplan give you the best chance to pass—our pass rates are among the highest in the industry. 

Prelicensing Education Hour Requirements

The following requirements regarding policies, terms, concepts and line-specific insurance law must be completed for each major line of insurance authority being applied for:

  • Life: 12 Hours
  • Accident & Health: 12 Hours
  • Property: 12 Hours
  • Casualty: 12 Hours
  • Personal Lines P&C: 12 Hours
  • Principles of Insurance, General Wisconsin Insurance Laws, and Ethics: 8 Hours
    • ­Once this 8 hours is completed it does not need to be repeated for each line as long as all Certificates of Completion are valid. 
    • ­Certificates of completion are valid for one year from the date of course completion.
    • ­Kaplan’s insurance licensing courses include this 8-hour requirement.

Acceptable Methods of Education

Self-Study Requirements

 In order for a certificate of completion to be earned and issued, the certification exam for self-study courses must be monitored by a proctor. The proctor must be a disinterested third party or currently licensed agent with no family or financial relationship with the candidate. A friend can be a “proctor” as long as the friend has no financial relationship with the candidate. The proctor must verify the candidate’s identity and complete an affidavit supplied by the approved provider attesting that the candidate received no outside assistance. Membership in a professional association/organization does not constitute a financial relationship.

Online Course Requirements

Per State requirements, to gain access to the required course certification exam, students must first complete the online course in its entirety.

Prelicensing Education Exemptions

Candidates may apply for an exemption from the prelicensing education requirements for the indicated lines of insurance authority if they have one or more of the following designations or certifications:

  • Disability: RHU, CEBS, REBC, HIA
  • Property or Casualty: AAI, ARM, CIC, CPCU®

Candidates may also apply for an exemption if they have completed a two-year Wisconsin vocational school degree in insurance or a four-year college degree in business with an insurance emphasis. Candidates applying for an exemption must submit the appropriate exemption and official documentation. If claiming a degree, the original transcript must be included.

2. Pass Your Wisconsin Licensing Exam

After completing your required prelicensing course, you must pass a state licensing exam. Kaplan’s prelicensing course content is based directly on the Wisconsin licensing exams, so you will be prepared to pass the first time. 

Certificate of Completion Requirements

  • Upon successful completion of the education requirement, each candidate receives a Certificate of Prelicensing Education.
  • Education providers are required to electronically bank the candidates’ course information with 10 days of completion.
  • Candidates must present their original prelicensing certificate in order to test. The certificate must show a state or school letterhead and be signed and dated by the provider. Only faxed, electronic and printed copies are acceptable.
  • Prelicensing certificates are valid for 1 year from issue date and altered certificates will not be accepted. Candidates will not be able to test without this information being verified.

Exam Provider: PSI (effective 7/1/2020)

Candidates can now register for appointments for the exam online at home.psiexams.com/#/home or by phone at (888) 818-5805. Individuals can also review the examination content outlines​ in the Wisconsin Candidate Information Bulletin​​ or via the PSI website. The content outlines are the basis for the exams.

Frequently Asked Questions About the Wisconsin Licensing Exam

After completing my prelicensing, how should I prepare for exam day? 

Exam Day

You should arrive at least 30 minutes before the scheduled exam appointment. This allows time for you to sign in and for staff to verify your identification and complete all security checks. You will be required to present your prelicensing certificate in order to test. Acceptable forms of proof include faxed copies, electronic certificate, and paper copies only. The certificate must show a state or school letter head and be signed and dated by the provider

Required Identification

You must bring a form of identification and your prelicensing course completion certificate to the test center in order to take the exam. The identification document must:

  • Be government-issued (e.g., driver’s license, a state-issued identification card, passport, or military identification card).
  • Contain both a current photo and signature (if not you must present two identification cards: one with your photo and one with your signature).
  • Exactly match the name used to register for the exam (including designations such as “Jr.” and “III”).

