Wisconsin Insurance Licensing State Requirements
On this page, you will find all of the state-specific information for insurance licensing in the state of Wisconsin. This information pertains to resident license applicants. For additional information for resident licensing, or for nonresident license information, please refer to the Wisconsin Office of the Insurance Commissioner website at https://oci.wi.gov/Pages/Homepage.aspx. Information is subject to change, and we will do our very best to make the process of completing your licensing education requirements as simple as possible.
Agent Licensing Section
125 South Webster Street
Madison, Wisconsin 53703-3474
PO Box 7872
Madison, WI 53707-7872
Phone: 608-266-8699
Fax: 608-267-9451
Website: https://oci.wi.gov
E-mail: ociagentlicensing@wisconsin.gov
How to Get Your Wisconsin Insurance License
Wisconsin requires those seeking an insurance license to complete prelicensing before taking the state licensing exam. Prelicensing courses with Kaplan give you the best chance to pass—our pass rates are among the highest in the industry.
Prelicensing Education Hour Requirements
Candidates must complete the prelicensing education requirements of 20 hours of approved prelicensing courses, of which a minimum of 8 hours must be from an approved Principles of Insurance, General Wisconsin Insurance Laws, and Ethics.
Life: 20 Hours
Accident & Health: 20 Hours
Property: 20 Hours
Casualty: 20 Hours
Personal Lines P&C: 20 Hours
Kaplan 20 hour prelicensing packages include the required 8 hour Principles of Insurance, General Wisconsin Insurance Laws, and Ethics materials. Certificates of completion are valid for one year from the date of course completion.
Acceptable Methods of Education
Self-Study
Classroom
Online
Online Course Requirements
Forced progression: This requires the user to successfully complete each page of the online course before being allowed to proceed to the next.
Proctor: This state requires a disinterested 3rd party proctor be present for online certification exams. A disinterested third party is someone with no conflict of interest, financial or otherwise. An example of someone who is a disinterested third party is a librarian or test center employee. An example of someone who is not a disinterested third party is an immediate family member (in-laws included), a prospective employer, or a coworker who is above/below your line of supervision.
Prelicensing Education Exemptions
Candidates may apply for an exemption from the prelicensing education requirements for the indicated lines of insurance authority if they have one or more of the following designations or certifications:
Life: CEBS, ChFC®, CIC, CFP®, CLU®, FLMI, LUTCF
Disability: RHU, CEBS, REBC, HIA
Property or Casualty: AAI, ARM, CIC, CPCU®
Candidates may also apply for an exemption if they have completed a two-year Wisconsin vocational school degree in insurance or a four-year college degree in business with an insurance emphasis. Candidates applying for an exemption must submit the appropriate exemption and official documentation. If claiming a degree, the original transcript must be included.
After completing your required prelicensing course, you must pass a state licensing exam. Kaplan’s prelicensing course content is based directly on the Wisconsin licensing exams, so you will be prepared to pass the first time.
Exam Provider: PSI
For exam information and for scheduling, go to the PSI website: https://www.psiexams.com/licensure/insurance/
Phone Number: (888) 818-5805
Fingerprinting Information can be found on the Resident License Requirements page of the WI Office of the Commissioner of Insurance site: https://oci.wi.gov/Pages/Agents/ApplyForALicense.aspx
Once you have passed your state licensing exam, you are ready to apply for an insurance license.
For Information, Rules and Requirements, an FAQ and to apply, please go to the NIPR website: https://nipr.com/licensing-center/state-requirements/wisconsin-resident-licensing-individual
Every insurance producer must adhere to their home state’s CE requirements. Stay on top of your CE and ahead of the competition with 365 days of unlimited course access when you enroll in a CE library with Kaplan.
Learn how to renew a Wisconsin insurance license by clicking here.
Adjuster Licensing Requirements
The Designated Home State (DHS) adjuster license is available to individuals who are 1) residents of a state that does not license adjusters, or 2) to individuals that are company adjusters and reside in a state that only licenses independent adjusters and wants to designate another state as their home state.
The states that qualify under #1 and #2 above are CO, DC, IA, IL, KS, MA, MD, MO, ND, NE, NJ, OH, PA, SD, TN, VA, and WI.
How to get an All-Lines Adjuster Designated Home State license in FloridaUnder the Designated Home State concept, many adjusters obtain the Florida 70-20 Non-Resident Designated Home State Adjuster license to become an All-Lines Adjuster in Florida. To qualify for the license, the adjuster must obtain a Florida-approved adjuster designation or pass the Florida All-Lines Adjuster state examination, and complete Florida’s biennial continuing education requirement.Obtaining the 70-20 license allows company and independent adjusters residing in the states above to adjust claims in Florida, all states that have adjuster reciprocity with Florida, and states that accept the Florida DHS Adjuster license. The Certified All-Lines Adjuster (CALA) designation is offered by Kaplan pursuant to the authority of Florida Statute §626.221 and with the approval of the Florida Department of Financial Services (DFS). Completion of the CALA designation course allows a prospective licensee to receive their Florida 70-20 license without taking the Florida state licensing exam.
Select the link below to see the requirements for obtaining a Florida 70-20 Designated Home State Adjuster license. https://www.myfloridacfo.com/division/agents/licensing/agents-and-adjusters
How to get a Property-Casualty Adjuster Designated Home State license in Texas
Some adjusters elect to designate Texas as their Designated Home State and obtain the Texas Designated Home State (DHS) Adjuster license.
Kaplan’s online Property/Casualty Adjuster licensing course contains the actual state licensing exam for the Texas DHS Adjuster license. Therefore, the licensing candidate can satisfy their Texas adjuster prelicensing requirement and pass the Texas P/C Adjuster state licensing exam online through Kaplan without leaving their home or office. Upon completing the Kaplan course and successfully passing the course exam, the adjuster can remotely apply for their Texas P/C Adjuster license using the procedures found on the Texas State Requirements page. This will qualify them to adjust in both their home state and all states that accept the Texas DHS Adjuster license.
Completion Reporting
Kaplan will automatically report your completion of the Certified All-Lines Adjuster (CALA) designation to the Florida DFS in 5-7 business days. An online PDF Certificate of Completion is also available to download and print immediately after the final exam is passed.
Wisconsin