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Utah Insurance Licensing State Requirements

On this page, you will find all of the state-specific information for insurance licensing in the state on this page, you will find all of the state-specific information for Insurance Licensing in the state of Utah. This information pertains to resident license applicants. For additional information for resident licensing, or for non-resident license information, please refer to the Utah Insurance Department website at http://www.insurance.utah.gov/. Information is subject to change, and we will do our very best to make the process of completing your licensing education requirements as simple as possible.

Utah Insurance Department

4315 South 2700 West,
Rm. 2300
Taylorsville, UT 84129

Insurance Department Main Line: 801-957-9200
Producer Licensing Questions: 801-957-9240
Toll Free (Utah): 800-439-3805
Fax: 385-465-6047

Website: http://www.insurance.utah.gov
Email: licensing.uid@utah.gov


How to Get Your Utah Insurance License

1. Complete an Insurance Exam Prep Course

Those looking to earn a Utah insurance license have a significantly higher chance of passing their licensing exam when they complete one of Kaplan’s exam prep courses. Give yourself the best chance to pass before you sit for the state exam. 

Prelicensing Education Hour Requirements:

The state of Utah does not require prelicensing education. Although prelicensing education is not required, due to the difficulty and nature of the exam, Kaplan highly recommends enrolling in a study course.

Acceptable Methods of Education

  • Classroom
  • Self-study
  • Online


This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.

2. Pass Your Utah Licensing Exam

To earn a Utah insurance license, you must first pass a state licensing exam for each desired line of authority. Kaplan’s exam prep content is based directly on the Utah licensing exams, so you will be prepared to pass the first time. 

Exam Provider: Prometric (as of 01/01/2020)

Prometric is now offering a remote testing and proctoring tool for insurance licensees in Utah. Licensees can now take their licensing exams at a Prometric test center or online using the ProProctor tool. The system uses advanced AI and live proctoring staff to ensure testing is fair, reliable, and accurate. More information is available on Prometric's website: https://www.prometric.com/test-owners/resources/PR/Insurance-Departments-Move-Toward-Remote-Assessment-ProProctor.

Fingerprinting must still be done in person at a Prometric testing site: https://insurance.utah.gov/licensee/producers/exam/testing-sites.

Frequently Asked Questions About the Utah Licensing Exam

After completing my exam prep, how should I prepare for exam day? 

Required Identification

Candidates are required to bring two (2) forms of valid (nonexpired) signature bearing identification to the test site. If the candidate fails to bring proper identification or the candidate names do not match, the candidate will not be allowed to test and their examination fee will not be refunded.

Primary Identification (with photo)—Choose one

  • State Issued Driver’s License
  • State Issued Identification Card
  • US Government Issued Passport
  • US Government Issued Military Identification Card
  • US Government Issued Alien Registration Card
  • Canadian Government Issued ID

Note: ID must contain candidate’s photo, be valid and unexpired.

Secondary Identification—Choose one

  • Credit Card (must be signed)
  • Social Security Card
  • US issued Birth Certificate with Raised Seal

Note: Student ID and employment ID are NOT acceptable forms of identification.

Security Procedures

  • All personal belongings of candidates should be placed in the secure storage provided at each site prior to entering the examination room.
  • Personal belongings include, but are not limited to, the following items:
    • Electronic devices of any type, including cellular / mobile phones, recording devices, electronic watches, cameras, pagers, laptop computers, tablet computers (e.g., iPads), music players (e.g., iPods), smart watches, radios, or electronic games.
    • Bulky or loose clothing or coats that could be used to conceal recording devices or notes. For security purposes outerwear such as, but not limited to: open sweaters, cardigans, shawls, scarves, hoodies, vests, jackets and coats are not permitted in the testing room.
  • In the event you are asked to remove the outerwear, appropriate attire, such as a shirt or blouse, should be worn underneath.
  • Hats or headgear not worn for religious reasons or as religious apparel, including hats, baseball caps, or visors.
  • Other personal items, including purses, notebooks, reference or reading material, briefcases, backpacks, wallets, pens, pencils, other writing devices, food, drinks, and good luck items.

Exam Format

In addition to the number of examination items specified in the "Examination Content Outlines", a small number (5 to 10) of "experimental" questions may be administered to candidates during the examinations. These questions will NOT be scored and time to answer them has been added to the time allowed. The administration of such unscored, experimental questions is an essential step in developing future licensing examinations.

Exam Evaluation

The minimum passing score is 70%. Your score will be given to you immediately following completion of the examination. If you pass, you will receive a successful score report. If you do not pass, you will receive a diagnostic report indicating your strengths and weaknesses by examination type on the score report. 

It is not possible to make a new examination appointment on the same day you have taken an examination; this is due to processing and reporting scores. A candidate who tests unsuccessfully on a Wednesday can call the next day, Thursday, and retest as soon as Friday, depending upon space availability. You may access a registration form at www.psiexams.com. You may also call PSI at 800-733-9267. 

Test scores are valid for 90 days after passing the exam. After 90 days the exam is no longer valid for licensing purposes and must be retaken.