Security Procedures

  • While in the test center, you will be continuously monitored by video. During your examination, you will also be monitored by physical walk-throughs and through an observation window. All testing sessions are video and audio recorded.
  • You must present valid (unexpired) and acceptable ID(s) in order to take your test. (See “Required Identification” in the previous section). 
  • You will be scanned with a metal detector wand prior to every entry into the test room. If you refuse, you cannot test.
  • You will be required to raise your pants legs above your ankles, empty and turn all pockets inside-out and raise shirt sleeves above your wrists prior to every entry into the test room.
  • If you are wearing eyeglasses, you will be required to remove them for visual inspection to ensure they don’t contain a recording device.
  • Large jewelry items must be stored in your locker due to concerns over concealed recording devices.
  • You must sign the test center roster each time you leave the test room. You must also sign back in and show your ID to the Test Center Administrator (TCA) in order to re-enter the test room.
  • You are prohibited from communicating, publishing, reproducing, or transmitting any part of your test, in any form or by any means, verbal or written, for any purpose.
  • You must not talk to other candidates or refer to their screens, testing materials, or written notes in the test room.
  • You must not use written notes, published materials, or other testing aids. 
  • You are allowed to bring soft ear plugs or center-supplied tissues into the test room. 
  • Any clothing or jewelry items allowed to be worn in the test room must remain on your person at all times. Removed clothing or jewelry items must be stored in your locker. 
  • You must not bring any personal/unauthorized items into the testing room. 
    • ­Such items include but are not limited to outerwear, hats, food, drinks, purses, briefcases, notebooks, pagers, watches, cellular telephones, recording devices, and photographic equipment. Weapons are not allowed at any Prometric test center.
    • ­You will be asked to empty and turn your pockets inside out prior to every entry into the test room to confirm that you have no prohibited items. 
  • You must return all materials issued to you by the test center administrator (“TCA”) at the end of your test.
  • You are not allowed to use any electronic device or phone during breaks.
  • If you have a medical condition that may require you to access food or medicine during your exam session, you must store those items separately from other items you place in the test center locker.
  • You must inform the TCA before you retrieve the food or medicine, and the TCA will observe you obtaining the item from the locker.
    • ­You are not allowed to access any item other than food or medicine needed for a medical reason.
  • You must conduct yourself in a civil manner at all times when on the premises of the test center.

What is the exam like? 

  • The license exam for each type of license consists of questions that test knowledge of topical areas listed in the content outline for that exam.
  • The exam will be administered by computer but you do not need any computer experience or typing skill to take the exam. 
  • While in the test center, you will be continuously monitored by video. During your examination, you will also be monitored by physical walk-throughs and through an observation window. All testing sessions are video and audio recorded.
  • The examination contains four-option multiple-choice questions. 
  • Three different multiple-choice formats are used. (*) indicates the correct answer.

­ Format 1—Direct question

Example: Which one of the following is a type of health insurance policy designed to replace the wages of an insured that is unable to work due to an accident or sickness?

  1. Disability Income Insurance Policy*
  2. Employer-Sponsored Group Major Medical Policy
  3. Hospital Expense Insurance Policy
  4. Special Risk Policy

­ Format 2— Incomplete sentence

Example: Benefits under workers' compensation insurance are payable:

  1. For bodily injury that is accidental or intentional
  2. Regardless of the liability of the employer*
  3. Unless safety rules are violated
  4. Up to a maximum of 30 percent of weekly wages

­ Format 3—All of the following except

Example: A life insurance policy may include provisions that do all of the following EXCEPT:

  1. Restrict coverage if death is caused by suicide
  2. Require evidence of insurability to reinstate coverage
  3. Extend the contestable period beyond two years*
  4. Adjust proceeds if the insured's age is misstated on the application
  • The examination may include some experimental questions that will not be scored.
  • If present, they are distributed throughout the examination and will not be identified as such.
  • These experimental questions will not be counted for or against you in the final examination score.
    • ­You will be helping us help future test takers by completing five (5) experimental test questions in your exam.
      • The questions will: 
        • Be randomly distributed within your test
        • Will not be counted in your final score
        • Not be deducted from your total test time

How is the exam scored?

