New Jersey Insurance Continuing Education State Requirements

On this page, you will find all of the state-specific information for Insurance CE in the state of New Jersey.

State of New Jersey

20 West State Street

PO Box 327

Trenton, New Jersey
Phone: 609-292-4337
Fax: 609-984-5263
Website: http://www.state.nj.us/dobi
E-mail: inslic@dobi.state.nj.us
Transcripts: Click Here for Link

Continuing Education Information on State Website can be Found Here

General Requirements and Information

All information is regarding Resident Licensees. For Non-Resident Requirements, see the state website (link above).

Overall

24 hours every 2 years
Public Adjusters must complete no less than 15 hours of continuing education each 2-year license renewal period. Nonresidents may be exempt if the commissioner deems that the licensee has satisfactorily completed continuing education requirements for a public adjuster in the state in which he or she resides that are equivalent to New Jersey requirements.
License renewal deadline is the last day of birth month every 2 years

Ethics

3 hour

Annuity

New Jersey has adopted the NAIC’s Best Interest revisions to the Suitability in Annuity Transactions Model Regulation with an effective date of April 21, 2025.

Producers licensed on or after April 25, 2025, must complete a one-time 4-hour course which includes the Best Interest standard prior to engaging in the sale of annuity products.

By October 21, 2025, producers licensed before April 21, 2025, who engage in the sale of annuity products and who have completed the one-time 4-hour Annuity Suitability training under the previous regulation must complete a one-time 1-hour course covering the Best Interest standard.

Residents and non-residents who have completed training including the NAIC Best Interest standard in another state with laws similar to New Jersey law will be deemed compliant with this requirement.

Long-Term Care

8 hour initial and 4 hour ongoing

Flood

3 hour

Course Repetition within Compliance Period

Not allowed

Course Credit Carryover

Not allowed

Online Course/Exam Requirements

Forced progression - This state requires the user to successfully complete each page of the online course before being allowed to proceed to the next.

Reporting

The state requires reporting within 15 days of completion.

Acceptable Training Methods

Company Seminars
Classroom
Online (Internet Delivery)
Correspondence (Print)

Notice

This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.