Louisiana Insurance Licensing State Requirements

On this page, you will find all of the state-specific information for Insurance Licensing in the state of Louisiana. This information pertains to resident license applicants. For additional information for resident licensing, or for non-resident license information, please refer to the Louisiana Department of Insurance website at http://www.ldi.state.la.us. Information is subject to change and we will do our very best to make the process of completing your licensing education requirements as simple as possible.

Louisiana Department of Insurance

Producer Licensing Division
P.O. Box 94214  Baton Rouge, LA 70804
Phone: 225-342-0860
Website: http://www.ldi.state.la.us
E-mail: mbroussel@ldi.state.la.us

 

Prelicensing Education Hour Requirements

  • Life - 20 Hours
  • Health & Accident - 20 Hours
  • Property - 20 Hours
  • Casualty - 20 Hours
  • Personal Lines - 20 Hours

*Applicants for producers and claims adjusters will no longer need to submit a license application prior to scheduling a license examination to obtain testing authorization.

 

Exam Provider: PSI (Effective 3/2/2015)

Acceptable Methods of Education

  • Classroom
  • Verifiable self-study

Online Course Requirements

  • This state requires forced progression (requires the user to successfully complete each page of the online course before being allowed to proceed to the next).
  • Bio data/security questions - students will be asked bio data questions throughout their course and final exam.
  • In order for a certificate of completion to be earned and issued, the final exam for self-study courses must be monitored by a disinterested third party (someone other than a relative, friend, or business associate).

Certificate of Completion Requirements

  • Kaplan will provide eligibility electronically to PSI upon successful completion of the course requirements. Once submitted, you will receive an email from PSI with instructions on how to pay and schedule for the examination.
  • Certificates are valid for one year.

Exam and/or Prelicensing Education Exemptions

Applicants who have earned the following designations or certifications are exempt from prelicensing education requirements for the indicated lines of authority:

  • Life - CEBS, ChFC®, CIC, CFP®, CLU®, FLMI, LUTCF
  • Health & Accident - RHU, CEBS, REBC, HIA
  • Property & Casualty - AAI, ARM, CIC, CPCU®
  • Bachelor’s degree or higher from an accredited college or university with major coursework in insurance

Note: Certification of a designation award must be included with the producer application.

 

Adjuster License

Disclosure for states that require an Adjuster licensing exam and license:

All insurance adjusters in Louisiana are required to be licensed. Because of its industry recognition and credibility, earning the Texas DHS Adjuster license is accepted as authorization to adjust in Louisiana and other states that recognize it.

The Texas P/C Adjuster license is highly respected in the industry and is available to individuals who want to designate Texas as their home state. This means you can qualify for the Texas P/C adjuster license just as a Texas resident adjuster would and complete the Texas bi-annual continuing education requirement. 

Kaplan’s Texas P/C Adjuster licensing course and exam is ideal for an adjuster seeking an adjuster license under the DHS concept. The course contains the actual state licensing exam for the Texas P/C Adjuster license; therefore, you can satisfy your Texas prelicensing requirement AND pass the Texas P/C Adjuster state licensing exam without having to leave your home or office. Upon completing the Kaplan course and successfully passing the exam, you can remotely apply for the Texas Property/Casualty Adjuster License using the procedures found on the Texas State Requirements page. This will qualify you to adjust in both your home state and numerous other states that accept the Texas DHS Adjuster license, including AL, CT, DE, GA, ID, IN, KY, LA, ME, MI, MN, MS, MT, NC, NH, NM, OK, RI, UT, VT, WA, WV, and WY.

Additionally, earning the Texas DHS Adjuster license enables you to adjust with enhanced credibility and industry expertise in CO, DC, IA, IL, KS, MA, MD, MO, ND, NE, PA, NJ, OH, SD, TN, VA, and WI.

Check with the Department of Insurance in your resident state and the states you wish to adjust to see how the Texas PC Adjuster license can be used in those states.

 

This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.

Select a Line of Authority:

Life & Health

This license qualifies you to explain, sell, and write life and health insurance products in Louisiana.

 

Property & Casualty

This license qualifies you to sell products designed to protect from financial issues as a result of damage or injury in Louisiana.

Personal Lines

This license qualifies you to sell a variety of insurance plans directly to consumers in Louisiana.

 

Adjuster

This license qualifies you to investigate and adjust any claim in connection with an insurance policy in Louisiana.