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New Hampshire Insurance Licensing State Requirements

On this page, you will find all of the state-specific information for Insurance Licensing in the state of New Hampshire. This information pertains to resident license applicants. For additional information for resident licensing, or for non-resident license information, please refer to the New Hampshire Insurance Department website at www.nh.gov/insurance. Information is subject to change, and we will do our very best to make the process of completing your licensing education requirements as simple as possible.

New Hampshire Insurance Department  

License Division
21 South Fruit Street, Suite 14  
Concord, NH 03301
Phone: 603-271-0203
Fax:  603-271-7029
Website: www.nh.gov/insurance
Email: producerquestions@ins.nh.gov

How to Get Your New Hampshire Insurance License

1. Complete an Insurance Exam Prep Course

Those looking to earn a New Hampshire insurance license have a significantly higher chance of passing their licensing exam when they complete one of Kaplan’s exam prep courses. Give yourself the best chance to pass before you sit for the state exam. 

Prelicensing Education Hour Requirements

The state of New Hampshire does not require prelicensing education. Although prelicensing education is not required, due to the difficulty and nature of these exams, Kaplan highly recommends enrolling in a study course.

Prelicensing Education Exemptions

Candidates with the following designations or certifications need only take the applicable Insurance Laws and Regulations exam for the line(s) of insurance for which they are applying:

  • CLU® designees who are applying for only a Life license need only take and pass the NH Life Insurance Laws and Regulations exam.
  • CLU® designees who are applying only for an Accident and Health license need only take and pass the NH Accident and Health Insurance Laws and Regulations exam.
  • CLU® designees who are applying for a Life, Accident and Health license need only take and pass the NH Life, Accident and Health Insurance Laws and Regulations exam.
  • CPCU® designees who are applying for a Property and Casualty license need only take and pass the New Hampshire Property & Casualty Insurance Laws and Regulations exam.

Adjuster License Requirements

All insurance adjusters in this state are required to be licensed. Check with the Department of Insurance in your resident state to see how to obtain an adjuster license.

This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.

2. Pass Your New Hampshire Licensing Exam

After completing your exam prep course, you must pass a state licensing exam. Kaplan’s exam prep content is based directly on the New Hampshire licensing exams, so you will be prepared to pass the first time. 

Exam Provider: Prometric

Frequently Asked Questions About the New Hampshire Licensing Exam

After completing my exam prep how should I prepare for exam day? 

Your exam will be administered by computer but you do not need any computer experience or typing skill to take your exam. You should arrive at least 30 minutes before your scheduled exam appointment. This allows time for you to sign in and for staff to verify your identification. 

Identification Required

You must present a valid form of identification before you can test. The identification document must: 

  • Be government-issued (e.g., driver’s license, state-issued identification card or military identification card). 
  • Contain both a current photo and your signature (if not you must present two identification cards: one with your photo and one with your signature). 
  • Have a name that exactly matches the name used to register for the exam (including designations such as “Jr.” and “III”). 

Important: Failure to provide appropriate identification at the time of the exam is considered a missed appointment. As a result, you must reschedule your appointment. If you cannot provide the identification listed above, contact Prometric before scheduling your appointment to arrange an alternative way to meet this requirement.

What is the exam like? 

Test Center Regulations

To ensure that all candidates are tested under similar conditions, the following regulations and procedures will be enforced at each test center. Failure to follow any of these security procedures may result in your being disqualified from taking an examination. 

  • While in the test center, you will be continuously monitored by video. During your examination, you will also be monitored by physical walk-throughs and through an observation window. All testing sessions are video and audio recorded. 
  • You must present valid (unexpired) and acceptable ID(s) in order to take your test. (See “Identification required” in the previous section). 
  • You will be scanned with a metal detector wand prior to every entry into the test room. If you refuse, you cannot test. 
  • You will be required to raise your pants legs above your ankles, empty and turn all pockets inside-out and raise shirt sleeves above your wrists prior to every entry into the test room. 
  • If you are wearing eyeglasses, you will be required to remove them for visual inspection to ensure they don’t contain a recording device. Large jewelry items must be stored in your locker due to concerns over concealed recording devices. 
  • You must sign the test center roster each time you leave the test room. You must also sign back in and show your ID to the Test Center Administrator (TCA) in order to re-enter the test room. 
  • You are prohibited from communicating, publishing, reproducing, or transmitting any part of your test, in any form or by any means, verbal or written, for any purpose. 
  • You must not talk to other candidates or refer to their screens, testing materials, or written notes in the test room. 
  • You must not use written notes, published materials, or other testing aids. 
  • You are allowed to bring soft ear plugs or center-supplied tissues into the test room. 
  • Any clothing or jewelry items allowed to be worn in the test room must remain on your person at all times. Removed clothing or jewelry items must be stored in your locker. 
  • You must not bring any personal/unauthorized items into the testing room. Such items include but are not limited to outerwear, hats, food, drinks, purses, briefcases, notebooks, pagers, watches, cellular telephones, recording devices, and photographic equipment. Weapons are not allowed at any Prometric test center. You will be asked to empty and turn your pockets inside out prior to every entry into the test room to confirm that you have no prohibited items. 
  • You must return all materials issued to you by the test center administrator (“TCA”) at the end of your test. 
  • You are not allowed to use any electronic device or phone during breaks. 
  • If you have a medical condition that may require you to access food or medicine during your exam session, you must store those items separately from other items you place in the test center locker. You must inform the TCA before you retrieve the food or medicine, and the TCA will observe you obtaining the item from the locker. You are not allowed to access any item other than food or medicine needed for a medical reason. 
  • You must conduct yourself in a civil manner at all times when on the premises of the test center. Exhibiting abusive behavior towards the TCA or any other staff member of the test center may result in examination disqualification and criminal prosecution. 
  • Failure to follow any of these security procedures may result in the disqualification of the examination. Prometric reserves the right to audio and videotape any examination session. 