Exam Evaluation

The exam score result(s) will be available immediately after completing the exam(s). At the end of the exam, you will see a completion notice on screen. A copy of your score report will be emailed to the email address you provided at the time of scheduling. The report indicates the overall score and grade, including the numerical percentage of questions answered correctly and whether you passed or failed. The report also displays the correct percentage in each major section of the exam, as defined by the exam content outline. 

Note that the section percentages will not average out to the total percentage score. Individual exam outline sections are allocated different numbers of questions on the exam. The total percentage score is computed by dividing the number of questions you answered correctly by the total number of questions in the exam. Adding the section percentages and dividing by the total number of sections do not compute the total score.

  • These section scores are shown to guide you, or your employer and/or trainer, about areas requiring additional preparation for retesting if you do not pass the exam.
  • Even after you pass, you may want to focus on these areas as you begin to provide insurance products and services to the public.
  • Prometric electronically notifies OCI of exam results within 48 to 72 hours of passing the exam.

How long is the exam? 

Casualty (for agent who held casualty license)

3. Get Fingerprinted

Make a reservation with Fieldprint at www.fieldprintwisconsin.com for your digital fingerprinting. Fingerprinting information is valid for only 180 days. Use Fieldprint code FPWIOCIINSURANCE when scheduling your appointment.

Applicants must complete this requirement through Fieldprint. Fingerprint cards will NOT be accepted if submitted directly to OCI.

The cost is $39.25 for digital fingerprinting. You must present two (2) forms of current signature identification. The primary identification must be government issued, photo bearing with a signature and the secondary identification must contain a valid signature. Identification must be in English.

Fingerprinting/Criminal History results typically are made available electronically to OCI within 24 to 72 hours after completion.

4. Apply for Wisconsin Insurance License

Once you have passed your state licensing exam, you are ready to apply for an insurance license.

  • You must apply for your license within 180 days.
  • $75 Initial License Fee Per Line of Authority/$10 Application Fee (residents only).
  • $35 Resident Biennial Renewal Fee/$70 Nonresident Biennial Renewal Fee.
  • Apply for your license via NIPR at www.nipr.com or an NIPR authorized business partner. Choose the license type that corresponds to the type of insurance you wish to sell. You must wait 48 to 72 hours after passing the examination for exam scores to be recorded with NIPR before you will be allowed to submit the electronic application.
  • Applications can be processed within 24 to 48 hours; however, if your application has been deferred to the state for further review, the processing time could be delayed.
  • Once your application has been submitted to the State of Wisconsin, you will have 90 days to submit any required information/requirements. Failure to supply the required documentation will cause your application to be CLOSED as EXPIRED. Fees are non-refundable.
  • Once you have successfully submitted your application, you can check on the status of your application at www.nipr.com by entering either a transaction number or payment/order number. 
  • OCI will process the license upon receipt of a complete electronic application and verification that the applicant has met all licensing requirements. Once an application is approved, you can print a copy of the license online via State Based Systems (SBS) at https://sbs.naic.org/solar-external-lookup/license-manager for free. For newly licensed individuals, your National Producer Number (NPN) will be issued to you within 24 to 48 hours after you have been approved.

You will be assigned an NPN. This unique identifier is assigned through the licensing application process and is used to track individuals and business entities on a national basis. The NPN is used by many states to replace a producer license number.

5. Plan to Complete Required Insurance Continuing Education (CE) Credits

Every insurance producer must adhere to their home state’s CE requirements. Stay on top of your CE and ahead of the competition with 365 days of unlimited course access when you enroll in a CE library with Kaplan. 

Learn how to renew a Wisconsin insurance license by clicking here.

Select a Line of Authority and Start Earning Your License Today:

Life & Health

This license qualifies you to explain, sell, and write life and health insurance products in Wisconsin.


Property & Casualty

This license qualifies you to sell products designed to protect from financial issues as a result of damage or injury in Wisconsin.


This license qualifies you to investigate and adjust any claim in connection with an insurance policy in Wisconsin.