Alabama Insurance Licensing State Requirements

On this page, you will find all of the state-specific information for Insurance Licensing in the state of Alabama. This information pertains to resident license applicants. For additional information for resident licensing, or for non-resident license information, please refer to the Alabama Department of Insurance website at http://www.aldoi.gov. Information is subject to change, and we will do our very best to make the process of completing your licensing education requirements as simple as possible.

 

Alabama Department of Insurance

Producer Licensing Division
201 Monroe St., Ste. 1700  Montgomery, AL 36104
P.O. Box 303351  Montgomery, AL 36130-3351
Phone: 334-241-4126
Fax: 334-240-3282
Website: http://www.aldoi.gov
Email: ProducerLicensing@insurance.alabama.gov

Prelicensing Education Hour Requirements

  • Life - 20 Hours
  • Accident & Health or Sickness - 20 Hours
  • Life and Accident & Health or Sickness - 40 Hours
  • Property - 20 Hours
  • Casualty - 20 Hours
  • Property and Casualty - 40 Hours
  • Personal Lines - 20 Hours

Note: A minimum of 5 hours must be dedicated to the discussion of Alabama Law.

Acceptable Methods of Education

  • Classroom
  • Online

 

Exam Provider

Alabama State Department of Insurance and the University of Alabama College of Continuing Studies

  • For online registration and exam information go to the Alabama Department of Insurance website at http://www.aldoi.gov.
  • For information regarding testing, contact the University of Alabama College of Continuing Studies at 205-348-0633 or 205-348-5355 or by emailing insurance@ua.edu.

 

Certificate of Completion Requirements

  • Applicants must present an original Certificate of Completion from an approved prelicensing provider when they arrive at the test center.
  • The certificate of completion must be notarized by the Provider and will be emailed to the address on file in your account.
  • Prelicensing course certificates are valid for one year from the date of course completion.

 

Exam and/or Prelicensing Education Exemptions

Applicants who hold one or more of the following designations or certifications are exempt from prelicensing education and exam requirements for the indicated line of authority:
 
  • Life, Accident & Health or Sickness, and Variable Life/Annuity - CLU®
  • Property, Casualty, and Personal Lines - CPCU®, CIC

Note: Examination certificates are valid for one year from the date of completion.

 

Adjuster License

Disclosure for states that require an Adjuster licensing exam and license:

All insurance adjusters in Alabama are required to be licensed. Because of its industry recognition and credibility, earning the Texas DHS Adjuster license is accepted as authorization to adjust in Alabama and other states that recognize it.

The Texas P/C Adjuster license is highly respected in the industry and is available to individuals who want to designate Texas as their home state. This means you can qualify for the Texas P/C adjuster license just as a Texas resident adjuster would and complete the Texas bi-annual continuing education requirement. 

Kaplan’s Texas P/C Adjuster licensing course and exam is ideal for an adjuster seeking an adjuster license under the DHS concept. The course contains the actual state licensing exam for the Texas P/C Adjuster license; therefore, you can satisfy your Texas prelicensing requirement AND pass the Texas P/C Adjuster state licensing exam without having to leave your home or office. Upon completing the Kaplan course and successfully passing the exam, you can remotely apply for the Texas Property/Casualty Adjuster License using the procedures found on the Texas State Requirements page. This will qualify you to adjust in both your home state and numerous other states that accept the Texas DHS Adjuster license, including AL, CT, DE, GA, ID, IN, KY, LA, ME, MI, MN, MS, MT, NC, NH, NM, OK, RI, UT, VT, WA, WV, and WY.

Additionally, earning the Texas DHS Adjuster license enables you to adjust with enhanced credibility and industry expertise in CO, DC, IA, IL, KS, MA, MD, MO, ND, NE, PA, NJ, OH, SD, TN, VA, and WI.

 

Check with the Department of Insurance in your resident state and the states you wish to adjust to see how the Texas PC Adjuster license can be used in those states.

 

 
This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.

Select a Line of Authority:

Life & Health

Earning this license qualifies you to explain, sell, and write life and health insurance products in the state of Alabama.

Property & Casualty

Earning this license qualifies you sell a broad range of products design to protect clients from financial issues as a result of damage or injury.

Personal Lines

Earning this license qualifies you to sell a variety of insurance plans directly to consumers in the state of Alabama.

Adjuster

This license qualifies you to investigate and adjust any claim in connection with an insurance policy in Alabama.