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Mississippi Insurance Continuing Education State Requirements

On this page, you will find all of the state-specific information for Insurance CE in the state of Mississippi.

Mississippi Insurance Department

Mailing Address:
P.O. Box 79
Jackson, MS 39205-0079
Street Address:
Mississippi Insurance Department
1001 Woolfolk State Office Building
501 North West Street
Jackson, MS 39201
Licensing Switchboard: 601-359-3582
Main Switchboard: 601-359-3569


COVID-19 Updates:

Effective 5/7/2020: MS is temporarily waiving the proctoring requirement. Students must still complete the final exam at the end of their course.

Effective 4/2/2020: MS insurance producers, adjusters and bail bondsmen whose CE compliance periods end in March, April, May, or June 2020, should contact the MS Insurance Dept. in a timely fashion requesting an extension for completing CE requirements in order to meet the requirement for renewals. This includes MS nonresident adjuster with MS as the designated home state. To request an extension for CE requirements, please contact the MID Licensing Division at (607) 359-2132, or licensing@mid.ms.gov.

Annuity Requirements

Mississippi has adopted the NAIC model annuity suitability standards. Newly licensed producers who sell or wish to sell, solicit or negotiate annuities must complete a one-time 4-credit-hour training course approved by the Department and provided by a Department approved education provider. Existing or currently licensed agents will have a year to comply with the training requirement.

Producers may complete the one-time 4-hours requirement through either classroom or self-study methods. The satisfaction of the training requirements of another state that are substantially similar to the Mississippi requirement shall be deemed to satisfy the Mississippi requirement.

All Other State Requirements

Resident Requirements

Every individual seeking to renew his or her insurance license is required to take 24 hours of continuing education (CE) in courses approved by the Mississippi Insurance Department, including 3 hours of ethics courses. Every individual seeking to renew a license that has been in effect for a term of 18 months or less shall be required to only complete 12 hours of CE without an ethics requirement. CE credit will be given for all courses which relate to any of the lines of authority held by the licensee.

Effective July 1, 2016:  Resident Public Adjusters and Independent Adjusters are required to take 24 hours of continuing education (CE) in courses approved by the Mississippi Insurance Department, including 3 hours of ethics courses.  

Both types of Adjusters can take courses under the category of Adjuster or Property/ Casualty and receive CE credits. An Insurance Producer holding a Property/ Casualty license cannot take CE courses under category -Adjuster for credit.

Limited lines producers and limited lines credit producers continue to be exempt from CE requirements.

This state has issued a notice reminding licensees who sell flood insurance of their requirement to comply with the minimum training requirement established by FEMA and the National Flood Insurance Program (NFIP). An Insurance Producer who sells federal flood insurance policies must satisfy the minimum training and education requirements by completing a one-time, three (3) hour NFIP related course.

Non-Resident Requirements

Non-residents are exempt if in compliance with their home state requirement.

Course Repetition

Courses may be repeated, but credit will only be issued once during the same license period.

Exam Rules

Online certification exams are closed book. Course materials are not available while the exam is in progress. The final exam must be passed with a score of 70% or higher to receive CE credit. If the exam is not passed on the first attempt, students have an unlimited number of retakes.

Proctor/Monitor Requirements

Online exams must be monitored by a disinterested third party. A disinterested third party certifies that the licensee completed the exam without assistance (i.e., closed book, no tiling, layering of screens, etc.) and is someone who has no financial interest in the success or failure of the student’s ability to maintain their license. The monitor must complete the online Declaration of Compliance.

If the licensee launches the exam without a monitor present, he/she will be disqualified from receiving CE credit for the course. Completion of the Declaration of Compliance acknowledges understanding and adherence to the specific requirements outlined by the State Department of Insurance. The Declaration of Compliance is electronically transmitted to Kaplan upon completion of the exam and may be audited for compliance purposes.

Period Requirements

Insurance producer, limited lines producer, limited lines credit insurance producer, surplus lines insurance producer, supervising general agent and managing general agents will have a biennial license period. Upon issuance, these license types will expire on the last day of the birth month of the producer on a biennial basis. Each license will be issued with a minimum of 13 months.

Carryover Criteria Requirements

Carryover of CE hours is not permitted.

Reporting Requirements

Report within 30 days of completion. Need Agent’s license number to report.

State Reporting Fees

The Mississippi Department of Insurance requires a course reporting fee of $4.75 per course (online, self-study and classroom courses). This state reporting fee will be automatically charged to you (on the last credit card used in your account) each time you complete an online, self-study, or classroom course.

Instructor Credit

Individuals acting as instructors for continuing education courses receive the same amount of CE credit as his or her students receive for taking the class, for the first presentation only.

Acceptable Training Methods

  • Correspondence (Print)
  • Company Seminars
  • Classroom
  • CBT/CD-ROM (Computer-Based Training)
  • Online (Internet Delivery)


This information is based on state laws and regulations and is subject to change. Kaplan Financial Education makes every effort to make sure this information is current and accurate, however, Kaplan Financial Education is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.

View our Mississippi Total Access CE options:

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