How long is the exam? 

Exam SeriesLicense LineExam TimeTotal Questions
17-01Producer License Life2 Hours80
17-02Producer License Accident/Health1.5 Hours100
17-03Producer License Life and Accident/Health1.5 Hours100
17-04Producer License Property/Casualty1.5 Hours100
17-13Producer License Title Marketing Representitive1 Hour50
17-14Producer License Title Examiner2 Hours100
17-16Producer License Title Escrow2 Hours100
17-20Producer License Personal Lines2 Hours80
17-21Producer License Surplus Lines1 Hour60
17-22Producer License Property2 Hours80
17-23Producer License Casualty2 Hours80
17-09Consultant License Life and Accident/Health2.5 Hours100
17-10Consultant License Property/Casualty2.5 Hours100
17-24Consultant License Life2 Hours80
17-25Consultant License Accident/Health2 Hours80
17-11Adjuster Property/Casualty2.5 Hours100
17-12Adjuster Accident/Health2 Hours100
17-26Adjuster Crop1 Hour60
17-27Adjuster Worker's Compensation1 Hour60

3. Get Fingerprinted

All resident individual license candidates must provide a set of fingerprints to the Utah Insurance Department for the purpose of conducting a state and national fingerprint-based criminal history record. 

If the license type you are applying for requires an examination (Resident Consultant, Resident Producer, Resident Surplus Lines Producer, Resident Independent Adjuster, Resident Public Adjuster), the process is as follows: 

  • After passing the examination, use the kiosk at the test center to complete your license application online via Sircon or NIPR. The license application will include an FBI/BCI fingerprint fee ($13.25 FBI/$20.00 BCI) that must be paid by credit card during the online license application process. 
  • Print out your Sircon or NIPR confirmation page and show it to the test center proctor as proof you have paid the FBI/BCI fees. 
  • Pay the $20.00 PSI processing fee, made payable by money order, cashier’s check, company check, VISA or MasterCard.
  • Your fingerprints will then be scanned. Fingerprint results will be returned to the Department electronically. The Department will evaluate the results and the license application prior to issuing any license.

If you pass the examination and leave the test center without having your fingerprints scanned, you must return to the test center to have your fingerprints taken, during the fingerprint walk-in hours posted on PSI’s website. When you return, you must present the Sircon or NIPR application confirmation page to have your fingerprints taken. 

Candidates do not need to be fingerprinted: 

  • If you have an existing, valid Utah Insurance License and are testing for another line of authority or additional license type. 
  • If the license type you are applying for does not require a Utah examination (Resident Limited Lines Producer, Bail Bond, Managing General Agent, Reinsurance Intermediary, Navigator), the process is as follows: 
    • ­Go to a PSI test center, during the fingerprint walk-in hours posted on PSI’s website. 
    • ­Pay the $20.00 PSI processing fee, made payable by money order, cashier’s check, company check, VISA or MasterCard. 
    • ­Apply for the license online from your home or office at www.sircon.com/utah or www.nipr.com before arriving at the test center for fingerprinting. You can also apply online using a kiosk at the test center. Payment for both the license application fee and the FBI/BCI fingerprint fee ($13.25 FBI/$20.00 BCI) must be made by credit card during the online license application process. 
    • ­Upon completing the online application, print out the Sircon confirmation page as proof you have paid the FBI/BCI fees. Give the confirmation page to the test center proctor and your fingerprints will then be scanned. 
    • ­Fingerprint results will be returned to the Department. The Department will evaluate the results and the license application prior to issuing any license.

4. Apply for a Utah Insurance License

Once you have passed your state licensing exam, you are ready to apply for an insurance license.

After you pass your examination, complete and submit your application electronically via Sircon or NIPR by using the kiosk located in the test center and paying all fees with a credit card. Sircon or NIPR will electronically forward your application and all fees to the Department. You can also later apply electronically at www.sircon.com or www.nipr.com. Electronic application is the Department’s required filing method. 

You will be assigned an NPN. This unique identifier is assigned through the licensing application process and is used to track individuals and business entities on a national basis. The NPN is used by many states to replace a producer license number.

Your application and fee must be submitted within 90 days of passing your exam. After 90 days, the exam must be retaken in order for a license to be issued. 

5. Plan to Complete Required Insurance Continuing Education (CE) Credits

Every insurance producer must adhere to their home state’s CE requirements. Stay on top of your CE and ahead of the competition with 365 days of unlimited course access when you enroll in a CE library with Kaplan. 

Learn how to renew a Utah insurance license by clicking here.

Select a Line of Authority and Start Earning Your License Today:

Life & Health

This license qualifies you to explain, sell, and write life and health insurance products in Utah.


Property & Casualty

This license qualifies you to sell products designed to protect from financial issues as a result of damage or injury in Utah.

Personal Lines

This license qualifies you to sell a variety of insurance plans directly to consumers in Utah.



This license qualifies you to investigate and adjust any claim in connection with an insurance policy in Utah.