Kaplan Financial Education is proud to partner with the Fraternal Field Managers’ Association (FFMA) to offer training for member organizations. With three graduate courses chosen to develop skills in this respected industry, the Fraternal Insurance Counselor Fellow designation is the final step in gaining the knowledge needed to provide clients with the best service possible.
Graduate I Estate Planning Concepts
This is an advanced markets course for fraternal field agents seeking to both successfully sell life insurance for estate protection purposes and work with other members of the estate planning team. The course covers the use of estate liquidity in connection with trusts—both as a funding medium for business agreements and as an effective combination with the estate tax marital deduction.
Graduate II Business Insurance Concepts
The insurance needs of proprietorships, partnerships, and corporations are discussed in this comprehensive course. It explains key employee insurance, deferred compensation, split dollar, executive bonus plans, group insurance, and advanced sales agreements. Learners receive valuable prospecting tips and sales ideas.
Graduate III Financial Products Training Course
This course presents an overview of today’s key investment options—how they work, tax consequences, strengths, and weaknesses. It covers deposit accounts, insurance, annuities, securities, mutual funds, and qualified retirement plans.
All new FICF candidates must meet the following qualifications:
FICF candidates must complete all course work and pass the exams within three years of initial enrollment. No credit will be given for exams passed outside of the three-year time period. Separate time periods apply to the FIC and FICF study; and each course is available online for one year.
Final exams for these correspondence courses consist of multiple-choice questions. Grades are reported as a percentage of correct answers. Candidates who answer 70% or more of the questions correctly pass the test. Those not passing a test may retest after 30 days and payment of required fees.
Applying for an Exam
Exam Administration and Proctoring Rules
As a Fraternal Life Underwriter, I will maintain the utmost professional standards toward my client and at the same time maintain a position of trust and loyalty to my Society. I will maintain the highest ethical balance between these two obligations.