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Oregon Insurance Licensing State Requirements

On this page, you will find all of the state-specific information for Insurance Licensing in the state of Oregon. This information pertains to resident license applicants. For additional information for resident licensing, or for non-resident license information, please refer to the Oregon Insurance Division website. Information is subject to change, and we will do our very best to make the process of completing your licensing education requirements as simple as possible.

Oregon Department of Consumer & Business Services

Oregon Insurance Division
350 Winter St NE  
Salem, OR 97301-3883
P.O. Box: 14480  
Salem, OR 97309-0405
Phone: 503-947-7981
Fax:  503-378-4351
Website: http://www.oregon.gov/dcbs/insurance/Pages/index.aspx
Email: web.insagent@state.or.us

How to Get Your Oregon Insurance License

1. Complete an Insurance Prelicensing Course

 Oregon Insurance

Kaplan is regulated by the Oregon Higher Education Coordinating Commission. The HECC requires Kaplan to capture specific student information and provide it to the agency on an annual basis. As part of your enrollment in an Oregon prelicensing course, you will be asked to provide the following information:

  1. County of Residence
  2. Date of Birth
  3. Gender
  4. Veteran Status
  5. Disability Status
  6. National Origin

Oregon requires those seeking an insurance license to complete prelicensing before taking the state licensing exam. Prelicensing courses with Kaplan give you the best chance to pass—our pass rates are among the highest in the industry. 

Prelicensing Education Hour Requirements

  • Life: 20 Hours
  • Health: 20 Hours
  • Property: 20 Hours
  • Casualty: 20 Hours
  • Personal Lines: 20 Hours

Acceptable Methods of Education

  • Classroom (Traditional or Live Online)
  • Online

Online Course Requirements

  • Forced progression: This requires the user to successfully complete each page of the online course before being allowed to proceed to the next.

Prelicensing Education Exemptions

Prelicensing education is not required for: 

  • Life, Health, or Life and Health applicants holding the CLU® designation.
  • Property and/or Casualty applicants holding the CPCU® designation.

Note: Applicants may contact the Insurance Division regarding waivers. If a waiver is issued, the applicant must bring the original waiver letter with them to the test center on exam day. Verification of designation must be submitted to the Insurance Division with the license application.

2. Pass Your Oregon Licensing Exam

After completing your [required prelicensing/exam prep] course, you must pass a state licensing exam. Kaplan’s [prelicensing/exam prep] content is based directly on the Oregon licensing exams, so you will be prepared to pass the first time. 

Certificate of Completion Requirements

  • Upon completion of the online course, the applicant must receive a score of 70% or greater on the certification exam in order to be issued a certificate.
  • Applicants must bring the original certificate of completion with them to the test center on exam day.
  • Certificates are valid for one year.

Exam Provider: PSI

Frequently Asked Questions About the Oregon Licensing Exam

After completing my prelicensing, how should I prepare for exam day? 

Exam Preparation

The following suggestions will help you prepare for your examination. 

  • Planned preparation increases your likelihood of passing. 
  • Start with a current copy of this Candidate Information Bulletin and use the examination content outline as the basis of your study.
  • Read study materials that cover all the topics in the content outline. 
  • Take notes on what you study. Putting information in writing helps you commit it to memory and it is also an excellent business practice. Underline or highlight key ideas that will help with a later review.
  • Discuss new terms or concepts as frequently as you can with colleagues. This will test your understanding and reinforce ideas. 
  • Your studies will be most effective if you study frequently, for periods of about 55 to 60 minutes. Concentration tends to wander when you study for longer periods of time. 

Exam Day

On the day of the examination, you should arrive 30 minutes before your appointment. This extra time is for sign-in, identification, and familiarizing you with the examination process. If you arrive late, you may not be admitted to the examination site and you will forfeit your examination registration fee. 

Required Identification

You must provide 2 forms of identification. One must be a VALID form of government-issued identification (driver’s license, state ID, passport, military ID) which bears your signature and has your photograph. Also acceptable is an interim state driver’s license card or an interim state ID card. The second ID must have your signature and preprinted legal name. All identification provided must match the name on the registration form. 

Primary Identification (with photo)—Choose One

  • State issued driver’s license 
  • State issued identification card 
  • US Government Issued Passport
  • US Government Issued Military Identification Card 
  • US Government Issued Alien Registration Card 
  • Canadian Government Issued ID 

Note: ID must contain candidate’s photo, be valid, and unexpired. 

Secondary Identification—Choose One 

  • Credit Card (must be signed) 
  • Social Security Card 
  • US issued Birth Certificate with Raised Seal 

Note: Student ID and employment ID are NOT acceptable forms of identification. You must provide your valid school Certificate of Completion. This certificate must display a valid school code.

Security Procedures

The following security procedures will apply during the examination: 

