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Kaplan University School of Professional and Continuing Education Kaplan University School of Professional and Continuing Education

North Dakota Insurance Continuing Education (CE) Requirements

insurance@nd.gov
701.328.2440
800.247.0560
701.328.4880 fax
TTY line (hearing disabled): 800.366.6888
SHIC and Prescription Connection 888.575.6611

Consumer Assistance Center
1640 Burnt Boat Dr. (map)
Bismarck, ND 58503
701.328.9610 fax

Mailing address:
North Dakota Insurance Department
600 E. Boulevard Ave.
Bismarck, ND 58505-0320

Website: https://www.nd.gov/ndins/
Transcript: https://sbs.naic.org/solar-external-lookup/license-manager

An insurance producer who engages in the sale of annuity products must complete a one-time four credit training course approved by the department of insurance. Producers who currently hold a life insurance license must complete the training course within 12 months of the effective date of this regulation. Individuals who obtain a life insurance license on or after the effective date of the regulation may not engage in the sale of annuities until the annuity training course has been completed.

A producer may not sell a long-term care insurance policy that will constitute a Partnership policy unless the individual holds Accident & Health authority and has completed a one-time training course of at least 8 hours and ongoing training of at least 4 hours biennially thereafter.

Insurers providing long-term care insurance must verify that the producer receives such training and make verification of the training available to the North Dakota Insurance Commissioner upon request. Training must include the following topics: long-term care insurance, long-term care services, Qualified Partnerships, and the relationship between Qualified Partnerships and other public and private coverage of long-term care. Producers may earn continuing education credit if the training course has been approved for CE in North Dakota.

This state has issued a notice reminding licensees who sell flood insurance of their requirement to comply with the minimum 3 hours of training requirements established by FEMA and the National Flood Insurance Program.

Resident Requirements

North Dakota resident insurance producers licensed for life and annuities, accident and health, casualty, property, personal lines and crop hail or any combination of these lines of authority must complete at least 24 credit hours of approved continuing education per biennial compliance period based on the producer’s expiration date. Three of the 24 hours must be in ethics.
 

This state has issued a notice reminding licensees who sell flood insurance of their requirement to comply with the minimum training requirements established by FEMA and the National Flood Insurance Program.

Non Resident Requirements

Non-resident who meet their home state requirement are exempt from North Dakota CE requirements, however, non-resident agents must comply with the LTC training for this state or another state which meets the NAIC LTC Model training outline. Non-residents are required to file a biennial filing fee.

Course Repetition

Courses may not be repeated within the same licensing period.

Exam Rules

Online certification exams are closed book. Course materials are not available while the exam is in progress. The final exam must be passed with a score of 70% or higher to receive CE credit. If the exam is not passed on the first attempt, students have an unlimited number of retakes.

Period Requirements

North Dakota resident licensees must complete their CE requirements before the last day of his or her birth date every two years.
 

Every licensed insurance producer must file a biennial renewal application and pay a $25 fee regardless of the lines of authority or exemptions from continuing education. Continuing education compliance and license renewal applications will be due biennially by the last day of the insurance producer’s birth month.

Carryover Requirements

Up to 12 hours may be carried forward to the next year or backward to the preceding year. If you take more than 24 hours of coursework in a year, the hours in excess of 24 will probably be lost.
 

The law allows up to 12 hours of course work to be carried backward to the preceding year, so a producer may carry back hours by taking advantage of the ‘carry back’ provision. Ethics hours may be carried forward as regular hours; however, they cannot be carried forward as ethics hours.

Reporting Requirements

Report within 15 days of completion. Need Agent’s NPN to report.

State Reporting Fees

The ND Department of Insurance requires a course reporting fee of $1.00 per credit hour (online, self-study and classroom courses). This state reporting fee will be automatically charged to you (on the last credit card used in your account) each time you complete an online, self-study, or classroom course.

Instructor Credit

Individuals acting as instructors for continuing education courses receive the same amount of CE credit as his or her students receive for taking the class.

Acceptable Training Methods

  • Online (Internet Delivery)
  • Correspondence (Print)
  • Company Seminars
  • Classroom
  • CBT/CD-ROM (Computer-Based Training)

Notice

This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.