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Kaplan University School of Professional and Continuing Education Kaplan University School of Professional and Continuing Education

New York Insurance Continuing Education (CE) Requirements

New York City - Main Office
One State Street
New York, NY 10004-1511

Website: http://www.dfs.ny.gov/insurance/dfs_insurance.htm

Transcripts: New York does not provide transcripts

Regulation 187 (Part 224 of Title 11 of the Official Compilation of the State of New York) requires insurers to set forth standards and procedures for recommendations to consumers with respect to annuity contracts so that the insurance needs and financial objectives of consumers are appropriately addressed.

Section 224.4 (g) & (h) holds the insurance company responsible for ensuring that every producer recommending its annuity products is adequately trained to make the recommendation. However, the regulation does not require the completion of specific training requirements. It is the responsibility of the producer to know the annuity training requirements of the insurance company with whom he or she works.

Licensed producers who will sell New York State Long-Term Care Partnership (LTCP) insurance must complete a one-time six (6) hour training course prior to selling LTCP policies.

This course is only offered by the New York Department of Financial Services. More information can be found at: http://www.nyspltc.org/agents/index.htm.

This state has issued a notice reminding licensees who sell flood insurance of their requirement to comply with the minimum 3 hours of training requirements established by FEMA and the National Flood Insurance Program.

Resident Requirements

All licensees (producers, brokers, consultants, adjuster) must complete 15 hours of CE credit every 2 years in the line in which the license is held.

Licensees holding more than one license (LH & PC) must complete 30 hours of CE with 15 hours in each line category (LH & PC). Bridge courses can be taken to satisfy both lines.

This state has issued a notice reminding licensees who sell flood insurance of their requirement to comply with the minimum training requirements established by FEMA and the National Flood Insurance Program.

Non Resident Requirements

Non-resident producers are exempt from CE, however, non-residents are not exempt from the LTCP requirement.

New York Health Benefit Exchange (NYHBE) Information

Notice: as of April 15, 2016, Kaplan Financial Education will no longer be offering the New York SHOP Certification Training class or the New York Individual Market Certification Training class. Please visit the NY DFS site at http://www.dfs.ny.gov/insurance/agbrok/ab_shop.htm for a list of other education providers offering these classes.

Re-certification for SHOP and Individual Markets:

The New York State of Health (NYSOH) will be offering the official re-certification courses on the producer portal.  The courses are currently being developed for re-certification in both SHOP & Individual Markets and should be available in late summer 2015.

These courses will be offered in an online format only.  There will be NO continuing education credit for these courses, however, there will be no cost to take them.

All brokers & agents are required to re-certify after two years, but the earliest date is October 1st, which is when NYSOH opened for business. For example, if someone took the original certification course in August 2013, the date to complete re-certification will be 10/1/2015 not 8/1/2015.

Please direct any questions regarding the New York State of Health Marketplace re-certification to the Exchange at 855-355-5777.

Course Repetition

Course repetition is not permitted.

Exam Rules

Online certification exams are closed book. Course materials are not available while the exam is in progress. The final exam must be passed with a score of 70% or higher to receive CE credit. If the exam is not passed on the first attempt, students have an unlimited number of retakes.

Proctor/Monitor Requirements

A state-approved monitor must monitor the online exam and the online exam must be closed book. The student will need to make an appointment with an approved monitor and the monitor will need to identify the student’s identity. Acceptable forms of identification include a Department of Motor Vehicle issued driver’s license or non-driver ID, passport, other government issued picture ID, or employer picture ID. For a list of approved monitors, check the New York Department of Financial Services’ website at https://myportal.dfs.ny.gov/web/guest-applications/monitor-search. The monitor must complete the monitor affidavit before the exam is launched. Once the exam is completed, the monitor must verify his or her information and confirm that the student has completed the exam with no outside assistance. Upon exam completion, the monitor will submit the materials which, in turn, will be electronically transmitted to Kaplan Financial. Please note that monitors may charge a fee for this service.

Period Requirements

After your license has been renewed the first time, continuing education (CE) will always be required upon subsequent renewal or relicensing applications. Credits must be accumulated during the renewal period, which begins with the effective date of the license. CE must be completed before processing the renewal or relicensing application. License renewals must be completed every 2 years. If you were born in an even numbered year, your license will expire on your birthday in an even numbered year. If you were born in an odd numbered year, your license will expire on your birthday in an odd numbered year. The effective and expiration dates appear on all licenses.

Carryover Requirements

Carryover of CE hours is not permitted.

Reporting Requirements

Report within 30 days of completion. Need full license number to report.

Acceptable Training Methods

  • Correspondence (Print)
  • Classroom
  • Online (Internet Delivery)
  • Company Seminars
  • CBT/CD-ROM (Computer-Based Training)


This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.