Please note: Test center administrators are not allowed to answer any questions pertaining to the exam content. If you do not understand a question on the examination, you should answer the question to the best of your ability.

Exam Format

The examination contains four-option multiple choice questions. These questions are designed to be as clear and concise as possible while testing knowledge and comprehension of insurance concepts as well as the application of the insurance concepts. The design of the exam ensures that those who possess the required knowledge of the specific insurance line of authority being tested should perform well on the examination for which they prepared. 

Question Formats 

Three different multiple-choice formats are used. 

How is the exam scored?

At the end of your exam, your score will be shown on the screen and you will receive a printed score report. The report indicates your overall score and grade, including the numerical percentage of questions answered correctly and whether you passed or failed. The report also displays your correct percentage in each major section of the exam, as defined by the exam content outline. These section scores are shown to guide you about areas requiring additional preparation for retesting if you do not pass the exam. Even after you pass, you may want to focus on these areas as you begin to provide insurance products and services to the public. 

Sample License Exam Score Report-New Hampshire Producer’s Life Examination 

 Number of QuestionsNumber CorrectPercent Correct
Life Total Test Score1008080%
Insurance Regulation121083%
General Insurance8788%
Life Insurance Basics171482%
Life Insuance Policies10880%
Life Insurance Provisions Options, and Riders201575%
Annuities181583%
Tax Considerations10770%
Qualified Plans5480%

Score: 80% Grade: Pass (A total score of 70 percent is required to pass) 

Note that the section percentages will not average out to your total percentage score. That is because individual exam outline sections are allocated different numbers of questions on the exam. Your total percentage score is computed by dividing the number of questions you answered correctly by the total number of questions in the exam. The total score is not computed by adding the section percentages and dividing by the total number of sections. Prometric electronically notifies the Department of exam results within two business days of the exam date. Exam scores are confidential and will be revealed only to you and the Department. Duplicate score report. You may call or write to Prometric to request a duplicate of your score report for a period of one year after an exam at no fee.

3. Apply for  New Hampshire Insurance License

After passing the appropriate license exam (if an exam is required), you will need to submit a number of items to the Department depending on the type of license you are seeking. Additional information on the requirements for submitting an application can be found at: http://www.nh.gov/insurance/producers/index.htm Current fees for all license types can be found at: http://www.nh.gov/insurance/producers/documents/licensefees.pdf

Note: All applications are to be submitted electronically through the National Insurance Producer Registry at: http://www.nipr.com.

You will be assigned an NPN. This unique identifier is assigned through the licensing application process and is used to track individuals and business entities on a national basis. The NPN is used by many states to replace a producer license number.       

4. Plan to Complete Required Insurance Continuing Education (CE) Credits

Every insurance producer must adhere to their home state’s CE requirements. Stay on top of your CE and ahead of the competition with 365 days of unlimited course access when you enroll in a CE library with Kaplan. 

Learn how to renew a New Hampshire insurance license by clicking https://www.kaplanfinancial.com/insurance-continuing-education/new-hampshire

Select a Line of Authority and Start Earning Your License Today:

Life & Health

This license qualifies you to explain, sell, and write life and health insurance products in New Hampshire.

 

Property & Casualty

This license qualifies you to sell products designed to protect from financial issues as a result of damage or injury in New Hampshire.

Personal Lines

This license qualifies you to sell a variety of insurance plans directly to consumers in New Hampshire.

 

 

Adjuster

This license qualifies you to investigate and adjust any claim in connection with an insurance policy in New Hampshire.