West Virginia Insurance Licensing State Requirements

On this page, you will find all of the state-specific information for Insurance Licensing in the state of West Virginia. This information pertains to resident license applicants. For additional information for resident licensing, or for non-resident license information, please refer to the West Virginia Offices of the Insurance Commissioner website at  http://www.wvinsurance.gov/. Information is subject to change, and we will do our very best to make the process of completing your licensing education requirements as simple as possible.

State of West Virginia Offices of the Insurance Commissioner

Agent Licensing and Education
1124 Smith St., Room 402  Charleston WV 25301
PO Box 50541  Charleston WV 25305-0541
Phone: 304-558-0610
Website: http://www.wvinsurance.gov
E-mail: agent.licensing@wvinsurance.gov


Prelicensing Education Hour Requirements

  • Life - 20 Hours
  • Accident & Health or Sickness - 20 Hours
  • Life, Accident & Health or Sickness - 40 Hours
  • Property & Casualty - 40 Hours
  • Personal Lines - 20 Hours

Exam Provider: Pearson VUE

Acceptable Methods of Education

  • Classroom
  • Self-study*
  • Online*

*Course final exam must be monitored by a disinterested third party (someone other than a relative, friend, or business associate).

Certificate of Completion Requirements

  • Candidates must present a Certificate of Prelicensing Course Completion at the test center in order to be admitted.
  • Certificates of completion are valid for four months from the date of course completion.

Exam and/or Prelicensing Education Exemptions 

An exam is not required as proof of competency with respect to the following lines of authority for candidates who hold one or more of the following designations, certifications, or degrees:

  • Life - CEBS, ChFC®, CIC, CFP®, CLU®, FLMI, LUTCF
  • Health - RHU, CEBS, REBC, HIA
  • Property and Casualty - AAI, ARM, CIC, CPCU®
  • All lines - College insurance degree

Note: Applicants who are not licensed within one year of passing an exam must complete prelicensing and must retake the exam.

Adjuster License

Disclosure for States that Require a Licensing Exam and License:

All insurance adjusters in West Virginia are required to be licensed. Because of its industry recognition and credibility, earning the Texas DHS Adjuster license is accepted as authorization to adjust in West Virginia and other states that recognize it.

The Texas P/C Adjuster license is highly respected in the industry and is available to individuals who want to designate Texas as their home state. This means you can qualify for the Texas P/C adjuster license just as a Texas resident adjuster would and complete the Texas bi-annual continuing education requirement. 

Kaplan’s Texas P/C Adjuster licensing course and exam is ideal for an adjuster seeking an adjuster license under the DHS concept. The course contains the actual state licensing exam for the Texas P/C Adjuster license; therefore, you can satisfy your Texas prelicensing requirement AND pass the Texas P/C Adjuster state licensing exam without having to leave your home or office. Upon completing the Kaplan course and successfully passing the exam, you can remotely apply for the Texas Property/Casualty Adjuster License using the procedures found on the Texas State Requirements page. This will qualify you to adjust in both your home state and numerous other states that accept the Texas DHS Adjuster license, including AL, CT, DE, GA, ID, IN, KY, LA, ME, MI, MN, MS, MT, NC, NH, NM, OK, RI, UT, VT, WA, WV, and WY.

Additionally, earning the Texas DHS Adjuster license enables you to adjust with enhanced credibility and industry expertise in CO, DC, IA, IL, KS, MA, MD, MO, ND, NE, PA, NJ, OH, SD, TN, VA, and WI.

Check with the Department of Insurance in your resident state and the states you wish to adjust to see how the Texas PC Adjuster license can be used in those states.


This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.

Select a Line of Authority:

Life & Health

This license qualifies you to explain, sell, and write life and health insurance products in West Virginia.


Property & Casualty

This license qualifies you to sell products designed to protect from financial issues as a result of damage or injury in West Virginia.

Personal Lines

This license qualifies you to sell a variety of insurance plans directly to consumers in West Virginia.



This license qualifies you to investigate and adjust any claim in connection with an insurance policy in West Virginia.