  • Only non-programmable calculators that are silent, battery-operated, do not have paper tape printing capabilities, and do not have a keyboard containing the alphabet will be allowed in the examination site. 
  • All personal belongings of candidates, with the exception of close-fitting jackets or sweatshirts, should be placed in the secure storage provided at each site prior to entering the examination room. Personal belongings include, but are not limited to, the following items: 
    • Electronic devices of any type, including cellular / mobile phones, recording devices, electronic watches, cameras, pagers, laptop computers, tablet computers (e.g., iPads), music players (e.g., iPods), smart watches, radios, or electronic games. 
    • Bulky or loose clothing or coats that could be used to conceal recording devices or notes, including coats, shawls, hooded clothing, heavy jackets, or overcoats.
    • Hats or headgear not worn for religious reasons or as religious apparel, including hats, baseball caps, or visors.
    • Other personal items, including purses, notebooks, reference or reading material, briefcases, backpacks, wallets, pens, pencils, other writing devices, food, drinks, and good luck items. 
  • Person(s) accompanying an examination candidate may not wait in the examination center, inside the building or on the building's property. This applies to guests of any nature, including drivers, children, friends, family, colleagues or instructors. 
  • No smoking, eating, or drinking is allowed in the examination center. 
  • During the check in process, all candidates will be asked if they possess any prohibited items. Candidates may also be asked to empty their pockets and turn them out for the proctor to ensure they are empty. The proctor may also ask candidates to lift up the ends of their sleeves and the bottoms of their pant legs to ensure that notes or recording devices are not being hidden there. 
  • Proctors will also carefully inspect eyeglass frames, tie tacks, or any other apparel that could be used to harbor a recording device. Proctors will ask to inspect any such items in candidates’ pockets.
  • If prohibited items are found during check-in, candidates shall put them in the provided secure storage or return these items to their vehicle. PSI will not be responsible for the security of any personal belongings or prohibited items. 
  • Any candidate possessing prohibited items in the examination room shall immediately have his or her test results invalidated, and PSI shall notify the examination sponsor of the occurrence. 
  • Any candidate seen giving or receiving assistance on an examination, found with unauthorized materials, or who violates any security regulations will be asked to surrender all examination materials and to leave the examination center. All such instances will be reported to the examination sponsor. 
  • Copying or communicating examination content is violation of a candidate’s contract with PSI, and federal and state law. Either may result in the disqualification of examination results and may lead to legal action. 
  • Once candidates have been seated and the examination begins, they may leave the examination room only to use the restroom, and only after obtaining permission from the proctor. Candidate will not receive extra time to complete the examination.  

How is the exam scored?

In order to receive a passing score on each examination, you must correctly answer 70% of the questions available. Your score will be given to you immediately following completion of the examination. The following summary describes the score reporting process: 

  • On paper, an official score report will be printed at the examination site. 
    • If you pass, you will immediately receive a passing score report. 
    • If you do not pass, you will receive a failing score report with a diagnostic report indicating your strengths and weaknesses by examination type. 

3. Get Fingerprinted

The process for being issued an Oregon insurance producer license are as follows. (Note: Applicant must first successfully complete all of the prelicensing education requirements covered above):

  • Schedule your state exam through psiexams.com or call 800-733-9267.
  • Pass your exam.
  • While at the exam center, have electronic fingerprints taken and pay the Fingerprinting Fee.
  • The Fingerprinting Fee includes the state processing fee and PSI processing fee (fee must be paid with VISA, MasterCard, Company check, money order, or cashier’s check ONLY—no personal checks).
  • Oregon Producer Finger prints can only be done at an Oregon PSI test site. 
  • Finger prints done in the past or for an employer cannot be shared or used for an insurance license. 
  • If you have any questions about the finger printing process, please contact Producer Licensing at Division of Financial Regulation, phone: 503.947.7981, or email: web.insagent@oregon.gov

4. Apply for an Oregon Insurance License

Apply online at NIPR.com. This should be done soon after passing the exam.

You will be assigned an NPN. This unique identifier is assigned through the licensing application process and is used to track individuals and business entities on a national basis. The NPN is used by many states to replace a producer license number.

5. Plan to Complete Required Insurance Continuing Education (CE) Credits

Every insurance producer must adhere to their home state’s CE requirements. Stay on top of your CE and ahead of the competition with 365 days of unlimited course access when you enroll in a CE library with Kaplan. 

Learn how to renew an Oregon insurance license by clicking here: https://www.kaplanfinancial.com/insurance-continuing-education/oregon/state-requirements



Kaplan is regulated by the Oregon Higher Education Coordinating Commission, Private Career Schools and the Oregon Insurance Division.

School Director: Lisa Goyette

Instructor: Randy Rosenkrans

Students aggrieved by action of the school should attempt to resolve these problems with appropriate school officials. Should this procedure fail students may contact: Higher Education Coordinating Commission, Private Career Schools, 255 Capitol Street NE, Third Floor, Salem, Oregon 97310. After consultation with appropriate Commission staff and if the complaint alleges a violation of Oregon Revised Statutes 345.010 to 345.470 or standards of the Oregon Administrative Rules 715-045-0001 through 715-045-0210, the Commission will begin the complaint investigation process as defined in OAR 715-045-0023 Appeals and Complaints.

This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.

Cancellation & Refund Policy

Refunds will be provided within 30 days of termination date provided the following conditions are satisfied. Termination date is the date the school receives written or verbal notice of a student’s
intention to terminate or cancel his/her enrollment.

For all courses and programs, Kaplan will pay a full refund of all tuition and fees paid by a prospective student if:

Refund Table

Proportion of Course CompletedPro-rated Refund
up to 50%up to 50% less cancellation charge
51% or moreNo refund

Completion percentages will be determined by the number of lesson quizzes that should have been completed beginning on the date of initial payment, according to the satisfactory standards progress described above.

Postponement of a  starting date,  whether at the request of the school or the student, requires a  verbal or written agreement signed by the student and the school. The agreement must set forth: (a) whether the postponement is for the convenience of the school or the student, and (b) a deadline for the new start date, beyond which the start date will not be postponed. If the course is not commenced, or the student fails to attend by the new start date set forth in the agreement, the student will be entitled to an appropriate refund of prepaid tuition and fees within 30 days of the deadline of the new start date set forth in the agreement, determined in accordance with the school’s refund policy.


Select a Line of Authority and Start Earning Your License Today:

Life & Health

This license qualifies you to explain, sell, and write life and health insurance products in Oregon.


Property & Casualty

This license qualifies you to sell products designed to protect from financial issues as a result of damage or injury in Oregon.

Personal Lines

This license qualifies you to sell a variety of insurance plans directly to consumers in Oregon.