Rhode Island Insurance Licensing State Requirements

On this page, you will find all of the state-specific information for Insurance Licensing in the state of Rhode Island. This information pertains to resident license applicants. For additional information for resident licensing, or for non-resident license information, please refer to the  Rhode Island Department of Business Regulation  website at  http://www.dbr.ri.gov/divisions/insurance/ . Information is subject to change, and we will do our very best to make the process of completing your licensing education requirements as simple as possible.

Rhode Island Department of Business Regulation

Insurance Division
1511 Pontiac Avenue, Bldg. 69-2  Cranston  RI 0292
Phone: 401-462-9520
Fax: 401-462-9602
Website: http://www.dbr.ri.gov/divisions/insurance/
Email: insuranceinquiry@dbr.ri.gov

Prelicensing Education Hour Requirements

  • A person applying for a resident insurance producer license is not required to complete a prelicensing course of study for the lines of authority for which the person has applied.
  • Although prelicensing education is not currently required, due to the difficulty and nature of the exam, Kaplan highly recommends enrolling in a study course.

Exam Provider: Pearson VUE

Acceptable Methods of Education

  • Classroom
  • Self-study
  • Online

Certificate of Completion Requirements

  • Not applicable

This information pertains to resident license applicants. For additional information for resident licensing, or for non-resident license information, please refer to the Rhode Island Department of Business Regulation website at http://www.dbr.ri.gov/divisions/insurance/.

Adjuster License

Disclosure for states that require an Adjuster licensing exam and license:

All insurance adjusters in Rhode Island are required to be licensed. Because of its industry recognition and credibility, earning the Texas DHS Adjuster license is accepted as authorization to adjust in Rhode Island and other states that recognize it.

The Texas P/C Adjuster license is highly respected in the industry and is available to individuals who want to designate Texas as their home state. This means you can qualify for the Texas P/C adjuster license just as a Texas resident adjuster would and complete the Texas bi-annual continuing education requirement. 

Kaplan’s Texas P/C Adjuster licensing course and exam is ideal for an adjuster seeking an adjuster license under the DHS concept. The course contains the actual state licensing exam for the Texas P/C Adjuster license; therefore, you can satisfy your Texas prelicensing requirement AND pass the Texas P/C Adjuster state licensing exam without having to leave your home or office. Upon completing the Kaplan course and successfully passing the exam, you can remotely apply for the Texas Property/Casualty Adjuster License using the procedures found on the Texas State Requirements page. This will qualify you to adjust in both your home state and numerous other states that recognize the Texas DHS Adjuster license (CO, DC, IA, IL, KS, MA, MD, MO, NC, ND, NE, NH, NJ, OH, PA, SD, TN, VA, and WI).

 

Check with the Department of Insurance in your resident state and the states you wish to adjust to see how the Texas PC Adjuster license can be used in those states.

 

This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.

Select a Line of Authority:

Life & Health

This license qualifies you to explain, sell, and write life and health insurance products in Rhode Island.

 

Property & Casualty

This license qualifies you to sell products designed to protect from financial issues as a result of damage or injury in Rhode Island.

Personal Lines

This license qualifies you to sell a variety of insurance plans directly to consumers in Rhode Island.

 

Adjuster

This license qualifies you to investigate and adjust any claim in connection with an insurance policy in Rhode Island.