Kaplan University School of Professional and Continuing Education Kaplan University School of Professional and Continuing Education

New Jersey Insurance Continuing Education (CE) Requirements

Life insurance producers who are currently licensed on February 4, 2013 who engage in the sale of annuity products must complete a one-time four-credit training course no later than August 4, 2013. Individuals who obtain a life license on or after February 4, 2013 may not engage in the sale of annuities until the required annuity training course has been completed. The satisfaction of the training requirements of another state that are substantially similar to these provisions shall be deemed to satisfy the training requirements of New Jersey.

New Jersey requires 8 hours of initial training and 4 hours of continuing education.

Resident Requirements

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To renew a producer license, resident individual licensees are required to complete 24 credits every two (2) years, of which three (3) hours must be from approved ethics courses.

For the first renewal only (following the initial issuance), resident producers with property authority who write flood insurance must complete a three (3) hour course related to flood insurance and the National Flood Insurance Program as part of their total CE requirement.

Public Adjusters must complete no less than 15 hours of continuing education each 2 year license renewal period. Nonresidents may be exempt if the commissioner deems that the licensee has satisfactorily completed continuing education requirements for a public adjuster in the state in which he or she resides that are equivalent to New Jersey requirements.

Non Resident Requirements

Non-resident producers who have met the requirements of their home state are exempt from the New Jersey CE requirements.

Course Repetition

Courses may not be repeated in the licensee’s two (2) year compliance period.

Exam Rules

Online certification exams are closed book. Course materials are not available while the exam is in progress. The final exam must be passed with a score of 70% or higher to receive CE credit. If the exam is not passed on the first attempt, students have an unlimited number of retakes.

Period Requirements

Residents must complete their requirements by the last day of their month of birth, biennially.

Carryover Requirements

Carryover of CE credits is not permitted.

Reporting Requirements

Report within 15 days of completion. Need Agent’s license number or SSN to report.


Licensees with an insurance designation, and maintain the continuing education for that certification, are exempt from NJ continuing education requirements. To claim the exemption, producers must file an Alternative Credit Form that is available on the NJ Department of Insurance website at www.nj.gov/dobi/prodfaqs.htm.

Acceptable Training Methods

  • Company Seminars
  • Classroom
  • Online (Internet Delivery)
  • Correspondence (Print)


This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.