Pennsylvania Insurance Licensing State Requirements

On this page, you will find all of the state-specific information for Insurance Licensing in the state of Pennsylvania. This information pertains to resident license applicants. For additional information for resident licensing, or for non-resident license information, please refer to the Pennsylvania Insurance Department website at http://www.insurance.pa.gov. Information is subject to change, and we will do our very best to make the process of completing your licensing education requirements as simple as possible.

Pennsylvania Insurance Department

Bureau of Producer Services
1209 Strawberry Square  Harrisburg,  Pennsylvania 17120
Phone: 717-787-3840
Fax:  717-787-8553
Website: http://www.insurance.pa.gov
Email: ra-in-producer@state.pa.us

 

Prelicensing Education Hour Requirements

Candidates must complete the prelicensing education requirements of 24 hours of approved prelicensing courses, of which a minimum of 3 hours must be from an approved ethics course.  

  • Life/Accident and Health - 24 Hours
  • Life - 24 Hours
  • Accident and Health - 24 Hours
  • Property/Casualty - 24 Hours
  • Property - 24 Hours
  • Casualty - 24 Hours
  • Personal Lines - 24 Hours

Exam Provider: PSI (Effective 7/1/2015)

Acceptable Methods of Education

  • Classroom
  • Self-study
  • Online

Online Course Requirements

  • Forced progression: This requires the user to successfully complete each page of the online course before being allowed to proceed to the next.
  • Proctor: In order for a certificate of completion to be earned and issued, the certification exam for self-study courses must be monitored by a disinterested third party (i.e., there can be no family relationship, cannot be a direct supervisor, cannot be a person directly supervised by the student).

Certificate of Completion Requirements

  • To receive a certificate of completion, candidates must pass a monitored final exam.
  • Education providers are required to report prelicensing education credits to PSI within 15 business days and to provide candidates with a certificate of completion within 30 business days of the candidate successfully completing the course.
  • As proof of successful completion, candidates must bring their prelicensing education certificate of completion with them to the testing center.
  • Certificates are valid for one year from the date of course completion.
  • Candidates are required to retain certificates of course completion and affidavits of exam completion for 6 years from the date of completion.

State Reporting Fees

The PA Department of Insurance requires a course reporting fee of $5.00 per course (online, self-study and classroom courses). This state reporting fee will be automatically charged to you (on the last credit card used in your account) each time you complete an online, self-study, or classroom course.

Exam and/or Prelicensing Education Exemptions 

Candidates with the following designations or certifications are generally exempt from prelicensing education and examination requirements for the indicated line of insurance authority:

  • Life or Accident and Health - CLU®

  • Property, Casualty, or Accident and Health - CPCU®

  • Life, Accident and Health or Property and Casualty - CIC

  • Adding a line of authority to an existing license does not require prelicensing education. The licensee should take a copy of his/her current producer license to the exam center.

Note: Candidate must submit their license application within one year of passing the exam.

 

Adjuster License

This is disclosure for states that do not require an adjuster license:

The Texas Designated Home State (DHS) Adjuster license is available to an individual who is a resident of a state that does not license adjusters. This means you can obtain the Texas Property/Casualty Adjuster license just as a Texas resident adjuster would and complete the Texas bi-annual continuing education requirement. The Texas DHS Adjuster license is highly respected in the industry and can significantly enhance your credibility as an adjuster in your home state.

 

Kaplan’s online Property/Casualty Adjuster licensing course contains the actual state licensing exam for the Texas DHS Adjuster license; therefore, you can satisfy your Texas prelicensing requirement AND pass the Texas P/C Adjuster state licensing exam without having to leave your home or office. Upon completing the Kaplan course and successfully passing the exam, you can remotely apply for the Texas P/C Adjuster License using the procedures found on the Texas State Requirements page. This will provide you the ability to adjust in both your home state and numerous other states that recognize the Texas DHS Adjuster license (CO, DC, IA, IL, KS, MA, MD, MO, NC, ND, NE, NH, NJ, OH, PA, SD, TN, VA, and WI).

 

Check with the Department of Insurance in your resident state and the states you wish to adjust to see how the Texas PC Adjuster license can be used in those states.

This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.

Select a Line of Authority:

Life & Health

This license qualifies you to explain, sell, and write life and health insurance products in Pennsylvania.

 

Property & Casualty

This license qualifies you to sell products designed to protect from financial issues as a result of damage or injury in Pennsylvania.

Personal Lines

This license qualifies you to sell a variety of insurance plans directly to consumers in Pennsylvania.

 

Adjuster

This license qualifies you to investigate and adjust any claim in connection with an insurance policy in Pennsylvania.