West Virginia Insurance Licensing State Requirements

On this page, you will find all of the state-specific information for Insurance Licensing in the state of West Virginia. This information pertains to resident license applicants. For additional information for resident licensing, or for non-resident license information, please refer to the West Virginia Offices of the Insurance Commissioner website at  http://www.wvinsurance.gov/. Information is subject to change, and we will do our very best to make the process of completing your licensing education requirements as simple as possible.

State of West Virginia Offices of the Insurance Commissioner

Agent Licensing and Education
1124 Smith St., Room 402  Charleston WV 25301
PO Box 50541  Charleston WV 25305-0541
Phone: 304-558-0610
Website: http://www.wvinsurance.gov
E-mail: agent.licensing@wvinsurance.gov


Prelicensing Education Hour Requirements

  • Life - 20 Hours
  • Accident & Health or Sickness - 20 Hours
  • Life, Accident & Health or Sickness - 40 Hours
  • Property & Casualty - 40 Hours
  • Personal Lines - 20 Hours

Exam Provider: Pearson VUE

Acceptable Methods of Education

  • Classroom
  • Self-study*
  • Online*

*Course final exam must be monitored by a disinterested third party (someone other than a relative, friend, or business associate).

Certificate of Completion Requirements

  • Candidates must present a Certificate of Prelicensing Course Completion at the test center in order to be admitted.
  • Certificates of completion are valid for four months from the date of course completion.

Exam and/or Prelicensing Education Exemptions 

An exam is not required as proof of competency with respect to the following lines of authority for candidates who hold one or more of the following designations, certifications, or degrees:

  • Life - CEBS, ChFC®, CIC, CFP®, CLU®, FLMI, LUTCF
  • Health - RHU, CEBS, REBC, HIA
  • Property and Casualty - AAI, ARM, CIC, CPCU®
  • All lines - College insurance degree

Note: Applicants who are not licensed within one year of passing an exam must complete prelicensing and must retake the exam.

Adjuster License

Disclosure for States that Require a Licensing Exam and License:

All insurance adjusters in this state are required to be licensed. Check with the Department of Insurance in your resident state to see how to obtain an adjuster license.

This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.

Select a Line of Authority and Start Earning Your License Today:

Life & Health

This license qualifies you to explain, sell, and write life and health insurance products in West Virginia.


Property & Casualty

This license qualifies you to sell products designed to protect from financial issues as a result of damage or injury in West Virginia.

Personal Lines

This license qualifies you to sell a variety of insurance plans directly to consumers in West Virginia.



This license qualifies you to investigate and adjust any claim in connection with an insurance policy in West Virginia.