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Indiana Insurance Licensing State Requirements

On this page, you will find all of the state-specific information for insurance licensing in the state of Indiana. This information pertains to resident license applicants. For additional information for resident licensing, or for nonresident license information, please refer to the Indiana Department of Insurance website at https://www.in.gov/idoi/. Information is subject to change, and we will do our very best to make the process of completing your licensing education requirements as simple as possible.

Indiana Department of Insurance

Producer and Agency Licensing
311 West Washington Street, Suite 300  
Indianapolis, IN, 46204 
Phone: 317-232-2412
Website: http://www.in.gov/idoi
Email: doi@state.in.us

How to Get Your Indiana Insurance License

  • Complete the required Prelicensing Education Course. Approved courses may be viewed online at www.sircon.com/Indiana by selecting “Look up education courses/credits” and doing an “Approved Courses Inquiry.” Neither the Indiana Department of Insurance (IDOI) nor Pearson VUE endorses any particular prelicensing education course or study materials.
  • Make an exam reservation and pay the exam fee. Make a reservation online at https://www3.pearsonvue.com/testtaker/profile/create/SignUp/ININS or by phone with Pearson VUE for the examination. 
  • Go to the test center and pass the exam. Go to the test center on the day of the examination, bringing along all required materials (see below). A score report will be provided at the end of the exam providing either a Pass or Fail score. 
  • Apply for a license. After passing the examination, apply for your license online at www.sircon.com/indiana or www.nipr.com. For complete licensing procedures, visit the IDOI’s website at https://www.in.gov/idoi/2446.htm.

1. Complete an Insurance Indiana Prelicensing Course

Indiana requires those seeking an insurance license to complete prelicensing before taking the state licensing exam. Prelicensing courses with Kaplan give you the best chance to pass—our pass rates are among the highest in the industry. 

Prelicensing Education Hour Requirements

  • Life & Health: 40 Hours
  • Life: 20 Hours
  • Health: 20 Hours
  • Personal & Commercial Property and Casualty: 40 Hours
  • Personal Lines Property and Casualty: 20 Hours

Indiana Exam Qualification Chart

Acceptable Methods of Education

  • Classroom
  • Self-study
  • Online

Online Course Requirements

Time Tracking All orders placed after 3/4/2018 require that your online study time is tracked. To successfully complete your course, you must complete the required number of hours studying in the Course Contents Units of the online course. Your online course tracker will display in the upper right-hand corner of the page for your reference. 

Prelicensing Education Exemptions

Applicants may be exempt from prelicensing education requirements if they hold at least one of the following designations or certifications: CLU®, CFP®, CFC, CPCU®, CIC, AAI

Note: If a waiver is granted, the applicant must take the waiver with them to the test center on the day of the exam. 

You must request an approved waiver from the Commissioner in order to be exempt from prelicensing education. To request the waiver, please email the request to agentlicensing@idoi.in.gov along with the following information: 

  • Your name as it appears on your driver's license;
  • The license qualification you are applying for (Life, Accident & Health; Property & Casualty; Personal Lines; Life; or Accident & Health); and
  • A photocopy of your designation certificate or degree.

Adjuster License Requirements

Individual: 40-hour adjuster prelicensing course (https://www.in.gov/idoi/files/outline_indpendent-adjusters.pdf)

Independent Adjuster Exam: Schedule online through adjusterpro.com.

Public: Schedule online through pearsonvue.com/in/insurance or by calling 866-895-0496. You must also request certificate to take exam prior to scheduling exam by emailing agentlicensing@idoi.in.gov. Please include name in email as it appears on your driver's license. 

2. Pass Your Indiana Licensing Exam

After completing your Indiana required prelicensing course, you must pass a state licensing exam. Kaplan’s Indiana prelicensing content is based directly on the Indiana Licensing exams, so you will be prepared to pass the first time. 

Certificate of Completion Requirements

  • Certificate of Completion is issued by the education provider at the end of the study course and is valid for six months.
  • You must pass your exam and apply for your license during this six-month period.
  • Applicant must take the original Certificate of Completion with them to the test center on the day of the exam.

Exam Provider: Pearson VUE

To obtain a Licensing Information Bulletin, go to the Pearson VUE website at https://home.pearsonvue.com/in/insurance. Scheduling an exam may be done online through https://home.pearsonvue.com/in/insurance or by calling Pearson VUE at 866-895-0496.

Frequently Asked Questions About the Indiana Licensing Exam

After completing my Indiana licensing course how should I prepare for exam day? 

  • You may submit your application for licensure to the Department online at any time after completing prelicensing study (if necessary). 
  • The application fee is $40 for each of the following resident licenses: Life; Health; Life and Health; Property and Casualty; Personal Lines; Consultant; and Title. 
  • For the application fee for a Public Adjuster license see Public Adjuster section on this page. 
  • Submit your application for licensure online through either www.sircon.com/indiana or www.NIPR.com. All license application fees are nonrefundable and nontransferable. 
  • You may then begin to solicit insurance of the type for which you received a license. If your application is denied, you will be notified in writing as to the reason for such denial.

Online reservations are the most efficient way for candidates to schedule their examination. Candidates must go to www.pearsonvue.com/in/insurance to make an online reservation for an examination. First-time users are required to create an account. 

Candidates must make an online reservation at least twenty-four (24) hours before the desired examination date.

