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Louisiana Insurance Licensing State Requirements

On this page, you will find all of the state-specific information for insurance licensing in the state of Louisiana. This information pertains to resident license applicants. For additional information for resident licensing, or for nonresident license information, please refer to the Louisiana Department of Insurance website at http://www.ldi.state.la.us. Information is subject to change, and we will do our very best to make the process of completing your licensing education requirements as simple as possible.

Louisiana Department of Insurance

Producer Licensing Division
P.O. Box 94214  
Baton Rouge, LA 70804
Phone: 225-342-0860
Website: http://www.ldi.state.la.us
Email: mbroussel@ldi.state.la.us

COVID-19 Updates:

  • Effective 4/8/2020
    • Emergency Rule 38 allows for implementation of temporary licensing of insurance producers. An individual that has completed a LA approved pre-licensing course no more than 12 months prior and who is eligible to sit for the pre-licensing examination (if testing centers were available) may request issuance of a temporary license for the lines of insurance which they have met the pre-licensing requirements for. The individual must submit an insurance producer license application using the National Insurance Producer Registration (NIPR) website at nipr.com and pay the appropriate fee upon submission. The applicant shall then submit a written request to be issued a temporary license to the LA Dept. of Insurance by email to producerlicensing@ldi.la.gov. The request must include the transaction number received from NIPR upon submission of the application and a copy of the pre-license program completion certificate issued by the approved pre-licensing provider to the individual.
    • Any temporary license issued pursuant to Emergency Regulation 38 may be converted into a permanent license by completion of all prerequisites of a license for the line or lines of insurance including passing the required examination and submission of fingerprints pursuant to the applicable statutes prior to expiration of the temporary license.

How to Get Your Louisiana Insurance License

1. Complete an Insurance Prelicensing Course

Louisiana requires those seeking an insurance license to complete prelicensing before taking the state licensing exam. Prelicensing courses with Kaplan give you the best chance to pass—our pass rates are among the highest in the industry. 

Prelicensing Education Hour Requirements

  • Life: 20 Hours
  • Health & Accident: 20 Hours
  • Property: 20 Hours
  • Casualty: 20 Hours
  • Personal Lines: 20 Hours

*Applicants for producers and claims adjusters will no longer need to submit a license application prior to scheduling a license examination to obtain testing authorization.

Online Course Requirements

  • This state requires forced progression (requires the user to successfully complete each page of the online course before being allowed to proceed to the next).
  • Bio data/security questions: students will be asked bio data questions throughout their course and final exam.

Prelicensing Education Exemptions

Applicants who have earned the following designations or certifications are exempt from prelicensing education requirements for the indicated lines of authority:

  • Life: CEBS, ChFC®, CIC, CFP®, CLU®, FLMI, LUTCF
  • Health & Accident: RHU, CEBS, REBC, HIA
  • Property & Casualty: AAI, ARM, CIC, CPCU®
  • Bachelor’s degree or higher from an accredited college or university with major coursework in insurance

Note: Certification of a designation award must be included with the producer application.

Individuals holding certain industry designations or a bachelor’s degree with major work in insurance may be exempt from prelicense education. Individuals who have moved to Louisiana and were licensed in their prior home state may also qualify for exemptions from prelicense education and examination. Please check LDI’s website for more information at www.ldi.la.gov.

2. Pass Your Louisiana Licensing Exam

After completing your Louisiana prelicensing course, you must pass a state licensing exam. Kaplan’s prelicensing/exam prep content is based directly on the Louisiana licensing exams, so you will be prepared to pass the first time. 

Certificate of Completion Requirements

Kaplan will provide eligibility electronically to PSI upon successful completion of the course requirements. Once submitted, you will receive an email from PSI with instructions on how to pay and schedule for the examination. Certificates are valid for one year.

Exam Provider: PSI

To obtain a Licensing Information Bulletin, go to the PSI website at http://www.psiexams.com. To schedule an exam, contact PSI at http://www.psiexams.com or 800-733-9267.

Louisiana-exam-provider table

 

Frequently Asked Questions About the Louisiana Licensing Exam

After completing my Louisiana prelicensing, how should I prepare for exam day? 

  • After your school has submitted your file to PSI, you will receive an email confirmation with instructions on how to pay and schedule for the examination. Note: If PSI does not have your record, please contact your education provider.
  • It is your responsibility to contact PSI to pay and schedule for an examination.  
  • There is no limit to the number of times you may take an examination if you fail during that one year period.  
    • It is not possible to make a new examination appointment on the same day you have taken an examination; this is due to processing and reporting scores.
  • For the fastest and most convenient examination scheduling process, register for your examinations online by accessing PSI’s registration Web site at www.psiexams.com.
  • Log onto PSI’s website and create an account. Please enter your email address and first and last name. This information must match exactly with the information submitted on your application. Be sure to check the box next to “Check here to attempt to locate existing records for you in the system.”
  • You will be asked to select the examination and enter your SS#. Your record will be found and you will now be ready to pay for and schedule the exam.
  • On the day of the examination, you should arrive 30 minutes before your appointment. This extra time is for sign-in, identification, and familiarizing you with the examination process. 
  • Candidates are required to bring two (2) forms of valid (unexpired) signature bearing identification to the test site. ID must contain candidate’s photo and be valid and unexpired. 

PRIMARY IDENTIFICATION (with photo)

  • State-issued Driver’s License
  • The LA Wallet Digital Driver’s License is an acceptable form of identification 
  • State-issued Identification Card
  • US Government-issued Passport
  • US Government-issued Military Identification Card
  • US Government-issued Alien Registration Card 
  • Canadian Government-issued ID 

SECONDARY IDENTIFICATION (Choose one if two cannot be provided from the above list)

  • Credit Card (must be signed)
  • Social Security Card

NOTE: Birth Certificate, Student ID, and Employment ID are NOT acceptable forms of identification. 

