Life Underwriter Training Council FellowSM (LUTCF®)
The Life Underwriter Training Council FellowSM professional designation program is not currently accepting new students.
LUTCF® Professional Designation Program
The Life Underwriter Training Council FellowSM, or LUTCF® program, is a three-course designation program for financial professionals. The College for Financial Planning®—a Kaplan Company and the National Association of Insurance and Financial Advisors (NAIFA) partnered in 2014 to create a program that focuses on the skills that the top insurance agencies feel new agents need the most.
This three-course program ($950 per course) provides those new to the financial planning profession and insurance agents with the background and knowledge necessary to ensure a successful career in the insurance business. The program focuses on fundamental prospecting, selling, and practice management skills, as well as working knowledge of the four practice specialties. Successful completion of the three courses allows you to join more than 65,000 successful LUTCF® designation holders.
Begin the program at any time with OnDemand classes. You'll have:
- Access to pre-recorded, instructor-led class lectures that guide you through key concepts in the curriculum.
- Freedom to view the lectures based on your schedule. You can start, stop and rewind as you need to.
The LUTCF® program has three courses. Students must complete the courses in order and pass their current course before enrolling in the next course in the program.
LUTCF® Course 1: Introduction to Practice Management & Life Insurance
This first of three courses in the LUTCF® program introduces you to risk management and the role it plays in the larger financial planning process, and specifically focuses on the role life insurance plays in risk management.
LUTCF® Course 2:
Insurance & Investment Products
In this second of three courses in the LUTCF® program the focus shifts to the array of insurance and investment products that are available to help clients manage risk.
LUTCF® Course 3:
Risk Management Applications
In this third and final course in the LUTCF® program, we will shift our focus from specific products to how the products you’ve learned about can be used in various applications.
Each LUTCF® course includes:
Our OnDemand classes are best for individuals who need the flexibility to complete a professional designation program at their own pace based on their busy schedule. Your online learning platform will guide you through all your course-related activities, from reading assignments, recorded video lectures and module quizzes to your final exam.
Because this option is self-paced, you can begin the program at any time.
The Practice Exam is designed to closely replicate the Final Exam experience in terms of the degree of difficulty, timing, format, and topical coverage. This exam can be taken twice and provides unique practice questions that you haven’t seen at this point in your studies. The Practice Exam is a sound indicator of how you will perform on your Final Exam. It allows you to see areas of strength and weakness on your Performance Tracker.
If you are pursuing the Sports & Entertainment (SE) Supplemental Education for AWMA® Program to earn your SE-AWMA℠ designation, you must achieve a score of 70% or higher on the Final Exam. These students have an allotted time of 1 hour to take the Final Exam and a maximum of two attempts to pass the Final Exam.
Frequently Asked Questions about the LUTCF® Designation
- Students who enroll in Live Online classes will receive online access 20 days prior to the first class date.
- Students who enroll in OnDemand classes will receive online access immediately after they enroll.
A passing score on the Final Exam is a score of 70% or higher. The grade earned on the Final Exam reflects your overall grade for the designation program.
A score of 70% or better is required to pass all professional designation final exams. Students who do not earn a minimum of 70% after the allotted number of final exam attempts will be required to re-enroll in the professional designation course, pursuant to the Professional Designation Re-Enrollment Policy.
For LUTCF® designation holders
A $50 renewal fee is also required every two years.
Learn more about your renewal options at this link: Renew Your Professional Designation
Top 5 Benefits of Earning the LUTCF® Designation
If you are a new insurance agent, the LUTCF® program is the perfect way to kick-start your career.
The LUTCF® designation is recognized as the industry-benchmark for insurance credentials and is endorsed by the top financial firms and insurance agencies.
Gain Applicable Skills
Develop skills that apply directly to your current position. More than half of students in the class typically attribute a sale as a result of their first LUTCF® homework assignment.
Tangible Career Benefits
Graduates of the LUTCF® program report increases to their earnings, client base, and even their job satisfaction after completing their studies.
Graduates of the FIC and FICF fraternals receive credit for two of the three courses in the program. This allows you to save time and money while pursuing multiple credentials.
Skills That Benefit You and Your Clients
Develop the skills that the top insurance agencies demand that agents need to know while advancing your own financial career.