Available Indiana Exams Chart

  • Candidates must call Pearson VUE at (866) 895-0496 at least forty-eight (48) hours before the examination to change or cancel a reservation.
  • All candidates are required to bring at least one (1) form of primary identification (ID) from the following list. The name on the identification must exactly match the name on the registration. The identification must be government issued, photo-bearing with a valid signature and not expired. Identification must be in English.
    • Government-issued Driver’s License
    • U.S. Department of State Driver’s License
    • U.S. Learner’s Permit (plastic card only with photo and signature)
    • National/State/Country Identification Card
    • Passport
    • Passport card 
    • Military ID
    • Military ID for spouses and dependents
    • Alien Registration Card (Green Card, Permanent Resident Visa)
  • Pearson VUE does not recognize grace periods. For example, if a candidate’s driver’s license expired yesterday and the state allows a 30-day grace period for renewing the ID, the ID is considered to be expired.
  • Candidates should also bring the required supplemental testing document (i.e., Course Completion Certificate, Waiver, Certificate of Test Eligibility or Property & Casualty license), listed under Other Required Exam Documentation. 
  • Candidates who have changed their names must provide written documentation of the change. This documentation may be a copy of a marriage license, divorce decree or other official legal documentation showing the name change.
  • Candidates should report to the test center thirty (30) minutes before the examination and check in with the test center administrator. 
  • The candidate’s identification and other documentation will be reviewed and they will be photographed for the score report. 
  • Candidates are required to review and sign a Candidate Rules Agreement form. 
  • Other test center procedures, set to accommodate additional security needs, are in place, but not limited to emptying pockets in clothing, prohibiting hats and hoodies, checking eye wear, stowing belongings in a locker, etc.

Test Center Policies

  • No personal items are allowed in the testing room. Personal items include but are not limited to cellular phones, hand-held computers or other electronic devices, pagers, watches, wallets, purses, firearms or other weapons, hats, bags, coats, books, and/ or notes, pens or pencils.
  • Candidates must store all personal items in a secure area as indicated by the administrator, or return items to their vehicle. All electronic devices must be turned off before storing them in a locker. 
  • Studying is not allowed in the test center. 
  • Visitors, children, family, or friends are not allowed in the test center.
  • Dictionaries, books, papers (including scratch paper), and reference materials are not permitted in the examination room.
  • Upon entering and being seated in the testing room, the test administrator will provide the candidate with materials to make notes or calculations and any other items specified by the exam sponsor.
  • The candidate may not write on these items before the exam begins or remove these items from the testing room.  
  • Eating, drinking, chewing gum, smoking, and/or making noise that creates a disturbance for other candidates is prohibited during the exam.
  • In the case of an urgent situation, unscheduled breaks are allowed. To request an unscheduled break, the candidate must raise their hand to get the administrator’s attention. The exam clock will not stop while the candidate is taking a break.
  • Candidates must leave the testing room for all breaks. However, candidates are not permitted to leave the floor or building for any reason during this time, unless specified by the administrator and the exam sponsor. 
  • While taking a break, candidates are permitted to access personal items that are being stored during the exam only if necessary— for example, personal medication that must be taken at a specific time. However, a candidate must receive permission from the administrator prior to accessing personal items that have been stored. Candidates are not allowed access to other items, including but not limited to cellular phones, exam notes, and study guides, unless the exam sponsor specifically permits this.

What is the exam like? 


  • Candidates will have an opportunity to take a tutorial on the computer on which the examination will be administered.
  • The time spent on this tutorial will not reduce the examination time.
  • Candidates may begin the examination once they are familiar with the computer.
  • The examination begins the moment a candidate looks at the first examination question.
  • The examination will end automatically when the examination time has expired.
  • Candidates will leave the test center with their official score report in hand.
  • The state-specific portion of the examination has been developed to reflect the laws, statutes, rules, and regulations for the practice of insurance in Indiana.
  • All Indiana Department of Insurance (IDOI) insurance examinations are given in a multiple-choice format dealing with basic entry level knowledge required of the particular insurance licensure.
  • Many of the examinations will contain “pretest” questions.
    • Pretest questions are questions on which statistical information is being collected for use in constructing future examinations.
    • Responses to pretest questions do not affect a candidate’s score.
    • Pretest questions are mixed in with the scored questions and are not identified.
  • Examination material is not available to candidates for review. 

How is the exam scored?

Indiana Exam Scoring Chart

  • Candidates need to achieve 70% to pass the IDOI exams.
  • Candidates must wait forty-eight (48) hours before retaking an examination.
    • Reservations for reexamination are not made at the test center and must be done online at www.pearsonvue.com/in/insurance or by calling Pearson VUE at (866) 895-0496.

How long is the exam? 

Indiana Exam Length Chart

3. Apply for an Indiana Insurance License

Once you have passed your state licensing exam, you are ready to apply for an insurance license. A Resident or Non-Resident producer license may be applied for online at www.sircon.com/Indiana or www.nipr.com, or by mailing the uniform NAIC paper application and fee by check or money order made payable to Indiana Department of Insurance. The uniform NAIC paper applications may be accessed online at www.naic.org/paper_licensing/maps_paper_licensing.htm

You will be assigned an NPN. This unique identifier is assigned through the licensing application process and is used to track individuals and business entities on a national basis. The NPN is used by many states to replace a producer license number.

Indiana Application Organization


4. Plan to Complete Required Insurance Continuing Education (CE) Credits

Every insurance producer must adhere to their home state’s CE requirements. Stay on top of your CE and ahead of the competition with 365 days of unlimited course access when you enroll in a CE library with Kaplan. 

Learn how to renew an Indiana insurance license by clicking here.

Select a Line of Authority and Start Earning Your License Today:

Life & Health

This license qualifies you to explain, sell, and write life and health insurance products in Indiana.


Property & Casualty

This license qualifies you to sell products designed to protect from financial issues as a result of damage or injury in Indiana.

Personal Lines

This license qualifies you to sell a variety of insurance plans directly to consumers in Indiana.



This license qualifies you to investigate and adjust any claim in connection with an insurance policy in Indiana.