What is the exam like? 

Exam Day

  • All examinations are closed book. 
  • You will be provided a piece of scratch paper and a pencil. These must be returned to the proctor at the end of the examination.
  • You will have access to an online calculator.
  • Once candidates have been seated and the examination begins, they may leave the examination room only to use the restroom, and only after obtaining permission from the proctor. 
    • Candidate will not receive extra time to complete the examination.
  • The examination will be administered via computer.
  • You will be using a mouse and computer keyboard. 
  • You will be directed to a semiprivate testing station to take the examination.
  • When you are seated at the testing station, you will be prompted to confirm your name, identification number, and the examination for which you are registered.
  • Before you start your examination, an introductory tutorial is provided on the computer screen.
  • The time you spend on this tutorial, up to 15 minutes, DOES NOT count as part of your examination time. 
  • Sample questions are included following the tutorial so that you may practice answering questions and reviewing your answers.
  • One question appears on the screen at a time.
  • During the examination, minutes remaining will be displayed at the top of the screen and updated as you record your answers. 
  • After you have entered your responses, you will later be able to return to any question(s) and change your response, provided the examination time has not run out.
  • While taking the examination, examinees will have the opportunity to provide comments on any questions.
    • This is the only review of the examination available to you.
  • In addition to the number of examination questions specified in the "Examination Content Outlines", "non-scored" questions may be administered to candidates during the examinations.
    • These questions will NOT be scored and time to answer them has been added to the time allowed. 
    • The administration of such unscored, experimental questions is an essential step in developing future licensing examinations. 

Security Provisions

  • Candidates may take only approved items into the examination room.
  • All personal belongings of candidates should be placed in the secure storage provided at each site prior to entering the examination room. Personal belongings include, but are not limited to, the following items: 
    • Electronic devices of any type, including cellular/mobile phones, recording devices, electronic watches, cameras, pagers, laptop computers, tablet computers (e.g., iPads), music players (e.g., iPods), smart watches, radios, or electronic games. 
    • Bulky or loose clothing or coats that could be used to conceal recording devices or notes. For security purposes outerwear such as, but not limited to: open sweaters, cardigans, shawls, scarves, hoodies, vests, jackets and coats are not permitted in the testing room.
    • Hats or headgear not worn for religious reasons or as religious apparel, including hats, baseball caps, or visors.
    • Other personal items, including purses, notebooks, reference or reading material, briefcases, backpacks, wallets, pens, pencils, other writing devices, food, drinks, and good luck items.
  • Person(s) accompanying an examination candidate may not wait in the examination center, inside the building or on the building's property.
    • This applies to guests of any nature, including drivers, children, friends, family, colleagues or instructor.
  • No smoking, eating, or drinking is allowed in the examination center.
  • During the check-in process, all candidates will be asked if they possess any prohibited items. Candidates may also be asked to empty their pockets and turn them out for the proctor to ensure they are empty.  The proctor may also ask candidates to lift up the ends of their sleeves and the bottoms of their pant legs to ensure that notes or recording devices are not being hidden there. 
  • Proctors will also carefully inspect eyeglass frames, tie tacks, or any other apparel that could be used to harbor a recording device. Proctors will ask to inspect any such items in candidates’ pockets.

How is the exam scored?

Your score will be given to you immediately following completion of the examination. 

  • If you pass, you will receive a successful score report.
  • If you do not pass, you will receive a diagnostic report indicating your strengths and weaknesses by examination type on the score report. 

How long is the exam? 

Content outlines indicate the examination time limit, minimum score required to pass, subject area and the number of items in each area. 

Louisiana Life Insurance Series 101

Louisiana Health and Accident Series 102

Louisiana Life, Health, and Accident Series 103

Louisiana Property Insurance Series 104

Louisiana Casualty Insurance Series 105

Louisiana Property and Casualty Series 106

 

3. Get Fingerprinted

ALL applicants for Louisiana resident insurance producer and adjuster licenses must provide a set of fingerprints to the Louisiana Department of Insurance for the purpose of conducting a state and national fingerprint-based criminal history record. 

You must be electronically fingerprinted at one of PSI Louisiana sites, during regular testing hours, on the day of your examination. 

  • The prints will be forwarded electronically to the appropriate review agencies.
  • You will pay the fingerprinting fee at the test site on the day of testing.
  • Ink cards will not be accepted by the Division. 

4. Apply for a Louisiana Insurance License

Once you have passed your state licensing exam, you are ready to apply for an insurance license. A license application must be filed through the National Insurance Producer Registry (NIPR) at www.nipr.com.

Application fee is $75.00 and is no longer based on lines of authority. See exception for Surplus lines and Portable Electronics. Adding a line to an active license will be $50.00.

You will be assigned an NPN. This unique identifier is assigned through the licensing application process and is used to track individuals and business entities on a national basis. The NPN is used by many states to replace a producer license number.

5. Plan to Complete Required Insurance Continuing Education (CE) Credits

Every insurance producer must adhere to their home state’s CE requirements. Stay on top of your CE and ahead of the competition with 365 days of unlimited course access when you enroll in a CE library with Kaplan. 

Learn how to renew a Louisiana insurance license by clicking here.

Select a Line of Authority and Start Earning Your License Today:

Life & Health

This license qualifies you to explain, sell, and write life and health insurance products in Louisiana.

 

Property & Casualty

This license qualifies you to sell products designed to protect from financial issues as a result of damage or injury in Louisiana.

Personal Lines

This license qualifies you to sell a variety of insurance plans directly to consumers in Louisiana.

 

Adjuster

This license qualifies you to investigate and adjust any claim in connection with an insurance policy in Louisiana.