Illinois Insurance Licensing State Requirements

On this page, you will find all of the state-specific information for Insurance Licensing in the state of Illinois. This information pertains to resident license applicants. For additional information for resident licensing, or for non-resident license information, please refer to the Illinois Department of Insurance website at insurance.illinois.gov. Information is subject to change, and we will do our very best to make the process of completing your licensing education requirements as simple as possible.  

Illinois Department of Insurance

Producer Licensing Unit
320 West Washington St. Springfield, IL 62767
Phone: 217-782-6366
Website: insurance.illinois.gov
Email: Licensing@ins.state.il.us

 

Prelicensing Education Hour Requirements

  • Life - 20 Hours*
  • Accident/Health - 20 Hours*
  • Fire (Property) - 20 Hours*
  • Casualty - 20 Hours*
  • Personal Lines - 20 Hours*

* 7.5 of the 20 hours must be completed in a classroom setting.

 

Exam Provider: Pearson VUE

  • To obtain a Licensing Information Bulletin, go to the Pearson VUE website at http://www.pearsonvue.com.
  • To schedule an exam, contact Pearson VUE at http://www.pearsonvue.com or 800-274-0402.
  • Individuals should allow five days after taking the Illinois state exam before applying for the state license.

Acceptable Methods of Education

  • Classroom

Live Class Requirements

  • Pre-Class Study (must be completed prior to attending the live class): 12.5 hours (Life Only), 12.5 hours (Health Only), 25 (Life and Health); 12.5 (property only), 12.5 (casualty only), 25 (Property and Casualty)
  • In-Class Exam: In Illinois, an in-class graded exam is given to test your readiness for the state exam. The test must be passed with a 70% or greater in order to receive a certificate of completion.

Certificate of Completion Requirements

  • Candidates will be required to show proof of pre-licensing completion at the test center before they will be allowed to sit for the exam.
  • Prelicensing education certificates are valid for one year from the date of completion.

Exam and/or Prelicensing Education Exemptions

Applicants who have earned one or more of the following designations or certifications may be exempt from the prelicensing education requirements for the indicated lines of authority:
 
  • Life - CEBS, ChFC®, CIC, CFP®, CLU®, FLMI, LUTCF
  • Accident and Health - RHU, CEBS, REBC, HIA
  • Property and Casualty - AAI, ARM, CIC, CPCU®
  • A college degree in insurance

Adjuster License

This is disclosure for states that do not require an adjuster license:

The Texas Designated Home State (DHS) Adjuster license is available to an individual who is a resident of a state that does not license adjusters. This means you can obtain the Texas Property/Casualty Adjuster license just as a Texas resident adjuster would and complete the Texas bi-annual continuing education requirement. The Texas DHS Adjuster license is highly respected in the industry and can significantly enhance your credibility as an adjuster in your home state.

Kaplan’s online Property/Casualty Adjuster licensing course contains the actual state licensing exam for the Texas DHS Adjuster license; therefore, you can satisfy your Texas prelicensing requirement AND pass the Texas P/C Adjuster state licensing exam without having to leave your home or office. Upon completing the Kaplan course and successfully passing the exam, you can remotely apply for the Texas P/C Adjuster License using the procedures found on the Texas State Requirements page. This will provide you the ability to adjust in both your home state and numerous other states that recognize the Texas DHS Adjuster license (CO, DC, IA, IL, KS, MA, MD, MO, NC, ND, NE, NH, NJ, OH, PA, SD, TN, VA, and WI).

Check with the Department of Insurance in your resident state and the states you wish to adjust to see how the Texas PC Adjuster license can be used in those states.

 

This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.

Select a Line of Authority:

Life & Health

This license qualifies you to explain, sell, and write life and health insurance products in Illinois.

 

Property & Casualty

This license qualifies you to sell products designed to protect from financial issues as a result of damage or injury in Illinois.

Adjuster

This license qualifies you to investigate and adjust any claim in connection with an insurance policy in Illinois.